\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

buy now pay later doesnt affect credit score

If you do the financing (like 12 months or whatever) it does...
cream stag film scourge upon the earth
  06/06/25
How do they collect them?
supple massive feces tank
  06/06/25
goodwill of people. that's why thy are losing so much money
cream stag film scourge upon the earth
  06/06/25
Would still be debt in court though, right?
Mustard heaven
  06/06/25
its like layaway but they give you the product first. maybe ...
cream stag film scourge upon the earth
  06/06/25
Interesting strategy
Mustard heaven
  06/06/25
yes, but it's worth pennies on the dollar for them to collec...
heady grizzly lay
  06/06/25
Seems like a potentially disastrous business strategy. Just ...
bat-shit-crazy genital piercing
  06/06/25
finance bros dont get proles https://www.cnbc.com/2025/05/1...
cream stag film scourge upon the earth
  06/06/25
The system was set up so it doesn't count as 'debt' so they ...
Spectacular mad cow disease
  06/06/25
they can only send debt (ie financing) to credit reporting. ...
cream stag film scourge upon the earth
  06/06/25
https://www.cnbc.com/2025/06/25/buy-now-pay-later-plans-will...
hilarious aromatic property dingle berry
  06/26/25


Poast new message in this thread



Reply Favorite

Date: June 6th, 2025 11:17 AM
Author: cream stag film scourge upon the earth

If you do the financing (like 12 months or whatever) it does. But if you do the pay in 3 or whatever, it doesnt as its not legally debt.

Why would anyone repay that? Everyone should buy, make 1 payment, then enjoy your 67% discount!

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992054)



Reply Favorite

Date: June 6th, 2025 11:19 AM
Author: supple massive feces tank

How do they collect them?

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992060)



Reply Favorite

Date: June 6th, 2025 11:26 AM
Author: cream stag film scourge upon the earth

goodwill of people. that's why thy are losing so much money

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992085)



Reply Favorite

Date: June 6th, 2025 11:23 AM
Author: Mustard heaven

Would still be debt in court though, right?

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992076)



Reply Favorite

Date: June 6th, 2025 11:27 AM
Author: cream stag film scourge upon the earth

its like layaway but they give you the product first. maybe just keep it under $1k

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992087)



Reply Favorite

Date: June 6th, 2025 2:17 PM
Author: Mustard heaven

Interesting strategy

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992494)



Reply Favorite

Date: June 6th, 2025 2:26 PM
Author: heady grizzly lay

yes, but it's worth pennies on the dollar for them to collect on

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992523)



Reply Favorite

Date: June 6th, 2025 2:27 PM
Author: bat-shit-crazy genital piercing

Seems like a potentially disastrous business strategy. Just think of all the destitute Sonybois taking advantage of this.

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992528)



Reply Favorite

Date: June 6th, 2025 3:54 PM
Author: cream stag film scourge upon the earth

finance bros dont get proles

https://www.cnbc.com/2025/05/19/klarna-doubles-losses-in-first-quarter-as-ipo-remains-on-hold.html

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992813)



Reply Favorite

Date: June 6th, 2025 2:34 PM
Author: Spectacular mad cow disease

The system was set up so it doesn't count as 'debt' so they wouldn't be beholden to the regulations a regular credit card issuer would have to face (oh wow man 'fintech'!). If they send the debt to collections it will definitely hit your credit.

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992545)



Reply Favorite

Date: June 6th, 2025 3:53 PM
Author: cream stag film scourge upon the earth

they can only send debt (ie financing) to credit reporting. buy in 3 payments! cant be sent my friend. its not debt

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#48992810)



Reply Favorite

Date: June 26th, 2025 10:56 PM
Author: hilarious aromatic property dingle berry

https://www.cnbc.com/2025/06/25/buy-now-pay-later-plans-will-soon-impact-your-credit-score.html

(http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2],#49052850)