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23yo has 200k U grad debt (link)
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Date: November 22nd, 2010 2:50 PM Author: cordovan rough-skinned famous landscape painting cruise ship http://gawker.com/5696300/what-200000-in-student-debt-looks-like
1st in family to attend college.....choose to go to Northeastern.
In my opinion shes fucking retarded, why didn't she just go UMASS Amherst or something, I have literally 0 sympathy for people like this. |
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Date: November 22nd, 2010 2:53 PM Author: odious scourge upon the earth lol at "chose" to go to northeastern...she prolly didn't get in to UMASS (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617212) |
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Date: November 22nd, 2010 2:54 PM Author: Gay self-centered stock car still, could have gone to ole miss with $$$ (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617222) |
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Date: November 22nd, 2010 2:59 PM Author: Ruby razzle electric furnace It isn't her fault that from her first conscious memory everyone told her going to college pays for itself long-term, private universities are always better than public universities. Nor is it her fault we make it impossible for students to default and allow creditors to lend money to any schmuck with the guarantee that in the event she defaults, govt. if will pay them back. This idiotic system creates the incentive for creditors to lend as much money as possible to anyone because it is guaranteed PROFIT and allows universities to raise tuition at twice the rate of inflation every year.
We've designed a idiotic system for funding of higher education. That's the reason things like this story happen. "Bootstraps ideology" won't prevent this from happening we need system wide reform. |
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Date: November 22nd, 2010 4:03 PM Author: boyish stage she probably was not told that, since she is the first person in her family to go to college. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617827) |
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Date: November 22nd, 2010 9:52 PM Author: Ruby razzle electric furnace people who come from families in which no one went to college get the most utopian descriptions about the power of education (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16620799) |
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Date: November 22nd, 2010 9:40 PM Author: Plum talented police squad You shouldn't be allowed to default on any debt. Period. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16620717) |
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Date: November 22nd, 2010 9:47 PM Author: Mind-boggling Aquamarine Stag Film Roast Beef pig man (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16620764) |
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Date: November 22nd, 2010 9:51 PM Author: Ruby razzle electric furnace this couldn't cause any long term social problems (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16620793) |
Date: November 22nd, 2010 2:56 PM Author: Trip Autistic Hell She should now go to Western New England College of Law so she can make big lawyer money. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617238) |
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Date: November 22nd, 2010 2:57 PM Author: Gay self-centered stock car agreed, 400k in debt is not much to start a career. she could prob get some $$ at ohio state though depending on grades (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617243) |
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Date: November 22nd, 2010 2:58 PM Author: balding jap address "I chose to attend a top 70 school — and why not? It had everything: prestige, great location, typical campus, every major under the sun… the full college experience."
http://twohundredthou.com/about |
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Date: November 22nd, 2010 2:59 PM Author: Hyperventilating Domesticated Property Brethren Northeastern? Prestige? I lulzed hard. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617259) |
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Date: November 22nd, 2010 2:59 PM Author: Gay self-centered stock car is she hot at all though? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617260) |
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Date: November 22nd, 2010 3:04 PM Author: balding jap address Edit: she's a 5-6 (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617303) |
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Date: November 22nd, 2010 3:13 PM Author: Gay self-centered stock car eh, she may be ok if she starts having relations with a wealthy beta (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617372) |
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Date: November 22nd, 2010 3:00 PM Author: Obsidian Fantasy-prone Mediation Organic Girlfriend I wish I could've cracked the T70... I got stuck at a T74 (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617262) |
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Date: November 22nd, 2010 3:03 PM Author: Trip Autistic Hell SUCKS BRO. SANTA CRUZ IS A TERRIBLE SCHOOL. OR IOWA. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617291) |
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Date: November 22nd, 2010 3:01 PM Author: Gay self-centered stock car confession, i did my undergrad at a T973 (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617269) |
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Date: November 22nd, 2010 3:05 PM Author: Obsidian Fantasy-prone Mediation Organic Girlfriend ndb, I think once you're in the T1022 it's pretty much a wash. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617311) |
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Date: November 22nd, 2010 3:15 PM Author: Gay self-centered stock car thanks brah, i still desire the prestige though (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617395) |
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Date: November 22nd, 2010 3:17 PM Author: Trip Autistic Hell dont be too specific or you might out yourself (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617403) |
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Date: November 22nd, 2010 3:19 PM Author: Gay self-centered stock car ty brother, good looking out (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617411) |
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Date: November 22nd, 2010 2:59 PM Author: Hyperventilating Domesticated Property Brethren going to Northeastern is always a poor decision. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617254) |
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Date: November 22nd, 2010 3:05 PM Author: balding jap address I want to know what she studied.
