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How many credit cards do you have?

...
Orchid Gaming Laptop Address
  07/10/26
1
mint twinkling uncleanness puppy
  07/10/26
4
vigorous drab theatre
  07/10/26
what purpose does each serve?
Orchid Gaming Laptop Address
  07/10/26
dividing business and personal expenses / accumulating award...
vigorous drab theatre
  07/10/26
Zero. Not flame
Bright Cuckoldry Nursing Home
  07/10/26
3 plus an Amex but I have no idea where two of them are. Som...
Yellow trump supporter
  07/10/26
why multiple?
Orchid Gaming Laptop Address
  07/10/26
2
beady-eyed umber organic girlfriend windowlicker
  07/10/26
why more than 1?
Orchid Gaming Laptop Address
  07/10/26
One is a legacy card that has no foreign transaction fees. ...
beady-eyed umber organic girlfriend windowlicker
  07/10/26
like 8 but 2 get used almost exclusively
glassy idiot
  07/10/26
why so many?
Orchid Gaming Laptop Address
  07/10/26
opened over the years, never canceled them. probably should
glassy idiot
  07/10/26
just to get the bonuses?
Orchid Gaming Laptop Address
  07/10/26
no i did that when i was 21 but all the good ones had fees s...
glassy idiot
  07/10/26
it's better for your credit to keep them open, my friend
Fiercely-loyal Stage Masturbator
  07/10/26
true but also doesn't matter when you get older and have eno...
glassy idiot
  07/10/26
Not just for the total credit limit. Credit score also value...
Painfully honest excitant party of the first part affirmative action
  07/10/26
0
Maize supple selfie electric furnace
  07/10/26
debt=poison
opaque spectacular property son of senegal
  07/10/26
like 10, from when i used to churn. keeping them open helps ...
Fiercely-loyal Stage Masturbator
  07/10/26
churning seems like such overkill for, what, like a thousand...
Orchid Gaming Laptop Address
  07/10/26
imo there are no more good offers at all anymore
mint twinkling uncleanness puppy
  07/10/26
chase business ink is offering $1k rn. best i've seen in a l...
Orchid Gaming Laptop Address
  07/10/26
Sapphire preferred is 100k bonus rn on $5000 spend in 3 mont...
Doobsian Purple Locus
  07/10/26
yeah, i said used to churn. dont have time w kids to keep up...
Fiercely-loyal Stage Masturbator
  07/10/26
I have something like 10 and like 5 with fees. Obviously I ...
Doobsian Purple Locus
  07/10/26
Three. One for airline status. One for the best rewards. ...
heady jew crackhouse
  07/10/26
I don't think corporate card should count for this?
Irate orchestra pit blood rage
  07/10/26
citi double cash chase freedom unlimited
ebony hospital
  07/10/26
1, which is kind of irresponsible. If your one card gets...
multi-colored jade parlor personal credit line
  07/10/26
3. Costco's, CSR, and Southwest (canceling, just used for th...
Irate orchestra pit blood rage
  07/10/26


Poast new message in this thread



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: Orchid Gaming Laptop Address



(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990862)



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Date: July 10th, 2026 1:13 PM
Author: mint twinkling uncleanness puppy

1

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990863)



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Date: July 10th, 2026 1:21 PM
Author: vigorous drab theatre

4

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990899)



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Date: July 10th, 2026 1:36 PM
Author: Orchid Gaming Laptop Address

what purpose does each serve?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990937)



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Date: July 10th, 2026 2:17 PM
Author: vigorous drab theatre

dividing business and personal expenses / accumulating awards

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991055)



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Date: July 10th, 2026 1:23 PM
Author: Bright Cuckoldry Nursing Home

Zero. Not flame

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990903)



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Date: July 10th, 2026 1:24 PM
Author: Yellow trump supporter

3 plus an Amex but I have no idea where two of them are. Some drawer I guess. Too lazy to cancel them.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990904)



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Date: July 10th, 2026 1:36 PM
Author: Orchid Gaming Laptop Address

why multiple?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49990940)



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Date: July 10th, 2026 2:06 PM
Author: beady-eyed umber organic girlfriend windowlicker

2

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991008)



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Date: July 10th, 2026 2:10 PM
Author: Orchid Gaming Laptop Address

why more than 1?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991022)



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Date: July 10th, 2026 3:19 PM
Author: beady-eyed umber organic girlfriend windowlicker

One is a legacy card that has no foreign transaction fees. Unsurprisingly, I use it abroad. It's also a VISA, so I can use it at Costco

