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LIFELONG RENTER here. Convince me of the benefits of home ownership ITT.

Home ownership literally seems like j00 flame. I live in the...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
being a grown adult and not having some 75 iq "property...
wonderful ruddy brunch pocket flask
  08/18/23
have never had my landlord "break into" my house. ...
Contagious amethyst circlehead sweet tailpipe
  08/18/23
who does inspections
wonderful ruddy brunch pocket flask
  08/18/23
theres only two types of inspections where i live - gas + fu...
Contagious amethyst circlehead sweet tailpipe
  08/18/23
yeah the us is garbage
wonderful ruddy brunch pocket flask
  08/18/23
I've owned my house for 3 years. My mortgage is $2,500. Neig...
onyx bossy voyeur cuckoldry
  08/17/23
Been living in my current home for 10 years without a single...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
ur landlord is just lazy
tantric puppy national
  08/17/23
My landlord is chilled as fuck. I negotiated my rent down du...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
you happen to live in a nation where the population is decli...
Naked gay wizard
  08/17/23
seems like just another reason to leave the US
Chartreuse sick theatre goal in life
  08/17/23
American homes come with hidden costs of nigs spics and cums...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
This is very cr. The other aspects of homeownership are meh....
alcoholic bateful spot mediation
  08/17/23
Yes - also, buying a house is incredible forced savings if y...
onyx bossy voyeur cuckoldry
  08/17/23
Did the renters property tax stay the same?
histrionic yapping stage alpha
  04/05/24
If you are in a high tax bracket the mortgage interest deduc...
tantric puppy national
  08/17/23
I pay very little in taxes: less than 5% income tax and that...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
if what you said is true above, then it doesn't make sense f...
tantric puppy national
  08/17/23
Exactly. Economics of home ownership don't make sense for mo...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
UMC people pay 5% in taxes?
onyx bossy voyeur cuckoldry
  08/17/23
Tax system is simple and 180 here: choose between 1) a strai...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
not really for us with 2% interest rates
saffron reading party
  08/17/23
Here I am paying a mortgage like a dope when I could have mo...
thriller disrespectful mood sanctuary
  08/17/23
1800000
Contagious amethyst circlehead sweet tailpipe
  08/17/23
You live in a studio and barely make $60k
Massive cerebral ape jew
  08/17/23
shrewd AND decadent.
Contagious amethyst circlehead sweet tailpipe
  08/17/23
the 7.4% thread inspired this thread, btw. some LULZY ass ni...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
There aren't any nice 5-6 bedroom houses for rent where I wa...
impressive odious turdskin
  08/17/23
lol@ wanting to live in a fucking 4 bdr as a single male. a ...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
can you please reconcile the contradictions in this sentence...
crimson passionate parlour
  08/17/23
bifurcated market.
Contagious amethyst circlehead sweet tailpipe
  08/17/23
Are you saying you live in a hovel?
crimson passionate parlour
  08/17/23
i live in a very average studio apartment that is the most c...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
why would yuppies live in a studio apartment in 1st world co...
crimson passionate parlour
  08/17/23
it may be hard for you to believe but studios are the most c...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
sure in 3rd world countries but i am talking about 1st world...
crimson passionate parlour
  08/17/23
America is a good example of a third world housing market. N...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
amazing but why cant you own a place like a real yuppie
crimson passionate parlour
  08/17/23
Lol@ buying, instead of renting, a studio apartment. If y...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
sounds very third world in a first world country people can ...
crimson passionate parlour
  08/17/23
it's a 180 well-designed and flexible system that matches sk...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
So for all the shit you talk, you can't even afford to buy a...
Autistic Fantasy-prone University
  08/17/23
there are literally zero benefits of owning a studio apartme...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
lol @ confining the universe of discourse to studio apartmen...
crimson passionate parlour
  08/17/23
you can think of it like this: there are two types of people...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
yeah very first world
crimson passionate parlour
  08/17/23
I think your perspective is severely fucked up by dealing wi...
Autistic Fantasy-prone University
  08/17/23
(literal third worlder who lives amongst nigs spics and cums...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
(third world guy smugly poasting from his rented studio apar...
Autistic Fantasy-prone University
  08/17/23
idk, what's the price of being able to live in a homogeneous...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
I actually live in my three bedroom house, with my wife and ...
Autistic Fantasy-prone University
  08/17/23
last time i checked america is like 60% non-white bro
Contagious amethyst circlehead sweet tailpipe
  08/17/23
Last I checked, the entirety of Seoul is in artillery range ...
Autistic Fantasy-prone University
  08/18/23
