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can you retire early on $3 million?

...
heady thirsty brunch alpha
  06/07/26
I <3 men
Overrated Arousing Stage
  06/07/26
can you live out the remainder of your days on $120k per yea...
Razzle-dazzle Cerise Chapel Rigpig
  06/07/26
...
Overrated Arousing Stage
  06/07/26
Depends on how much money you spend. And are you eliminating...
fuchsia business firm
  06/07/26
...
Overrated Arousing Stage
  06/07/26
Me? Yes. You? No. I'm probably going to retire on ~2.5 no...
Rusted school
  06/07/26
180
Overrated Arousing Stage
  06/07/26
Are you married to a Latin American woman who knows how to d...
Self-absorbed sweet tailpipe cruise ship
  06/07/26
...
Overrated Arousing Stage
  06/07/26
lmao @ people who can't eat the same thing every day
embarrassed to the bone irate tanning salon
  06/07/26
180
Overrated Arousing Stage
  06/07/26
Guy who’s about to expound upon the transformative pow...
Self-absorbed sweet tailpipe cruise ship
  06/07/26
i'm like this btw and it's not even about money - more like ...
Razzle-dazzle Cerise Chapel Rigpig
  06/07/26
...
Overrated Arousing Stage
  06/07/26
From 20-29 I'm 99% sure I ate the same three meals for 90%+ ...
excitant lay sneaky criminal
  06/07/26
cr
Razzle-dazzle Cerise Chapel Rigpig
  06/07/26
...
Overrated Arousing Stage
  06/07/26
how were your labs? I can't imagine great. dietary variety i...
talented range community account
  06/07/26
Cq
Overrated Arousing Stage
  06/07/26
ty "dr" fuck her right in the pussy
Razzle-dazzle Cerise Chapel Rigpig
  06/08/26
I really like it here.
Overrated Arousing Stage
  06/08/26
...
Razzle-dazzle Cerise Chapel Rigpig
  06/08/26
...
Overrated Arousing Stage
  06/08/26
...
talented range community account
  06/08/26
...
Overrated Arousing Stage
  06/08/26
...
Razzle-dazzle Cerise Chapel Rigpig
  06/08/26
...
Self-absorbed sweet tailpipe cruise ship
  06/08/26
...
Overrated Arousing Stage
  06/08/26
I was doing a bunch of steroids from 25-30 and working out h...
excitant lay sneaky criminal
  06/08/26
...
Razzle-dazzle Cerise Chapel Rigpig
  06/08/26
...
Overrated Arousing Stage
  06/08/26
do you guys run double coverage with the kids or man-to-man?...
comical rose national
  06/08/26
Cq(s!)
Overrated Arousing Stage
  06/08/26
I live in the middle of nowhere and most of my food comes fr...
excitant lay sneaky criminal
  06/08/26
180
talented range community account
  06/08/26
...
Overrated Arousing Stage
  06/08/26
...
Brindle locale kitty cat
  06/08/26
...
Overrated Arousing Stage
  06/08/26
this thread took a weird turn
heady thirsty brunch alpha
  06/08/26
how so?
excitant lay sneaky criminal
  06/08/26
...
Overrated Arousing Stage
  06/08/26
i once planned to retire early when i had $10 million, but i...
embarrassed to the bone irate tanning salon
  06/08/26
Jesus, how badly did you let your overhead get away from you...
Self-absorbed sweet tailpipe cruise ship
  06/08/26
marketplace health insurance prices go up ~30% per year. th...
embarrassed to the bone irate tanning salon
  06/08/26
Okay, I lol'd
Overrated Arousing Stage
  06/08/26
Why not get the subsidies? If you're retired, you can get th...
Motley shaky clown field
  06/08/26
what's the point of saving $10 million just to live on littl...
embarrassed to the bone irate tanning salon
  06/08/26
To be fair, CR, $15 million is basically the minimum for ...
burgundy persian
  06/08/26
I really, really like it here, while we're on the subject!
Overrated Arousing Stage
  06/08/26
I'm retired early and you need at least $77,000,000 to retir...
well-lubricated bateful theatre
  06/08/26
What if you’re willing to live in bohemian poverty abo...
Self-absorbed sweet tailpipe cruise ship
  06/08/26
in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap...
stirring mauve garrison
  06/08/26
those places are still nicer than anywhere in amerikkka
well-lubricated bateful theatre
  06/08/26
preaching to the choir, US sucks ass. more ghetto than most ...
stirring mauve garrison
  06/08/26


