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For the average UMC dude, journey to $1m liquid is easy; getting to $10m is slog
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Date: December 16th, 2025 8:46 AM Author: thriller internal respiration That’s it. Title. If you just sock away on autopilot without much effect on your life sometime in your 30s, maybe 40s if you had a slower start, you finding yourself with $1m liquid.
Figuring out how to 10x that in a reasonable amount of time, on the other hand, is the fight of a lifetime. “Just fund your 401k and backdoor IRA” ain’t gonna cut it. |
Date: December 16th, 2025 9:06 AM Author: red prole Genius OP we got here. It’s much harder to make 10x than 1x. Genius insight. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513240) |
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Date: December 16th, 2025 9:08 AM Author: Crystalline nowag associate Bro getting from (((in debt))) to $1m is not “1x.” (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513242) |
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Date: December 16th, 2025 9:09 AM Author: thriller internal respiration (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513245) |
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Date: December 16th, 2025 11:55 AM Author: red prole low iq schtick? when did you say debt in the op? (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513643) |
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Date: December 16th, 2025 12:51 PM Author: Onyx Legal Warrant Coffee Pot "average umc dude" (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513842) |
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Date: December 16th, 2025 2:24 PM Author: red prole ur prole, not umc, bro. the average umc dood isnt 400k in debt like u (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514205) |
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Date: December 16th, 2025 2:46 PM Author: Onyx Legal Warrant Coffee Pot "average umc dude" (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514281) |
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Date: December 17th, 2025 9:06 AM Author: Crystalline nowag associate (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49516078) |
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Date: December 16th, 2025 12:54 PM Author: Diverse Out-of-control Tank Bawdyhouse lol at this kike (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513855) |
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Date: December 17th, 2025 9:04 AM Author: Crystalline nowag associate (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49516072) |
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Date: December 16th, 2025 9:10 AM Author: wonderful honey-headed stead people who are hurt doesnt resonate with me. the first 1M was really hard. the next few have been easy since market gains now contribute substantially to my NW. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513252) |
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Date: December 16th, 2025 11:59 AM Author: vivacious misanthropic address weed whacker I remember being irate in 2009-10 that I had basically no money to invest and thought stuff would go up bigly. Turned my $10,000 into like $12,000 or whatever. Now every time I look at my accounts they are always 100000k higher (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513668) |
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Date: December 16th, 2025 12:43 PM Author: burgundy motley reading party The first 100k-250k is way harder than the 1-2.5 mill (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513806) |
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Date: December 16th, 2025 12:49 PM Author: Angry temple every dollar you save is like a little soldier youre building an army to fight for YOU (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513832) |
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Date: December 17th, 2025 9:59 PM Author: arousing gas station are you at $10 million though? (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518208) |
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Date: December 17th, 2025 10:39 PM Author: wonderful honey-headed stead people who are hurt no but i have no doubt ill get there. there was real doubt id make 1M starting from negative 200k (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518356) |
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Date: December 18th, 2025 2:44 AM Author: thriller internal respiration u on ur death bed at 88:
“I maed it. $11.5m liquid. My wayward, grey-haired, paunchy 55-year-old son can finally enjoy the fruits of my lifetime of labor.” |
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Date: December 18th, 2025 11:38 AM Author: wonderful honey-headed stead people who are hurt (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519146) |
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Date: December 18th, 2025 11:23 AM Author: arousing gas station what are you at? getting to $10 million is hard af for a wagie (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519097) |
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Date: December 18th, 2025 11:37 AM Author: wonderful honey-headed stead people who are hurt 3.5 (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519141) |
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Date: December 18th, 2025 3:42 PM Author: arousing gas station i'm going to break 8 with the year end bonus and i fucking give up and want to die (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519878) |
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Date: December 18th, 2025 3:55 PM Author: wonderful honey-headed stead people who are hurt keep billing brah (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519928) |
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Date: December 18th, 2025 4:17 PM Author: arousing gas station will do thank (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49520032) |
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Date: December 16th, 2025 9:12 AM Author: dead rambunctious macaca "Easy to a million" is still 15-20 years in your reckoning. The fact is wagecucks aren't meant to get wealthy. Some do, the same way some people win the lottery. But the typical UMC wagecuck is a slave who society allows to have a nicer than average prison cell and lets you think you are amassing wealth in your "401k" and "Roth IRA" which are just prison cells for your money til you're too old to use it for anything meaningful except Carnival cruises and nursing care.
The only way out of slavery is to become a capitalist and entrepreneur, then 10m, 50m etc are easy. But a wagecuck doing that would be like a pig flying. |
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Date: December 16th, 2025 12:37 PM Author: Irradiated french chef lol at "10m, 50m etc are easy." Just do be an entrepreneur and build a $100m company. For the average schmuck, it's probably better to just join a company that has good equity comp and work for a decade while keeping expenses down to the extent possible. Most niggas aren't going to be Henry Ford just because they start a business. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513792) |
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Date: December 16th, 2025 2:09 PM Author: dead rambunctious macaca Exactly what I'm saying. They are born to be wagecucks. They fundamentally don't have it to be a self-sufficient captain of industry. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514161) |
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Date: December 16th, 2025 2:19 PM Author: mahogany set Where would you rate yourself on a scale of born to be a wagie to Henry Ford (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514187) |
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Date: December 16th, 2025 3:08 PM Author: dead rambunctious macaca I'm like 1/10 of a Mike Burry type. A deciburry (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514342) |
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Date: December 16th, 2025 12:00 PM Author: vivacious misanthropic address weed whacker Also that million now is equivalent to $250k 20 years ago (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513673) |
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Date: December 16th, 2025 12:52 PM Author: Onyx Legal Warrant Coffee Pot (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513847) |
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Date: December 16th, 2025 12:55 PM Author: burgundy motley reading party This ties into this weeks Torah portion (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513861) |
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Date: December 17th, 2025 10:10 PM Author: High-end cheese-eating kitty cat theater (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518242) |
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Date: December 16th, 2025 2:47 PM Author: arousing gas station cr (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514283) |
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Date: December 17th, 2025 9:07 AM Author: erotic ape by "liquid" do you mean post-tax non-retirement? also let's NOT make this about my Net Worth which is perfectly respectable imho. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49516080) |
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Date: December 17th, 2025 9:55 PM Author: thriller internal respiration I just mean liquid. So not counting shit like home equity or your baseball card collection but IDGAF if it’s in an IRA or a brokerage account or a bank account—as long as you can pull it out within a reasonable time, say three business days or less, it’s liquid to me. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518194) |
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Date: December 17th, 2025 10:42 PM Author: Twisted hall old irish cottage my baseball cards are collector grade, it's basically cash equivalent. many standard houses too. makes no sense to exclude (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518362) |
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Date: December 17th, 2025 10:42 PM Author: Indecent indian lodge deer antler No one even brought up your net worth, champ. (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518360) |
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Date: December 18th, 2025 2:50 AM Author: Bossy volcanic crater this country needs to be destroyed (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518627) |
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Date: December 18th, 2025 11:40 AM Author: Chest-beating carnelian community account This ties to your overhead starting to get away from you as you start to feel more secure in your finances and family commitments increase (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519157) |
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Date: December 18th, 2025 3:39 PM Author: thriller internal respiration mods (http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519866) |