\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

How many credit cards do you have?

...
Massive brunch pistol
  07/10/26
1
walnut geriatric reading party
  07/10/26
4
dashing maroon sanctuary
  07/10/26
what purpose does each serve?
Massive brunch pistol
  07/10/26
dividing business and personal expenses / accumulating award...
dashing maroon sanctuary
  07/10/26
Zero. Not flame
obsidian adulterous ladyboy
  07/10/26
3 plus an Amex but I have no idea where two of them are. Som...
Aphrodisiac carmine senate international law enforcement agency
  07/10/26
why multiple?
Massive brunch pistol
  07/10/26
2
coral territorial area jap
  07/10/26
why more than 1?
Massive brunch pistol
  07/10/26
One is a legacy card that has no foreign transaction fees. ...
coral territorial area jap
  07/10/26
like 8 but 2 get used almost exclusively
Smoky glittery electric furnace
  07/10/26
why so many?
Massive brunch pistol
  07/10/26
opened over the years, never canceled them. probably should
Smoky glittery electric furnace
  07/10/26
just to get the bonuses?
Massive brunch pistol
  07/10/26
no i did that when i was 21 but all the good ones had fees s...
Smoky glittery electric furnace
  07/10/26
it's better for your credit to keep them open, my friend
impertinent abnormal spot
  07/10/26
true but also doesn't matter when you get older and have eno...
Smoky glittery electric furnace
  07/10/26
Not just for the total credit limit. Credit score also value...
Claret passionate indian lodge
  07/10/26
0
rusted lodge
  07/10/26
debt=poison
Slippery Headpube
  07/10/26
like 10, from when i used to churn. keeping them open helps ...
impertinent abnormal spot
  07/10/26
churning seems like such overkill for, what, like a thousand...
Massive brunch pistol
  07/10/26
imo there are no more good offers at all anymore
walnut geriatric reading party
  07/10/26
chase business ink is offering $1k rn. best i've seen in a l...
Massive brunch pistol
  07/10/26
Sapphire preferred is 100k bonus rn on $5000 spend in 3 mont...
Soul-stirring idiotic stag film
  07/10/26
yeah, i said used to churn. dont have time w kids to keep up...
impertinent abnormal spot
  07/10/26
I have something like 10 and like 5 with fees. Obviously I ...
Soul-stirring idiotic stag film
  07/10/26
Three. One for airline status. One for the best rewards. ...
aromatic drab boiling water
  07/10/26
I don't think corporate card should count for this?
At-the-ready den
  07/10/26
citi double cash chase freedom unlimited
Violent canary hell messiness
  07/10/26
1, which is kind of irresponsible. If your one card gets...
razzle-dazzle vermilion location legal warrant
  07/10/26
3. Costco's, CSR, and Southwest (canceling, just used for th...
At-the-ready den
  07/10/26


Poast new message in this thread



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: Massive brunch pistol



(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990862)



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: walnut geriatric reading party

1

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990863)



Reply Favorite

Date: July 10th, 2026 1:21 PM
Author: dashing maroon sanctuary

4

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990899)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: Massive brunch pistol

what purpose does each serve?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990937)



Reply Favorite

Date: July 10th, 2026 2:17 PM
Author: dashing maroon sanctuary

dividing business and personal expenses / accumulating awards

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991055)



Reply Favorite

Date: July 10th, 2026 1:23 PM
Author: obsidian adulterous ladyboy

Zero. Not flame

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990903)



Reply Favorite

Date: July 10th, 2026 1:24 PM
Author: Aphrodisiac carmine senate international law enforcement agency

3 plus an Amex but I have no idea where two of them are. Some drawer I guess. Too lazy to cancel them.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990904)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: Massive brunch pistol

why multiple?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990940)



Reply Favorite

Date: July 10th, 2026 2:06 PM
Author: coral territorial area jap

2

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991008)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: Massive brunch pistol

why more than 1?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991022)



Reply Favorite

Date: July 10th, 2026 3:19 PM
Author: coral territorial area jap

One is a legacy card that has no foreign transaction fees. Unsurprisingly, I use it abroad. It's also a VISA, so I can use it at Costco

One is my primary card in the US that does charge foreign transaction fees. Unsurprisingly, I use it as my primary card in the US and do not use it abroad. It's not a VISA, so I cannot use it at Costco

