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401(k) Balance Check in Thread
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Date: July 6th, 2024 11:22 AM Author: Ungodly Center correction tp/boner police you're excluded, we recognize that you're a pauper (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814581) |
Date: July 6th, 2024 11:29 AM Author: henna national deer antler $0, Ljl at anyone who falls for that kike scam (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814590) |
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Date: July 6th, 2024 11:31 AM Author: Pale Generalized Bond Old Irish Cottage I have some nominal amount in mine like $100k or something. Basically just a safety blanket. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814598) |
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Date: July 6th, 2024 12:02 PM Author: Twisted brunch 😂 you fat fuck (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814693) |
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Date: July 6th, 2024 12:06 PM Author: Ungodly Center your safety blanket should be in a private savings account. if you need to pull those emergency funds they're not only taxed they get hit with a huge penalty. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814703) |
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Date: July 6th, 2024 1:02 PM Author: sable irradiated stage goyim Why are you so worried about money? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814887) |
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Date: July 6th, 2024 12:22 PM Author: twinkling tripping nursing home roommate $100K is more money than you have in the entire world hth (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814744) |
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Date: July 6th, 2024 12:26 PM Author: Pale Generalized Bond Old Irish Cottage I love how angry this makes pumos (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814758) |
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Date: July 6th, 2024 6:54 PM Author: abusive space Amen, amen I say to you brother (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815822) |
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Date: July 6th, 2024 12:03 PM Author: Aphrodisiac corner affirmative action ljl my IRA has been stuck at 300k for years i think , im so retarded (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814697) |
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Date: July 6th, 2024 12:08 PM Author: Ungodly Center that's almost impossible, explain your investments (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814707) |
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Date: July 6th, 2024 12:18 PM Author: Aphrodisiac corner affirmative action i was all in SPY last year but did covered calls and lost all the shares at strike price of like 420, since then its gone up 24% i missed all of that
im retarded
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Date: July 6th, 2024 12:26 PM Author: bespoke lay Everyone begged you not to do this. "Covered calls" are what redditors do from brokerage apps on their cracked android phones while sitting in their 2004 Kia sedans talking about theta and iron condors thinking they sound intelligent (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814756) |
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Date: July 6th, 2024 12:35 PM Author: Aphrodisiac corner affirmative action yea i made almost 100k first year doing it but it was dumb doing it when market was down so much, i blame the jews (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814790) |
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Date: July 6th, 2024 12:37 PM Author: bespoke lay I am for you (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814802) |
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Date: July 6th, 2024 12:46 PM Author: Aphrodisiac corner affirmative action thank, but im not, i know im retarded (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814838) |
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Date: July 6th, 2024 1:07 PM Author: demanding beady-eyed school You have no one to blame but yourself. You're running an 85 IQ investment strategy. No idea how you can be this dumb, I honestly think it must be flame (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814904) |
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Date: July 6th, 2024 1:12 PM Author: Aphrodisiac corner affirmative action nigga, im gonna maek it back, the funny thing is if i just made like 30% profit on my 1.1m im back to where i shld be if i wasnt retarded. 30% isnt that much i can do that easily (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814927) |
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Date: July 6th, 2024 1:20 PM Author: big white tank Date: July 6th, 2024 1:12 PM Author: AZNgirl outside 10 Downing St waiting for Handsome
nigga, im gonna maek it back, the funny thing is if i just made like 30% profit on my 1.1m im back to where i shld be if i wasnt retarded. 30% isnt that much i can do that easily
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Date: July 6th, 2024 1:25 PM Author: Aphrodisiac corner affirmative action nigga im working on a BIGPLAN im gonna go all in and make 20% and get back to 1.3m at least, plan is being planned right now its in the planning stages (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814975) |
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Date: July 6th, 2024 1:43 PM Author: demanding beady-eyed school ALWAYS bet on black (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815017) |
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Date: July 6th, 2024 12:40 PM Author: sable irradiated stage goyim lol hooknose cunt (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814815) |
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Date: July 6th, 2024 12:08 PM Author: lilac church building toilet seat 550k (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814708) |
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Date: July 6th, 2024 12:11 PM Author: motley blue persian cruise ship $600k (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814709) |
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Date: July 6th, 2024 12:20 PM Author: Unholy bisexual turdskin garrison $970k if we’re also counting all the random similar retirement account equivalents, 457, IRAs and all that. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814735) |
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Date: July 6th, 2024 12:22 PM Author: Claret razzmatazz plaza Wife and I each have around $1 million in our 401ks.
