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ITT: tell me stories of UMC bondage
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Date: March 14th, 2026 9:22 PM Author: Buy your next house instantly with Zellow! Insane mortgages, out of control debts, horrible jobs.
My sense is that most "respectable" Millennials with jobs as professionals or executives are maintaining their lifestyles through exorbitant debts. |
Date: March 14th, 2026 9:27 PM Author: Richard Ames I think a lot of UMC people tell themselves "it's ok to live paycheck to paycheck, I contribute to my 401k" and some such shit. At a certain point, they take a sort of "in for a penny, in for a pound" approach to spending. They have the $7k a month mortgage...why not splurge for the X7 M50i. What's another $1,800 a month? I might one day have kids that I need to bring to baseball practice.
Add in the fact that they tell themselves "everyone's doing it, I deserve to do this, I work hard" and you end up with people who are treading water financially. |
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Date: March 14th, 2026 10:07 PM Author: Josh_Allen Yep. And they seem to think that income only ever goes up. No move in-house; no GFC/ITE/Covid/AI layoffs could hit them or spouse; no chance someone might want to stay home with kids or at least downshift; no chance they’ll have to support parents or deadbeat sibling in some form; no shift to non-peer firm or dip when they make “partner”; etc. It makes me lol when I see first-/second-year associates (particularly those married to/living with another first year associate or highly-paid young professional) with way nicer clothes, cars, vacations, watch, hair, etc. than I have - they think they make a lot, and forget that most of them maybe make it 3 years. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744432) |
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Date: March 14th, 2026 10:18 PM Author: Richard Ames Yes 100%. People seem to think they'll never tire of the grind, either. And only a small subset of people really figure out how to make money without grinding.
People shit on Dave Ramsey here, but a lot of UMC people think they're above his advice when they really aren't at all. |
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Date: March 14th, 2026 11:55 PM Author: Kenneth Play (emotional girth) (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744643) |
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Date: March 15th, 2026 10:38 AM Author: some on social media 97% of overeducated umc wage earners would benefit from doing what Dave Ramsey tells them. Maybe more. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49745067) |
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Date: March 15th, 2026 1:09 AM Author: Metal Up Your Ass way nicer clothes . . . hair, etc. than I have - (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744707) |
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Date: March 15th, 2026 4:12 AM Author: Josh_Allen I’m largely (but not exclusively) speaking about women. I heard some of our juniors talking about their $500 balayage haircuts that apparently take 3-4 hours. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744797) |
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Date: March 15th, 2026 10:03 AM Author: .- .-. . .-. . .--. - .. .-.. . The jobs are easy. The reality is a lawyer, accountant or doctor that is mid career is never going to be unemployed for more than 5 minutes. And you realize in your 40s that you will die and there is little reason not to splurge. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49745006) |
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Date: March 14th, 2026 9:28 PM Author: norwood ultra i'm going to kill myself to escape the grind (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744350) |
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Date: March 14th, 2026 9:29 PM Author: Buy your next house instantly with Zellow! Don't do that bro. Move to Are Country Nd open a solo practice. Make 200k with basically 0 cost of living. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744352) |
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Date: March 14th, 2026 11:16 PM Author: Nazca Redlines (Guy who knows what time Krispy Kreme puts the day's unsold donuts in the dumpster) (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744591) |
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Date: March 14th, 2026 11:18 PM Author: norwood ultra it's too late for me (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744594) |
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Date: March 14th, 2026 9:29 PM Author: Quality adjusted life year Summon: disco tits (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744351) |
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Date: March 14th, 2026 10:10 PM Author: Gay Grandpa 4100/month in child support. Just lost my main source of income. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744440) |
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Date: March 14th, 2026 10:22 PM Author: Pope Leo XXX holy shit. how many kids/how much did you make? can you get a modification since you got laid off or are the nightmare stories about child support true (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744466) |
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Date: March 14th, 2026 11:07 PM Author: Buy your next house instantly with Zellow! People on XO fuck themselves in so many different ways. If he lived in Are Country the local Wilford Brimley lookalike judge that he knew from the Rotary Club would do something reasonable. But instead he probably lives in a blue shithole where Judge Shaniqua will be like Aw Hellll naw! (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744558) |
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Date: March 15th, 2026 7:20 AM Author: Noah Tannenbaum (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744857) |
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Date: March 14th, 2026 10:25 PM Author: Consuela shit (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744470) |
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Date: March 14th, 2026 11:18 PM Author: Nazca Redlines That's rough. What happened? (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744595) |
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Date: March 14th, 2026 11:11 PM Author: Buy your next house instantly with Zellow! So what happens to these people? Does the day of judgement ever come where they just run out of money? They have an incredible knack for getting by. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744569) |
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Date: March 14th, 2026 11:34 PM Author: Nazca Redlines 1. One of my friends went to law school after several years in the workforce, paying full freight at a good school. He went to a top, prestigious firm. Even as a mid level associate, he said his rent + childcare costs + loan payments + other expenses exceeded his income. His wife was a sahm, studying to change career directions. I don't know how he did it, other than more debt or catching up via his bonus each year. He lived pretty modestly as far as i could tell. And he really did not like biglol and would get stuck on deals he hated.
