The most prestigious law school admissions discussion board in the world.
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Just got approved for SSDI at 38 years old. $3,415 per month
| hyperventilating chartreuse senate mad-dog skullcap | 11/16/24 |
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| Misanthropic chestnut antidepressant drug pisswyrm | 11/16/24 |
| hyperventilating chartreuse senate mad-dog skullcap | 11/16/24 |
| Misanthropic chestnut antidepressant drug pisswyrm | 11/16/24 |
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| Begs the Jewish Question | 08/24/25 |
Poast new message in this thread
Date: November 16th, 2024 1:01 AM Author: hyperventilating chartreuse senate mad-dog skullcap Process took 6 months. I'm never working again (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344319) |
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Date: November 16th, 2024 1:07 AM Author: Cerise violent round eye did u have a laweyer? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344338) |
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Date: November 16th, 2024 3:45 AM Author: hyperventilating chartreuse senate mad-dog skullcap No, I was approved on my initial application. I had planned on getting denied then getting a lawyer, but it wasn't necessary. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344429) |
Date: November 16th, 2024 1:02 AM Author: violent aggressive base How?
Can you work on the side |
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Date: November 16th, 2024 1:03 AM Author: hyperventilating chartreuse senate mad-dog skullcap I can only make like $15k per year (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344328) |
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Date: November 16th, 2024 1:07 AM Author: blue galvanic rigpig home over the table (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344335) |
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Date: January 8th, 2025 11:06 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48534302) |
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Date: November 16th, 2024 1:02 AM Author: Misanthropic chestnut antidepressant drug pisswyrm can u refer ur jewish/turd doctor? how can i do this? im gay and retarded, does that qualify? if i get AIDS does it help? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344324) |
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Date: November 16th, 2024 1:03 AM Author: hyperventilating chartreuse senate mad-dog skullcap Jewish partner is the reason I got ssdi. Severe depression and anxiety (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344331) |
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Date: November 16th, 2024 1:05 AM Author: Misanthropic chestnut antidepressant drug pisswyrm furk flying to tel aviv (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344333) |
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Date: November 16th, 2024 1:09 AM Author: blue galvanic rigpig home what is your depression and anxiety caused by? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344340) |
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Date: November 16th, 2024 3:42 AM Author: hyperventilating chartreuse senate mad-dog skullcap I had a mental breakdown at work over stress. Never really recovered (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344423) |
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Date: November 16th, 2024 12:25 PM Author: Spectacular lilac masturbator Shrewd (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345129) |
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Date: November 16th, 2024 1:07 AM Author: blue galvanic rigpig home congrats. my friend with schizophrenia applied for disability and the government dragged it out and he killed himself instead of wait longer. sucks (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344337) |
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Date: November 16th, 2024 1:43 AM Author: floppy cyan codepig nibblets the sum total of his life was someone making GS-7 marking a file as "Closed to due to death of applicant" (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344375) |
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Date: November 16th, 2024 2:17 AM Author: Metal laser beams macaca looks like a GS7 gets paid as much as a lawyer who has decided he's too gay to work anymore. i can see their motivation to drag them out.