lol you sound pretty triggered bro
Contagious amethyst circlehead sweet tailpipe
  08/18/23
You sound extremely poor and I discovered downthread you don...
Autistic Fantasy-prone University
  08/18/23
it's for adults, nyuug
Fluffy Honey-headed Lodge
  08/17/23
op lives in a homogenous high-trust society. LLs dont fuck y...
boyish sepia center hairy legs
  08/17/23
18000000000000
Contagious amethyst circlehead sweet tailpipe
  08/17/23
It only works if you Buy Low and Sell High imo
Crusty deranged coldplay fan
  08/17/23
TITCR
Contagious amethyst circlehead sweet tailpipe
  08/17/23
don't take this the wrong way my dude did someone hit you...
Crystalline party of the first part
  08/17/23
None, outside exceptional circumstances of increasing proper...
appetizing fiercely-loyal church
  08/17/23
isnt the us basically the only conuntry where homeownership ...
cream dashing dysfunction affirmative action
  08/17/23
https://en.m.wikipedia.org/wiki/List_of_countries_by_home_ow...
Crusty deranged coldplay fan
  08/17/23
dont bring your shitty "facts" into this discussio...
Chartreuse sick theatre goal in life
  08/17/23
owning a McMansion in suburbia is def. an American peculiari...
Contagious amethyst circlehead sweet tailpipe
  08/17/23
So nyuug is claiming that everybody in South Korea rents a s...
Autistic Fantasy-prone University
  08/18/23
sorry about your tiny pink RC skills bro. i exclude all &quo...
Contagious amethyst circlehead sweet tailpipe
  08/18/23
Okay, then you're just wrong about what counts as an owner. ...
Autistic Fantasy-prone University
  08/18/23
sorry bro the jew who you pay every month owns your house, h...
Contagious amethyst circlehead sweet tailpipe
  08/18/23
You are in fact making up the rules. Ownership with a lien ...
Autistic Fantasy-prone University
  08/18/23
something like that, yeah
Contagious amethyst circlehead sweet tailpipe
  08/17/23
overextending to iNvEsT in a big house is flame esp when the...
snowy self-absorbed hunting ground
  08/17/23
You don’t have any never will have the option to buy N...
Metal Multi-billionaire Knife
  08/18/23
Did you forget your Pumo Login?
snowy self-absorbed hunting ground
  08/18/23
RSF is upset he literally had to stay in an ethnic ghetto wh...
Contagious amethyst circlehead sweet tailpipe
  08/18/23
I thought he was the conscription copypasta pumo but it's a ...
snowy self-absorbed hunting ground
  08/18/23
lmao
Contagious amethyst circlehead sweet tailpipe
  08/18/23
The Four Seasons is in an “ethnic ghetto?”
Metal Multi-billionaire Knife
  08/18/23
rental market for houses you'd actually want to live in/rais...
Mind-boggling Lilac Ratface Trust Fund
  08/18/23
OP is an incel who lives alone and will die alone, so this i...
Autistic Fantasy-prone University
  08/18/23
Reminder that OP = NYUUG is a 40-yo "man" who rent...
trip trump supporter ceo
  08/18/23
I missed that, suddenly this thread makes a lot more sense. ...
Autistic Fantasy-prone University
  08/18/23
http://www.xoxohth.com/thread.php?thread_id=5385469&mc=1...
trip trump supporter ceo
  08/18/23
Jesus christ so he has a salary no higher than 100K and a ne...
Autistic Fantasy-prone University
  08/18/23
salary just over 50K (he first gave his salary range as 50k-...
trip trump supporter ceo
  08/19/23
...
trip trump supporter ceo
  09/04/23
Jesus Christ
Soul-stirring garnet heaven
  10/27/23
absolutely HILARIOUS how you guys still act like you know my...
Contagious amethyst circlehead sweet tailpipe
  10/27/23
You posted it in the other thread. You’re very poor lo...
Soul-stirring garnet heaven
  11/02/23
...
trip trump supporter ceo
  09/04/23
To be fair, in USA the Fed's primary job is making sure asse...
heady electric furnace library
  08/18/23
consensus ITT w/r/t the market being propped up indefinitely...
Contagious amethyst circlehead sweet tailpipe
  09/04/23
...
Contagious amethyst circlehead sweet tailpipe
  10/27/23
...
Contagious amethyst circlehead sweet tailpipe
  11/02/23
...
Contagious amethyst circlehead sweet tailpipe
  01/02/24
...
Contagious amethyst circlehead sweet tailpipe
  01/11/24
REMINDER: nyuug is very poor and outright admitted it in thi...
Autistic Fantasy-prone University
  02/20/24
Renting is now cheaper than owning in all of America’s...
Contagious amethyst circlehead sweet tailpipe
  03/26/24
fucktarded "superior anglo culture" of paying real...
Contagious amethyst circlehead sweet tailpipe
  04/01/24
Residential real estate is the only asset guaranteed to alwa...
irate church building
  04/01/24
Lol
lascivious painfully honest resort police squad
  04/01/24
*leans into mic*
Contagious amethyst circlehead sweet tailpipe
  04/01/24
I sold my house for 1M more than I paid for it 10 years earl...
electric sticky stag film blood rage
  04/01/24
REMINDER: nyuug is a pauper that rents a studio. When he sp...
Autistic Fantasy-prone University
  04/04/24
Paid off house early so practically living rent free. Basi...
concupiscible unholy sound barrier
  04/05/24
...
Contagious amethyst circlehead sweet tailpipe
  04/30/24
...
Contagious amethyst circlehead sweet tailpipe
  05/29/24
...
Contagious amethyst circlehead sweet tailpipe
  05/30/24
LMAO HOUSING MARKET CRASH NOT FLAME: https://www.chosun.c...
nyuug
  05/14/25
I saw statistics that cities like Seoul and Taipei have high...
,.,,,.
  05/14/25
Wow. Guy from a first world country here, 'sup? So you're ...
.,.,.,.,.,.,,,,,,,........;.,.,.;
  05/14/25
Greatest tax subsidy / wealth transfer vehicle in history
;::;:;;::;;;;;::::
  05/14/25
NYUUG for SURE paid JEONSAE for his apartment DURR DURR ...
nyuug
  05/14/25


