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Proles struggling with car payments (NYT)

An $830-a-month car payment. Auto insurance for $280 each mo...
Exciting Menage Scourge Upon The Earth
  03/21/26
Bane?
Vermilion Appetizing Shitlib Main People
  03/24/26
Bane Consulting
180 henna address codepig
  03/24/26
...
Exciting Menage Scourge Upon The Earth
  03/23/26
The best move would probably be to make it illegal to loan a...
Lilac Razzle-dazzle Hospital Newt
  03/23/26
Our society is completely broken. There are too many people ...
alcoholic zippy step-uncle's house
  03/23/26
I have a prole co-worker who wants to buy a 2008 BMW with li...
Exciting Menage Scourge Upon The Earth
  03/23/26
zhe will spend $5000 fixing random oil leaks and then the oi...
Excitant brunch
  03/24/26
the system is kind of fucked, but this extreme shittiness is...
Fragrant Impertinent Ticket Booth Gaping
  03/23/26
Aren’t you literally poor? Like you make $50k or somet...
alcoholic zippy step-uncle's house
  03/23/26
no i make 0k
Fragrant Impertinent Ticket Booth Gaping
  03/23/26
are you independently wealthy? how do you live? do you stil...
alcoholic zippy step-uncle's house
  03/24/26
he lives on a diet of semen and ground up nintendo cartridge...
Laughsome submissive cruise ship
  03/24/26
...
alcoholic zippy step-uncle's house
  03/24/26
I am your better, champ
Fragrant Impertinent Ticket Booth Gaping
  03/26/26
You ain’t shit, u bald fag
alcoholic zippy step-uncle's house
  03/27/26
cr. the basic necessities of life are too expensive on even ...
Beady-eyed flesh patrolman national
  03/24/26
just cap interest rates at whatever we decide is usury. this...
ocher heady library
  03/24/26
there's just too much information out there that allows the ...
Beady-eyed flesh patrolman national
  03/24/26
automakers offer below market rates as incentives all the ti...
ocher heady library
  03/24/26
Totally agree. Access to credit drives up prices IMO. Less a...
Lilac Razzle-dazzle Hospital Newt
  03/24/26
stop it. the dealers of those vehicles (who have a monopoly ...
Black up-to-no-good knife kitchen
  03/24/26
Yes, you need to negotiate all dealer add-ons to zero to get...
carmine stirring famous landscape painting lettuce
  03/24/26
I love you and we’re great friends but I’m tryin...
Beady-eyed flesh patrolman national
  03/24/26
if you cap interest rates then average payments will go down...
ocher heady library
  03/24/26
was it a GT?
Black up-to-no-good knife kitchen
  03/24/26
I googled that Car and it's not expensive so what's going on...
Fragrant Impertinent Ticket Booth Gaping
  03/23/26
She is Stupid and probably bought it with her Scumbag boyfri...
Exciting Menage Scourge Upon The Earth
  03/23/26
Almost certain that she traded in a previous car that she wa...
Lilac Razzle-dazzle Hospital Newt
  03/23/26
When I was extremely poor I just took after the uberproles a...
Fragrant Impertinent Ticket Booth Gaping
  03/23/26
my first car cost me $300 and I drove it for two years.
Excitant brunch
  03/24/26
Mine cost 800 and it was still running 5 years later when I ...
Rebellious trailer park
  03/24/26
you guys are like retarded boomers who talk about buying hom...
Garnet magical marketing idea
  03/24/26
We're old here dummy. XO is woke to the fraud economy, it's ...
Rebellious trailer park
  03/24/26
nah i'm not that retarded lol. i bought an early 2000s GMC S...
Garnet magical marketing idea
  03/24/26
I have a Scumbag friend that does this. I don’t think ...
vivacious apoplectic fortuitous meteor
  03/24/26
How is this possible it's a 25k car
kink-friendly blood rage
  03/23/26
I kept thinking this was the thing that they call the Stinge...
Fragrant Impertinent Ticket Booth Gaping
  03/23/26
I didn't read the article but put down the minimum, make min...
Splenetic pontificating forum becky
  03/23/26
After splitting time between Las Vegas and Texas, he settled...
slate tanning salon stain
  03/23/26
Tbf it is an insane expense for poors who, if white, cannot ...
Overrated curious locus degenerate
  03/23/26
OYT what are you even talking about. this is such a liberal ...
Fragrant Impertinent Ticket Booth Gaping
  03/23/26
It’s bad because it is, just like everything else. I k...
Overrated curious locus degenerate
  03/24/26
You just want the Top Technocrats exploiting them and not Ku...
Fragrant Impertinent Ticket Booth Gaping
  03/24/26
Half the Chinese now own cars. Nobody with any money at all ...
costumed onyx regret
  03/24/26
