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Real Talk: Why Are Proles Allowed To Drive With $15-30K Min Policy?

Putting aside the uninsured scumbags, what rational society ...
twinkling milk cuckoldry
  07/22/25
Putting aside the issue of car insurance, what makes you thi...
startling dragon kitchen
  07/23/25
Explain why this is bad? They aren’t going to get insu...
Azure office
  07/22/25
Because 15-30k doesn’t come close to covering property...
twinkling milk cuckoldry
  07/22/25
Proles kick their kids out of the house at like 16.5. Zoomer...
Azure office
  07/22/25
Do you go back in this scenario?
twinkling milk cuckoldry
  07/22/25
I sure hope so.
Azure office
  07/22/25
because they can't afford anything more and need to commute ...
french forum legal warrant
  07/22/25
Then why require insurance at all? Just have everyone self-i...
twinkling milk cuckoldry
  07/22/25
it's like waist only seatbelts in a 1968 mustang. far from i...
french forum legal warrant
  07/22/25
it’s honestly insane.
marvelous plum parlour coffee pot
  07/22/25
gee idk any scuzzbag jews who you love to fellate interferin...
peach genital piercing regret
  07/22/25
...
honey-headed rigor
  07/22/25
they shouldn't be on the hook for extra to subsidize your de...
Swashbuckling psychic
  07/22/25
...
Arrogant base
  07/22/25
low iq schtick? have u heard of bodily injury?
twinkling milk cuckoldry
  07/22/25
yes, medpay is included in both their insurance and yours, p...
Swashbuckling psychic
  07/22/25
health insurance doesnt cover a wide variety of damage categ...
twinkling milk cuckoldry
  07/22/25
no, tort law does and you don't get to insist that you are i...
Swashbuckling psychic
  07/22/25
link to the point of auto insurance?
twinkling milk cuckoldry
  07/22/25
see above, which is why it is structured as it is, which you...
Swashbuckling psychic
  07/22/25
...
chocolate fragrant really tough guy electric furnace
  07/22/25
If you don’t like it, buy additional underinsured moto...
concupiscible national
  07/22/25
yes, i have 2MM in UIM but then why make anyone buy insur...
twinkling milk cuckoldry
  07/22/25
to cover the 90% of accidents that it is sufficient for
Swashbuckling psychic
  07/22/25
this is utterly retarded. insurance is literally for catastr...
twinkling milk cuckoldry
  07/22/25
nope, which is why nobody is insured against all of the othe...
Swashbuckling psychic
  07/22/25
$15-30K would be catastrophic for a prole, retard
concupiscible national
  07/22/25
In some sense, low limits are a good thing because then the ...
Histrionic Home Dysfunction
  07/22/25
stop poasting
french forum legal warrant
  07/22/25
You are retarded by do standards (probably smart by reddit s...
Histrionic Home Dysfunction
  07/22/25
why does anytime the topic of dumbest poaster comes up you a...
french forum legal warrant
  07/22/25
Gunner, be real. You are one of the dumbest people here, and...
Histrionic Home Dysfunction
  07/22/25
i appreciate that! let me be real: you are dumber than dogsh...
french forum legal warrant
  07/22/25
I didn't say attorneys pray for low limits. You really can't...
Histrionic Home Dysfunction
  07/23/25
its not an insurance issue they just flat out shouldnt have ...
sooty gas station
  07/22/25
if any of us gave a single fucking shit about road safety we...
Swashbuckling psychic
  07/22/25
the thought of some 186lb 22yo "latinx" bitch with...
sooty gas station
  07/22/25
the worst part is how they will run into a stationary object...
Swashbuckling psychic
  07/22/25
My solution would be a choice of higher minimums (200k) or a...
Big brunch
  07/22/25
70…. Have you left the Tri-state area lately? Also...
Azure office
  07/22/25
...
twinkling milk cuckoldry
  07/22/25
lol fags who are favored by our laws find a pointless exampl...
chocolate fragrant really tough guy electric furnace
  07/22/25
this is more a healthcare issue. an ER visit with some scan...
walnut selfie stag film
  07/23/25


Poast new message in this thread



Reply Favorite

Date: July 22nd, 2025 1:21 PM
Author: twinkling milk cuckoldry

Putting aside the uninsured scumbags, what rational society allows this?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121876)



Reply Favorite

Date: July 23rd, 2025 7:42 AM
Author: startling dragon kitchen

Putting aside the issue of car insurance, what makes you think this is a rational society?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49124032)



Reply Favorite

Date: July 22nd, 2025 1:25 PM
Author: Azure office

Explain why this is bad? They aren’t going to get insurance if they need 100,000k

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121887)



Reply Favorite

Date: July 22nd, 2025 1:35 PM
Author: twinkling milk cuckoldry

Because 15-30k doesn’t come close to covering property damage from a serious wreck let alone bodily injury.