2. One of my friends grew up MC and has a chill job. His wife grew up rich. Her parents have at least 4 houses/condos around the country in expensive locations. They (friend and wife) remodeled their house when they moved in 7 years ago. They're re modeling it again now because wife didn't love the first remodel. She's also talking about moving. I don't know how they do it.
3. Friend escaped big law. His wife told him to get back in. He's gaining weight and hates it. They just went to Disney World, an expensive trip to begin with. Rather than getting $40/person/day cut the line passes, they got premium $350/person/day cut he line passes because his sahm wife wanted them. That was like $7k just on the cut the line passes. On another recent vacation, he said he worked sun up to sun down every day.
4. One from me. Wife and I are thinking of remodeling a bathroom. We had one contractor over for an estimate. We told them what we wanted. Asked how much it would be. They said "what's your budget?" I said lol. |
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Date: March 14th, 2026 11:43 PM Author: norwood ultra there's no escaping big law. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744629) |
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Date: March 15th, 2026 12:05 AM Author: Nazca Redlines I'm genuinely worried about the guy in 3 above. It's really crushing him. And his wife is talking about private school for their 3 young kids despite living in one of the best public school districts in the country. He's a really nice and thoughtful guy.
Also he has no book and is going to keep getting no breakfast. |
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Date: March 15th, 2026 12:35 AM Author: Buy your next house instantly with Zellow! On a human level, I wish 3 the best. He sounds like a victim of circumstance. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744682) |
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Date: March 15th, 2026 12:53 AM Author: zarathustra feel bad for 3 but he's a victim of himself, not circumstance. wife guy who married a chick because she made him feel good and he assumed the best about her character, turns out she's a pig and he has no resolve to be steadfast before a woman. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744701) |
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Date: March 15th, 2026 10:05 AM Author: Oh, you travel? ( ) Where have I heard this story before… (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49745010) |
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Date: March 15th, 2026 10:42 AM Author: some on social media Since time immemorial (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49745086) |
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Date: March 15th, 2026 8:52 AM How do you marry someone like 3? Honest question, my wife (SAHM) would never let me kill myself like that. Hope he makes it. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744920) |
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Date: March 15th, 2026 1:43 AM Author: Die Hard 2: Die Harder I know several couples who kept having boys while trying to have a baby girl. This nonsense just absolutely kills them. Now one couple has three kids (girl never arrived) and the other couple has four (sorry middle child boys) in the pursuit of "balance". And they can't afford vacations except to visit grandma in a neighboring state. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744723) |
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Date: March 15th, 2026 1:58 AM Author: Buy your next house instantly with Zellow! Being blessed with four manly sons is not a bad thing. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744729) |
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Date: March 15th, 2026 8:32 AM Author: Nude Karlstack (🧐) this is a forum full of lawyers (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744897) |
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Date: March 15th, 2026 10:43 AM Author: some on social media Absolutely devastating (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49745095) |
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Date: March 15th, 2026 7:18 AM Author: Charles Tyrwhitt Dad I like being UMC and being able to afford to live well. You think it's easy being poor? Yes, COLA is high but at end of day we live well. By and large the American UMC has never been as large or prosperous, which itself is what exacerbates the feeling of being trapped in a rat race, working harder to pay for higher cost of living due to all your peers chasing after the same basket of goods. But what is the alternative? What you're feeling is really being time poor with a busy career while raising a family. But if you stick at it, eventually you'll come out on the other side and just cruise to a nice retirement. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744855) |
