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For the average UMC dude, journey to $1m liquid is easy; getting to $10m is slog

That’s it. Title. If you just sock away on autopilot w...
bonkers lake affirmative action immigrant
  12/16/25
Genius OP we got here. It’s much harder to make 10x th...
wonderful university
  12/16/25
Bro getting from (((in debt))) to $1m is not “1x.&rdqu...
Milky embarrassed to the bone cruise ship mexican
  12/16/25
...
bonkers lake affirmative action immigrant
  12/16/25
low iq schtick? when did you say debt in the op?
wonderful university
  12/16/25
"average umc dude"
Violent step-uncle's house
  12/16/25
ur prole, not umc, bro. the average umc dood isnt 400k in de...
wonderful university
  12/16/25
"average umc dude"
Violent step-uncle's house
  12/16/25
...
Milky embarrassed to the bone cruise ship mexican
  12/17/25
lol at this kike
Hot old irish cottage brunch
  12/16/25
...
Milky embarrassed to the bone cruise ship mexican
  12/17/25
doesnt resonate with me. the first 1M was really hard. the n...
exciting dragon lay
  12/16/25
I remember being irate in 2009-10 that I had basically no mo...
Translucent lascivious hospital sound barrier
  12/16/25
The first 100k-250k is way harder than the 1-2.5 mill
Irradiated garnet base
  12/16/25
every dollar you save is like a little soldier youre buildin...
violent nursing home
  12/16/25
are you at $10 million though?
Obsidian curious milk
  12/17/25
no but i have no doubt ill get there. there was real doubt i...
exciting dragon lay
  12/17/25
u on ur death bed at 88: “I maed it. $11.5m liquid....
bonkers lake affirmative action immigrant
  12/18/25
...
exciting dragon lay
  12/18/25
what are you at? getting to $10 million is hard af for a wag...
Obsidian curious milk
  12/18/25
3.5
exciting dragon lay
  12/18/25
i'm going to break 8 with the year end bonus and i fucking g...
Obsidian curious milk
  12/18/25
keep billing brah
exciting dragon lay
  12/18/25
will do thank
Obsidian curious milk
  12/18/25
"Easy to a million" is still 15-20 years in your r...
sadistic orchestra pit
  12/16/25
lol at "10m, 50m etc are easy." Just do be an entr...
Mind-boggling Zippy Mental Disorder Party Of The First Part
  12/16/25
Exactly what I'm saying. They are born to be wagecucks. They...
sadistic orchestra pit
  12/16/25
Where would you rate yourself on a scale of born to be a wag...
unholy voyeur principal's office
  12/16/25
I'm like 1/10 of a Mike Burry type. A deciburry
sadistic orchestra pit
  12/16/25
Also that million now is equivalent to $250k 20 years ago
Translucent lascivious hospital sound barrier
  12/16/25
...
Violent step-uncle's house
  12/16/25
This ties into this weeks Torah portion
Irradiated garnet base
  12/16/25
...
ruddy public bath
  12/17/25
cr
Obsidian curious milk
  12/16/25
by "liquid" do you mean post-tax non-retirement? a...
multi-colored pocket flask locus
  12/17/25
I just mean liquid. So not counting shit like home equity or...
bonkers lake affirmative action immigrant
  12/17/25
my baseball cards are collector grade, it's basically cash e...
ultramarine bisexual sanctuary sweet tailpipe
  12/17/25
No one even brought up your net worth, champ.
Talented location associate
  12/17/25
this country needs to be destroyed
Twinkling french really tough guy
  12/18/25
This ties to your overhead starting to get away from you as ...
Well-lubricated silver resort
  12/18/25
mods
bonkers lake affirmative action immigrant
  12/18/25


Poast new message in this thread



Reply Favorite

Date: December 16th, 2025 8:46 AM
Author: bonkers lake affirmative action immigrant

That’s it. Title. If you just sock away on autopilot without much effect on your life sometime in your 30s, maybe 40s if you had a slower start, you finding yourself with $1m liquid.

