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POLL: What is your 401(k) balance right now

...
Fear-inspiring kitty cat crackhouse
  06/27/25
A tiny pink 500k
Snowy blood rage
  06/27/25
that's not that bad
Fear-inspiring kitty cat crackhouse
  06/27/25
I guess not but the thought of grinding out another 20 years...
Snowy blood rage
  06/27/25
age?
Vermilion Athletic Conference Mad Cow Disease
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
territorial multi-colored circlehead gas station
  06/27/25
Yep, I’m early 40s lol
Snowy blood rage
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Lascivious Rigor Volcanic Crater
  06/27/25
It depend on if that's his primary retirement or if he has ...
brass beady-eyed lay idea he suggested
  06/27/25
$130k
Black pit
  06/27/25
that's horrendous
Fear-inspiring kitty cat crackhouse
  06/27/25
i'm in between these two guys
Wonderful Bronze Messiness
  06/27/25
Same, I'm in between two guys
Razzmatazz pontificating background story
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Black pit
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Vermilion Athletic Conference Mad Cow Disease
  06/27/25
My mom says I'm special.
Black pit
  06/27/25
even that's not true
Vermilion Athletic Conference Mad Cow Disease
  06/27/25
LOL
Vermilion Athletic Conference Mad Cow Disease
  06/27/25
$3.4 million in combined marital plans.
overrated fat ankles organic girlfriend
  06/27/25
damn
Wonderful Bronze Messiness
  06/27/25
Age?
territorial multi-colored circlehead gas station
  06/27/25
Such a waste of capital.
amethyst bossy candlestick maker
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Mischievous Startled Ape
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Vermilion Athletic Conference Mad Cow Disease
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Mischievous Startled Ape
  06/27/25
...
amethyst bossy candlestick maker
  06/27/25
The max is $70K per year including your own $23,500 contribu...
low-t sexy keepsake machete hospital
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Very Tactful Misanthropic Space Faggot Firefighter
  06/27/25
.
Black pit
  06/27/25
Something like $800-900k for wife and I.
Soul-stirring Theater Stage
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
amethyst bossy candlestick maker
  06/27/25
If you work in-house matching makes it a no-brainer.
Soul-stirring Theater Stage
  06/27/25
just do take a lot of my money and shove it up the ass of so...
amethyst bossy candlestick maker
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Soul-stirring Theater Stage
  06/27/25
I want my yacht now.
amethyst bossy candlestick maker
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Soul-stirring Theater Stage
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
amethyst bossy candlestick maker
  06/27/25
If that's your perspective then sure, stop contributing into...
Soul-stirring Theater Stage
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Blathering coldplay fan
  06/27/25
Why not put it in a Roth?
gay new version lodge
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Mischievous Startled Ape
  06/27/25
180
amethyst bossy candlestick maker
  06/27/25
Did you know you're not required to contribute to a 401K?
Mischievous Startled Ape
  06/27/25
(guy who is not a biglaw partner)
amethyst bossy candlestick maker
  06/27/25
$700k Wife - $600k
Vigorous shitlib
  06/27/25
43yo, $900k
Submissive avocado theatre crotch
  06/27/25
Early 40s. ~$2.1mm
Know-it-all Appetizing Boistinker Home
  06/27/25
Late 20s, 250k
gay new version lodge
  06/27/25
Good job , young gun
Azure Deep Gaming Laptop
  06/27/25
lol at these responses
Lascivious Rigor Volcanic Crater
  06/27/25
go on...
Vermilion Athletic Conference Mad Cow Disease
  06/27/25
30000k
spruce motley sound barrier stage
  06/27/25
$399,443.16
violent thirsty market double fault
  06/27/25
Monday is likely to be a big day for you friend
Mischievous Startled Ape
  06/27/25
🤞🏻
violent thirsty market double fault
  06/27/25
IDK $150Kish. But I haven't been working long.
Diverse sticky church building regret
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
exhilarant boiling water
  06/27/25
Same.
fragrant gold french chef meetinghouse
  06/27/25
350,000 Kinda sad
bespoke cocky university jew
  06/27/25
all stock/bond investments are like 750k.
Racy sickened orchestra pit factory reset button
  06/27/25
$386k total. $324k in trad, $62k in Roth
trip dark pisswyrm
  06/27/25
Zero
Magenta Cerebral Persian
  06/27/25
Crrrrrrrrrrrrrr
amethyst bossy candlestick maker
  06/27/25
For Benzo reasons or RSF reasons?
Know-it-all Appetizing Boistinker Home
  06/27/25
$6 million or so. I checked in January.
fragrant gold french chef meetinghouse
  06/27/25
...
Mischievous Startled Ape
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Olive House
  06/27/25
$0. I don’t have a 401(k).
yapping psychic whorehouse
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Fear-inspiring kitty cat crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Snowy blood rage

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Fear-inspiring kitty cat crackhouse

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Snowy blood rage

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Vermilion Athletic Conference Mad Cow Disease

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: territorial multi-colored circlehead gas station

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Snowy blood rage

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Lascivious Rigor Volcanic Crater

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: brass beady-eyed lay idea he suggested

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Black pit

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Fear-inspiring kitty cat crackhouse

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Wonderful Bronze Messiness

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Razzmatazz pontificating background story

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Black pit

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Vermilion Athletic Conference Mad Cow Disease

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Black pit

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Vermilion Athletic Conference Mad Cow Disease

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Vermilion Athletic Conference Mad Cow Disease

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: overrated fat ankles organic girlfriend

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Wonderful Bronze Messiness

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: territorial multi-colored circlehead gas station

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: amethyst bossy candlestick maker

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Mischievous Startled Ape

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Vermilion Athletic Conference Mad Cow Disease

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Mischievous Startled Ape

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: amethyst bossy candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: low-t sexy keepsake machete hospital

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Very Tactful Misanthropic Space Faggot Firefighter

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Black pit

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Soul-stirring Theater Stage

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: amethyst bossy candlestick maker

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Soul-stirring Theater Stage

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: amethyst bossy candlestick maker

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Soul-stirring Theater Stage

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: amethyst bossy candlestick maker

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Soul-stirring Theater Stage

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: amethyst bossy candlestick maker

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Soul-stirring Theater Stage

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Blathering coldplay fan

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: gay new version lodge

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Mischievous Startled Ape

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: amethyst bossy candlestick maker

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Mischievous Startled Ape

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: amethyst bossy candlestick maker

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Vigorous shitlib

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Submissive avocado theatre crotch

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Know-it-all Appetizing Boistinker Home

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: gay new version lodge

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Azure Deep Gaming Laptop

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Lascivious Rigor Volcanic Crater

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Vermilion Athletic Conference Mad Cow Disease

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: spruce motley sound barrier stage

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: violent thirsty market double fault

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Mischievous Startled Ape

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: violent thirsty market double fault

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Diverse sticky church building regret

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: exhilarant boiling water

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: fragrant gold french chef meetinghouse

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: bespoke cocky university jew

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Racy sickened orchestra pit factory reset button

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: trip dark pisswyrm

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Magenta Cerebral Persian

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: amethyst bossy candlestick maker

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Know-it-all Appetizing Boistinker Home

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: fragrant gold french chef meetinghouse

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Mischievous Startled Ape



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Olive House

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: yapping psychic whorehouse

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055414)