Poast new message in this thread



Reply Favorite

Date: August 17th, 2023 9:12 PM
Author: Contagious amethyst circlehead sweet tailpipe

Home ownership literally seems like j00 flame. I live in the most expensive housing market in the entire country but thanks to 180 cheap rents, I barely spend anything on housing.

Can easily allocate a larger % of my income to rent for a bigger house (2-3 bdr) later when I need more space without taking on $5,000,000 in debt.

Do your best to convince me that renting isn't 180 as fuck.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683533)



Reply Favorite

Date: August 18th, 2023 12:38 AM
Author: wonderful ruddy brunch pocket flask

being a grown adult and not having some 75 iq "property manager" breaking into your home every 3 months and sending demand notices is perhaps the best reason to own.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684238)



Reply Favorite

Date: August 18th, 2023 12:40 AM
Author: Contagious amethyst circlehead sweet tailpipe

have never had my landlord "break into" my house. did this become a common thing in america since i left or something?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684244)



Reply Favorite

Date: August 18th, 2023 12:41 AM
Author: wonderful ruddy brunch pocket flask

who does inspections

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684246)



Reply Favorite

Date: August 18th, 2023 12:43 AM
Author: Contagious amethyst circlehead sweet tailpipe

theres only two types of inspections where i live - gas + fumigation. neither is allowed to enter the premises unless the tenant is present, the landlord him/herself doesn't actually conduct any inspections, and said inspections do not occur every 3 months. you just live in a place with TTT real estate codes

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684253)



Reply Favorite

Date: August 18th, 2023 12:44 AM
Author: wonderful ruddy brunch pocket flask

yeah the us is garbage

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684256)



Reply Favorite

Date: August 17th, 2023 9:21 PM
Author: onyx bossy voyeur cuckoldry

I've owned my house for 3 years. My mortgage is $2,500. Neighbors next to me rent for $2600.

3 years later, my mortgage is still $2600 and change. My neighbors are being told to move and will have to pay $5,500 for a similar setup.

I could now sell my house and pocket $250,000. My neighbors will get $0 when forced to move.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683563)



Reply Favorite

Date: August 17th, 2023 9:24 PM
Author: Contagious amethyst circlehead sweet tailpipe

Been living in my current home for 10 years without a single rent increase.

Home prices increasing indefinitely is obviously complete bullshit lol.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683576)



Reply Favorite

Date: August 17th, 2023 9:24 PM
Author: tantric puppy national

ur landlord is just lazy

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683579)



Reply Favorite

Date: August 17th, 2023 9:26 PM
Author: Contagious amethyst circlehead sweet tailpipe

My landlord is chilled as fuck. I negotiated my rent down during contracting and while average rents have increased, I pay my juiced-in rate.

It's absolutely 180.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683587)



Reply Favorite

Date: August 17th, 2023 9:56 PM
Author: Naked gay wizard

you happen to live in a nation where the population is declining and immigration is negligible. the situation in the US is very different.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683709)



Reply Favorite

Date: August 17th, 2023 10:29 PM
Author: Chartreuse sick theatre goal in life

seems like just another reason to leave the US

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683837)



Reply Favorite

Date: August 17th, 2023 10:32 PM
Author: Contagious amethyst circlehead sweet tailpipe

American homes come with hidden costs of nigs spics and cumskins in the neighborhood. Very TTT to have any of these groups as your neighbors.

I basically live in a gated community.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683850)



Reply Favorite

Date: August 17th, 2023 9:41 PM
Author: alcoholic bateful spot mediation

This is very cr. The other aspects of homeownership are meh. But inflation is on our side.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683655)



Reply Favorite

Date: August 17th, 2023 9:46 PM
Author: onyx bossy voyeur cuckoldry

Yes - also, buying a house is incredible forced savings if you mostly stay put.

At retirement age my housing costs will hopefully be close to zero. I could even downside and use the proceeds to fund retirement lifestyle.