I knew I could click this fucking thread and read huge parag...
Ebony theatre nowag
  03/24/26
two bald irrelevant dorks
Maize giraffe pit
  03/24/26
And yet, you probably breathed a sigh of relief.
Lilac Razzle-dazzle Hospital Newt
  03/24/26
...
Ebony theatre nowag
  03/24/26
...
Exciting Menage Scourge Upon The Earth
  03/24/26
My nanny drives a BMW X3. A new one. I am am legit multimill...
costumed onyx regret
  03/24/26
I have a friend who drives a BMW SUV and legitimately it is ...
Lilac Razzle-dazzle Hospital Newt
  03/24/26
A few years ago, within the course of about 2 months, my ass...
Rebellious trailer park
  03/24/26
...
Exciting Menage Scourge Upon The Earth
  03/24/26
My wife and I both drive 2019 model Toyotas that have been p...
salmon aphrodisiac halford heaven
  03/24/26
My wife is in a 2019 Honda. Paid off since 2019. I'm in a 20...
carmine stirring famous landscape painting lettuce
  03/24/26
While I fully support not buying luxury badges -- LJL at dri...
costumed onyx regret
  03/24/26
Nissan Sentra is the compact. Nissan Altima is the midsize. ...
carmine stirring famous landscape painting lettuce
  03/24/26
It’s the same size as his beloved stinger
Fragrant Impertinent Ticket Booth Gaping
  03/24/26
But with MUCH slower depreciation
Rebellious trailer park
  03/24/26
I put 120k miles on the Stinger before I got rid of it. It w...
costumed onyx regret
  03/24/26
Yeah I'm just kidding you man I have no problem with the sti...
Rebellious trailer park
  03/24/26
Why are numbers always so fake and weird with you…. Y...
Fragrant Impertinent Ticket Booth Gaping
  03/24/26
I hoap you at least get to fuck her in the ass on these &quo...
Excitant brunch
  03/24/26
Describe SIL's cans & panties
Saffron quadroon stead
  03/24/26
Angelica Akins, 32, works late-night shifts as a certified n...
peach vigorous boltzmann candlestick maker
  03/24/26
Idiocracy made this point 20 years ago. The species is doome...
costumed onyx regret
  03/24/26
lmao hour commute from grand rapids to saginaw lol
learning disabled mental disorder
  03/24/26
Chinese cars are better than our cars now and cost half as m...
costumed onyx regret
  03/24/26
...
spectacular rehab wagecucks
  03/24/26
Good idea, Zhang
cracking pungent senate dopamine
  03/24/26
Best idea. Yankees make inferior goods and are dumb and lazy...
costumed onyx regret
  03/24/26
Why doesn't the Czar build cars in Russia?
Exciting Menage Scourge Upon The Earth
  03/24/26
I'm not against blaming proles but most of America doesn't h...
racy location background story
  03/24/26
Yeah, but 95% of the time the problem is that the proles buy...
Gay Comical Parlour Turdskin
  03/24/26
there are no more $5000 cars. the cheap used cars we grew u...
Laughsome submissive cruise ship
  03/24/26
This is true. These days you need $12,000 minimum for a comp...
carmine stirring famous landscape painting lettuce
  03/24/26
Yes, and do note that proles end up paying way more per mont...
racy location background story
  03/24/26
Your retarded.itwrally thousands of cars like this for sale....
Gay Comical Parlour Turdskin
  03/24/26
that's a vehicle that has been in an accident and is likely ...
Laughsome submissive cruise ship
  03/24/26
It took about 15 seconds to find the below listing and there...
Lilac Razzle-dazzle Hospital Newt
  03/24/26
you're talking about a nearly 15 year old car. that's a dec...
Laughsome submissive cruise ship
  03/24/26
I am a car nut and trade in and out of cars with some freque...
Lilac Razzle-dazzle Hospital Newt
  03/24/26
Yeah I'm sure this half-retarded female CNA will diligently ...
burgundy site multi-billionaire
  03/24/26
You're using old boomer logic from back when cars were unrel...
Gay Comical Parlour Turdskin
  03/24/26
Plenty of $15k and below cars out there. Not even total piec...
Lilac Razzle-dazzle Hospital Newt
  03/24/26
car inflation in both the used and new market has been huge ...
Laughsome submissive cruise ship
  03/24/26
Yeah, but a 13 year old car in 2025 for $5000 is just as rel...
Gay Comical Parlour Turdskin
  03/24/26
Yeah, this is nonsense. Cars were not materially more reliab...
costumed onyx regret
  03/26/26
I understand your point. But people's incomes have also rise...
Lilac Razzle-dazzle Hospital Newt
  03/24/26
how the fuck is a "student" buying a car in the fi...
learning disabled mental disorder
  03/24/26
Hmmmmmmmm...
Rebellious trailer park
  03/24/26
whore?
Excitant brunch
  03/24/26
Car prices are insane
Sepia aromatic cuckold milk
  03/26/26


