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Is it even worth consolidating 401k accounts etc every time you get new jerb?

what a pain in the ass
Harsh violet legal warrant spot
  07/26/25
Its a pain in the ass to have a bunch of different 401k acco...
Concupiscible plum yarmulke institution
  07/26/25
Aren’t the fees percentage-based, though? Also, can I ...
Harsh violet legal warrant spot
  07/26/25
Current employer contributions will only go into their 401kk...
Blue Appetizing Psychic Step-uncle's House
  07/26/25
My current 401k provider has no QQQ equivalent, it's complet...
Concupiscible plum yarmulke institution
  07/26/25
lol like you have a job that offers a 401k, ur a fucking lun...
Trip smoky laser beams nursing home
  07/26/25
I'm a structural Engineer, pretty sure that's considered a '...
Concupiscible plum yarmulke institution
  07/26/25
Percentage based fees are terrible if you have any real mone...
Concupiscible plum yarmulke institution
  07/26/25
which broker do your recommend for wrapping up my past emplo...
Harsh violet legal warrant spot
  07/26/25
If you are just passively investing in index ETF's all the b...
Concupiscible plum yarmulke institution
  07/26/25
This is why we have periodic stories about the shockingly lo...
honey-headed state
  07/26/25
proles don't know you need to put your 401k money into 'stoc...
Concupiscible plum yarmulke institution
  07/26/25
I’m doing this too but I’m probably a prole
honey-headed state
  07/26/25
No
umber mind-boggling dilemma
  07/26/25
Probably easier to roll old 401ks into an IRA and then put a...
bistre indian lodge
  07/26/25


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Date: July 26th, 2025 4:24 PM
Author: Harsh violet legal warrant spot

what a pain in the ass

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133078)



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Date: July 26th, 2025 4:26 PM
Author: Concupiscible plum yarmulke institution

Its a pain in the ass to have a bunch of different 401k account across different providers, and they all charge fees. It's better to roll them all into an IRA at a regular brokerage.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133082)



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Date: July 26th, 2025 4:47 PM
Author: Harsh violet legal warrant spot

Aren’t the fees percentage-based, though? Also, can I have my new employer’s matching contributions go into a regular brokerage account of my choosing instead of their default platform? Or is it better to roll all my old 401(k)s into an IRA with a brokerage I like, and just let the current employer’s 401(k) stay with whatever provider they use?

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133120)



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Date: July 26th, 2025 4:55 PM
Author: Blue Appetizing Psychic Step-uncle's House

Current employer contributions will only go into their 401kkk

Advantage of rolling prior stuff into IRA instead of new jerb 401k is IRA has broader investment options

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133137)



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Date: July 26th, 2025 4:57 PM
Author: Concupiscible plum yarmulke institution

My current 401k provider has no QQQ equivalent, it's complete shit.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133142)



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Date: July 26th, 2025 5:04 PM
Author: Trip smoky laser beams nursing home

lol like you have a job that offers a 401k, ur a fucking lunatic.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133163)



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Date: July 26th, 2025 5:06 PM
Author: Concupiscible plum yarmulke institution

I'm a structural Engineer, pretty sure that's considered a 'professional' job that offers 'benefits' 🧐

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133173)



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Date: July 26th, 2025 4:56 PM
Author: Concupiscible plum yarmulke institution

Percentage based fees are terrible if you have any real money in the account. You are stuck with using whatever 401k provider your company uses until you are no longer with the company.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133138)



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Date: July 26th, 2025 5:14 PM
Author: Harsh violet legal warrant spot

which broker do your recommend for wrapping up my past employer accounts? Fidelity?

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133186)



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Date: July 26th, 2025 6:23 PM
Author: Concupiscible plum yarmulke institution

If you are just passively investing in index ETF's all the big names (fidelity, vanguard, etrade, schwab etc.) are going to be the same.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133270)



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Date: July 26th, 2025 5:07 PM
Author: honey-headed state

This is why we have periodic stories about the shockingly low average retirement account balance.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133174)



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Date: July 26th, 2025 5:08 PM
Author: Concupiscible plum yarmulke institution

proles don't know you need to put your 401k money into 'stocks', they just keep it in the default money market fund.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133177)



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Date: July 26th, 2025 5:14 PM
Author: honey-headed state

I’m doing this too but I’m probably a prole

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133187)



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Date: July 26th, 2025 6:23 PM
Author: umber mind-boggling dilemma

No

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133272)



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Date: July 26th, 2025 6:32 PM
Author: bistre indian lodge

Probably easier to roll old 401ks into an IRA and then put all $$$ in TSLA, PLTR

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2],#49133282)