Contrast that with renting where (a) you're probably not saving that extra money and (b) god knows what your housing cost will be in 2050.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683671)



Reply Favorite

Date: April 5th, 2024 12:07 AM
Author: histrionic yapping stage alpha

Did the renters property tax stay the same?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47556958)



Reply Favorite

Date: August 17th, 2023 9:21 PM
Author: tantric puppy national

If you are in a high tax bracket the mortgage interest deduction is a huge benefit.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683567)



Reply Favorite

Date: August 17th, 2023 9:25 PM
Author: Contagious amethyst circlehead sweet tailpipe

I pay very little in taxes: less than 5% income tax and that's it.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683582)



Reply Favorite

Date: August 17th, 2023 9:26 PM
Author: tantric puppy national

if what you said is true above, then it doesn't make sense for you to buy NOW, but obviously over the long run, assuming you don't move constantly, you will almost certainly end up ahead financially buy buying instead of renting.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683585)



Reply Favorite

Date: August 17th, 2023 9:27 PM
Author: Contagious amethyst circlehead sweet tailpipe

Exactly. Economics of home ownership don't make sense for most UMC doods.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683591)



Reply Favorite

Date: August 17th, 2023 9:46 PM
Author: onyx bossy voyeur cuckoldry

UMC people pay 5% in taxes?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683675)



Reply Favorite

Date: August 17th, 2023 9:58 PM
Author: Contagious amethyst circlehead sweet tailpipe

Tax system is simple and 180 here: choose between 1) a straight 3.3% income tax and forgo all benefits, or 2) regressive scheme that charges MUCH higher, but includes benefits.

And this system applies to all income levels, yes.



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683713)



Reply Favorite

Date: August 17th, 2023 11:08 PM
Author: saffron reading party

not really for us with 2% interest rates

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683976)



Reply Favorite

Date: August 17th, 2023 9:27 PM
Author: thriller disrespectful mood sanctuary

Here I am paying a mortgage like a dope when I could have moved into a rent-frozen apartment and started taking home 95% of my income.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683597)



Reply Favorite

Date: August 17th, 2023 9:30 PM
Author: Contagious amethyst circlehead sweet tailpipe

1800000

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683608)



Reply Favorite

Date: August 17th, 2023 9:29 PM
Author: Massive cerebral ape jew

You live in a studio and barely make $60k

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683603)



Reply Favorite

Date: August 17th, 2023 9:31 PM
Author: Contagious amethyst circlehead sweet tailpipe

shrewd AND decadent.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683610)



Reply Favorite

Date: August 17th, 2023 9:37 PM
Author: Contagious amethyst circlehead sweet tailpipe

the 7.4% thread inspired this thread, btw. some LULZY ass niggas in there bragging about their multi-million debt because interest is "only" 4 or 5 percent or some shit LMAO

https://www.xoxohth.com/thread.php?thread_id=5389853&mc=119&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683638)



Reply Favorite

Date: August 17th, 2023 9:41 PM
Author: impressive odious turdskin

There aren't any nice 5-6 bedroom houses for rent where I want to live. I don't want to live in some hellish city or cookie cutter suburb either.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683658)



Reply Favorite

Date: August 17th, 2023 9:43 PM
Author: Contagious amethyst circlehead sweet tailpipe

lol@ wanting to live in a fucking 4 bdr as a single male. a complete waste of money.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683662)



Reply Favorite

Date: August 17th, 2023 9:48 PM
Author: crimson passionate parlour

can you please reconcile the contradictions in this sentence:

I live in the most expensive housing market in the entire country but thanks to 180 cheap rents, I barely spend anything on housing.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683684)



Reply Favorite

Date: August 17th, 2023 10:00 PM
Author: Contagious amethyst circlehead sweet tailpipe

bifurcated market.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683717)



Reply Favorite

Date: August 17th, 2023 10:01 PM
Author: crimson passionate parlour

Are you saying you live in a hovel?



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683722)



Reply Favorite

Date: August 17th, 2023 10:02 PM
Author: Contagious amethyst circlehead sweet tailpipe

i live in a very average studio apartment that is the most common type of housing among yuppies. funnily enough, officetels, as studio apartments are known here, have been DECREASING in size while rents have only gone up in the past decade ive been renting

i basically have 180 as fuck housing locked down.



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683727)



Reply Favorite

Date: August 17th, 2023 10:04 PM
Author: crimson passionate parlour

why would yuppies live in a studio apartment in 1st world country

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683736)



Reply Favorite

Date: August 17th, 2023 10:06 PM
Author: Contagious amethyst circlehead sweet tailpipe

it may be hard for you to believe but studios are the most common housing type for the vast majority of independent yuppiedoods.



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683742)



Reply Favorite

Date: August 17th, 2023 10:06 PM
Author: crimson passionate parlour

sure in 3rd world countries but i am talking about 1st world countries

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683744)



Reply Favorite

Date: August 17th, 2023 10:09 PM
Author: Contagious amethyst circlehead sweet tailpipe

America is a good example of a third world housing market. NYC studios were completely insane last time I checked: $2,500+ and 1bdrs were even higher. Gangnam rents are a fraction of that.