Law abiding proles will. And increase the penalty for not having insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121925)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: Azure office

Proles kick their kids out of the house at like 16.5. Zoomers can’t afford $9,000k/yr in car insurance. We need to stop being predatory towards people who make like $20/hr imo. As long as they’re white they’re fine and Lexus ponytail drivers should subsidize them imo

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121933)



Reply Favorite

Date: July 22nd, 2025 1:42 PM
Author: twinkling milk cuckoldry

Do you go back in this scenario?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121949)



Reply Favorite

Date: July 22nd, 2025 6:25 PM
Author: Azure office

I sure hope so.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123082)



Reply Favorite

Date: July 22nd, 2025 1:37 PM
Author: french forum legal warrant

because they can't afford anything more and need to commute to jobs. dont blame the proles, blame the society that requires a bunch buckwild prole second class citizens in order to function.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121929)



Reply Favorite

Date: July 22nd, 2025 1:39 PM
Author: twinkling milk cuckoldry

Then why require insurance at all? Just have everyone self-insure. You already have 30% of CA roads filled with illegals or degenerates without insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121937)



Reply Favorite

Date: July 22nd, 2025 1:42 PM
Author: french forum legal warrant

it's like waist only seatbelts in a 1968 mustang. far from ideal but still better than nothing. if we did that it would be even worse. also uninsured motorist means reasonable proles that get creamed by buckwild proles wont have to rely (as heavily) on the taxpayer.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121948)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: marvelous plum parlour coffee pot

it’s honestly insane.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121931)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: peach genital piercing regret

gee idk any scuzzbag jews who you love to fellate interfering with the auto industry or anything

amazing how u freaks dont see these connections

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49121934)



Reply Favorite

Date: July 22nd, 2025 6:40 PM
Author: honey-headed rigor



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123119)



Reply Favorite

Date: July 22nd, 2025 6:55 PM
Author: Swashbuckling psychic

they shouldn't be on the hook for extra to subsidize your decision to buy enormous expensive cars that get totalled when you scratch the bumper

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123134)



Reply Favorite

Date: July 22nd, 2025 6:58 PM
Author: Arrogant base



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123140)



Reply Favorite

Date: July 22nd, 2025 9:15 PM
Author: twinkling milk cuckoldry

low iq schtick? have u heard of bodily injury?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123476)



Reply Favorite

Date: July 22nd, 2025 9:17 PM
Author: Swashbuckling psychic

yes, medpay is included in both their insurance and yours, plus you should have health insurance

in any event people die in crashes all of the time, you can't make everyone carry 3 million dollars in insurance if you want anybody to have insurance at all

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123481)



Reply Favorite

Date: July 22nd, 2025 9:21 PM
Author: twinkling milk cuckoldry

health insurance doesnt cover a wide variety of damage categories that are compensible.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123489)



Reply Favorite

Date: July 22nd, 2025 9:22 PM
Author: Swashbuckling psychic

no, tort law does and you don't get to insist that you are insured against any other fucking damages, the point of auto insurance is to let proles hit other proles and if it wasn't your fault you can get another car

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123490)



Reply Favorite

Date: July 22nd, 2025 9:24 PM
Author: twinkling milk cuckoldry

link to the point of auto insurance?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123494)



Reply Favorite

Date: July 22nd, 2025 9:24 PM
Author: Swashbuckling psychic

see above, which is why it is structured as it is, which you are complaining about because you don't understand what is going on apparently

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123495)



Reply Favorite

Date: July 22nd, 2025 10:41 PM
Author: chocolate fragrant really tough guy electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123695)



Reply Favorite

Date: July 22nd, 2025 7:08 PM
Author: concupiscible national

If you don’t like it, buy additional underinsured motorist insurance.