Edit: SHE STUDIED SOCIOLOGY |
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Date: November 22nd, 2010 3:05 PM Author: Spruce International Law Enforcement Agency Weed Whacker This is why our country is fucked. How the fuck do we let people get $200K with 0 collateral? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617319) |
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Date: November 22nd, 2010 3:08 PM Author: Ruby razzle electric furnace :D is right here. The problem is the system not the individual. Our system of funding higher education has lead to a hole host of public policy programs (predatory lending, massive debt pwnage, rapidly increasing tuition) and failed to accomplish its stated goal (to keep the U.S. the leader in % of college grads). We need to change the system if we want to prevent like this from happening. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617342) |
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Date: November 22nd, 2010 3:13 PM Author: Spruce International Law Enforcement Agency Weed Whacker The stated goal is a fucking waste of time as well. Polisci grads are fucking useless. We need math/science guys and the rest should be in the military preparing to plunder natural resources. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617375) |
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Date: November 22nd, 2010 3:14 PM Author: Hyperventilating Domesticated Property Brethren you've been watching Starship Troopers on a loop lately, haven't you :D? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617384) |
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Date: November 22nd, 2010 3:16 PM Author: balding jap address lol (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617396) |
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Date: November 22nd, 2010 3:17 PM Author: ivory school dysfunction :D is doing his part!
Would you like to know more? |
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Date: November 22nd, 2010 3:18 PM Author: Gay self-centered stock car so we should follow the china model then? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617407) |
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Date: November 22nd, 2010 3:19 PM Author: Spruce International Law Enforcement Agency Weed Whacker nah they are TTT our system just needs to be tweaked (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617412) |
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Date: November 22nd, 2010 3:21 PM Author: Gay self-centered stock car would you agree that there is little incentive for white suburban american kids to study manth/engineering though?
education is only relevant if it serves the interests of the state? |
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Date: November 22nd, 2010 3:29 PM Author: Spruce International Law Enforcement Agency Weed Whacker of course (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617480) |
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Date: November 22nd, 2010 3:33 PM Author: Gay self-centered stock car so all american kids should fight wars while we import asians to study math and engineering for us? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617508) |
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Date: November 22nd, 2010 3:34 PM Author: Spruce International Law Enforcement Agency Weed Whacker yes (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617516) |
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Date: November 22nd, 2010 3:36 PM Author: Gay self-centered stock car agree brother (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617539) |
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Date: November 22nd, 2010 3:20 PM Author: cream liquid oxygen we don't even need that many math/science grads either. a simple 20 minute intelligence test should be administered after K-12 education is completed. bottom 90% of people should be directed into fields which require minimal training, or trades. scores will be used by employers in place of the massively inefficient signaling mechanism that is undergraduate education (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617418) |
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Date: November 22nd, 2010 3:21 PM Author: Gay self-centered stock car base it all off one test like they do in other countries? so, you dont believe in redemption then? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617426) |
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Date: November 22nd, 2010 3:23 PM Author: cream liquid oxygen people could retake too. the point is you don't need to extensively test someone to get a fairly good assessment of their ability (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617437) |
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Date: November 22nd, 2010 3:23 PM Author: Ruby razzle electric furnace do we have a test that signals conscientiousness which matters nearly as much as IQ? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617435) |
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Date: November 22nd, 2010 3:25 PM Author: cream liquid oxygen i think that's best determined on the job. IQ test results would be used by employers in combination with high school grades (good correlate of conscientiousness) to place people in their initial positions within companies. they would then rise and fall according to their demonstrated efforts and skills (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617453) |
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Date: November 22nd, 2010 3:28 PM Author: Ruby razzle electric furnace fair enough. I just brought up conscientiousness because so many d00ds on xoxo are oblivious to its importance with their focus on IQ. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617471) |
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Date: November 22nd, 2010 3:30 PM Author: cream liquid oxygen yeah, i think it is quite important. i don't want an IQ focused society, but i think it's a highly useful tool when used in conjunction with other measures (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617482) |
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Date: November 22nd, 2010 3:33 PM Author: Ruby razzle electric furnace agree completely. I think employers overly focus on experience and ignore the importance of IQ/Conscientiousness. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617512) |
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Date: November 22nd, 2010 3:47 PM Author: thriller sickened sneaky criminal tcr (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617675) |
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Date: November 22nd, 2010 3:26 PM Author: balding jap address 200K TO STUDY SOCIOLOGY
AT NORTHEASTERN |
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Date: November 22nd, 2010 3:28 PM Author: Gay self-centered stock car why not brother? u mad that she will marry a beta and probably be fine in life? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617473) |
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Date: November 22nd, 2010 3:42 PM Author: vigorous orchid sex offender I don't feel bad at all. When I was choose where to go for college money certainly mattered and if I didn't consider the costs I certainly would have gone to a different school. She lived a 4 year paid vacation (she fucking studied abroad, as a poor she thought she could do this?) and now has to pay up. Fuck her.