I don’t understand the xo prevailing wisdom that retirement accounts are a “Jewish scam” and every time someone tries to explain, that person sounds financially illiterate and possibly poor.
I control both of our accounts and all the money is in low-expense (0.25% or lower) funds that historically have matched or exceeded their market benchmarks. The admin fees are nominal. |
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Date: July 6th, 2024 12:24 PM Author: bespoke lay The argument is either that
1) tax rates will be substantially higher in the future, especially for you whitey 2) in the coming Bolshevik revolution 401ks will be confiscated 3) high 401k balances will be used to means test away your other entitlements like social security, again, for whitey
High fees and limited funds used to be a problem for a lot of 401k plans and these were a scam, but that hasn't been the case for a decade now or more |
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Date: July 6th, 2024 12:25 PM Author: know-it-all federal therapy cuck (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814753) |
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Date: July 6th, 2024 12:27 PM Author: thriller principal's office are there any examples of this you can point to in the us? punishing the prudent. i'm not talking about benefiting the dumbs, but actually pulling out the rug on the prudent. there is a difference. |
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Date: July 6th, 2024 12:28 PM Author: bespoke lay This is all forward looking. Boomers are dying and the native population is being replaced by third world communists. Massive changes are on the horizon and if you can't see that you are being willfully ignorant. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814766) |
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Date: July 6th, 2024 12:29 PM Author: Claret razzmatazz plaza It’s stupid imo to make financial decisions based on speculation like this.
That said, assume all those things are right and the libs are coming for wealthy white people, I assume if one doesn’t put the money into 401ks and other retirement vehicles, they’ll have put the money into some other types of investments. Wouldn’t the govt just raid those accounts/assets?
Surely these people aren’t advocating hiding cash in your yard. You’re guaranteed to lose money to inflation that way. |
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Date: July 6th, 2024 12:31 PM Author: bespoke lay See below. I have a lot of my money tied up in my 401k because I weighed out the pros and cons of these possibilities against my current tax burden which is already lol obscene. The focus on 401ks particularly as a scam is due to the excessive control that the government has over these funds compared to your non tax sheltered investments.
These are not crockpot theories though. How do you not see where we are headed? |
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Date: July 6th, 2024 12:34 PM Author: Claret razzmatazz plaza It’s speculation and I don’t see the basis for any of it. That said, all that shit could happen, but the govt is gonna come after your wealth no matter where it is. There is no reason to avoid 401ks because of this possibility.
In fact I’d argue that the govt would fuck with retirement accounts last. They could make an argument that if you have millions in a taxable investment account you must be rich so we’re going after those. |
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Date: July 6th, 2024 12:42 PM Author: bespoke lay We'll see what unfolds. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814822) |
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Date: July 6th, 2024 1:19 PM Author: demanding beady-eyed school This is obviously cr. These guys betting on a narrow range of wealth confiscation possibilities where they come for 401k not not brokerage accounts are idiots. You should be prime money into both. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814949) |
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Date: July 6th, 2024 11:55 PM Author: thriller principal's office agree. i think there are far easier paths to stealing money from the masses than actually coming for the people who can get you unelected, whether lib or con. |
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Date: July 7th, 2024 4:48 AM Author: Maniacal Provocative Striped Hyena Physical | Silver (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47816808) |
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Date: July 6th, 2024 12:24 PM Author: thriller principal's office (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814751) |
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Date: July 6th, 2024 12:27 PM Author: Aphrodisiac corner affirmative action it depends on ur 401k but many employers get bribed by Schwab etc to only offer higher expense ratio funds, it cuts into ur gains HUGELY over time. congress cld just let employees pick anyone, they cld put it in vanguard for lowest fees but NO jews wldnt be able to skim money easily
when i had a schwab 401k it was fraud, they wldnt even let u do schwab lower expense ratio funds, it was all higher ones |
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Date: July 6th, 2024 12:32 PM Author: Claret razzmatazz plaza My wife has been at her job for 19 years and early on, I noticed that her plan only had high expense garbage, but that changed at least 10 years ago. My firm has a decent array of good, cheap funds too.