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Date: November 16th, 2024 9:53 PM Author: Learning Disabled Ceo (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347240) |
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Date: November 16th, 2024 1:08 AM Author: demanding keepsake machete brunch You maed it, pal (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344339) |
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Date: November 16th, 2024 5:33 AM Author: filthy saffron parlour immigrant (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344469) |
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Date: November 16th, 2024 2:53 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345624) |
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Date: November 18th, 2024 11:24 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48354607) |
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Date: November 16th, 2024 2:12 AM Author: pale sound barrier Did you submit copies of your board poasting as evidence? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344393) |
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Date: November 16th, 2024 3:43 AM Author: hyperventilating chartreuse senate mad-dog skullcap Wasn't necessary. I had plenty of medical evidence. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344424) |
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Date: November 16th, 2024 8:28 AM Author: Irradiated rehab DESCRIBE the evidence and any protips about the process. I have a mentally ill "friend" who is considering this. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344574) |
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Date: November 18th, 2024 11:30 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48354620) |
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Date: January 11th, 2025 10:08 PM Author: Lascivious mentally impaired dragon filthpig (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545093) |
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Date: January 11th, 2025 10:13 PM Author: Chocolate diverse multi-billionaire stag film Cr. My friend was asking me about this lately too (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545107) |
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Date: January 11th, 2025 11:50 PM Author: hyperventilating chartreuse senate mad-dog skullcap r/SSDI (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545348) |
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Date: November 16th, 2024 2:44 AM Author: vibrant adulterous chapel water buffalo Damn I wish I could get this I think my hospital gives free $1mil death insurance and some disability insurance that's also Allright. But would have to be really bold to claim it. And $3k isn't enough to live on (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344402) |
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Date: November 16th, 2024 3:44 AM Author: hyperventilating chartreuse senate mad-dog skullcap I don't have any debt and own my condo outright. I have a few million in retirement accounts. I'll be fine. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344426) |
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Date: November 16th, 2024 3:53 AM Author: Arousing wagecucks dysfunction you’re doing great (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344433) |
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Date: November 16th, 2024 3:23 PM Author: Puce titillating new version (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345790) |
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Date: January 8th, 2025 1:53 PM Author: Lake heady milk i'm mad they give this to someone with millions saved. seems retarded. you don't need the money, rich boi (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48532120) |
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Date: November 16th, 2024 2:47 AM Author: stirring gay field roast beef for what disability (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344404) |
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Date: November 16th, 2024 3:44 AM Author: hyperventilating chartreuse senate mad-dog skullcap Depression/Anxiety/Looney bin (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344425) |
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Date: November 16th, 2024 9:16 AM Author: Misanthropic chestnut antidepressant drug pisswyrm wtf 90% of XO cld get this, plz provide details, how hard is this? can i do this while living in asia? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344660) |
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Date: November 16th, 2024 9:18 AM Author: godawful parlor son of senegal Some people think they're special and will go to the mat to prove it (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344663) |
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Date: November 16th, 2024 9:19 AM Author: Misanthropic chestnut antidepressant drug pisswyrm for 3.8k a month for life i can easily prove it (im insane btw) (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344666) |
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Date: November 19th, 2024 12:02 AM Author: hyperventilating chartreuse senate mad-dog skullcap (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48354660) |
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Date: November 16th, 2024 2:54 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345626) |
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Date: November 16th, 2024 3:24 PM Author: Puce titillating new version what was the looney bin like? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345794) |
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Date: November 16th, 2024 4:01 PM Author: hyperventilating chartreuse senate mad-dog skullcap It wasn’t that bad. For once I was able to get drugged up and chill with no worries. It got me into a better headspace. I don’t plan on going back. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345943) |
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Date: November 16th, 2024 4:29 PM Author: Puce titillating new version and what'd you have to do to be sent there? suicide attempt? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48346073) |
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Date: November 16th, 2024 9:16 PM Author: hyperventilating chartreuse senate mad-dog skullcap yes (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347117) |
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Date: November 16th, 2024 9:48 PM Author: Puce titillating new version 180 lifehack (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347219) |
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Date: November 16th, 2024 9:54 PM Author: hyperventilating chartreuse senate mad-dog skullcap almost hacked my life (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347244) |
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Date: November 16th, 2024 9:56 PM Author: Puce titillating new version (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347249) |
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Date: November 18th, 2024 11:25 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48354608) |
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Date: January 7th, 2025 8:18 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48529591) |
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Date: November 16th, 2024 9:20 AM Author: dun incel indian lodge (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344667) |
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Date: November 16th, 2024 9:21 AM Author: erotic hyperactive space He’s basically stealing from Scumbags. Just like all these fags who want student loan relief. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344668) |
