I'm 41 and have 10 million net worth (5 million liquid). What should I do?
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Date: January 10th, 2026 7:49 AM Author: twinkling self-absorbed sex offender half-breed
my kids are still young (3 and 5) and in private school. our expenses including mortgage/utilities/tuition/vacations are around 400k per year. income is around 1.5 m/year
am i still super far from retiring?
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Date: January 10th, 2026 8:01 AM Author: histrionic vengeful electric furnace
I just finished putting my dividend stocks in place. I'm going to retire as soon as I add a million more in ETFs (mostly growth). I had planned for that to take 4 years, letting my dividend stocks grow a little more. But if I got a million now, I would say fuck it and retire
If you mean what would I do in retirement, I would take the first couple of years to travel all over the US, by car, to experience the places I haven't had a chance to really enjoy. Maine, the Ozarks, the Smokey Mountains, Glacier, Sequoia, New Mexico, Utah, etc.
After a couple years, I would relocate to Europe or Lat Am and start doing the same. But not by car if in Lat Am, of course. Not going to end up getting held for ransom by some fucking guerilla group
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Date: January 10th, 2026 9:52 AM Author: razzle cobalt candlestick maker affirmative action
cut back on expenses, otherwise you're going to be wagecucking for a long time.
reducing expenses enough means retiring, putting all liquid cash into index funds, and living off of dividends and 4% yearly withdrawal from that index fund portfolio. swap some index fund holdings for stable bonds as you age.
you're either set for life if you reduce expenses, or you'll continue wasting your time and life wagecucking.
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