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POLL: What is your 401(k) balance right now

...
cerise prole
  06/27/25
A tiny pink 500k
180 tanning salon bbw
  06/27/25
that's not that bad
cerise prole
  06/27/25
I guess not but the thought of grinding out another 20 years...
180 tanning salon bbw
  06/27/25
age?
Marvelous yapping kitchen corn cake
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
provocative gas station foreskin
  06/27/25
Yep, I’m early 40s lol
180 tanning salon bbw
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Frozen toaster set
  06/27/25
It depend on if that's his primary retirement or if he has ...
glittery clown orchestra pit
  06/27/25
$130k
Excitant menage filthpig
  06/27/25
that's horrendous
cerise prole
  06/27/25
i'm in between these two guys
Canary supple nursing home halford
  06/27/25
Same, I'm in between two guys
Bateful dingle berry public bath
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Excitant menage filthpig
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Marvelous yapping kitchen corn cake
  06/27/25
My mom says I'm special.
Excitant menage filthpig
  06/27/25
even that's not true
Marvelous yapping kitchen corn cake
  06/27/25
LOL
Marvelous yapping kitchen corn cake
  06/27/25
$3.4 million in combined marital plans.
Awkward center
  06/27/25
damn
Canary supple nursing home halford
  06/27/25
Age?
provocative gas station foreskin
  06/27/25
Such a waste of capital.
pea-brained primrose cruise ship
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Laughsome potus
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Marvelous yapping kitchen corn cake
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Laughsome potus
  06/27/25
...
pea-brained primrose cruise ship
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Crystalline Aphrodisiac Shrine Sneaky Criminal
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
submissive lake station associate
  06/27/25
.
Excitant menage filthpig
  06/27/25
Something like $800-900k for wife and I.
Pink Stage
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
pea-brained primrose cruise ship
  06/27/25
If you work in-house matching makes it a no-brainer.
Pink Stage
  06/27/25
just do take a lot of my money and shove it up the ass of so...
pea-brained primrose cruise ship
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Pink Stage
  06/27/25
I want my yacht now.
pea-brained primrose cruise ship
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Pink Stage
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
pea-brained primrose cruise ship
  06/27/25
If that's your perspective then sure, stop contributing into...
Pink Stage
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
poppy knife shitlib
  06/27/25
Why not put it in a Roth?
titillating space
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Laughsome potus
  06/27/25
180
pea-brained primrose cruise ship
  06/27/25
Did you know you're not required to contribute to a 401K?
Laughsome potus
  06/27/25
(guy who is not a biglaw partner)
pea-brained primrose cruise ship
  06/27/25
$700k Wife - $600k
Appetizing cocky institution
  06/27/25
43yo, $900k
Wonderful Flatulent Hall Voyeur
  06/27/25
Early 40s. ~$2.1mm
Shaky Hilarious Karate Skinny Woman
  06/27/25
Late 20s, 250k
titillating space
  06/27/25
Good job , young gun
underhanded ladyboy dilemma
  06/27/25
lol at these responses
Frozen toaster set
  06/27/25
go on...
Marvelous yapping kitchen corn cake
  06/27/25
30000k
vivacious theater stage
  06/27/25
$399,443.16
Lemon garrison
  06/27/25
Monday is likely to be a big day for you friend
Laughsome potus
  06/27/25
🤞🏻
Lemon garrison
  06/27/25
IDK $150Kish. But I haven't been working long.
Coral bespoke theater nibblets
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Abnormal goal in life
  06/27/25
Same.
Racy organic girlfriend
  06/27/25
350,000 Kinda sad
unhinged mental disorder milk
  06/27/25
all stock/bond investments are like 750k.
amethyst base
  06/27/25
$386k total. $324k in trad, $62k in Roth
arousing box office
  06/27/25
Zero
Cobalt disturbing idea he suggested
  06/27/25
Crrrrrrrrrrrrrr
pea-brained primrose cruise ship
  06/27/25
For Benzo reasons or RSF reasons?
Shaky Hilarious Karate Skinny Woman
  06/27/25
$6 million or so. I checked in January.
Racy organic girlfriend
  06/27/25
...
Laughsome potus
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Rough-skinned peach hissy fit round eye
  06/27/25
$0. I don’t have a 401(k).
spruce roommate police squad
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: cerise prole



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: 180 tanning salon bbw

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: cerise prole

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: 180 tanning salon bbw

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Marvelous yapping kitchen corn cake

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: provocative gas station foreskin

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: 180 tanning salon bbw

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Frozen toaster set

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: glittery clown orchestra pit

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Excitant menage filthpig

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: cerise prole

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Canary supple nursing home halford

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Bateful dingle berry public bath

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Excitant menage filthpig

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Marvelous yapping kitchen corn cake

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Excitant menage filthpig

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Marvelous yapping kitchen corn cake

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Marvelous yapping kitchen corn cake

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Awkward center

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Canary supple nursing home halford

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: provocative gas station foreskin

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: pea-brained primrose cruise ship

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Laughsome potus

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Marvelous yapping kitchen corn cake

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Laughsome potus

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: pea-brained primrose cruise ship



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Crystalline Aphrodisiac Shrine Sneaky Criminal

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: submissive lake station associate

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Excitant menage filthpig

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Pink Stage

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: pea-brained primrose cruise ship

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Pink Stage

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: pea-brained primrose cruise ship

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Pink Stage

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: pea-brained primrose cruise ship

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Pink Stage

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: pea-brained primrose cruise ship

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Pink Stage

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: poppy knife shitlib

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: titillating space

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Laughsome potus

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: pea-brained primrose cruise ship

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Laughsome potus

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: pea-brained primrose cruise ship

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Appetizing cocky institution

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Wonderful Flatulent Hall Voyeur

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Shaky Hilarious Karate Skinny Woman

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: titillating space

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: underhanded ladyboy dilemma

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Frozen toaster set

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Marvelous yapping kitchen corn cake

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: vivacious theater stage

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Lemon garrison

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Laughsome potus

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Lemon garrison

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Coral bespoke theater nibblets

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Abnormal goal in life

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Racy organic girlfriend

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: unhinged mental disorder milk

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: amethyst base

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: arousing box office

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Cobalt disturbing idea he suggested

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: pea-brained primrose cruise ship

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Shaky Hilarious Karate Skinny Woman

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Racy organic girlfriend

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Laughsome potus



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Rough-skinned peach hissy fit round eye

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: spruce roommate police squad

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)