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Date: November 16th, 2024 9:48 AM Author: iridescent goal in life So taxpayers have to pay you $40k a year because you’re sad and lazy? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344719) |
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Date: November 16th, 2024 9:59 AM Author: mustard whorehouse half-breed I’d much rather my taxes go to helping white guys traumatized by the kike casino nightmare machine than funding Paco’s 10th spiclet or some tranny’s next sex change (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344733) |
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Date: November 16th, 2024 10:01 AM Author: Orchid Internal Respiration Set beaners dont have 10 kids anymore (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344737) |
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Date: November 16th, 2024 12:50 PM Author: Amber house roommate (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345192) |
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Date: November 16th, 2024 10:03 AM Author: Misanthropic chestnut antidepressant drug pisswyrm well, its goin to both so u furked (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344746) |
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Date: November 16th, 2024 12:29 PM Author: splenetic aquamarine step-uncle's house (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345151) |
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Date: November 16th, 2024 12:49 PM Author: Amber house roommate (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345191) |
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Date: November 17th, 2024 12:35 AM Author: hyperventilating chartreuse senate mad-dog skullcap (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347638) |
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Date: November 16th, 2024 10:07 AM Author: aromatic piazza (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344758) |
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Date: November 16th, 2024 10:08 AM Author: aromatic piazza people will get irate about this because $40k is a number they can comprehend and they know this could be someone in their community. whereas billions to israel is an incomprehensible amount of money going to a place they've never been anywhere near. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344762) |
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Date: November 16th, 2024 10:11 AM Author: iridescent goal in life No it’s far simpler than that. Lazy pieces of shit who are too “sad” to work and rely on the labor of productive men deserve scorn and ridicule (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344772) |
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Date: November 16th, 2024 10:16 AM Author: mustard whorehouse half-breed (Moishe Shekelwitz) (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344791) |
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Date: November 16th, 2024 10:19 AM Author: iridescent goal in life Yea good one. The guy suggesting welfare queens deserve scorn is definitely a jew (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344804) |
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Date: November 16th, 2024 10:20 AM Author: mustard whorehouse half-breed Whites deserve reparations for the last 15 years (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344806) |
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Date: November 16th, 2024 11:46 AM Author: aromatic piazza (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345017) |
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Date: November 16th, 2024 11:50 AM Author: Ultramarine Appetizing People Who Are Hurt Azn (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345033) |
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Date: November 16th, 2024 12:04 PM Author: aromatic piazza all white men over 6' should be issued an azn stem tradwife (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345079) |
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Date: November 16th, 2024 12:21 PM Author: Transparent plaza haunted graveyard This is happening. It’s coming out of university endowments (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345120) |
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Date: November 16th, 2024 2:58 PM Author: Laughsome Flesh Sneaky Criminal Center I've taken mine. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345651) |
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Date: November 16th, 2024 3:09 PM Author: iridescent goal in life lol (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345721) |
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Date: November 16th, 2024 4:57 PM Author: Irradiated rehab (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48346165) |
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Date: November 16th, 2024 10:50 PM Author: hyperventilating chartreuse senate mad-dog skullcap (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347377) |
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Date: January 11th, 2025 10:09 PM Author: spruce old irish cottage church building (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545097) |
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Date: November 16th, 2024 3:59 PM Author: hyperventilating chartreuse senate mad-dog skullcap Not welfare bro. I’ve paid into it my whole life. I am emotionally broken. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345936) |
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Date: November 16th, 2024 9:18 PM Author: hyperventilating chartreuse senate mad-dog skullcap (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347124) |
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Date: November 16th, 2024 12:20 PM Author: multi-colored yellow point (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345112) |
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Date: November 16th, 2024 12:27 PM Author: Spectacular lilac masturbator (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345137) |
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Date: November 16th, 2024 10:15 AM Author: mustard whorehouse half-breed (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48344786) |
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Date: November 16th, 2024 12:51 PM Author: Amber house roommate no, this is dumb. no one gets free money - lazy birdshits, illegal beaners, or Israel. it's all bullshit. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345197) |
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Date: November 16th, 2024 3:57 PM Author: hyperventilating chartreuse senate mad-dog skullcap (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345925) |
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Date: November 16th, 2024 4:23 PM Author: hyperventilating chartreuse senate mad-dog skullcap You’re going to be Yosemite Sam fuming mad if my VA Disability goes through and I get an additional 4K per month tax free. I will be making $7,500 a month mostly tax free and have free healthcare for life. Who knows how long that process will take. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48346055) |
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Date: November 16th, 2024 4:28 PM Author: Aphrodisiac international law enforcement agency This thread has me researching. I’ll be 55 in 3.5 years. Apparently, at age 55 SSDI gets much easier to get. SSA website says my SSDI payout will be $3500 per month. With 100% VA and SSDI, I will have plenty to live an ordinary life with out working, or touching my retirement money at all. I’m still doing research, but I have plenty of medical evidence to be considered unable to work.