It seems like the trend has been going this way with most employers |
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Date: July 6th, 2024 12:46 PM Author: Aphrodisiac corner affirmative action yea maybe it changed cause they got caught but its still retarded its restricted in first place, employer shld only decide who is managing it, but u shld be able to buy whatever u want just like if it was normal account (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814837) |
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Date: July 6th, 2024 12:52 PM Author: Claret razzmatazz plaza Ive always been somewhat financially literate and I remember telling her early on (2005-2008) that the only benefit to her was tax shielding bc the investment options were trash. The plan still has that high fee bs but also vanguard funds.
Here’s where the scam comes in. The employer likely defaults you into shitty funds with 0.8% or 1% fees and most people don’t know better and stay in those. |
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Date: July 6th, 2024 1:13 PM Author: Aphrodisiac corner affirmative action it was legal for these big jew brokerages to basically bribe the employers, like they wld get x% back for each employee or some shit, it was highly bullshit and insane, the entire 401k racket is just skimming pension funds into hands of jews and israel, its wild, it doesnt seem .2% even wld be that much but it works out to trillons in the end and in reality these faggots were doing north of .75% easily
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Date: July 6th, 2024 12:49 PM Author: abusive space You're always extremely prescient friend (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814846) |
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Date: July 6th, 2024 12:43 PM Author: magical translucent wrinkle How do you even get a balance that high without one of those extra contribution things where the cap is $50k+, or with a 100% match? Contribution limits were low af, like $13,500 in the late 2000s or something. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814825) |
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Date: July 6th, 2024 12:47 PM Author: Claret razzmatazz plaza We’re 45. My wife started maxing out 19 years ago and has a 9% salary match. She makes just over 100k so this is worth 9 grand and change.
I didn’t start until about 12 years ago, but from 2018-2022 I was a partner at a biglaw firm and was able to sock away 55-60k a year. Were it not for that, my balance would likely be like 500-600k. |
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Date: July 6th, 2024 12:54 PM Author: magical translucent wrinkle If she makes only 100k now, I mean I assume less in 2005 unless she aced OCI and moved into a lifestyle job more recently. Anyway, adequate post. Upvoted (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814860) |
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Date: July 6th, 2024 1:07 PM Author: Claret razzmatazz plaza She was making like 60k back then but has been making 85k+ for years. Her salary basically stagnated. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814907) |
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Date: July 6th, 2024 1:21 PM Author: magical translucent wrinkle Why doesn’t she change jobs every 18 months? This is a fundamental difference between millennials and Gen X. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814956) |
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Date: July 6th, 2024 1:39 PM Author: Claret razzmatazz plaza She’s really smart but a typical gen x slacker and unambitious. I was the one always hustling and trying to make more. It’s worked out bc she’s 100% wfh and she does like 3 hours of work per day. She’s more or less been retired for like 3 years and is collecting 100k a year. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815006) |
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Date: July 6th, 2024 12:57 PM Author: abusive space A partner only has $2mm? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814868) |
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Date: July 6th, 2024 1:13 PM Author: Claret razzmatazz plaza Kids are expensive as shit. 40K a year for preschool, saving 25 grand per kid for college, and I was only in biglaw for several years, although I’m making more now in midlaw.
On track to retire with like 15 mil. |
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Date: July 6th, 2024 2:15 PM Author: abusive space 25k savings per kid should count. But wtf 40k preschool? There are very few PRESCHOOLS that cost that much and all are in MFH. Does that cover DAYCARE? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815122) |
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Date: July 6th, 2024 6:09 PM Author: Claret razzmatazz plaza Yeah breh (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815720) |
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Date: July 6th, 2024 6:55 PM Author: abusive space Just force wife to care for them if partner (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815827) |
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Date: July 6th, 2024 7:20 PM Author: Claret razzmatazz plaza lol hell no. Partners have to pay full freight for healthcare. It would have been like 5 grand a month for the family, plus we’d have lost out on her retirement savings. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815895) |
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Date: July 6th, 2024 1:01 PM Author: Charcoal public bath how do partners get higher 401k contribution limits? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814885) |
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Date: July 6th, 2024 1:04 PM Author: Ungodly Center I am confused by this too. A partner once explained it here but it was super vague how it worked. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814894) |
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Date: July 6th, 2024 1:05 PM Author: sable irradiated stage goyim Maybe you’re not intelligent enough to understand (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814898) |
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Date: July 6th, 2024 1:05 PM Author: Ungodly Center Maybe you’re a Jewish pedophile correction tp/boner police (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814901) |
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Date: July 6th, 2024 1:07 PM Author: sable irradiated stage goyim Idk who that is, GJR (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814908) |
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Date: July 6th, 2024 1:06 PM Author: bespoke lay they have access to solo 401ks available to capital owners
just another LOL aspect of this gay ass country
1) shackling your retirement savings to an employer 2) giving different classes of wagies access to differing tiers of tax-sheltering |
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Date: July 6th, 2024 1:52 PM Author: Charcoal public bath wow that is gay as fuck. our tax code is ridiculous. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815051) |
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Date: July 6th, 2024 1:09 PM Author: Claret razzmatazz plaza Business owners can put in like 65k. Technically your employer can put that much in for you but none do so.