I don't pay an annual fee for either

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991200)



Reply Favorite

Date: July 10th, 2026 2:08 PM
Author: Smoky glittery electric furnace

like 8 but 2 get used almost exclusively

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991012)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: Massive brunch pistol

why so many?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991021)



Reply Favorite

Date: July 10th, 2026 2:11 PM
Author: Smoky glittery electric furnace

opened over the years, never canceled them. probably should

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991029)



Reply Favorite

Date: July 10th, 2026 2:12 PM
Author: Massive brunch pistol

just to get the bonuses?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991031)



Reply Favorite

Date: July 10th, 2026 2:18 PM
Author: Smoky glittery electric furnace

no i did that when i was 21 but all the good ones had fees so i canceled those at that time

here's what i have

citi double cash - primary workhorse

costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card

amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.

amex delta - this one should be canceled

capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel

crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel

chase sapphire reserve - fees are a bit too high now, will probably cancel next year

chase ink business - company card

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991056)



Reply Favorite

Date: July 10th, 2026 2:15 PM
Author: impertinent abnormal spot

it's better for your credit to keep them open, my friend

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991043)



Reply Favorite

Date: July 10th, 2026 2:21 PM
Author: Smoky glittery electric furnace

true but also doesn't matter when you get older and have enough revolving limits. just for administrative expediency it's better to have only a few imho

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991063)



Reply Favorite

Date: July 10th, 2026 2:38 PM
Author: Claret passionate indian lodge

Not just for the total credit limit. Credit score also values length accounts have been open heh heh

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991115)



Reply Favorite

Date: July 10th, 2026 2:09 PM
Author: rusted lodge

0

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991014)



Reply Favorite

Date: July 10th, 2026 2:14 PM
Author: Slippery Headpube

debt=poison

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991037)



Reply Favorite

Date: July 10th, 2026 2:16 PM
Author: impertinent abnormal spot

like 10, from when i used to churn. keeping them open helps your credit score, not that i need credit for anything anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991048)



Reply Favorite

Date: July 10th, 2026 2:22 PM
Author: Massive brunch pistol

churning seems like such overkill for, what, like a thousand bucks a card at most maybe

thinking about opening a second just for a nice offer since i'm making a big purchase soon and will hit the minimum spend requirement easily but even then my instinct says why sully myself with this prole goy complex just for like $1k

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991069)



Reply Favorite

Date: July 10th, 2026 2:24 PM
Author: walnut geriatric reading party

imo there are no more good offers at all anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991076)



Reply Favorite

Date: July 10th, 2026 2:30 PM
Author: Massive brunch pistol

chase business ink is offering $1k rn. best i've seen in a long time on a no-fee card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991092)



Reply Favorite

Date: July 10th, 2026 8:28 PM
Author: Soul-stirring idiotic stag film

Sapphire preferred is 100k bonus rn on $5000 spend in 3 months.

Ideally you're getting cards where the benefits come out in your favor every year no matter what.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49992037)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: impertinent abnormal spot

yeah, i said used to churn. dont have time w kids to keep up w this shit. easy to miss payments bc u forgot to set up some card on autopay, and it's just more mental effort to keep track of it all

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991291)



Reply Favorite

Date: July 10th, 2026 3:42 PM
Author: Soul-stirring idiotic stag film

I have something like 10 and like 5 with fees. Obviously I don't run balances but yeah, I use CC benefits/points all the time. About to get 100k points for Sapphire Preferred.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991256)



Reply Favorite

Date: July 10th, 2026 3:14 PM
Author: aromatic drab boiling water

Three. One for airline status. One for the best rewards. One corporate card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991193)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: At-the-ready den

I don't think corporate card should count for this?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991288)



Reply Favorite

Date: July 10th, 2026 3:16 PM
Author: Violent canary hell messiness

citi double cash

chase freedom unlimited

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991198)



Reply Favorite

Date: July 10th, 2026 3:36 PM
Author: razzle-dazzle vermilion location legal warrant

1, which is kind of irresponsible.

If your one card gets declined for whatever reason (technical glitch, actual or suspected fraud, etc.), you can find yourself in tough shape.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991239)



Reply Favorite

Date: July 10th, 2026 3:52 PM
Author: At-the-ready den

3. Costco's, CSR, and Southwest (canceling, just used for the sign up bonus).

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991283)