Poast new message in this thread



Reply Favorite

Date: March 21st, 2026 8:59 PM
Author: Exciting Menage Scourge Upon The Earth

An $830-a-month car payment. Auto insurance for $280 each month. Thousands more for tire and maintenance repairs.

For almost three years, those bills have followed Davine Greene, a nursing student who hasn’t missed or been late on a payment since buying her Kia K5 GT in November 2023. But keeping up with the payments has driven up her debt to more than $80,000, not including student loans.

Last week, she filed for bankruptcy to escape the burden, she said.

“This car is the bane of my existence,” said Ms. Greene, 24, who lives in Fort Lauderdale, Fla. “Probably the worst decision I’ve ever made, like, financially speaking.”

https://www.nytimes.com/2026/03/16/business/car-ownership-prices-interest-rates.html

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49760411)



Reply Favorite

Date: March 24th, 2026 2:32 PM
Author: Vermilion Appetizing Shitlib Main People

Bane?

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765555)



Reply Favorite

Date: March 24th, 2026 4:59 PM
Author: 180 henna address codepig

Bane Consulting

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765968)



Reply Favorite

Date: March 23rd, 2026 10:03 PM
Author: Exciting Menage Scourge Upon The Earth



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764030)



Reply Favorite

Date: March 23rd, 2026 10:05 PM
Author: Lilac Razzle-dazzle Hospital Newt

The best move would probably be to make it illegal to loan any real amount of money to most people. Imagine declaring bankruptcy because you decided to buy a Kia K5. lol just wtf.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764032)



Reply Favorite

Date: March 23rd, 2026 10:08 PM
Author: alcoholic zippy step-uncle's house

Our society is completely broken. There are too many people like this, who can afford basically nothing.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764038)



Reply Favorite

Date: March 23rd, 2026 10:10 PM
Author: Exciting Menage Scourge Upon The Earth

I have a prole co-worker who wants to buy a 2008 BMW with like 160,000 miles. It looks like shit and will undoubtedly have all sorts of expensive maintenance issues, but she wants it because it's a BMW ljl

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764044)



Reply Favorite

Date: March 24th, 2026 2:33 PM
Author: Excitant brunch

zhe will spend $5000 fixing random oil leaks and then the oil will come out the rust holes and her pussy anyway

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765557)



Reply Favorite

Date: March 23rd, 2026 10:13 PM
Author: Fragrant Impertinent Ticket Booth Gaping

the system is kind of fucked, but this extreme shittiness is the only reason why anyone does anything. if you didn't have some acquaintance who bombed OCI and self-treated with opiates or whose entire working career is dedicated to paying for Cars to drive to work, you wouldn't be happy as a clam with what should otherwise be considered mediocre life outcomes. you're a Non-Equity Partner probably but you're still like "i maed it." even if you have Equity still you'd be like "wow Im Gen X and not homeless. far out!"

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764053)



Reply Favorite

Date: March 23rd, 2026 10:39 PM
Author: alcoholic zippy step-uncle's house

Aren’t you literally poor? Like you make $50k or something?

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764111)



Reply Favorite

Date: March 23rd, 2026 10:48 PM
Author: Fragrant Impertinent Ticket Booth Gaping

no i make 0k

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764130)



Reply Favorite

Date: March 24th, 2026 2:21 PM
Author: alcoholic zippy step-uncle's house

are you independently wealthy? how do you live? do you still poast on jd underground?

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765515)



Reply Favorite

Date: March 24th, 2026 2:47 PM
Author: Laughsome submissive cruise ship

he lives on a diet of semen and ground up nintendo cartridges

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765604)



Reply Favorite

Date: March 24th, 2026 5:16 PM
Author: alcoholic zippy step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766008)



Reply Favorite

Date: March 26th, 2026 7:24 PM
Author: Fragrant Impertinent Ticket Booth Gaping

I am your better, champ

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49771979)



Reply Favorite

Date: March 27th, 2026 9:53 PM
Author: alcoholic zippy step-uncle's house

You ain’t shit, u bald fag

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49775255)



Reply Favorite

Date: March 24th, 2026 2:35 PM
Author: Beady-eyed flesh patrolman national

cr. the basic necessities of life are too expensive on even a normal professional salary.

rent, car, insurance, food, etc. Without anything else is more than most people make.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765566)



Reply Favorite

Date: March 24th, 2026 9:38 AM
Author: ocher heady library

just cap interest rates at whatever we decide is usury. this is common sense and enshrined in the most ancient laws we have. amazing we've eliminated this so that proles can have the "freedom" to be exploited for $800/mo kia loans.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764656)



Reply Favorite

Date: March 24th, 2026 2:39 PM
Author: Beady-eyed flesh patrolman national

there's just too much information out there that allows the producers of necessary things like cars to maximize the cost in a way that eats up every dollar of most peoples incomes.

it's all driven by monthly payments. Lower interests are great! now the manufacturer can just jack up the MSRP. higher interest rates? ok let's just offer 10 year loans.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765576)