I’m in midlaw now and just became eligible for the 401k. I was told we had the higher contribution threshold but someone in hr told me otherwise the other day. I just set the contribution to 25% of pay and we’ll see what unfolds. |
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Date: July 6th, 2024 1:04 PM Author: Ultramarine Hospital Sandwich "from 2018-2022 I was a partner at a biglaw firm and was able to sock away 55-60k a year."
Wow. |
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Date: July 6th, 2024 1:05 PM Author: Ungodly Center Definitely a good time to make those huge contributions right after the market crashed. He probably made huge returns last year and this year. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814899) |
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Date: July 6th, 2024 1:09 PM Author: sable irradiated stage goyim How about you? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814919) |
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Date: July 6th, 2024 1:07 PM Author: lilac church building toilet seat What gave you been doing after 2022? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814909) |
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Date: July 6th, 2024 1:11 PM Author: Claret razzmatazz plaza Midlaw. I was a service partner in biglaw and severely underpaid. I was at a v60 firm in dc and making 375 or so. People think I’m lying but I’m not.
I stole around 800k in biz and am equity in midlaw. Should make about 500 this year.
I’ll retire with around 15 million probably, which is crazy to me bc I grew up poor. |
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Date: July 6th, 2024 2:18 PM Author: abusive space PLEASE explain how you took biz from biglaw (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815128) |
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Date: July 6th, 2024 7:52 PM Author: Claret razzmatazz plaza The guy who hired me as an associate in biglaw is a huge rainmaker. He does very little legal work and instead has the people on his team do everything. Some of the clients barely know him at this point.
So I told them I was leaving and 3-4 came with me.
I wouldn’t have left if he shared credit and I was making 400-500k. But he had to keep everything in his column and the as far as the firm was concerned I was a glorified associate. I think there was some surprise when clients left with me bc firm leadership seems to think this guy actually has any involvement in the clients’ legal matters, but he really doesn’t. |
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Date: July 7th, 2024 4:53 AM Author: Maniacal Provocative Striped Hyena Sound alike you've emerged victorious (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47816809) |
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Date: July 7th, 2024 6:59 AM Author: Claret razzmatazz plaza i'm fairly happy with the way things have worked out.
i may cut back to part time or leave private practice (or law entirely) in 5 years or so. |
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Date: July 6th, 2024 12:22 PM Author: bespoke lay Like 700k (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814743) |
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Date: July 6th, 2024 12:28 PM Author: Erotic soul-stirring alpha $396k b/t 401k & ira (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814767) |
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Date: July 6th, 2024 12:37 PM Author: Charcoal public bath like 450k between my various 401k accounts (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814799) |
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Date: July 6th, 2024 12:41 PM Author: sable irradiated stage goyim GJR hounding 50 year old brown and jewish men for their retirement balances why? Did that Dartmouth degree despite middling standardized test scores do anything? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814820) |
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Date: July 6th, 2024 1:06 PM Author: Ungodly Center (Jewish pedophile) (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814902) |
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Date: July 6th, 2024 1:07 PM Author: sable irradiated stage goyim Do you need money or something? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814911) |
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Date: July 6th, 2024 1:24 PM Author: know-it-all federal therapy cuck (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814969) |
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Date: July 6th, 2024 12:47 PM Author: big white tank (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814841) |
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Date: July 6th, 2024 12:47 PM Author: ruby pervert Is everyone on here like 45 now?