Also, interesting fact I Googled and confirmed with AI: black drivers are 73% more likely to be involved in fatal accidents than white drivers on a mileage-adjusted basis. What do we do with that info?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123155)



Reply Favorite

Date: July 22nd, 2025 9:16 PM
Author: twinkling milk cuckoldry

yes, i have 2MM in UIM

but then why make anyone buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123480)



Reply Favorite

Date: July 22nd, 2025 9:18 PM
Author: Swashbuckling psychic

to cover the 90% of accidents that it is sufficient for

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123483)



Reply Favorite

Date: July 22nd, 2025 9:20 PM
Author: twinkling milk cuckoldry

this is utterly retarded. insurance is literally for catastrophic events, not for some $300 fender bender.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123486)



Reply Favorite

Date: July 22nd, 2025 9:23 PM
Author: Swashbuckling psychic

nope, which is why nobody is insured against all of the other catostrophic things they could do to you, some guy could shoot you right in the fucking head and your family would be left to collect what they can

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123493)



Reply Favorite

Date: July 22nd, 2025 10:08 PM
Author: concupiscible national

$15-30K would be catastrophic for a prole, retard

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123622)



Reply Favorite

Date: July 22nd, 2025 7:10 PM
Author: Histrionic Home Dysfunction

In some sense, low limits are a good thing because then the insurer actually pays it out quickly.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123159)



Reply Favorite

Date: July 22nd, 2025 9:29 PM
Author: french forum legal warrant

stop poasting

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123509)



Reply Favorite

Date: July 22nd, 2025 9:38 PM
Author: Histrionic Home Dysfunction

You are retarded by do standards (probably smart by reddit standards).

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123536)



Reply Favorite

Date: July 22nd, 2025 9:54 PM
Author: french forum legal warrant

why does anytime the topic of dumbest poaster comes up you are always at the top?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123577)



Reply Favorite

Date: July 22nd, 2025 9:59 PM
Author: Histrionic Home Dysfunction

Gunner, be real. You are one of the dumbest people here, and I am a lot smarter than you. That's ok. We accept you as a poaster.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123583)



Reply Favorite

Date: July 22nd, 2025 10:39 PM
Author: french forum legal warrant

i appreciate that! let me be real: you are dumber than dogshit and no attorney prays for low limits aside from ones like you that struggle with Bates stamps.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123693)



Reply Favorite

Date: July 23rd, 2025 7:26 AM
Author: Histrionic Home Dysfunction

I didn't say attorneys pray for low limits. You really can't read.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49124017)



Reply Favorite

Date: July 22nd, 2025 9:25 PM
Author: sooty gas station

its not an insurance issue they just flat out shouldnt have drivers licenses

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123496)



Reply Favorite

Date: July 22nd, 2025 9:28 PM
Author: Swashbuckling psychic

if any of us gave a single fucking shit about road safety we would have a Finnish style system and require everyone to learn on a manual

the extra bonus is women would be disproportionately affected

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123505)



Reply Favorite

Date: July 22nd, 2025 9:42 PM
Author: sooty gas station

the thought of some 186lb 22yo "latinx" bitch with neck tats jamming out to hip hop while operating a leased $54000 toyota tacoma and running over a pedestrian while trying to get nashville hot chicken in cleveland is so absurd i dont even know where to stand on the insurance thing.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123548)



Reply Favorite

Date: July 22nd, 2025 9:43 PM
Author: Swashbuckling psychic

the worst part is how they will run into a stationary object and insist it isn't their fault

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123552)



Reply Favorite

Date: July 22nd, 2025 9:50 PM
Author: Big brunch

My solution would be a choice of higher minimums (200k) or allowing a tracking/speed control device on your car. The device would prevent speeds in excess of 70 on a highway and much lower on side streets and also track things like braking and sharp turns etc. I know insurance companies offer discounts for devices that keep track of driving info. This would take it another step.

And yes, proles are the problem. Look at what happened in Manhattan with congestion pricing and what it did to reduce traffic. Proles need to be taken out to the woodshed sometimes.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123567)



Reply Favorite

Date: July 22nd, 2025 9:59 PM
Author: Azure office

70…. Have you left the Tri-state area lately?

Also it should just monitor race imo

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123586)



Reply Favorite

Date: July 22nd, 2025 10:44 PM
Author: twinkling milk cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123698)



Reply Favorite

Date: July 22nd, 2025 10:43 PM
Author: chocolate fragrant really tough guy electric furnace

lol fags who are favored by our laws find a pointless example where it might not favor them and are shocked.

boot stamps faggot. buy another car if you need too. bill more.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49123697)



Reply Favorite

Date: July 23rd, 2025 8:47 AM
Author: walnut selfie stag film

this is more a healthcare issue. an ER visit with some scans shouldn't cost 10-15k.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2],#49124108)