Reply Favorite

Date: March 24th, 2026 4:35 PM
Author: ocher heady library

automakers offer below market rates as incentives all the time. capping interest rates would not lead to higher msrps except for nissan that makes a lot of money off scumbag lending. plus people use non-dealer financing all the time, so automakers can't reliably recoup via financing.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765907)



Reply Favorite

Date: March 24th, 2026 4:39 PM
Author: Lilac Razzle-dazzle Hospital Newt

Totally agree. Access to credit drives up prices IMO. Less ability to extend credit to any idiot that shows up at a dealer would lead to people seeking out cheaper cars (instead of trying to "flex") and it would force automakers to start making cheaper vehicles again. I think a big part of why sedans are "dying" is because of the type of credit that companies can extend to consumers who have no business borrowing tens of thousands of dollars.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765920)



Reply Favorite

Date: March 24th, 2026 5:39 PM
Author: Black up-to-no-good knife kitchen

stop it. the dealers of those vehicles (who have a monopoly on all new cars from that automaker) offset the incentive pricing with add-ons and other nonsense (e.g., a $899 tint that cost them $30 in parts/labor). they rip you off every chance they get.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766038)



Reply Favorite

Date: March 24th, 2026 6:00 PM
Author: carmine stirring famous landscape painting lettuce

Yes, you need to negotiate all dealer add-ons to zero to get as close to invoice as possible.

Never do a trade in with the dealership. Or maybe have them give you an appraisal and even bring the title and show the salesman, but then at the last minute pull your trade in and be like I'm going to walk from this deal, get me my car back. Then ask if they can match the out-the-door price they gave (assuming trade in) if you make up the difference with cash.

Always be able to walk. And when I say walk, I mean walk.

You can't do this at all with Toyotas or other "in" cars. And certainly not with luxury models or sporty models that are status symbols. You need to find models that aren't as popular and that won't have as strong a resale value if you want to get them down on price. But in the long run, if you're just trying to buy a car, it's always a smarter choice to drive what is decent and boring and NEVER EVER EVER drive what is popular or seen as trendy.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766068)



Reply Favorite

Date: March 24th, 2026 8:59 PM
Author: Beady-eyed flesh patrolman national

I love you and we’re great friends but I’m trying understand your original comment re: usury and capping rates vis-a-vis monthly car payments.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766657)



Reply Favorite

Date: March 24th, 2026 10:35 PM
Author: ocher heady library

if you cap interest rates then average payments will go down because non-credit worthy people like $800/mo kia girl will not be able to obtain financing. i think her not being able to finance a car is less cruel than allowing her to be fleeced at usurious rates.

you said automakers would just raise msrps to compensate. i disagree. automakers cannot recoup loss from lower interest rates by raising msrp because they cannot force people to finance through them. if two cars cost 30k, one cannot raise the price to 35k so that they can offer low rates to shit borrowers because the majority of the market that is credit worthy will buy the 30k car.

you're basically talking about frontloading interest in the cars principal. automakers couldnt do this. and, if they devised a way, it could be regulated away. charging usurious interest by fraudulently frontloading it in the principal is something that happened when usury was a thing too. it would be like allowing a mortgager to charge customers points to pay down the rate cap and calling it the origination fee. they're still charging the usurious rate, they're just hiding the money somewhere else.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766964)



Reply Favorite

Date: March 24th, 2026 5:30 PM
Author: Black up-to-no-good knife kitchen

was it a GT?

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766025)



Reply Favorite

Date: March 23rd, 2026 10:10 PM
Author: Fragrant Impertinent Ticket Booth Gaping

I googled that Car and it's not expensive so what's going on, a lightly used model that sold at new MSRP but much higher interest rate? smh

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764043)



Reply Favorite

Date: March 23rd, 2026 10:11 PM
Author: Exciting Menage Scourge Upon The Earth

She is Stupid and probably bought it with her Scumbag boyfriend who promised to help with the payments and then disappeared.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764050)



Reply Favorite

Date: March 23rd, 2026 10:13 PM
Author: Lilac Razzle-dazzle Hospital Newt

Almost certain that she traded in a previous car that she was underwater on and she rolled the negative equity into the new loan. So she had a loan whose value was significantly more than the absolute dog shit car she bought.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764054)



Reply Favorite

Date: March 23rd, 2026 10:28 PM
Author: Fragrant Impertinent Ticket Booth Gaping

When I was extremely poor I just took after the uberproles and drove horrible Scummy as fuck cars. There were $2995 cars everywhere. This Kia doesn't seem that expensive even, $27k and probably has fewer problems than some 1990s bullshit head gasket fuck you mobile. If it breaks just Engineer a solution. stop leak. head gasket. engine replacement from a Junkyard with ferocious dogs running around.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764089)



Reply Favorite

Date: March 24th, 2026 2:35 PM
Author: Excitant brunch

my first car cost me $300 and I drove it for two years.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765563)



Reply Favorite

Date: March 24th, 2026 2:55 PM
Author: Rebellious trailer park

Mine cost 800 and it was still running 5 years later when I traded it in for a 4k car

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765625)



Reply Favorite

Date: March 24th, 2026 3:00 PM
Author: Garnet magical marketing idea

you guys are like retarded boomers who talk about buying homes for $30k and wonder why young people nowadays can't afford a mortgage. even cars that are just being parted out go for those prices on fb marketplace. a drivable early 2000s corolla goes for $3k min now.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765642)



Reply Favorite

Date: March 24th, 2026 3:07 PM
Author: Rebellious trailer park

We're old here dummy. XO is woke to the fraud economy, it's just nice to remember the simpler times. This thread is about dummies (like you) buying cars they can't afford.