Maxing out for the last 15 years might get you $600k |
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Date: July 6th, 2024 12:51 PM Author: Aphrodisiac corner affirmative action not if u're gay and retarded (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814853) |
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Date: July 6th, 2024 6:24 PM Author: Ungodly Center at least 45. I think there's several 50+ and even some 60+ y/o's beyond just OldHLSdude (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815754) |
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Date: July 6th, 2024 12:55 PM Author: abusive space Over $1.1mm in actual LTCG not gay untaxed funds, in early 30s (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814862) |
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Date: July 6th, 2024 1:05 PM Author: big white tank That wasn't the question. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814897) |
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Date: July 6th, 2024 1:12 PM Author: dashing sneaky criminal I have a pension (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814925) |
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Date: July 6th, 2024 1:14 PM Author: Claret razzmatazz plaza How much? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814937) |
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Date: July 6th, 2024 1:14 PM Author: awkward kitchen $62k
would be a lot more if i didn't cash it out entirely when i was unemployed for nearly two years |
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Date: July 6th, 2024 1:20 PM Author: Claret razzmatazz plaza How old are u? When I was 33, I started with like $10k in a rollover from a solo. At 45 I have close to a mil. You can maek it. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814952) |
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Date: July 6th, 2024 1:22 PM Author: awkward kitchen 36
i have just over $100k in my brokerage account |
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Date: July 6th, 2024 1:22 PM Author: big white tank :( (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814964) |
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Date: July 6th, 2024 1:25 PM Author: awkward kitchen my net worth is around $200k with no debt/liabilities/etc. could be worse. i was approaching zero near the end of my unemployment. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814974) |
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Date: July 6th, 2024 1:26 PM Author: Aphrodisiac corner affirmative action thats still prob ebtter than 75% of ppl ur age (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814976) |
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Date: July 6th, 2024 1:28 PM Author: awkward kitchen i became a stingy, penny-pinching pauper after being unemployed that long. i now save around 80% of each paycheck. never want to deal with that kind of financial stress ever again. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47814982) |
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Date: July 6th, 2024 1:40 PM Author: bespoke lay i know this fear brother. it changes your psyche fundamentally. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815008) |
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Date: July 6th, 2024 1:40 PM Author: Claret razzmatazz plaza Cr. I used to be paranoid as shit about money. Thsts stopped in the past few years bc of our net worth. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815011) |
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Date: July 6th, 2024 1:41 PM Author: bespoke lay what's your NW?
i'm around 2.4 million w/o home equity and still feel afraid |
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Date: July 6th, 2024 9:17 PM Author: Claret razzmatazz plaza With home equity, right around 2.4 mil, plus the 529 balances ($250k ish total) and stock accounts for each kid with $7500 (I add $200/mo)
I’m not worried at all. College is close to fully funded, mortgage is 2800, and if we stopped saving now we’d have like 8 mil by age 65,which throws off like 20k in income, then we should have another 7k in social security income.
I could get a job that just covers expenses now and would be fine. |
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Date: July 6th, 2024 6:54 PM Author: magical translucent wrinkle Why were you unemployed so long? Are you in a niche Fake Job like Product Management? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815821) |
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Date: July 6th, 2024 1:44 PM Author: autistic vivacious stag film main people 100k but I don't contribute (employer gives me 3% no match required,) and have other retirement accounts. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815018) |
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Date: July 6th, 2024 2:19 PM Author: Excitant Property French Chef 401ks 1,060,742 Other Retirement Accounts 86,493 Brokerage 266,522 Cash 259,403 Crypto 121,164 College Fund 115,819 |
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Date: July 6th, 2024 6:57 PM Author: abusive space Friend you've gotta put that cash to work. Time value of money
Dump it all in brokerage in some index funds if you must |
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Date: July 6th, 2024 7:45 PM Author: Excitant Property French Chef starting a business brother, need the buffer (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815959) |
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Date: July 6th, 2024 4:59 PM Author: Flickering native azn Like $810K in 401Ks, another $1.4M in brokerage accounts (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815526) |
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Date: July 6th, 2024 6:57 PM Author: abusive space This man knows how to live (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815836) |
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Date: July 6th, 2024 6:31 PM Author: godawful parlor 846 (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815770) |
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Date: July 6th, 2024 6:57 PM Author: Transparent heaven circlehead Around $400K (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47815832) |
