I switched my current job of 7/14nights(122nights per year) into 190days(38weeks). It also pays 10% higher overall and gave me 50k/year bonus on top. Next step is to go back to nights, but do it .5fte. If fte is 122 nights, that means 61 nights for half pay. I would still retain health ins and 401k and lower tax rate so slightly better than 1/2. Then I could just live in Russia and montegro 300days per year and just come back to Miami for 60nights to work.
Also once I have a decent portfolio it just becomes retarded to work fulltime. I.e. if I have qqqi paying 200k/yr dividend that's taxed at 15%. If I work twice as much I get taxed 40% on any extra wages beyond .5fte.
Obviously not. But it makes sense only when you actually retire. Assuming it has the same total return as qqq you still do better by accumulating qqq and not selling, better taxes. Qqqi will be forced to pay long term cap gains once you hold it about 8years.