If yuppies can't afford rents then you probably live in a shitty country.

EDIT - manhattan studios apparently start at $3,200 LOLLERCAUST:

https://newyork.craigslist.org/search/apa?housing_type=2&housing_type=8&query=wall%20street&sort=priceasc#search=1~gallery~0~0

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683764)



Reply Favorite

Date: August 17th, 2023 10:25 PM
Author: crimson passionate parlour

amazing but why cant you own a place like a real yuppie

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683827)



Reply Favorite

Date: August 17th, 2023 10:30 PM
Author: Contagious amethyst circlehead sweet tailpipe

Lol@ buying, instead of renting, a studio apartment.

If you want to buy an actual apartment, you'll need $5,000,000 minimum. So while it's easy as fuck to find 180 rentals, outright purchasing a home is basically impossible for anyone not in the top .01%.

No complaints here tho I'm a singledood just enjoying dat Gangnam lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683844)



Reply Favorite

Date: August 17th, 2023 10:46 PM
Author: crimson passionate parlour

sounds very third world in a first world country people can own a home

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683897)



Reply Favorite

Date: August 17th, 2023 10:59 PM
Author: Contagious amethyst circlehead sweet tailpipe

it's a 180 well-designed and flexible system that matches skilled workers to professional industries. seoul is basically a city of officetels.

you are right in that it's kind of a "kicking the can down further" kind of problem bc the govt is scared as fuck of the huge cohort of prime 30s and 40s workers eventually aging out of the workforce without having homes to live in. gonna be lulzy and 180 when this happens



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683936)



Reply Favorite

Date: August 17th, 2023 10:50 PM
Author: Autistic Fantasy-prone University

So for all the shit you talk, you can't even afford to buy a studio apartment, you rent one? Okay bro, clearly I'm doing it wrong from my three bedroom house that I own outright.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683907)



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Date: August 17th, 2023 11:01 PM
Author: Contagious amethyst circlehead sweet tailpipe

there are literally zero benefits of owning a studio apartment vis a vis renting. you can at least argue that owning a real gangnam apartment comes with the benefit of insulation against downturns but no one in their right mind outright buys studios lol



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683943)



Reply Favorite

Date: August 17th, 2023 11:04 PM
Author: crimson passionate parlour

lol @ confining the universe of discourse to studio apartments



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683958)



Reply Favorite

Date: August 17th, 2023 11:11 PM
Author: Contagious amethyst circlehead sweet tailpipe

you can think of it like this: there are two types of people - those who own vs non-owners

the % of people who own a house (without attached debts) is probably less than 10% of the population. and im excluding jeonsae from this cohort, as they aren't actual owners of their homes.

of the 90% of people who do not own a house, maybe 10% of this group are independent, meaning they are single and live alone apart from their family. rest are nuclear/extended families, etc.

this relatively small % of the population, i.e. independent, non-homeowners are what drive rents, and in all likelihood a far larger market than the 10% of the national homeowning population (stats back this up, btw: https://koreajoongangdaily.joins.com/2022/05/17/business/economy/Korea-Real-estate-prices-jeonse/20220517184838337.html )

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683992)



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Date: August 17th, 2023 11:21 PM
Author: crimson passionate parlour

yeah very first world

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684037)



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Date: August 17th, 2023 11:15 PM
Author: Autistic Fantasy-prone University

I think your perspective is severely fucked up by dealing with the Seoul rental market. I get that it's really dense because South Korea is a poor nation with one major city, two minor ones, and some farmland, but things work differently in first world countries. Enjoy renting your studio apartment, I guess, it must be really fun to cook your rice dinner ten feet from where you sleep. At least you don't have a wife or children to worry about, that would make such living conditions intolerable.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684010)



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Date: August 17th, 2023 11:30 PM
Author: Contagious amethyst circlehead sweet tailpipe

(literal third worlder who lives amongst nigs spics and cumskins claiming he lives in a "first world" country)

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684072)



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Date: August 17th, 2023 11:31 PM
Author: Autistic Fantasy-prone University

(third world guy smugly poasting from his rented studio apartment)

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684075)



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Date: August 17th, 2023 11:35 PM
Author: Contagious amethyst circlehead sweet tailpipe

idk, what's the price of being able to live in a homogeneous and safe neighborhood without nigs spics and cumskins? we clearly differ on this metric, my friend

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684091)



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Date: August 17th, 2023 11:51 PM
Author: Autistic Fantasy-prone University

I actually live in my three bedroom house, with my wife and children, that I own in an entirely white community that's not under constant threat of annihilation by North Korea. But you enjoy renting your studio in the third world, given your incel status you don't need more space and if you die in the opening moments of WW3, you will not be missed.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684138)



