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what is the point of 401k if ur cash poor

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Gaped digit ratio
  07/19/25
If you over contribute you can just take a loan. Loan, not w...
Crystalline Irradiated Dilemma
  07/19/25
Why are you impersonating PM again?
avocado exhilarant tanning salon stain
  07/19/25
Fuck off cowshit
Crystalline Irradiated Dilemma
  07/19/25
so you can overcontribute, take out a loan on the overcontri...
Sapphire dopamine stag film
  07/19/25
I don’t mean contribute over 23k/yr, I mean if you fin...
Crystalline Irradiated Dilemma
  07/19/25
because in a 401k u are limited to what investments u can do...
Claret round eye den
  07/19/25
if you have an employer match, tho, it's crazy not to contri...
Sapphire dopamine stag film
  07/19/25
More employers are allowing self directed brokerage options....
avocado exhilarant tanning salon stain
  07/19/25
not in my day but if thats the case now i wonder what hidden...
Claret round eye den
  07/19/25
Cash is cheaper than ever
Lascivious chrome love of her life nursing home
  07/19/25


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Date: July 19th, 2025 10:04 PM
Author: Gaped digit ratio



(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115456)



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Date: July 19th, 2025 10:08 PM
Author: Crystalline Irradiated Dilemma

If you over contribute you can just take a loan. Loan, not withdrawal. Interest goes to the balance. 401ks are underrated by internet posters as long as the fees arent retarded. Tax deferral plus can do DRIP basically the whole time, no taxes on dividends, it’s nbd. Even QQQ has a 0.5% dividend yield.

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115466)



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Date: July 19th, 2025 10:10 PM
Author: avocado exhilarant tanning salon stain

Why are you impersonating PM again?

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115472)



Reply Favorite

Date: July 19th, 2025 10:10 PM
Author: Crystalline Irradiated Dilemma

Fuck off cowshit

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115476)



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Date: July 19th, 2025 10:10 PM
Author: Sapphire dopamine stag film

so you can overcontribute, take out a loan on the overcontribution, and then pay it back so you end up contributing more than allowed?

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115475)



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Date: July 19th, 2025 10:12 PM
Author: Crystalline Irradiated Dilemma

I don’t mean contribute over 23k/yr, I mean if you find yourself at the cusp of financial ruin with a big 401k balance, a loan is nbd

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115479)



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Date: July 19th, 2025 10:10 PM
Author: Claret round eye den

because in a 401k u are limited to what investments u can do, this is so jews can charge higher expense ratios. if u dont fund ur 401k u are hurting jews which is a crime against humanity, a literal financial holocaust and u cld have ur US citizenship revoked, its a veddy serious thing, saar

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115473)



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Date: July 19th, 2025 10:12 PM
Author: Sapphire dopamine stag film

if you have an employer match, tho, it's crazy not to contribute and get that free untaxed money

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115480)



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Date: July 19th, 2025 10:15 PM
Author: avocado exhilarant tanning salon stain

More employers are allowing self directed brokerage options.y last two firms have. I have like 400k of my 401k balance in the bitcoin and ETH etfs.

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115485)



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Date: July 19th, 2025 10:18 PM
Author: Claret round eye den

not in my day but if thats the case now i wonder what hidden fees u are paying cause no way jews permit this, and u know investment comps literally PAY employers to choose them, its veddy corrupt

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115487)



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Date: July 19th, 2025 10:12 PM
Author: Lascivious chrome love of her life nursing home

Cash is cheaper than ever

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2#49115481)