Tell us about your monthly payments, dummy. Did you roll in any "negative equity?"

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765667)



Reply Favorite

Date: March 24th, 2026 3:12 PM
Author: Garnet magical marketing idea

nah i'm not that retarded lol. i bought an early 2000s GMC Sierra 1500 off marketplace pre-COVID. and it's still driving great. previous car before that was a hand-me-down 2002 Honda CR-V from my parents. What car do you drive now as a boomer? just curious no doobs.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765685)



Reply Favorite

Date: March 24th, 2026 2:29 PM
Author: vivacious apoplectic fortuitous meteor

I have a Scumbag friend that does this. I don’t think he’s been on the right side of a car loan in 20 years.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765552)



Reply Favorite

Date: March 23rd, 2026 10:11 PM
Author: kink-friendly blood rage

How is this possible it's a 25k car

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764046)



Reply Favorite

Date: March 23rd, 2026 10:13 PM
Author: Fragrant Impertinent Ticket Booth Gaping

I kept thinking this was the thing that they call the Stinger now

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764056)



Reply Favorite

Date: March 23rd, 2026 10:22 PM
Author: Splenetic pontificating forum becky

I didn't read the article but put down the minimum, make minimum payments, borrow at like 15%, and wait a few months

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764074)



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Date: March 23rd, 2026 10:39 PM
Author: slate tanning salon stain

After splitting time between Las Vegas and Texas, he settled in Houston in 2023. But he had hourlong work commutes and was driving for DoorDash and Uber for extra income, which quickly raised the gas bill and mileage on his 2016 Chevy Sonic. He is also holding on to a 2015 Chevy Camaro.

Mr. Rhodes has decided to pause his ride-hailing and delivery work and is focusing only on hairstyling.

“I remember being younger, and you could just buy a car outright and keep it rolling,” Mr. Rhodes said. “Now there’s these high payments. It’s just crazy.”

----

NYT is just "Daily Mail for Libs" at this point, pretty solidly disguised ragebait. "Why doesn't this fucking NIG-I mean, down on his luck citizen just sell the Camaro?" the lib wondered to zhimzelf.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764109)



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Date: March 23rd, 2026 10:57 PM
Author: Overrated curious locus degenerate

Tbf it is an insane expense for poors who, if white, cannot afford to live in cities with public transit that aren’t Cleveland or worse. And if you’re poor you need to work and if you live in some horrible US nowhere place you need to drive or get a Ride. I’m convinced the incredibly shortsighted and stupid investment in automobile infrastructure will be the ultimate downfall of North America.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764162)



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Date: March 23rd, 2026 11:25 PM
Author: Fragrant Impertinent Ticket Booth Gaping

OYT what are you even talking about. this is such a liberal idea. "the automobile" is retarded but the lib obsession with it is telling. you just hate any manifestation of personal freedom.

personal freedom, and this is the part people don't say out loud until it's too late, results in dumbs doing Extremely Dumb Things and then suffering the consequences and also their children suffering the consequences. my question to you is, why is this bad? sufferers of intergenerational trauma driving 2003 pontiac grand ams on their 20th owner.... how the fuck else are you going to find someone who isn't an immigrant to work at a slaughterhouse or a wal mart? the system demands Ruin and Scum as grist for the mill. weird to think that modernity had only really sort of "existed" for a few short decades when we were born, and that the whole perspective was different back then. but today you can look at some Scummy kid building Character and be like "his grandfather got DWIs" or something and nod at yourself approvingly. Caste and Clique are inherited. and the whole thing veers into a totally different Lane based on a few automobile purchases whose consequences reverberate for decades. and my question, again, is why is this bad? Scumbags failing constantly is better for GDP somehow than raising taxes and building Rail imho.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764200)



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Date: March 24th, 2026 7:23 AM
Author: Overrated curious locus degenerate

It’s bad because it is, just like everything else. I know this is how’s it’s supposed to work, but that doesn’t mean I have to like it. You can’t stop dumbs from being dumb but you can stop people from exploiting them to some venal end afaik.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764441)



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Date: March 24th, 2026 7:49 AM
Author: Fragrant Impertinent Ticket Booth Gaping

You just want the Top Technocrats exploiting them and not Kulak used car dealers bc you’re Leftist

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764463)



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Date: March 24th, 2026 9:34 AM
Author: costumed onyx regret

Half the Chinese now own cars. Nobody with any money at all wants to ride the fucking bus no matter how nice a bus it fucking is. Same with subways.