Figuring out how to 10x that in a reasonable amount of time, on the other hand, is the fight of a lifetime. “Just fund your 401k and backdoor IRA” ain’t gonna cut it.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513211)



Reply Favorite

Date: December 16th, 2025 9:06 AM
Author: wonderful university

Genius OP we got here. It’s much harder to make 10x than 1x. Genius insight.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513240)



Reply Favorite

Date: December 16th, 2025 9:08 AM
Author: Milky embarrassed to the bone cruise ship mexican

Bro getting from (((in debt))) to $1m is not “1x.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513242)



Reply Favorite

Date: December 16th, 2025 9:09 AM
Author: bonkers lake affirmative action immigrant



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513245)



Reply Favorite

Date: December 16th, 2025 11:55 AM
Author: wonderful university

low iq schtick? when did you say debt in the op?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513643)



Reply Favorite

Date: December 16th, 2025 12:51 PM
Author: Violent step-uncle's house

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513842)



Reply Favorite

Date: December 16th, 2025 2:24 PM
Author: wonderful university

ur prole, not umc, bro. the average umc dood isnt 400k in debt like u

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49514205)



Reply Favorite

Date: December 16th, 2025 2:46 PM
Author: Violent step-uncle's house

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49514281)



Reply Favorite

Date: December 17th, 2025 9:06 AM
Author: Milky embarrassed to the bone cruise ship mexican



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49516078)



Reply Favorite

Date: December 16th, 2025 12:54 PM
Author: Hot old irish cottage brunch

lol at this kike

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513855)



Reply Favorite

Date: December 17th, 2025 9:04 AM
Author: Milky embarrassed to the bone cruise ship mexican



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49516072)



Reply Favorite

Date: December 16th, 2025 9:10 AM
Author: exciting dragon lay

doesnt resonate with me. the first 1M was really hard. the next few have been easy since market gains now contribute substantially to my NW.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513252)



Reply Favorite

Date: December 16th, 2025 11:59 AM
Author: Translucent lascivious hospital sound barrier

I remember being irate in 2009-10 that I had basically no money to invest and thought stuff would go up bigly. Turned my $10,000 into like $12,000 or whatever. Now every time I look at my accounts they are always 100000k higher

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513668)



Reply Favorite

Date: December 16th, 2025 12:43 PM
Author: Irradiated garnet base

The first 100k-250k is way harder than the 1-2.5 mill

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513806)



Reply Favorite

Date: December 16th, 2025 12:49 PM
Author: violent nursing home

every dollar you save is like a little soldier youre building an army to fight for YOU

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513832)



Reply Favorite

Date: December 17th, 2025 9:59 PM
Author: Obsidian curious milk

are you at $10 million though?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49518208)



Reply Favorite

Date: December 17th, 2025 10:39 PM
Author: exciting dragon lay

no but i have no doubt ill get there. there was real doubt id make 1M starting from negative 200k

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49518356)



Reply Favorite

Date: December 18th, 2025 2:44 AM
Author: bonkers lake affirmative action immigrant

u on ur death bed at 88:

“I maed it. $11.5m liquid. My wayward, grey-haired, paunchy 55-year-old son can finally enjoy the fruits of my lifetime of labor.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49518625)



Reply Favorite

Date: December 18th, 2025 11:38 AM
Author: exciting dragon lay



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49519146)



Reply Favorite

Date: December 18th, 2025 11:23 AM
Author: Obsidian curious milk

what are you at? getting to $10 million is hard af for a wagie

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49519097)



Reply Favorite

Date: December 18th, 2025 11:37 AM
Author: exciting dragon lay

3.5

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49519141)



Reply Favorite

Date: December 18th, 2025 3:42 PM
Author: Obsidian curious milk

i'm going to break 8 with the year end bonus and i fucking give up and want to die

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49519878)