Poast new message in this thread



Reply Favorite

Date: June 7th, 2026 5:12 PM
Author: heady thirsty brunch alpha



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49920654)



Reply Favorite

Date: June 7th, 2026 5:16 PM
Author: Overrated Arousing Stage

I <3 men

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49920659)



Reply Favorite

Date: June 7th, 2026 5:17 PM
Author: Razzle-dazzle Cerise Chapel Rigpig

can you live out the remainder of your days on $120k per year? minus taxes if some of the funds are in traditional IRA or 401k. if so you've got a shot

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49920660)



Reply Favorite

Date: June 7th, 2026 7:10 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49920903)



Reply Favorite

Date: June 7th, 2026 5:18 PM
Author: fuchsia business firm

Depends on how much money you spend. And are you eliminating all non-investment income? Not even a chill public sector jerb for benefits? Seems realistic if you're a thrifty bachelor with no plans to ever get married or have kids. LJL if you're married with kids

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49920668)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921513)



Reply Favorite

Date: June 7th, 2026 7:23 PM
Author: Rusted school

Me? Yes. You? No.

I'm probably going to retire on ~2.5 not counting 401k

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49920959)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Overrated Arousing Stage

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921515)



Reply Favorite

Date: June 7th, 2026 8:11 PM
Author: Self-absorbed sweet tailpipe cruise ship

Are you married to a Latin American woman who knows how to dress up rice and beans to make 10-12 meals per week without the repetition eroding your sanity?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921058)



Reply Favorite

Date: June 7th, 2026 9:00 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921179)



Reply Favorite

Date: June 7th, 2026 9:07 PM
Author: embarrassed to the bone irate tanning salon

lmao @ people who can't eat the same thing every day

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921190)



Reply Favorite

Date: June 7th, 2026 9:08 PM
Author: Overrated Arousing Stage

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921192)



Reply Favorite

Date: June 7th, 2026 10:46 PM
Author: Self-absorbed sweet tailpipe cruise ship

Guy who’s about to expound upon the transformative power of hot sauce and the subtle distinctions between Choula and Valentinos

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921393)



Reply Favorite

Date: June 7th, 2026 11:36 PM
Author: Razzle-dazzle Cerise Chapel Rigpig

i'm like this btw and it's not even about money - more like getting dialed in eating clean food and there's joy in routine sometimes

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921475)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921509)



Reply Favorite

Date: June 7th, 2026 11:40 PM
Author: excitant lay sneaky criminal

From 20-29 I'm 99% sure I ate the same three meals for 90%+ of that time

Every single morning I'd make 6 eggs w veggies tossed in and throw it in a burrito

For lunch I'd have rice beans veggies and a variation of beef

For dinner I'd eat the same thing unless I was going on a tinder date or something

For the lunch/dinner I was making these in huge batches then freezing and thawing them as needed

I actually miss that but u can't do shit like that with a wife and kids

I still do the burrito thing to this day btw. Just wake up, throw it all in a pan on low and its done by the time I'm ready to go.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921489)



Reply Favorite

Date: June 7th, 2026 11:43 PM
Author: Razzle-dazzle Cerise Chapel Rigpig

cr

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921496)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921510)



Reply Favorite

Date: June 7th, 2026 11:48 PM
Author: talented range community account

how were your labs? I can't imagine great. dietary variety is very important to get all the micronutrients your body needs to function. those meals do sound good but idk

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921500)



Reply Favorite

Date: June 7th, 2026 11:51 PM
Author: Overrated Arousing Stage

Cq

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921511)



Reply Favorite

Date: June 8th, 2026 12:13 AM
Author: Razzle-dazzle Cerise Chapel Rigpig

ty "dr" fuck her right in the pussy

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921592)



Reply Favorite

Date: June 8th, 2026 12:14 AM
Author: Overrated Arousing Stage

I really like it here.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921598)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Razzle-dazzle Cerise Chapel Rigpig



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49922036)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923091)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: talented range community account



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921620)



Reply Favorite

Date: June 8th, 2026 12:23 AM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921621)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Razzle-dazzle Cerise Chapel Rigpig



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49922037)



Reply Favorite

Date: June 8th, 2026 12:56 PM
Author: Self-absorbed sweet tailpipe cruise ship



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49922468)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923088)



Reply Favorite

Date: June 8th, 2026 12:26 AM
Author: excitant lay sneaky criminal

I was doing a bunch of steroids from 25-30 and working out hard almost daily

Probably bad no clue. I've never been fat in my life exect once when I did gomad for four months at 35. But I was more strong fat looking rather than stay puff looking and I lost all of the excess fat in like six months doing an ec stack the first two months

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921637)



Reply Favorite

Date: June 8th, 2026 9:17 AM
Author: Razzle-dazzle Cerise Chapel Rigpig



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49922034)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923089)



Reply Favorite

Date: June 8th, 2026 12:22 AM
Author: comical rose national

do you guys run double coverage with the kids or man-to-man? how is fido? does he have doggie health insurance? what do you do now for food is it mostly farm-to-table? how do you make time for crossfit?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921619)



Reply Favorite

Date: June 8th, 2026 12:24 AM
Author: Overrated Arousing Stage

Cq(s!)

