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I have $300k liquid (nearly all in VTI). What can I do with it? 36 years old.

Single, no debt, no mortgage, etc. I have about $200k in my ...
Exciting stead
  07/27/25
What are you saving for? If you're single and you're not wei...
Tan glittery business firm boiling water
  07/27/25
It's basically just a financial cushion in case I lose my jo...
Exciting stead
  07/27/25
Ignore it for at least twenty more years
Dashing pisswyrm
  07/27/25
Basically nothing
Indigo Elastic Band Brunch
  07/27/25
Two chicks, same time.
Soul-stirring bbw juggernaut
  07/27/25
Leave half in there. Take the other half and split it betwee...
Slap-happy translucent center
  07/27/25
Seems like a bad idea for two reasons: 1. it's a taxable eve...
Exciting stead
  07/27/25
How would it reduce portfolio diversity?
Slap-happy translucent center
  07/27/25
Because the ETFs you mention hold fewer stocks than VTI, and...
Exciting stead
  07/27/25
just put it all in one stock that will do really good wha...
Indigo Elastic Band Brunch
  07/27/25
So why are you here asking for advice? Just leave the money ...
Slap-happy translucent center
  07/27/25
just leav it there, i learned the hard way no point trying t...
Contagious senate
  07/27/25
What do you mean what can you do with it? Do you mean someth...
Bright whorehouse legal warrant
  07/27/25
you're a dumb kike
Indigo Elastic Band Brunch
  07/27/25
...
Exciting stead
  07/27/25
Just let it do there. You might need cash for a downpayment ...
white principal's office shitlib
  07/27/25


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Date: July 27th, 2025 12:05 PM
Author: Exciting stead

Single, no debt, no mortgage, etc. I have about $200k in my 401k.

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134567)



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Date: July 27th, 2025 12:09 PM
Author: Tan glittery business firm boiling water

What are you saving for? If you're single and you're not weighed down by a mortgage you simply don't need that much money. What comes next?

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134573)



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Date: July 27th, 2025 12:34 PM
Author: Exciting stead

It's basically just a financial cushion in case I lose my job and struggle to find a new job. I used to think of it as my early retirement account, but I don't make enough to save enough to retire all that early.

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134640)



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Date: July 27th, 2025 12:09 PM
Author: Dashing pisswyrm

Ignore it for at least twenty more years

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134575)



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Date: July 27th, 2025 12:11 PM
Author: Indigo Elastic Band Brunch

Basically nothing

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134577)



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Date: July 27th, 2025 12:20 PM
Author: Soul-stirring bbw juggernaut

Two chicks, same time.

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134597)



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Date: July 27th, 2025 12:26 PM
Author: Slap-happy translucent center

Leave half in there. Take the other half and split it between schd or jepi and vgt.

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134619)



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Date: July 27th, 2025 12:35 PM
Author: Exciting stead

Seems like a bad idea for two reasons: 1. it's a taxable event, and 2. it'd reduce portfolio diversity.

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134644)



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Date: July 27th, 2025 12:38 PM
Author: Slap-happy translucent center

How would it reduce portfolio diversity?

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134655)



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Date: July 27th, 2025 12:44 PM
Author: Exciting stead

Because the ETFs you mention hold fewer stocks than VTI, and buying them would increase my exposure to a subset of the market rather than capturing the US market as a whole through VTI. Also, those ETFs will almost certainly underperform relative to VTI over the long term.

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134676)



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Date: July 27th, 2025 12:53 PM
Author: Indigo Elastic Band Brunch

just put it all in one stock that will do really good

what youre doing right now is just holding a bunch of shit stocks really

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134703)



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Date: July 27th, 2025 8:30 PM
Author: Slap-happy translucent center

So why are you here asking for advice? Just leave the money all in vti and go fuck yourself

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49135909)



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Date: July 27th, 2025 1:28 PM
Author: Contagious senate

just leav it there, i learned the hard way no point trying to time market or pretending its topped nad u shld get out, u still ahve a ways to go to get to furk u level so just let it sit there and pray to allah for 100% return over 5-7 years like benchods got in recent times

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134828)



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Date: July 27th, 2025 1:30 PM
Author: Bright whorehouse legal warrant

What do you mean what can you do with it? Do you mean something to earn greater yield than total index? Then S&P 500. Do you mean something to earn way greater yield? Start a business with it.

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134836)



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Date: July 27th, 2025 1:32 PM
Author: Indigo Elastic Band Brunch

you're a dumb kike

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49134840)



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Date: July 27th, 2025 8:21 PM
Author: Exciting stead



(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49135885)



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Date: July 27th, 2025 8:32 PM
Author: white principal's office shitlib

Just let it do there. You might need cash for a downpayment someday. And if you get married, a ring, wedding, etc. Good to have some pre-marital scratch.

(http://www.autoadmit.com/thread.php?thread_id=5755169&forum_id=2],#49135919)