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POLL: What is your 401(k) balance right now

...
titillating jet-lagged alpha point
  06/27/25
A tiny pink 500k
Vibrant property turdskin
  06/27/25
that's not that bad
titillating jet-lagged alpha point
  06/27/25
I guess not but the thought of grinding out another 20 years...
Vibrant property turdskin
  06/27/25
age?
Bright Disturbing Heaven
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Mischievous Rose Nowag Jew
  06/27/25
Yep, I’m early 40s lol
Vibrant property turdskin
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Brindle shrine
  06/27/25
It depend on if that's his primary retirement or if he has ...
kink-friendly jewess depressive
  06/27/25
$130k
frisky bearded really tough guy
  06/27/25
that's horrendous
titillating jet-lagged alpha point
  06/27/25
i'm in between these two guys
khaki wonderful office
  06/27/25
Same, I'm in between two guys
Boyish cerise keepsake machete hall
  06/27/25
The sum total of all my retirement and brokerage accounts is...
frisky bearded really tough guy
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Bright Disturbing Heaven
  06/27/25
My mom says I'm special.
frisky bearded really tough guy
  06/27/25
even that's not true
Bright Disturbing Heaven
  06/27/25
LOL
Bright Disturbing Heaven
  06/27/25
$3.4 million in combined marital plans.
Honey-headed Zombie-like Partner
  06/27/25
damn
khaki wonderful office
  06/27/25
Age?
Mischievous Rose Nowag Jew
  06/27/25
Such a waste of capital.
beady-eyed orchid trailer park wrinkle
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
sickened parlor
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Bright Disturbing Heaven
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
sickened parlor
  06/27/25
...
beady-eyed orchid trailer park wrinkle
  06/27/25
The max is $70K per year including your own $23,500 contribu...
excitant topaz stock car voyeur
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Sexy abusive toaster half-breed
  06/27/25
.
frisky bearded really tough guy
  06/27/25
Something like $800-900k for wife and I.
adventurous slippery gaping
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
beady-eyed orchid trailer park wrinkle
  06/27/25
If you work in-house matching makes it a no-brainer.
adventurous slippery gaping
  06/27/25
just do take a lot of my money and shove it up the ass of so...
beady-eyed orchid trailer park wrinkle
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
adventurous slippery gaping
  06/27/25
I want my yacht now.
beady-eyed orchid trailer park wrinkle
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
adventurous slippery gaping
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
beady-eyed orchid trailer park wrinkle
  06/27/25
If that's your perspective then sure, stop contributing into...
adventurous slippery gaping
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
racy brilliant kitty cat
  06/27/25
Why not put it in a Roth?
talented deep abode faggotry
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
sickened parlor
  06/27/25
180
beady-eyed orchid trailer park wrinkle
  06/27/25
Did you know you're not required to contribute to a 401K?
sickened parlor
  06/27/25
(guy who is not a biglaw partner)
beady-eyed orchid trailer park wrinkle
  06/27/25
$700k Wife - $600k
Supple sanctuary
  06/27/25
43yo, $900k
scarlet whorehouse candlestick maker
  06/27/25
Early 40s. ~$2.1mm
odious spot
  06/27/25
Late 20s, 250k
talented deep abode faggotry
  06/27/25
Good job , young gun
thriller chestnut kitty
  06/27/25
lol at these responses
Brindle shrine
  06/27/25
go on...
Bright Disturbing Heaven
  06/27/25
30000k
Hairraiser Startling Field
  06/27/25
$399,443.16
Twinkling blood rage dragon
  06/27/25
Monday is likely to be a big day for you friend
sickened parlor
  06/27/25
🤞🏻
Twinkling blood rage dragon
  06/27/25
IDK $150Kish. But I haven't been working long.
Twisted razzle idiot foreskin
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Bonkers Curious Cuckoldry
  06/27/25
Same.
carmine cracking house personal credit line
  06/27/25
350,000 Kinda sad
Indecent Idiotic Associate
  06/27/25
all stock/bond investments are like 750k.
Vigorous community account address
  06/27/25
$386k total. $324k in trad, $62k in Roth
slap-happy vivacious step-uncle's house
  06/27/25
Zero
metal filthy garrison chad
  06/27/25
Crrrrrrrrrrrrrr
beady-eyed orchid trailer park wrinkle
  06/27/25
For Benzo reasons or RSF reasons?
odious spot
  06/27/25
$6 million or so. I checked in January.
carmine cracking house personal credit line
  06/27/25
...
sickened parlor
  06/27/25
I mean undoubtedly there is a balance but $6 million?
clear embarrassed to the bone round eye
  06/27/25
$0. I don’t have a 401(k).
Big shimmering stage
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: titillating jet-lagged alpha point



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Vibrant property turdskin

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: titillating jet-lagged alpha point

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Vibrant property turdskin

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Bright Disturbing Heaven

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Mischievous Rose Nowag Jew

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Vibrant property turdskin

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Brindle shrine

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: kink-friendly jewess depressive

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: frisky bearded really tough guy

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: titillating jet-lagged alpha point

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: khaki wonderful office

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Boyish cerise keepsake machete hall

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: frisky bearded really tough guy

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Bright Disturbing Heaven

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: frisky bearded really tough guy

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Bright Disturbing Heaven

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Bright Disturbing Heaven

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Honey-headed Zombie-like Partner

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: khaki wonderful office

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Mischievous Rose Nowag Jew

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: beady-eyed orchid trailer park wrinkle

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: sickened parlor

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Bright Disturbing Heaven

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: sickened parlor

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: beady-eyed orchid trailer park wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: excitant topaz stock car voyeur

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Sexy abusive toaster half-breed

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: frisky bearded really tough guy

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: adventurous slippery gaping

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: beady-eyed orchid trailer park wrinkle

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: adventurous slippery gaping

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: beady-eyed orchid trailer park wrinkle

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: adventurous slippery gaping

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: beady-eyed orchid trailer park wrinkle

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: adventurous slippery gaping

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: beady-eyed orchid trailer park wrinkle

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: adventurous slippery gaping

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: racy brilliant kitty cat

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: talented deep abode faggotry

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: sickened parlor

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: beady-eyed orchid trailer park wrinkle

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: sickened parlor

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: beady-eyed orchid trailer park wrinkle

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Supple sanctuary

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: scarlet whorehouse candlestick maker

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: odious spot

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: talented deep abode faggotry

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: thriller chestnut kitty

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Brindle shrine

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Bright Disturbing Heaven

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Hairraiser Startling Field

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Twinkling blood rage dragon

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: sickened parlor

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Twinkling blood rage dragon

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Twisted razzle idiot foreskin

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Bonkers Curious Cuckoldry

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: carmine cracking house personal credit line

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Indecent Idiotic Associate

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Vigorous community account address

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: slap-happy vivacious step-uncle's house

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: metal filthy garrison chad

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: beady-eyed orchid trailer park wrinkle

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: odious spot

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: carmine cracking house personal credit line

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: sickened parlor



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: clear embarrassed to the bone round eye

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Big shimmering stage

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2],#49055414)