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Date: July 6th, 2024 11:27 PM Author: crystalline antidepressant drug Current employer 401k: $100k Previous employer 401k: $400k Roth IRA's: $400k Wife's Roth IRA's: $200k
Age 45. Income currently around $150k. (Took a dip recently due to wife going solo.) And I'm 6'1". |
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Date: July 7th, 2024 3:25 AM Author: Mentally impaired hateful base hunting ground age 35
about $750k in 401k
spent career at muTTTual fund firms with very generous matching/contributions and low cash comp. |
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Date: July 7th, 2024 4:55 AM Author: Maniacal Provocative Striped Hyena $0
But it pains me to see this and want to remind all of you that these numbers will be cut precisely in half by next year's check in poast. You should all be taking the tax hit and exiting 30% into cash NOW. |
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Date: July 7th, 2024 5:18 AM Author: autistic vivacious stag film main people all 401k have a money market type option. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47816813) |
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Date: July 7th, 2024 5:44 AM Author: Maniacal Provocative Striped Hyena Is the entire American workforce 401k savings going to be in T bills? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47816819) |
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Date: July 7th, 2024 5:43 AM Author: bateful embarrassed to the bone water buffalo lettuce What tax hit? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47816818) |
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Date: July 7th, 2024 5:45 AM Author: Maniacal Provocative Striped Hyena early withdraw tax unless you're boomer over 59.5 (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47816820) |
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Date: July 7th, 2025 10:20 PM Author: Ungodly Center 10% early withdrawal penalty + taxed at your current (presumably high) income bracket. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#49081029) |
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Date: July 7th, 2024 6:57 AM Author: Claret razzmatazz plaza you're a market timer eh? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47816874) |
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Date: July 7th, 2024 11:16 AM Author: twinkling tripping nursing home roommate Date: July 7th, 2024 4:55 AM Author: average/ordinary/typical citizen/person
$0 But it pains me to see this and want to remind all of you that these numbers will be cut precisely in half by next year's check in poast. You should all be taking the tax hit and exiting 30% into cash NOW.
***
Okay, I will see you on July 7, 2025. As of this poast:
Dow Index 39,375.87 S&P 500 Index 5,567.19 NASDAQ Index 18,352.76 |
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Date: July 7th, 2024 11:29 AM Author: Maniacal Provocative Striped Hyena See me sooner (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47817188) |
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Date: July 7th, 2024 11:34 AM Author: Claret razzmatazz plaza what do you base your theory on?
and how confident are you that you'll correctly call the point at which people should get out of cash and back into stocks? |
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Date: July 7th, 2024 12:44 PM Author: Maniacal Provocative Striped Hyena You won't get back into "stocks" for decades. There will always be a stock but everyone is all fucked. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47817383) |
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Date: July 7th, 2024 12:58 PM Author: thriller principal's office it is proven to be very difficult to keep tens of millions of capitalists from making money even when fucking commies, dei idiots, socialist polices infiltrate, the trend always returns to profit that's why fucking dems have gotten away with their shit for brains policies. people have a hard time understanding that "good" should be a lot better and would have been with better policies. |
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Date: August 2nd, 2024 2:14 PM Author: Maniacal Provocative Striped Hyena (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47921685) |
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Date: July 7th, 2025 9:20 PM Author: twinkling tripping nursing home roommate Where are we on this? (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#49080839) |
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Date: July 7th, 2024 4:56 AM Author: Drunken Sanctuary Twelve billion (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47816811) |
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Date: July 7th, 2024 11:21 AM Author: Nubile trump supporter oy vey give me updates on your jewish numbers (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47817158) |
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Date: August 2nd, 2024 2:15 PM Author: henna national deer antler You will never see a penny of your “401k” you stupid goyim (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47921687) |
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Date: August 2nd, 2024 2:33 PM Author: Claret razzmatazz plaza i have yet to someone offer an explanation for this claim that makes any sense (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47921765) |
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Date: August 2nd, 2024 2:31 PM Author: Hyperactive sienna goal in life I pulled out my 401K balance on Monday to invest in Intel (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47921756) |
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Date: August 2nd, 2024 2:33 PM Author: autistic vivacious stag film main people smart man. When China invades Taiwan it will go 2 da moon. (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47921760) |
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Date: August 2nd, 2024 5:26 PM Author: Hyperactive sienna goal in life Thanks (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#47922443) |
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Date: July 7th, 2025 9:37 PM Author: cream fortuitous meteor (http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2],#49080896) |