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I'm copping $31,489 a year just from SGOV/GSY Dividends

My budget is like $35k, im basically covering shit This i...
Cerebral Idiot Black Woman
  01/03/26
4% is pretty good
sable bisexual office
  01/03/26
SGOV is 4.20% and GSY is 4.61% saar when market tanks 15%...
Cerebral Idiot Black Woman
  01/03/26
4% is pretty good
sable bisexual office
  01/03/26
That's more then 4% nigga, can u even math? do u even percen...
Cerebral Idiot Black Woman
  01/03/26
Grats on the 4 percent
sable bisexual office
  01/03/26
it's 4.37% in total, thats moar than 4% faggotchod
Cerebral Idiot Black Woman
  01/03/26
4perc
sable bisexual office
  01/03/26
After taxes it’s like 0.00000001%
Opaque university
  01/03/26
i wont owe taxes, get a disability exemption for being turd
Cerebral Idiot Black Woman
  01/03/26
how much u have invested in that, my nigga?
bright patrolman personal credit line
  01/03/26
720,467 im only abt half equities now, may sell more. fee...
Cerebral Idiot Black Woman
  01/03/26
Check out JAAA, probably the best near cash equivalent.
Emerald Motley Stag Film
  01/03/26
tank u saar, looks good maybe will move some SGOV to that to...
Cerebral Idiot Black Woman
  01/03/26
do u have a newsletter i want to learn to manage my portfoli...
Aggressive Locus
  01/03/26
sure: www.onlyfans.com/turdblowsurportfolio
Cerebral Idiot Black Woman
  01/03/26
I'm thinking of putting about 200k into CAG to catch appreci...
boyish mental disorder
  01/03/26
Conagra Brands Inc? that shit has been on a straightline ...
Cerebral Idiot Black Woman
  01/03/26
lol, I'm running the wheel strategy on 100 shares of CAG for...
Emerald Motley Stag Film
  01/03/26
Good idea. I'll sell puts at prices I like.
boyish mental disorder
  01/03/26
i think i get like high 3s from my savings account bro
out-of-control background story
  01/03/26
behold the POWERGOY Savings Account
Cerebral Idiot Black Woman
  01/03/26
yes im a powergoy i keep like 15k in a savings account
out-of-control background story
  01/03/26
explain why GSY. why not dump everything in SGOV practically...
Lilac knife
  01/03/26
tbf the current spread for credit risk makes GSY not worth i...
Emerald Motley Stag Film
  01/03/26
Also SGOV actually beat GSY over five years, lol: https:/...
Emerald Motley Stag Film
  01/03/26
GSY gets .4% more div and it seems safe as furk nigga even i...
Cerebral Idiot Black Woman
  01/04/26
If bitcoin drops to 80k it would dwarf any returns from hold...
racy bat-shit-crazy lay headpube
  01/03/26
Does VUSXX make sense for a NY bro? Currently park my cash t...
lake property
  01/03/26
SGOV performs the same as VUSXX. If you are considering JAA...
Emerald Motley Stag Film
  01/03/26
Is SGOV a good place to hold cash? SGOV and similar (VMFX...
olive sanctuary
  01/03/26


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Reply Favorite

Date: January 3rd, 2026 1:41 PM
Author: Cerebral Idiot Black Woman

My budget is like $35k, im basically covering shit

This is $86.27 a day FREE money for doing nothing, I can easily live nicely in Asia on that forever

And this is only with abt $720,467, half my NW, in these two ETF

If I went 100% then im making over 60k FREE money thats insane

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559306)



Reply Favorite

Date: January 3rd, 2026 1:43 PM
Author: sable bisexual office

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559318)



Reply Favorite

Date: January 3rd, 2026 2:05 PM
Author: Cerebral Idiot Black Woman

SGOV is 4.20% and GSY is 4.61% saar

when market tanks 15% i will start buying stooks again

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559428)



Reply Favorite

Date: January 3rd, 2026 2:13 PM
Author: sable bisexual office

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559451)



Reply Favorite

Date: January 3rd, 2026 2:14 PM
Author: Cerebral Idiot Black Woman

That's more then 4% nigga, can u even math? do u even percents?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559453)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: sable bisexual office

Grats on the 4 percent

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559455)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: Cerebral Idiot Black Woman

it's 4.37% in total, thats moar than 4% faggotchod

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559460)



Reply Favorite

Date: January 3rd, 2026 2:16 PM
Author: sable bisexual office

4perc

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559462)



Reply Favorite

Date: January 3rd, 2026 3:43 PM
Author: Opaque university

After taxes it’s like 0.00000001%

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559854)



Reply Favorite

Date: January 3rd, 2026 3:46 PM
Author: Cerebral Idiot Black Woman

i wont owe taxes, get a disability exemption for being turd

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559862)



Reply Favorite

Date: January 3rd, 2026 1:48 PM
Author: bright patrolman personal credit line

how much u have invested in that, my nigga?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559342)