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Date: March 15th, 2026 8:13 AM Author: ataraxic you allude to it but the alternative is just not burdening yourself with a family and living an independent life committed to something else. for a normie who has no special talents or higher ambitions in life the pressure to create and support a family is for the better and keeps him from turning into a wasteful or destructive criminal or antifa faggot. and it's noble to raise a family and faggy to be a homebound xbox neet into adulthood. but there are plenty of interesting, capable people for whom a whole host of possibilities of life are closed off by the presumption that it should be everyone’s goal to create a family and commit his energies to doing whatever necessary to support it, and that pleasure is to be found blowing off steam watching the broncos with neighbor ned flanders over a beer or chitchatting with the inlaws at applebees. for someone of different inclinations “time poverty” is life poverty.
it’s also easy to pursue some non-traditional life and end up looking like a loser if you don’t make anything of it. but is that really any less noble than slipping into a marriage of circumstance that ends in tragedy and sadness because the demoralized man realized after the fact that umc wagie life and “cruising to retirement” is to him a waste of time on this earth. |
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Date: March 15th, 2026 8:27 AM Author: nuclear blackpill (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744892) |
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Date: March 15th, 2026 8:29 AM Author: Buy your next house instantly with Zellow! There are also other ways to make good money and support a family besides UMC wagecuckery. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744894) |
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Date: March 15th, 2026 8:44 AM Author: ataraxic there are, and i think the ideal life for the capable, creative man in modern times is to bust your ass building and cashing out of a startup through your mid 20s, and then pursue a life of constructive leisure and family-rearing without the pressures and constraints of wagecuckery. as a practical matter that route is closed off to most, or most people are just not going to make it. i know smart people who attended the iowa writer’s workshop who have produced nothing because they are caught between raising their young families (and all that comes with it) and hustling at their $75k copy-editing jobs. if you have any serious ambitions outside of work and family then chances are normal domestic life (and especially umc life) is going to be a huge detriment to your vocation, if not entirely sink it. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744912) |
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Date: March 15th, 2026 8:56 AM (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744925) |
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Date: March 15th, 2026 8:17 AM Author: Buy your next house instantly with Zellow! Poast-moniker synergy (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744887) |
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Date: March 15th, 2026 8:32 AM Author: Oh, you travel? ( ) I have almost 100k liquid that I never touch. Always a bit left over from every paycheck. I don’t even watch the money go in and out because I know I’m not spending much. Even my indulgent purchases are just moderately expensive toys. The mortgage is the big thing but I’ve never stressed about it so far. And I don’t even consider myself UMC. |
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Date: March 15th, 2026 9:36 AM Author: cowgod “My Gross Worth is 100,000k” —OYT (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744968) |
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Date: March 15th, 2026 10:00 AM Author: Oh, you travel? ( ) That’s just my liquid treasury champ. Learn to respect your betters. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49744999) |
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Date: March 15th, 2026 10:33 AM Author: cowgod You should Invest it but you’re Afraid (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49745056) |
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Date: March 15th, 2026 9:54 AM Author: peeface was hoping for more stories about bondage
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Date: March 15th, 2026 10:01 AM Author: .- .-. . .-. . .--. - .. .-.. . I bought a Jura Z10 espresso machine for $4400. I want to have sex with this thing and for it to have my babies. That is how much I love my fancy white people coffee making machine. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49745003) |
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Date: March 15th, 2026 10:43 AM Author: cowgod I don’t understand your notation (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49745096) |
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Date: March 15th, 2026 10:47 AM Author: some on social media My wife wants one of those. You have a very womanly perspective on life. (http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2#49745112) |