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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
French university toaster
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Floppy angry menage
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
French university toaster
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
wonderful coral circlehead hominid
  12/15/25
u sound mad
harsh claret mood
  12/14/25
go to grad school
Cerise adventurous home haunted graveyard
  12/14/25
...
federal space
  12/14/25
Post bacc MD cr?
French university toaster
  12/15/25
yeah you gotta be careful though. some are better than other...
Cerise adventurous home haunted graveyard
  12/15/25
time for you to pay off mine
ocher self-absorbed library incel
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
violet stimulating stage
  12/15/25
...
harsh claret mood
  12/15/25
...
dashing jet-lagged plaza
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Cerise adventurous home haunted graveyard
  12/15/25
I have zero debt, I love my freedom.
violet stimulating stage
  12/15/25
...
cruel-hearted kitty cat
  12/15/25
you won this gen
Doobsian Tanning Salon Mad-dog Skullcap
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
turquoise indian lodge
  12/15/25
current weight?
pearl clown chapel
  12/15/25
372 or so. It's been a rough holiday season.
turquoise indian lodge
  12/15/25
what are some things that have happened to you that forced y...
Multi-colored Sex Offender Cuck
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
turquoise indian lodge
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
sable exhilarant trailer park twinkling uncleanness
  12/15/25
how much was the original loan balance and how much (((inter...
sable exhilarant trailer park twinkling uncleanness
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
French university toaster
  12/15/25
I want to stab you
Talented shivering school
  12/15/25
Being echo gen x has its privileges
French university toaster
  12/15/25
hookers and blow? pretty much whatever you want
kink-friendly lemon orchestra pit
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Spruce big masturbator
  12/15/25
Where the fuck did you get 2.75% interest student loans?
maroon hairraiser idiot locale
  12/15/25
Around 2007 and 2008, there were some great rates.
Vivacious Half-breed Location
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
French university toaster
  12/15/25
Undergrad?
Vivacious Half-breed Location
  12/16/25
...
violet stimulating stage
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Vivacious Half-breed Location
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
maroon hairraiser idiot locale
  12/15/25
two girls, same time
mauve irradiated shrine rigpig
  12/15/25
borrow more money from jews asap
coiffed principal's office
  12/15/25
Uncle Sam is a goy, shitlib
French university toaster
  12/15/25
who benefits? COHEN BENEFITS!
coiffed principal's office
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: French university toaster

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Floppy angry menage

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: French university toaster

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: wonderful coral circlehead hominid

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: harsh claret mood

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Cerise adventurous home haunted graveyard

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: federal space



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: French university toaster

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Cerise adventurous home haunted graveyard

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: ocher self-absorbed library incel

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: violet stimulating stage

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: harsh claret mood



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: dashing jet-lagged plaza



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Cerise adventurous home haunted graveyard

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: violet stimulating stage

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: cruel-hearted kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Doobsian Tanning Salon Mad-dog Skullcap

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: turquoise indian lodge

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: pearl clown chapel

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: turquoise indian lodge

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Multi-colored Sex Offender Cuck

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: turquoise indian lodge

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: sable exhilarant trailer park twinkling uncleanness

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: sable exhilarant trailer park twinkling uncleanness

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: French university toaster

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Talented shivering school

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: French university toaster

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: kink-friendly lemon orchestra pit

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Spruce big masturbator

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: maroon hairraiser idiot locale

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Vivacious Half-breed Location

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: French university toaster

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Vivacious Half-breed Location

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: violet stimulating stage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Vivacious Half-breed Location

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: maroon hairraiser idiot locale

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: mauve irradiated shrine rigpig

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: coiffed principal's office

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: French university toaster

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: coiffed principal's office

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512587)