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921627)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: excitant lay sneaky criminal

I live in the middle of nowhere and most of my food comes from traps I set up in the woods

Lots of wild animals have worms and shit

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921640)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: talented range community account

180

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921645)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923090)



Reply Favorite

Date: June 8th, 2026 10:07 AM
Author: Brindle locale kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49922112)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923092)



Reply Favorite

Date: June 8th, 2026 12:28 AM
Author: heady thirsty brunch alpha

this thread took a weird turn

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49921642)



Reply Favorite

Date: June 8th, 2026 9:30 AM
Author: excitant lay sneaky criminal

how so?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49922079)



Reply Favorite

Date: June 8th, 2026 3:33 PM
Author: Overrated Arousing Stage



(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923093)



Reply Favorite

Date: June 8th, 2026 1:07 PM
Author: embarrassed to the bone irate tanning salon

i once planned to retire early when i had $10 million, but i realize now that wouldn't nearly be enough

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49922516)



Reply Favorite

Date: June 8th, 2026 2:42 PM
Author: Self-absorbed sweet tailpipe cruise ship

Jesus, how badly did you let your overhead get away from you? Or are you discounting your NW for current insanity-level valuations? Or are you trying to insulate your children from the looming pozzed AI post-employment GC hellscape?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49922982)



Reply Favorite

Date: June 8th, 2026 2:50 PM
Author: embarrassed to the bone irate tanning salon

marketplace health insurance prices go up ~30% per year. there's no way to stay ahead of that. you need employer funded insurance

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923002)



Reply Favorite

Date: June 8th, 2026 3:32 PM
Author: Overrated Arousing Stage

Okay, I lol'd

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923087)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: Motley shaky clown field

Why not get the subsidies? If you're retired, you can get the marketplace plans dirt cheap. Presumably you can control your investments so that your income gives you the max subsidy possible.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923648)



Reply Favorite

Date: June 8th, 2026 6:43 PM
Author: embarrassed to the bone irate tanning salon

what's the point of saving $10 million just to live on little enough to stay under the limit for subsidies? early retirement just doesn't work unless you have $50 million

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923652)



Reply Favorite

Date: June 8th, 2026 6:00 PM
Author: burgundy persian

To be fair,

CR, $15 million is basically the minimum for a decent retirement in 2026 and that's only workable if you live a lower-middle-class lifestyle in a flyover state (better not be trying to raise kids on that either) and have a fully paid off house and at least two recent model fully paid off cars to your name.

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923579)



Reply Favorite

Date: June 8th, 2026 7:27 PM
Author: Overrated Arousing Stage

I really, really like it here, while we're on the subject!

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923781)



Reply Favorite

Date: June 8th, 2026 6:42 PM
Author: well-lubricated bateful theatre

I'm retired early and you need at least $77,000,000 to retire anymore. Even a gorgeous ladyboy in Pattaya charges $20,000 an hour for zer's services. You cannot live anywhere on just $3m, its simply not possible unless you want to be homeless

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923650)



Reply Favorite

Date: June 8th, 2026 11:01 PM
Author: Self-absorbed sweet tailpipe cruise ship

What if you’re willing to live in bohemian poverty aboard a partially restored pile of fiberglass and sails?

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49924459)



Reply Favorite

Date: June 8th, 2026 7:18 PM
Author: stirring mauve garrison

in non-urban parts of Cambodia (forget Phnom Penh, Siem Reap, etc) perhaps

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923734)



Reply Favorite

Date: June 8th, 2026 7:43 PM
Author: well-lubricated bateful theatre

those places are still nicer than anywhere in amerikkka

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923863)



Reply Favorite

Date: June 8th, 2026 7:50 PM
Author: stirring mauve garrison

preaching to the choir, US sucks ass. more ghetto than most of the 3rd world without any of the upside like low prices & hot women

(http://www.autoadmit.com/thread.php?thread_id=5871931&forum_id=2],#49923885)