Btw her debt is $1,600 a month. That's certainly doable if she's living at home. At $40k a year in IL, she's bringing home post tax $2500 a month. After a few years she can work her way to $60k which is $3600 a month. At this point she can prob move out of her parents house.
Maybe she should clean tables at night or bartend. I am GLAD students loans are non dischargeable. |
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Date: November 22nd, 2010 3:44 PM Author: Gay self-centered stock car me too brother, i went to a shit school bc it was cheap even though i got accepted to better ones. why should we all go to the best school we get in to? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617633) |
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Date: November 22nd, 2010 3:53 PM Author: vigorous orchid sex offender this. i never studied abroad either, which I really wanted to do, because it would have been very expensive (by my standards).
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Date: November 22nd, 2010 3:59 PM Author: Gay self-centered stock car me too brother, i wanted to go to spain but didnt have the cash. is it worth 50k in debt for an education that is prob no better and an 'experience' (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617795) |
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Date: November 22nd, 2010 4:00 PM Author: vigorous orchid sex offender I am doing just fine brother. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617801) |
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Date: November 22nd, 2010 4:01 PM Author: Gay self-centered stock car sick brah, i have never had debt before and i never knew anyone who did (aside from mortgage) so i am SCARED of it in a way? do you feel me on this brother? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617812) |
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Date: November 22nd, 2010 4:03 PM Author: vigorous orchid sex offender same brother. i lol when people ask me how i paid for things (car, jewelery, electronics). im like, cash duh. why would i buy it if i couldnt afford it? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617831) |
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Date: November 22nd, 2010 4:04 PM Author: Gay self-centered stock car yeah, i'm the same way. although, this has caused me to be a retard who lives like a sewer rat in bangladesh. i went to shit schools and i have shitty things (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617846) |
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Date: November 22nd, 2010 4:05 PM Author: vigorous orchid sex offender but you are free. freedom is priceless bro. you are actually rich (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617850) |
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Date: November 22nd, 2010 4:06 PM Author: Gay self-centered stock car tyvm bro. i guess you are right, i can still afford dominos once a week so all will be ok (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617858) |
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Date: November 22nd, 2010 3:46 PM Author: Ruby razzle electric furnace I'm glad you made the right decisions but the current system needs to be changed. The current structure is leading to a whole host of problems with little benefits. The point of public policy isn't to promote personal responsibility it is to create good policy outcomes. The current structure doesn't do so and needs to be reformed. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617671) |
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Date: November 22nd, 2010 3:52 PM Author: Laughsome temple people who are hurt She should still be held accountable for making a SERIES of terrible decisions. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617736) |
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Date: November 22nd, 2010 3:54 PM Author: Hyperventilating Domesticated Property Brethren CREDITED (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617748) |
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Date: November 22nd, 2010 4:00 PM Author: Ruby razzle electric furnace Holding her accountable in this context means not letting her discharge her debt. The reason college cost so much and people end up getting so many useless degrees is that student loans aren't dischargeable.
If they were dischargeable creditors wouldn't lend you 200k to go Northeastern. HS seniors like this chick would be forced to go to public university and study useful shit. We would all benefit from this. If you do punish her, even more HS seniors will just repeat her mistakes.
As such, it makes more sense to let her loans be discharged because if you don't we'll have even more people like her in 5 years. Obviously, violates the principal of personal responsibility but better public policy outcomes are more important. |
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Date: November 22nd, 2010 4:01 PM Author: vigorous orchid sex offender There should be no federally backed debt. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617816) |
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Date: November 22nd, 2010 4:03 PM Author: Laughsome temple people who are hurt Agreed. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617833) |
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Date: November 23rd, 2010 1:55 PM Author: yapping death wish pit ofs (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16625957) |
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Date: November 22nd, 2010 4:03 PM Author: Laughsome temple people who are hurt Or she could, you know, not take on the debt. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617829) |
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Date: November 22nd, 2010 4:09 PM Author: Ruby razzle electric furnace of course, that would be optimal. But we KNOW PEOPLE WON'T DO THAT, as we learned from the last decade with the proliferation of TTT, NINJA Loans, Sup-prime loans, etc., that helped cause our economy to collapse.