One is my primary card in the US that does charge foreign transaction fees. Unsurprisingly, I use it as my primary card in the US and do not use it abroad. It's not a VISA, so I cannot use it at Costco

I don't pay an annual fee for either

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991200)



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Date: July 10th, 2026 2:08 PM
Author: glassy idiot

like 8 but 2 get used almost exclusively

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991012)



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Date: July 10th, 2026 2:10 PM
Author: Orchid Gaming Laptop Address

why so many?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991021)



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Date: July 10th, 2026 2:11 PM
Author: glassy idiot

opened over the years, never canceled them. probably should

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991029)



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Date: July 10th, 2026 2:12 PM
Author: Orchid Gaming Laptop Address

just to get the bonuses?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991031)



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Date: July 10th, 2026 2:18 PM
Author: glassy idiot

no i did that when i was 21 but all the good ones had fees so i canceled those at that time

here's what i have

citi double cash - primary workhorse

costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card

amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.

amex delta - this one should be canceled

capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel

crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel

chase sapphire reserve - fees are a bit too high now, will probably cancel next year

chase ink business - company card

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991056)



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Date: July 10th, 2026 2:15 PM
Author: Fiercely-loyal Stage Masturbator

it's better for your credit to keep them open, my friend

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991043)



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Date: July 10th, 2026 2:21 PM
Author: glassy idiot

true but also doesn't matter when you get older and have enough revolving limits. just for administrative expediency it's better to have only a few imho

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991063)



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Date: July 10th, 2026 2:38 PM
Author: Painfully honest excitant party of the first part affirmative action

Not just for the total credit limit. Credit score also values length accounts have been open heh heh

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991115)



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Date: July 10th, 2026 2:09 PM
Author: Maize supple selfie electric furnace

0

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991014)



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Date: July 10th, 2026 2:14 PM
Author: opaque spectacular property son of senegal

debt=poison

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991037)



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Date: July 10th, 2026 2:16 PM
Author: Fiercely-loyal Stage Masturbator

like 10, from when i used to churn. keeping them open helps your credit score, not that i need credit for anything anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991048)



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Date: July 10th, 2026 2:22 PM
Author: Orchid Gaming Laptop Address

churning seems like such overkill for, what, like a thousand bucks a card at most maybe

thinking about opening a second just for a nice offer since i'm making a big purchase soon and will hit the minimum spend requirement easily but even then my instinct says why sully myself with this prole goy complex just for like $1k

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991069)



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Date: July 10th, 2026 2:24 PM
Author: mint twinkling uncleanness puppy

imo there are no more good offers at all anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991076)



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Date: July 10th, 2026 2:30 PM
Author: Orchid Gaming Laptop Address

chase business ink is offering $1k rn. best i've seen in a long time on a no-fee card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991092)



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Date: July 10th, 2026 8:28 PM
Author: Doobsian Purple Locus

Sapphire preferred is 100k bonus rn on $5000 spend in 3 months.

Ideally you're getting cards where the benefits come out in your favor every year no matter what.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49992037)



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Date: July 10th, 2026 3:53 PM
Author: Fiercely-loyal Stage Masturbator

yeah, i said used to churn. dont have time w kids to keep up w this shit. easy to miss payments bc u forgot to set up some card on autopay, and it's just more mental effort to keep track of it all

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991291)



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Date: July 10th, 2026 3:42 PM
Author: Doobsian Purple Locus

I have something like 10 and like 5 with fees. Obviously I don't run balances but yeah, I use CC benefits/points all the time. About to get 100k points for Sapphire Preferred.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991256)



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Date: July 10th, 2026 3:14 PM
Author: heady jew crackhouse

Three. One for airline status. One for the best rewards. One corporate card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991193)



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Date: July 10th, 2026 3:53 PM
Author: Irate orchestra pit blood rage

I don't think corporate card should count for this?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991288)



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Date: July 10th, 2026 3:16 PM
Author: ebony hospital

citi double cash

chase freedom unlimited

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991198)



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Date: July 10th, 2026 3:36 PM
Author: multi-colored jade parlor personal credit line

1, which is kind of irresponsible.

If your one card gets declined for whatever reason (technical glitch, actual or suspected fraud, etc.), you can find yourself in tough shape.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991239)



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Date: July 10th, 2026 3:52 PM
Author: Irate orchestra pit blood rage

3. Costco's, CSR, and Southwest (canceling, just used for the sign up bonus).

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2テ「竄ï½���„1¤77PHPSESSID=3d8e678aec504db068978830e992758d#49991283)