Yeah, I’d feel a little guilty, but we have millions of illegals getting $3,500 a month and gettin free housing. |
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Date: November 16th, 2024 11:11 PM Author: Laughsome Flesh Sneaky Criminal Center don't feel guilty. it'$ there for the taking. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347432) |
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Date: November 16th, 2024 5:11 PM Author: iridescent goal in life This is obviously a highly unpopular opinion on a website where the prevailing thought seems to be do as little as possible and scam others at every opportunity, but you are only hurting yourself. Congrats on throwing in the towel on the only life you’ll ever have. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48346220) |
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Date: November 16th, 2024 8:16 PM Author: hyperventilating chartreuse senate mad-dog skullcap Good little Eichmann (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48346877) |
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Date: November 16th, 2024 3:05 PM Author: marvelous native legal warrant Wow (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345694) |
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Date: November 16th, 2024 3:06 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48345704) |
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Date: November 16th, 2024 9:55 PM Author: fragrant orchestra pit do you plan to do anything prosocial with your newfound freedom? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347248) |
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Date: November 16th, 2024 10:39 PM Author: hyperventilating chartreuse senate mad-dog skullcap I plan to get high every day, watch as much sports as possible, and blank bump as many posts as I see fit. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347360) |
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Date: November 16th, 2024 9:59 PM Author: Excitant Volcanic Crater you're worse than an illegal beaner (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347264) |
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Date: November 16th, 2024 10:39 PM Author: hyperventilating chartreuse senate mad-dog skullcap I know, right? Taking something I've paid into my whole life before it's spent on Israel. Crazy concept (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347363) |
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Date: January 11th, 2025 10:11 PM Author: Boyish well-lubricated heaven faggotry (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545104) |
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Date: January 12th, 2025 4:33 AM Author: Fuchsia soggy ape bbw it's time to get heter iska "loans" trending (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545643) |
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Date: November 16th, 2024 9:59 PM Author: Carmine Motley Box Office i will cop this. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347265) |
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Date: November 16th, 2024 11:08 PM Author: hyperventilating chartreuse senate mad-dog skullcap I'm going to try and get SNAP/EBT next. Crossing my fingers (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347418) |
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Date: November 16th, 2024 11:10 PM Author: Cerise violent round eye any advice on SNAP? how much can u have in savings (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347422) |
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Date: November 17th, 2024 12:35 AM Author: hyperventilating chartreuse senate mad-dog skullcap I've researched exactly 30 seconds. I think I make too much in SSDI (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48347635) |
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Date: November 18th, 2024 11:30 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48354619) |
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Date: January 8th, 2025 1:32 PM Author: Carmine Motley Box Office (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48532035) |
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Date: November 17th, 2024 10:47 PM Author: hyperventilating chartreuse senate mad-dog skullcap Just met with a veteran's VSO about my severe depression that started when I was in the Army. I did two years enlisted. If I can get 100%, that will be another $3,800 per month.
When milk truk arrive? |
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Date: January 8th, 2025 1:47 PM Author: walnut cumskin national update? (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48532100) |
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Date: January 11th, 2025 10:03 PM Author: hyperventilating chartreuse senate mad-dog skullcap VSO filed an "Intent To File" while we wait on my military medical records. I guess it takes forever. (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545074) |
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Date: January 11th, 2025 11:58 PM Author: marvelous native legal warrant 180 (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545362) |
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Date: January 12th, 2025 4:35 AM Author: Fuchsia soggy ape bbw 180 you'll get back pay from file date anyway |
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Date: January 12th, 2025 5:17 AM Author: Green bearded yarmulke 180 brother for maeking the system work for you rather than the other way around (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545661) |
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Date: January 12th, 2025 5:45 AM Author: hyperventilating chartreuse senate mad-dog skullcap (http://www.autoadmit.com/thread.php?thread_id=5635112&forum_id=2,#48545675) |
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Date: August 24th, 2025 12:49 AM Author: Begs the Jewish Question Neighbor turned me in to SSA for faking disability after he watched me mow my lawn. Filed a report with the OGI.
OGI told him to basically fuck off. LMAO at ARE system.
Got notice of my 100% VA disability today. (70% TDIU bumped up to 100%).
Thank you taxpayers for the $90,000 per year, mostly tax free. |