So let's prevent idiots from taking on debt they can't afford by ending easy credit. The best way to end easy credit is by allowing people to discharge their debts if the degree failed to bring an income in line with the loans. Creditors as a result will act responsibly and not lend people money to go to Northeastern. Tuition costs will start going down, less people will go to college, more people will get useful majors at cheaper colleges.
We all benefit under this scenario. |
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Date: November 22nd, 2010 3:56 PM Author: vigorous orchid sex offender It's like a retard test. You are RETARDED if you think taking out $200k in loans for a college degree is a good idea.
This is what people like her want though. FUCK THEM. I hate people who can't add 1+1=2. This isn't dropping $150k on Vandy law, this is $200k for Northeastern sociology degree. |
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Date: November 22nd, 2010 4:02 PM Author: Ruby razzle electric furnace A large part of public policy is about preventing retards from doing retarded shit, and preventing high IQ tards from taking advantage of them. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617821) |
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Date: November 22nd, 2010 3:53 PM Author: sadistic box office indirect expression A stupid prole bitch goes into 6 figures of debt for a useless degree from a TTT, why? I look forward to lol'ing at her begging for coins. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617745) |
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Date: November 22nd, 2010 3:54 PM Author: Laughsome temple people who are hurt *high five* (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617752) |
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Date: November 22nd, 2010 3:55 PM Author: cordovan rough-skinned famous landscape painting cruise ship if she had the grades to get into a middle range private school she could've gotten into a middle range public in her home state (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617761) |
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Date: November 22nd, 2010 4:21 PM Author: cordovan rough-skinned famous landscape painting cruise ship (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16617969) |
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Date: November 22nd, 2010 4:43 PM Author: Multi-colored Slap-happy Associate what's up with the second comment on that link? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16618144) |
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Date: November 22nd, 2010 5:38 PM Author: know-it-all dull goal in life heaven So she's asking for donations on her site and she's already gotten $793
U MAD? |
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Date: November 22nd, 2010 9:27 PM Author: balding jap address FUCKERS HAVE GIVEN THIS USELESS PROLE ALMOST $1400. OH SWEET RETARDS OF AMERICA, WHAT IS WRONG WITH YOU? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16620621) |
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Date: November 22nd, 2010 9:28 PM Author: Gay self-centered stock car lol, this is funny. $1400 is probably all the other sociology majors could come up with (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16620627) |
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Date: November 22nd, 2010 9:56 PM Author: Trip Autistic Hell fuck why didnt i think of this to pay for my TTT (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16620824) |
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Date: November 23rd, 2010 12:21 PM Author: know-it-all dull goal in life heaven $1,811.28 now. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16625080) |
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Date: November 22nd, 2010 10:13 PM Author: smoky philosopher-king striped hyena She should marry a nice rich xoxo dood. (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16620999) |
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Date: November 23rd, 2010 1:34 AM Author: tripping red twinkling uncleanness double fault LOL SO HARD AT THIS STANK PROLE BITCH
FIRST ONE OF YOUR FAMILY TO GO TO COLLEGE??? AND YOU CHOOSE NORTHEASTERN??? WHEN UMASS AMHERST IS WHAT, 45 MINUTES AWAY??? DID YOU NOT GET IN OR SOME SHIT???
AND YOU STUDIED SOCIOLOGY???
WHAT THE FUCKING FUCK HOW MUCH BRAIN DAMAGE DID YOU SUFFER FROM MALNUTRITION BY YOUR PROLE ASS FAMILY???
GOOSEBUMPS BOOKS, MACARONI AND CHEESE DINNERS, AND DIESEL EXHAUST FUMES / LEAD-PAINTED TRAILERS STILL CANT EXPLAIN THE DEPTHS OF YOUR IDIOCY!!!
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Date: November 23rd, 2010 1:34 PM Author: cream liquid oxygen why would anyone here want to marry a northeastern grad? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16625721) |
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Date: November 23rd, 2010 1:53 PM Author: Gay self-centered stock car bc i'm pathetic? (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16625933) |
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Date: November 23rd, 2010 12:22 PM Author: milky at-the-ready stead toilet seat Michigan law grad?
Oh, just read article. Seems like a Michigan law grad. |
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Date: November 23rd, 2010 1:52 PM Author: cordovan rough-skinned famous landscape painting cruise ship (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16625923) |
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Date: November 23rd, 2010 1:55 PM Author: Garnet locus telephone if you're going to go down in flames, you might as well LIVE IT UP in MANFUCKINGHATTAN and get NYUDEBTPWNED (https://xoxohth.com/thread.php?thread_id=1487107&forum_id=2#16625959) |