Reply Favorite

Date: January 3rd, 2026 2:06 PM
Author: Cerebral Idiot Black Woman

720,467

im only abt half equities now, may sell more. feels good will wait for jews to tank market then buy TQQQ

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559429)



Reply Favorite

Date: January 3rd, 2026 3:47 PM
Author: Emerald Motley Stag Film

Check out JAAA, probably the best near cash equivalent.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559865)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: Cerebral Idiot Black Woman

tank u saar, looks good maybe will move some SGOV to that to cop extra 1%+

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559940)



Reply Favorite

Date: January 3rd, 2026 3:48 PM
Author: Aggressive Locus

do u have a newsletter i want to learn to manage my portfolio for maximum safety and income

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559872)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: Cerebral Idiot Black Woman

sure:

www.onlyfans.com/turdblowsurportfolio

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559945)



Reply Favorite

Date: January 3rd, 2026 3:58 PM
Author: boyish mental disorder

I'm thinking of putting about 200k into CAG to catch appreciation and an 8% dividend. I'm holding back because of inflation spikes again, CAG will probably plummet to $12 and cut the dividend. But it it falls into the 16s, I think I'll go for it.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559911)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: Cerebral Idiot Black Woman

Conagra Brands Inc?

that shit has been on a straightline down nigga

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559950)



Reply Favorite

Date: January 3rd, 2026 4:34 PM
Author: Emerald Motley Stag Film

lol, I'm running the wheel strategy on 100 shares of CAG for fun.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560031)



Reply Favorite

Date: January 3rd, 2026 7:02 PM
Author: boyish mental disorder

Good idea. I'll sell puts at prices I like.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560384)



Reply Favorite

Date: January 3rd, 2026 4:01 PM
Author: out-of-control background story

i think i get like high 3s from my savings account bro

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559921)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: Cerebral Idiot Black Woman

behold the POWERGOY Savings Account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559952)



Reply Favorite

Date: January 3rd, 2026 4:11 PM
Author: out-of-control background story

yes im a powergoy i keep like 15k in a savings account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49559959)



Reply Favorite

Date: January 3rd, 2026 4:58 PM
Author: Lilac knife

explain why GSY. why not dump everything in SGOV practically guaranteed 4.2? why GSY for a few k a year?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560086)



Reply Favorite

Date: January 3rd, 2026 5:06 PM
Author: Emerald Motley Stag Film

tbf the current spread for credit risk makes GSY not worth it right now imho but that can change.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560113)



Reply Favorite

Date: January 3rd, 2026 5:08 PM
Author: Emerald Motley Stag Film

Also SGOV actually beat GSY over five years, lol:

https://seekingalpha.com/symbol/JAAA/charting?axis=percentage&compare=JAAA%2CGSY%2CSGOV&interval=5Y&metric=totalReturn&series=line

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560120)



Reply Favorite

Date: January 4th, 2026 1:15 AM
Author: Cerebral Idiot Black Woman

GSY gets .4% more div and it seems safe as furk nigga even if it had max drawdown like in 2020 its 4% and i just shift it into equities:

Risk Type SGOV (0-3 Month Treasury) GSY (Ultra-Short Duration)

Credit Risk Virtually Zero (Backed by the US Govt). Low to Moderate (Corporate debt).

Interest Rate Risk Near Zero (Resets every 90 days). Low (Average maturity is <1 year).

Liquidity Risk None (Treasuries are the most liquid asset). Low (But can widen during a panic).

Max Drawdown (Hist.) ~0.05% (Extremely stable). ~4.50% (Saw stress in 2020).

Yield (Risk Premium) Base Rate (~4.6% - 5.0%). Base Rate + ~0.50% "Risk Premium".

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560948)



Reply Favorite

Date: January 3rd, 2026 7:07 PM
Author: racy bat-shit-crazy lay headpube

If bitcoin drops to 80k it would dwarf any returns from holding 4% cash. Let's hope this oil seizure by Trump doesn't cause a huge spike in bitvoin on monday

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560399)



Reply Favorite

Date: January 3rd, 2026 8:19 PM
Author: lake property

Does VUSXX make sense for a NY bro? Currently park my cash there. Dropped down to 3.7ish recently but no state taxes. Too dumb to figure out if I should move my cash to SGOV or JAAA.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560526)



Reply Favorite

Date: January 3rd, 2026 8:27 PM
Author: Emerald Motley Stag Film

SGOV performs the same as VUSXX. If you are considering JAAA, you need to figure out if credit spread for JAAA makes up for the state tax hit, I'm not an NYmo. I predict more rate cuts in 2026 and this will all become increasingly irrelevant. At some point you may want to consider ibonds even.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560543)



Reply Favorite

Date: January 3rd, 2026 8:44 PM
Author: olive sanctuary

Is SGOV a good place to hold cash?

SGOV and similar (VMFXX for one) are generally fine for parking cash. They are likely to result in a loss of real value over time, as they won't beat inflation. However, most of us tend to need someplace to park some cash.Dec 12, 2025

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2Ã#49560574)