\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Where would you keep $500k cash you don't imminently need?

...
maize useless brakes
  07/28/25
i guess a HYSA or Cash account in a brokerage
racy hell karate
  07/28/25
In my ass
Sienna Brunch Blood Rage
  07/28/25
ran here
Wild Lascivious Abode
  07/28/25
...
Sienna Brunch Blood Rage
  07/28/25
isnt that how you earned it?
Iridescent pontificating piazza mad cow disease
  07/28/25
T-Bills.
Geriatric kitty range
  07/28/25
How do you buy these?
maize useless brakes
  07/29/25
In order of simplicity: 1. Buy SGOV etf (you will pay a ...
Geriatric kitty range
  07/29/25
$125k in high yield corporate bonds (e.g. SPDR POrtfolio HY ...
Black feces chapel
  07/28/25
tyty
maize useless brakes
  07/29/25
Depends on how much cash you'll need eventually, and how far...
contagious masturbator goal in life
  07/28/25
The stock market
haunting office ladyboy
  07/28/25
few 100k in bask bank, i think it's the highest money market...
snowy native bbw
  07/28/25
But I do need $500k immediately
Dull Depressive School
  07/28/25
sgov
vivacious gold sex offender heaven
  07/28/25
Let me hold it.
milky excitant athletic conference
  07/28/25
Short duration muni bonds if I can find some, short term T B...
Marvelous flesh cruise ship
  07/29/25


Poast new message in this thread



Reply Favorite

Date: July 28th, 2025 3:44 PM
Author: maize useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138014)



Reply Favorite

Date: July 28th, 2025 3:48 PM
Author: racy hell karate

i guess a HYSA or Cash account in a brokerage

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138030)



Reply Favorite

Date: July 28th, 2025 3:48 PM
Author: Sienna Brunch Blood Rage

In my ass

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138034)



Reply Favorite

Date: July 28th, 2025 3:50 PM
Author: Wild Lascivious Abode

ran here

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138037)



Reply Favorite

Date: July 28th, 2025 4:14 PM
Author: Sienna Brunch Blood Rage



(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138108)



Reply Favorite

Date: July 28th, 2025 3:58 PM
Author: Iridescent pontificating piazza mad cow disease

isnt that how you earned it?

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138065)



Reply Favorite

Date: July 28th, 2025 3:59 PM
Author: Geriatric kitty range

T-Bills.

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138068)



Reply Favorite

Date: July 29th, 2025 6:44 PM
Author: maize useless brakes

How do you buy these?

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49141271)



Reply Favorite

Date: July 29th, 2025 9:03 PM
Author: Geriatric kitty range

In order of simplicity:

1. Buy SGOV etf (you will pay a .09% annually for it if it matters to you)

2. Most major brokerages will let you buy these directly for no commission on the secondary market or at auctions.

3. You can buy these at auctions for free at the government website TreasuryDirect.

'Auction' just means, there is a calendar of when the fedgov auctions off T-bills. You place an order for how many $1000 (redemption value) T-bills you want and then after the auction is over you get the T-bills at the final price.



(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49141655)



Reply Favorite

Date: July 28th, 2025 4:01 PM
Author: Black feces chapel

$125k in high yield corporate bonds (e.g. SPDR POrtfolio HY Bond ETF, which is like a ~7.x% 5 year duration ETF, you can do iShares or Vanguard as well for similar yield & duration)

$125k in EM bonds (e.g. iShares JPMorgan EM Corporate Bond ETF for 7-8% of corporate debt or VanEck JP Morgan EM Local Currency Bond ETF for 7.5-8% sovereign bonds in emerging markets)

$125k in preferred stocks (Nuveen Preferred Securities Income Fund - 7% actively managed closed-end fund, iShares has a similar fund)

$125k in agency MBS (iShares, Vanguard and SPDR all have ~5.5% low risk, low vol agency MBS)

Weighted portfolio yield is 6.75 - 7%

Annual income is like $34-35k

Monthly income is ~$3k



(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138077)



Reply Favorite

Date: July 29th, 2025 6:45 PM
Author: maize useless brakes

tyty

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49141276)



Reply Favorite

Date: July 28th, 2025 4:02 PM
Author: contagious masturbator goal in life

Depends on how much cash you'll need eventually, and how far out that is.

For example, if you plan on using it for down payment in 2 years, versus in one year, versus you have no real expected need for it at any time in the next 10 years.

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138080)



Reply Favorite

Date: July 28th, 2025 4:07 PM
Author: haunting office ladyboy

The stock market

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138090)



Reply Favorite

Date: July 28th, 2025 4:16 PM
Author: snowy native bbw

few 100k in bask bank, i think it's the highest money market yield at the moment

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138109)



Reply Favorite

Date: July 28th, 2025 4:20 PM
Author: Dull Depressive School

But I do need $500k immediately

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138122)



Reply Favorite

Date: July 28th, 2025 4:42 PM
Author: vivacious gold sex offender heaven

sgov

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138174)



Reply Favorite

Date: July 28th, 2025 4:42 PM
Author: milky excitant athletic conference

Let me hold it.

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49138175)



Reply Favorite

Date: July 29th, 2025 9:12 PM
Author: Marvelous flesh cruise ship

Short duration muni bonds if I can find some, short term T Bills.

(http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2],#49141684)