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Date: August 17th, 2023 11:57 PM
Author: Contagious amethyst circlehead sweet tailpipe

last time i checked america is like 60% non-white bro

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684154)



Reply Favorite

Date: August 18th, 2023 12:00 AM
Author: Autistic Fantasy-prone University

Last I checked, the entirety of Seoul is in artillery range of North Korea and you rent a studio apartment. By contrast, there are American white enclaves that are 180. I'm sorry you missed out brother, in the next life may you be born white and in the first world

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684166)



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Date: August 18th, 2023 12:05 AM
Author: Contagious amethyst circlehead sweet tailpipe

lol you sound pretty triggered bro

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684178)



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Date: August 18th, 2023 1:50 PM
Author: Autistic Fantasy-prone University

You sound extremely poor and I discovered downthread you don't just sound that way, you are poor. Sorry about your poverty bro.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46685753)



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Date: August 17th, 2023 9:48 PM
Author: Fluffy Honey-headed Lodge

it's for adults, nyuug

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683686)



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Date: August 17th, 2023 9:58 PM
Author: boyish sepia center hairy legs

op lives in a homogenous high-trust society. LLs dont fuck you over like they do in the US

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683711)



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Date: August 17th, 2023 10:00 PM
Author: Contagious amethyst circlehead sweet tailpipe

18000000000000

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683719)



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Date: August 17th, 2023 9:58 PM
Author: Crusty deranged coldplay fan

It only works if you Buy Low and Sell High imo



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683712)



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Date: August 17th, 2023 10:03 PM
Author: Contagious amethyst circlehead sweet tailpipe

TITCR

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683730)



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Date: August 17th, 2023 10:48 PM
Author: Crystalline party of the first part

don't take this the wrong way my dude

did someone hit you in the head with a bat a bunch of times as a kid or something

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683901)



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Date: August 17th, 2023 11:03 PM
Author: appetizing fiercely-loyal church

None, outside exceptional circumstances of increasing property value or major need to stay in the same home.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683948)



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Date: August 17th, 2023 11:31 PM
Author: cream dashing dysfunction affirmative action

isnt the us basically the only conuntry where homeownership is normal/common

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684077)



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Date: August 17th, 2023 11:33 PM
Author: Crusty deranged coldplay fan

https://en.m.wikipedia.org/wiki/List_of_countries_by_home_ownership_rate

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684084)



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Date: August 17th, 2023 11:42 PM
Author: Chartreuse sick theatre goal in life

dont bring your shitty "facts" into this discussion

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684114)



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Date: August 17th, 2023 11:45 PM
Author: Contagious amethyst circlehead sweet tailpipe

owning a McMansion in suburbia is def. an American peculiarity. few countries on earth where this is even geographically possible

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684124)



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Date: August 18th, 2023 12:02 AM
Author: Autistic Fantasy-prone University

So nyuug is claiming that everybody in South Korea rents a studio apartment, but there's only an eight point difference between USA and South Korea home ownership. nyuug, if 57%ish of South Koreans own their own place, why are you renting a studio apartment?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684172)



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Date: August 18th, 2023 12:07 AM
Author: Contagious amethyst circlehead sweet tailpipe

sorry about your tiny pink RC skills bro. i exclude all "owners" paying off mortgages from actual owners

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684186)



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Date: August 18th, 2023 12:29 AM
Author: Autistic Fantasy-prone University

Okay, then you're just wrong about what counts as an owner. An owner of property that has a lien on it is still an owner. This is a law bort, we're operating based on legal principles, not the homespun definitions of what counts as an "owner" from an incel who rents a studio apartment.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684227)



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Date: August 18th, 2023 12:39 AM
Author: Contagious amethyst circlehead sweet tailpipe

sorry bro the jew who you pay every month owns your house, hence the OP "j00 flame". i dont make up the rules.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684242)



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Date: August 18th, 2023 9:14 AM
Author: Autistic Fantasy-prone University

You are in fact making up the rules. Ownership with a lien is ownership. I'm sorry you don't understand basic legal principles.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684907)



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Date: August 17th, 2023 11:35 PM
Author: Contagious amethyst circlehead sweet tailpipe

something like that, yeah

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684096)



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Date: August 17th, 2023 11:57 PM
Author: snowy self-absorbed hunting ground

overextending to iNvEsT in a big house is flame esp when the nasdaq has done so much better over time. It's more of a lifestyle thing and living without being subject to some gay landlord is much better

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684156)



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Date: August 18th, 2023 2:47 AM
Author: Metal Multi-billionaire Knife

You don’t have any never will have the option to buy NOWAG. No one chooses to live in a 150 sqft studio.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684404)



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Date: August 18th, 2023 2:53 AM
Author: snowy self-absorbed hunting ground

Did you forget your Pumo Login?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684410)



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Date: August 18th, 2023 2:56 AM
Author: Contagious amethyst circlehead sweet tailpipe

RSF is upset he literally had to stay in an ethnic ghetto while he was in seoul and couldnt afford a real gangnam hotel, i can't even blame him for trying to "zing" me for two decades

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684416)



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Date: August 18th, 2023 2:58 AM
Author: snowy self-absorbed hunting ground

I thought he was the conscription copypasta pumo but it's a different pumo. Wonder how you got that pumo so insanely mad at you

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684420)



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Date: August 18th, 2023 3:03 AM
Author: Contagious amethyst circlehead sweet tailpipe

lmao

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684426)



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Date: August 18th, 2023 3:02 AM
Author: Metal Multi-billionaire Knife

The Four Seasons is in an “ethnic ghetto?”