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764652)



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Date: March 24th, 2026 9:27 AM
Author: Ebony theatre nowag

I knew I could click this fucking thread and read huge paragraphs from cowgod and OYT

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764633)



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Date: March 24th, 2026 9:27 AM
Author: Maize giraffe pit

two bald irrelevant dorks

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764636)



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Date: March 24th, 2026 9:30 AM
Author: Lilac Razzle-dazzle Hospital Newt

And yet, you probably breathed a sigh of relief.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764641)



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Date: March 24th, 2026 9:39 AM
Author: Ebony theatre nowag



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764659)



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Date: March 24th, 2026 10:04 PM
Author: Exciting Menage Scourge Upon The Earth



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766828)



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Date: March 24th, 2026 9:33 AM
Author: costumed onyx regret

My nanny drives a BMW X3. A new one. I am am legit multimillionaire and I drive a Highlander. Our cars cost about the same only my net worth is 40x hers. That's what's wrong with America. The best part is because she drives such a nice car we never have to give her our car to drive the kids places. I just bought her a car seat and reimburse for gas.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764647)



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Date: March 24th, 2026 9:52 AM
Author: Lilac Razzle-dazzle Hospital Newt

I have a friend who drives a BMW SUV and legitimately it is his entire personality. Obsesses over the engine and the 0-60. Talks about it non-stop. Meanwhile, he has to street park it (doesn't own a home), is paying $800+ a month for five years, and $500 a month in insurance.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764687)



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Date: March 24th, 2026 2:54 PM
Author: Rebellious trailer park

A few years ago, within the course of about 2 months, my assistant bought a new 3 series and my paralegal bought a lightly used Merc SUV at 12% interest. They've both since been fired and I'm driving the same Camry I had then. It's insane what people do. The assistant was young and had some help from Daddy but my paralegal was broke. I tried to talk to her but she bought that piece of shit anyway. Total waste.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765620)



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Date: March 24th, 2026 10:05 PM
Author: Exciting Menage Scourge Upon The Earth



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766832)



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Date: March 24th, 2026 9:34 AM
Author: salmon aphrodisiac halford heaven

My wife and I both drive 2019 model Toyotas that have been paid off for three years while her prole sister leases a new BMW every 3 years and never has money for anything to the point that we have to cover her flight and room when she vacations with us

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764649)



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Date: March 24th, 2026 9:39 AM
Author: carmine stirring famous landscape painting lettuce

My wife is in a 2019 Honda. Paid off since 2019. I'm in a 2023 Altima. Last payment is on the 12th. Then it's owned free and clear.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764661)



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Date: March 24th, 2026 9:41 AM
Author: costumed onyx regret

While I fully support not buying luxury badges -- LJL at driving compact sedans like an Altima. You will die in any car crash with a F150 and you have to assume some drunk in an F150 will hit you since this is TTT America. Never, ever, drive a small car.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764664)



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Date: March 24th, 2026 9:42 AM
Author: carmine stirring famous landscape painting lettuce

Nissan Sentra is the compact. Nissan Altima is the midsize. It's the same class as Camry/Accord. $30,000 car in this economy.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764667)



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Date: March 24th, 2026 10:11 AM
Author: Fragrant Impertinent Ticket Booth Gaping

It’s the same size as his beloved stinger

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764755)



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Date: March 24th, 2026 2:23 PM
Author: Rebellious trailer park

But with MUCH slower depreciation

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765528)



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Date: March 24th, 2026 2:25 PM
Author: costumed onyx regret

I put 120k miles on the Stinger before I got rid of it. It was really a very pleasant experience. I never had serious issues with the car despite all the bad things you hear about Kia transmissions in particular. The interior was starting to go to shit when I replaced it and that was the biggest thing I could complain about.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765539)



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Date: March 24th, 2026 2:59 PM
Author: Rebellious trailer park

Yeah I'm just kidding you man I have no problem with the stinger for what it is

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765640)



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Date: March 24th, 2026 5:00 PM
Author: Fragrant Impertinent Ticket Booth Gaping

Why are numbers always so fake and weird with you…. You were a wfh Loser, not driving to Alaska and back or something

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765974)



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Date: March 24th, 2026 2:38 PM
Author: Excitant brunch

I hoap you at least get to fuck her in the ass on these "vacations."

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765572)



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Date: March 24th, 2026 5:23 PM
Author: Saffron quadroon stead

Describe SIL's cans & panties

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766016)



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Date: March 24th, 2026 9:35 AM
Author: peach vigorous boltzmann candlestick maker

Angelica Akins, 32, works late-night shifts as a certified nursing assistant while raising five children. Early last year, the engine of her 2011 Chevrolet Equinox died. Without enough savings or the credit score that dealerships required, she put off buying a car and temporarily turned to ride-hailing services to get to work.