Reply Favorite

Date: December 18th, 2025 3:55 PM
Author: exciting dragon lay

keep billing brah

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49519928)



Reply Favorite

Date: December 18th, 2025 4:17 PM
Author: Obsidian curious milk

will do thank

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49520032)



Reply Favorite

Date: December 16th, 2025 9:12 AM
Author: sadistic orchestra pit

"Easy to a million" is still 15-20 years in your reckoning. The fact is wagecucks aren't meant to get wealthy. Some do, the same way some people win the lottery. But the typical UMC wagecuck is a slave who society allows to have a nicer than average prison cell and lets you think you are amassing wealth in your "401k" and "Roth IRA" which are just prison cells for your money til you're too old to use it for anything meaningful except Carnival cruises and nursing care.

The only way out of slavery is to become a capitalist and entrepreneur, then 10m, 50m etc are easy. But a wagecuck doing that would be like a pig flying.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513257)



Reply Favorite

Date: December 16th, 2025 12:37 PM
Author: Mind-boggling Zippy Mental Disorder Party Of The First Part

lol at "10m, 50m etc are easy." Just do be an entrepreneur and build a $100m company. For the average schmuck, it's probably better to just join a company that has good equity comp and work for a decade while keeping expenses down to the extent possible. Most niggas aren't going to be Henry Ford just because they start a business.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513792)



Reply Favorite

Date: December 16th, 2025 2:09 PM
Author: sadistic orchestra pit

Exactly what I'm saying. They are born to be wagecucks. They fundamentally don't have it to be a self-sufficient captain of industry.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49514161)



Reply Favorite

Date: December 16th, 2025 2:19 PM
Author: unholy voyeur principal's office

Where would you rate yourself on a scale of born to be a wagie to Henry Ford

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49514187)



Reply Favorite

Date: December 16th, 2025 3:08 PM
Author: sadistic orchestra pit

I'm like 1/10 of a Mike Burry type. A deciburry

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49514342)



Reply Favorite

Date: December 16th, 2025 12:00 PM
Author: Translucent lascivious hospital sound barrier

Also that million now is equivalent to $250k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513673)



Reply Favorite

Date: December 16th, 2025 12:52 PM
Author: Violent step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513847)



Reply Favorite

Date: December 16th, 2025 12:55 PM
Author: Irradiated garnet base

This ties into this weeks Torah portion

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49513861)



Reply Favorite

Date: December 17th, 2025 10:10 PM
Author: ruddy public bath



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49518242)



Reply Favorite

Date: December 16th, 2025 2:47 PM
Author: Obsidian curious milk

cr

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49514283)



Reply Favorite

Date: December 17th, 2025 9:07 AM
Author: multi-colored pocket flask locus

by "liquid" do you mean post-tax non-retirement? also let's NOT make this about my Net Worth which is perfectly respectable imho.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49516080)



Reply Favorite

Date: December 17th, 2025 9:55 PM
Author: bonkers lake affirmative action immigrant

I just mean liquid. So not counting shit like home equity or your baseball card collection but IDGAF if it’s in an IRA or a brokerage account or a bank account—as long as you can pull it out within a reasonable time, say three business days or less, it’s liquid to me.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49518194)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: ultramarine bisexual sanctuary sweet tailpipe

my baseball cards are collector grade, it's basically cash equivalent. many standard houses too. makes no sense to exclude

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49518362)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: Talented location associate

No one even brought up your net worth, champ.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49518360)



Reply Favorite

Date: December 18th, 2025 2:50 AM
Author: Twinkling french really tough guy

this country needs to be destroyed

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49518627)



Reply Favorite

Date: December 18th, 2025 11:40 AM
Author: Well-lubricated silver resort

This ties to your overhead starting to get away from you as you start to feel more secure in your finances and family commitments increase

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49519157)



Reply Favorite

Date: December 18th, 2025 3:39 PM
Author: bonkers lake affirmative action immigrant

mods

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2]#49519866)