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684424)



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Date: August 18th, 2023 9:32 AM
Author: Mind-boggling Lilac Ratface Trust Fund

rental market for houses you'd actually want to live in/raise a family is absurdly limited and expensive compared to buying. renting makes more sense for apartment ppl vs buying a condo/co-op in many cases.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684956)



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Date: August 18th, 2023 9:34 AM
Author: Autistic Fantasy-prone University

OP is an incel who lives alone and will die alone, so this is non-responsive. He should rent a studio apartment rather than take an actual house off the market.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684963)



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Date: August 18th, 2023 9:40 AM
Author: trip trump supporter ceo

Reminder that OP = NYUUG is a 40-yo "man" who rents a studio apartment because that is all he can afford. At the age of 40 he can only afford a rented studio apartment - think about that. He was busted about this a few days ago and he is now trying to re-package this humiliating fact as somehow being his "choice" that he could be "persuaded" out of. But he has no choice about it and this thread is just a ruse to pretend otherwise.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684974)



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Date: August 18th, 2023 9:42 AM
Author: Autistic Fantasy-prone University

I missed that, suddenly this thread makes a lot more sense. Link to the original thread if you have it?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684980)



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Date: August 18th, 2023 9:58 AM
Author: trip trump supporter ceo

http://www.xoxohth.com/thread.php?thread_id=5385469&mc=121&forum_id=2



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46685021)



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Date: August 18th, 2023 1:22 PM
Author: Autistic Fantasy-prone University

Jesus christ so he has a salary no higher than 100K and a net worth no higher than 100K, when money has been flying off the printers. I didn't know it was possible to become 40 and still be so poor. Bort, when you argue with nyuug, you're arguing with a pauper.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46685619)



Reply Favorite

Date: August 19th, 2023 12:25 AM
Author: trip trump supporter ceo

salary just over 50K (he first gave his salary range as 50k-70k and then when he got laughed at about this he changed it to 50k-100k -> so we know it's just over 50k)

my guess is he counts his beat-up old car as his main asset at an inflated price too, so that 100k in assets is about as real as benzo's photoshopped 93k

tldr he's even poorer than you think

and don't forget he lives in a studio apartment at 40 years of age (he admits to this)

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46687870)



Reply Favorite

Date: September 4th, 2023 1:39 AM
Author: trip trump supporter ceo



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46752112)



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Date: October 27th, 2023 12:27 AM
Author: Soul-stirring garnet heaven

Jesus Christ

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46988959)



Reply Favorite

Date: October 27th, 2023 12:35 AM
Author: Contagious amethyst circlehead sweet tailpipe

absolutely HILARIOUS how you guys still act like you know my salary. you guys have ZERO idea what my actual salary is

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46988971)



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Date: November 2nd, 2023 6:26 AM
Author: Soul-stirring garnet heaven

You posted it in the other thread. You’re very poor lol.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47010500)



Reply Favorite

Date: September 4th, 2023 1:39 AM
Author: trip trump supporter ceo



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46752110)



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Date: August 18th, 2023 10:15 AM
Author: heady electric furnace library

To be fair, in USA the Fed's primary job is making sure asset prices increase during recessions and during non-recessions, booming economic factors increase asset prices. Therefore, you have the Fed backing your highly leveraged investment.

Furthermore, you can obtain very high leverage from the government (most debt provided by "Banks" is actually federal funds). Also, has a homeowner, you are important and thus the government will decrease the amount of taxes that you owe because you used federal funds to buy that house (barely used any of your own money-- its always better to use other people's money!).

Also, a slight majority of American householders are homeowners, thus by being part of the majority, the laws will favor you and you can restrict the building of new housing to create an artificial supply shortage and thus increasing your net worth relative to other Americans.

Most importantly, the above factors help describe why the

"Free market" of home ownership keeps increasing in value and thus the best thing you can do is hedge against these government backed price increases by hedging by becoming a member of their group.