The rides cost her around $1,000 a month, with her commute taking about two hours round-trip from her apartment in Grand Rapids, Mich., to her job in Saginaw. Ms. Akins picked up extra shifts to keep up with her expenses while saving for a car. But the daily Uber costs added up, and she managed to save only about $2,500 — less than half of what she desired.

“You never know how important things are until you lose them,” she said.

Ms. Akins recently moved back in with her mother, leaving the neighborhood and home she loved to cut back on her $1,400 monthly rent and shorten her commute to 30 minutes, making it easier to share rides in her mother’s car or find cheaper trips.

***

Her: 32. A fucking CNA (like the entry level of nursing). FIVE. CHILDREN.

U: 40. JD. Can't afford a kid yet, maybe in a couple of years.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764653)



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Date: March 24th, 2026 9:38 AM
Author: costumed onyx regret

Idiocracy made this point 20 years ago. The species is doomed because people like us should be making sure that people like her starve to death and never breed.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764658)



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Date: March 24th, 2026 2:42 PM
Author: learning disabled mental disorder

lmao hour commute from grand rapids to saginaw lol

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765586)



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Date: March 24th, 2026 9:39 AM
Author: costumed onyx regret

Chinese cars are better than our cars now and cost half as much. The solution is to open the market to them and watch the US car industry implode while prices drop 50% or more.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764662)



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Date: March 24th, 2026 9:43 AM
Author: spectacular rehab wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764669)



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Date: March 24th, 2026 10:05 AM
Author: cracking pungent senate dopamine

Good idea, Zhang

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764735)



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Date: March 24th, 2026 10:06 AM
Author: costumed onyx regret

Best idea. Yankees make inferior goods and are dumb and lazy.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49764738)



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Date: March 24th, 2026 10:07 PM
Author: Exciting Menage Scourge Upon The Earth

Why doesn't the Czar build cars in Russia?

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766839)



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Date: March 24th, 2026 2:32 PM
Author: racy location background story

I'm not against blaming proles but most of America doesn't have good public transit. Too many people need some form of transportation and cars are too expensive relative to incomes.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765556)



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Date: March 24th, 2026 2:45 PM
Author: Gay Comical Parlour Turdskin

Yeah, but 95% of the time the problem is that the proles buy a $40k+ car instead of a $5,000 car that is functionally equivalent.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765601)



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Date: March 24th, 2026 2:50 PM
Author: Laughsome submissive cruise ship

there are no more $5000 cars. the cheap used cars we grew up with are gone

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765611)



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Date: March 24th, 2026 2:57 PM
Author: carmine stirring famous landscape painting lettuce

This is true. These days you need $12,000 minimum for a complete beater. A good value buy will be in the low to mid 20s, and 3-4 years old.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765631)



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Date: March 24th, 2026 3:08 PM
Author: racy location background story

Yes, and do note that proles end up paying way more per month, averaged out, than the cost of the vehicle would suggest. Financing costs due to poor or lack of credit are higher, maintenance costs are higher, insurance costs are higher in the ghetto, etc.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765672)



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Date: March 24th, 2026 4:29 PM
Author: Gay Comical Parlour Turdskin

Your retarded.itwrally thousands of cars like this for sale.

https://www.cars.com/vehicledetail/fd32a7a5-639f-4006-a1b1-2471c879e4c1/

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765897)



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Date: March 24th, 2026 4:47 PM
Author: Laughsome submissive cruise ship

that's a vehicle that has been in an accident and is likely very unreliable.

this isn't some controversial thing i'm claiming. it's well documented

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765932)



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Date: March 24th, 2026 4:49 PM
Author: Lilac Razzle-dazzle Hospital Newt

It took about 15 seconds to find the below listing and there are tons more like it.

https://www.cargurus.com/details/436541688?resultSetId=9cfcd93b-d1c5-40bb-9bfe-6257706ac5b8&searchUuid=ed5fcee4-d6c1-442c-98c2-f1326c8db10e&sourceContext=carGurusHomePageModel&sponsoredType=NONE&srpVariation=DEFAULT_SEARCH&listingIndex=7&inclusionType=DEFAULT&searchZip=10514&searchDistance=50&ourls=SRP&srpc=N4IghgZgxiBcoC8CWAHOICMAGArBgLCADQgC2YA1gKYCyA9gCZUA2AKgE5KkAKYALgAsAznADaZAGzFJAegY4AHAE4QAXRIMkQvmAB2UKnBxYSuuroDKA1CjAAjZlQBCYISyS7DsbAGYlJITp2PgARJHYqKD4kc3QAQQsAYWlA4NYATxQvECcAUQtWAH0aONZEgAlpLRD3ADcqdnTc3XtHBjgIMGY3EnIAD25OAzgMCSxxknrrKEdyrT4g9IB5FGjzEVhxRIAZXLiAOULWAElWXel9pcOLOO2ANTiAcVy1APYUO7BOfhjddBDcgAxOIAVW2RQsewAShUQABfEhRPpwUDMJDtWD4HwSHD4UYKBQkFAAcxGAQAruT0egqPJoFQqPgALQMCRQDBM-D4ABMUCZSgUUG5TIgGB83LZCgYdmwhjeUCR6CgX0e5PY5KE5TopCovGJtEYLGkJLANPSAClyAANc0IBiApwCABa3JBSCWACtcvhtolzQB3ACaAHUGGwkMcJDQPYCVHC4UA