The other option is to be unhedged against shelter costs which will rise due to extensive government financial support and restrictive laws due to the majority.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46685065)



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Date: September 4th, 2023 1:54 AM
Author: Contagious amethyst circlehead sweet tailpipe

consensus ITT w/r/t the market being propped up indefinitely is laughably incorrect

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46752134)



Reply Favorite

Date: October 27th, 2023 12:23 AM
Author: Contagious amethyst circlehead sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46988951)



Reply Favorite

Date: November 2nd, 2023 1:41 AM
Author: Contagious amethyst circlehead sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47010315)



Reply Favorite

Date: January 2nd, 2024 7:28 PM
Author: Contagious amethyst circlehead sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47241973)



Reply Favorite

Date: January 11th, 2024 12:33 AM
Author: Contagious amethyst circlehead sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47274395)



Reply Favorite

Date: February 20th, 2024 1:13 AM
Author: Autistic Fantasy-prone University

REMINDER: nyuug is very poor and outright admitted it in this thread.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47419253)



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Date: March 26th, 2024 11:05 PM
Author: Contagious amethyst circlehead sweet tailpipe

Renting is now cheaper than owning in all of America’s 50 biggest metro areas

Published: March 26, 2024 at 6:00 a.m. ET

Thanks to rising home prices and elevated mortgage rates, it’s now cheaper to rent than it is to buy a home in all of America’s biggest metropolitan areas, according to a new report by Realtor.com.

In its February monthly rent report, the company found that it’s more affordable to rent than to buy a home in all of the top 50 metro areas in the U.S.

While it was already cheaper to rent than to buy in 90% of metro areas as of last year, a hot real-estate market has pushed that to 100%.

And it’s the first time that has happened since Realtor.com began tracking renting versus buying in 2021.

https://www.marketwatch.com/story/renting-is-now-cheaper-than-owning-in-all-of-americas-50-biggest-metro-areas-8cd4cd03

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47530557)



Reply Favorite

Date: April 1st, 2024 6:53 PM
Author: Contagious amethyst circlehead sweet tailpipe

fucktarded "superior anglo culture" of paying real estate agents for doing nothing LMAO:

https://xoxohth.com/thread.php?thread_id=5504680&mc=23&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47546014)



Reply Favorite

Date: April 1st, 2024 6:59 PM
Author: irate church building

Residential real estate is the only asset guaranteed to always appreciate much faster than inflation

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47546025)



Reply Favorite

Date: April 1st, 2024 6:59 PM
Author: lascivious painfully honest resort police squad

Lol

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47546027)



Reply Favorite

Date: April 1st, 2024 7:02 PM
Author: Contagious amethyst circlehead sweet tailpipe

*leans into mic*

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47546034)



Reply Favorite

Date: April 1st, 2024 7:00 PM
Author: electric sticky stag film blood rage

I sold my house for 1M more than I paid for it 10 years earlier.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47546029)



Reply Favorite

Date: April 4th, 2024 11:50 PM
Author: Autistic Fantasy-prone University

REMINDER: nyuug is a pauper that rents a studio. When he spams XO bumping every thread that ever mentioned him, he is doing so from the 500 square feet he rents.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47556916)



Reply Favorite

Date: April 5th, 2024 12:05 AM
Author: concupiscible unholy sound barrier

Paid off house early so practically living rent free. Basic rentals in the area have far surpassed what our mortgage was. Not to mention home equity up abt 1.2 mil if ever decide to sell.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47556953)



Reply Favorite

Date: April 30th, 2024 5:50 PM
Author: Contagious amethyst circlehead sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47622516)



Reply Favorite

Date: May 29th, 2024 7:45 PM
Author: Contagious amethyst circlehead sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47702037)



Reply Favorite

Date: May 30th, 2024 8:21 PM
Author: Contagious amethyst circlehead sweet tailpipe



(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47705606)



Reply Favorite

Date: May 14th, 2025 5:20 AM
Author: nyuug (Gangnam WGWAG Playboy)

LMAO HOUSING MARKET CRASH NOT FLAME:

https://www.chosun.com/english/national-en/2025/05/14/HHWALNCW5JFTNAXRC4YB2JR3EY/

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#48929142)



Reply Favorite

Date: May 14th, 2025 5:59 AM
Author: ,.,,,.

I saw statistics that cities like Seoul and Taipei have higher price per sqm than nyc.. they're super expensive even if there was indeed a crash.. I'd rather buy in turkey or montenegro but prices are 3x what they were 3 years ago. They're still 5x cheaper than those cities above.

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#48929156)



Reply Favorite

Date: May 14th, 2025 9:02 AM
Author: .,.,.,.,.,.,,,,,,,........;.,.,.; ( )


Wow. Guy from a first world country here, 'sup? So you're poor even by the standards of your third world shithole?

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#48929333)



Reply Favorite

Date: May 14th, 2025 6:44 AM
Author: ;::;:;;::;;;;;::::

Greatest tax subsidy / wealth transfer vehicle in history

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#48929186)



Reply Favorite

Date: May 14th, 2025 11:14 PM
Author: nyuug (Gangnam WGWAG Playboy)

NYUUG for SURE paid JEONSAE for his apartment DURR DURR

http://www.autoadmit.com/thread.php?thread_id=2326944&forum_id=2#48929010

(http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#48932153)