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765939)



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Date: March 24th, 2026 4:56 PM
Author: Laughsome submissive cruise ship

you're talking about a nearly 15 year old car. that's a decent deal but it's going to have 15 year old car problems. my point is that you can't get a cheap and reliable 5 year old vehicle like you could in the 90s and 2000s. the market is radically different. if you don't realize that, you aren't paying attention.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765954)



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Date: March 24th, 2026 5:01 PM
Author: Lilac Razzle-dazzle Hospital Newt

I am a car nut and trade in and out of cars with some frequency. Though I am always a cash buyer. If someone is in such dire straits that they need as cheap a car as possible, they aren't looking to buy this car and keep it for a decade. They just need something to keep them functional while they get their act in order.

And even then, there are plenty of Craigslist specials to be had. Here's a cool ass Honda Accord for less than $7k. https://newyork.craigslist.org/wch/cto/d/yonkers-2014-honda-accord/7922966981.html

As another poaster said, you are greatly underrating the reliability of more recent cars. Especially mass market vehicles like the Camry, CR-V, RAV4, etc. And age of the vehicle matters less than miles and maintenance. And these cars are not complicated to maintain.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765977)



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Date: March 24th, 2026 6:08 PM
Author: burgundy site multi-billionaire

Yeah I'm sure this half-retarded female CNA will diligently track the maintenance schedule while assiduously avoiding getting ripped off with needless extras pushed on her every time she goes into the shop.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49766088)



Reply Favorite

Date: March 24th, 2026 4:53 PM
Author: Gay Comical Parlour Turdskin

You're using old boomer logic from back when cars were unreliable as fuck and rarely made it past 100k miles, and didn't make it to 50 if you didn't maintain properly.

Cars from the past 15 years all easily hit 200k even with shitty maintenance. Even the shitty ones.



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765948)



Reply Favorite

Date: March 24th, 2026 4:41 PM
Author: Lilac Razzle-dazzle Hospital Newt

Plenty of $15k and below cars out there. Not even total pieces of shit. Countless used CR-Vs and Camrys with 150k miles that have plenty of life left out there. People just want a "new car" because they "deserve it."

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765924)



Reply Favorite

Date: March 24th, 2026 4:53 PM
Author: Laughsome submissive cruise ship

car inflation in both the used and new market has been huge over the last 5 years. the point isn't that you can't buy a used car. it's that you can't buy a used car CHEAPLY.

in the 90s and 2000s, it was very easy to get a 5-7 year old vehicle for $3000 that would serve a high school kid, college student, grad student, or someone in their first job very well for a 2-4 years. you could buy one with savings from a summer of fast food work or as a lifeguard or SAT tutoring. that's not possible any more

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765945)



Reply Favorite

Date: March 24th, 2026 4:56 PM
Author: Gay Comical Parlour Turdskin

Yeah, but a 13 year old car in 2025 for $5000 is just as reliable as those 5-7 year old cars were back then.

Youre using retard logic to justify spending too much on cars.

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765955)



Reply Favorite

Date: March 26th, 2026 4:59 PM
Author: costumed onyx regret

Yeah, this is nonsense. Cars were not materially more reliable in 2002 than in 2026. We are all old The 1997 Toyota you could buy in 2002 for $5k was, if anything, more reliable than the 13 year Toyota you would buy today for $5k. Cars after 1995 are basically "modern." You have to go back to early 90s late 80 cars for real unreliable junk and you have to be north of 50 to really have driven those.



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49771437)



Reply Favorite

Date: March 24th, 2026 4:57 PM
Author: Lilac Razzle-dazzle Hospital Newt

I understand your point. But people's incomes have also risen. And even though incomes haven't kept pace with inflation, there is a gigantic universe of reliable used cars on the market at any time for under $15k.

And they can still be financed for 5+ years at which point the monthly payment could be less than $250.



(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765963)



Reply Favorite

Date: March 24th, 2026 2:43 PM
Author: learning disabled mental disorder

how the fuck is a "student" buying a car in the first place

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765588)



Reply Favorite

Date: March 24th, 2026 2:56 PM
Author: Rebellious trailer park

Hmmmmmmmm...

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765627)



Reply Favorite

Date: March 24th, 2026 2:57 PM
Author: Excitant brunch

whore?

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49765629)



Reply Favorite

Date: March 26th, 2026 7:26 PM
Author: Sepia aromatic cuckold milk

Car prices are insane

(http://www.autoadmit.com/thread.php?thread_id=5848415&forum_id=2ГѓЖ’#49771981)