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Best way to invest $4M

We got an unexpected windfall of $4M and are wondering where...
little man
  07/30/25
1M Gold 1M Bitcoin 1M Land 1M Dildos it's that easy
Talk to your kids about time dilation.
  07/30/25
$1mm in high yield corporate bonds (e.g. SPDR POrtfolio HY B...
Real Estate
  07/30/25


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Date: July 30th, 2025 6:48 PM
Author: little man

We got an unexpected windfall of $4M and are wondering where to park it. Have another $1M in 401Ks and another $1M in VOO. Should I just dump this all into VOO? HHI of 400k, no house (but may buy something in the future if something nice comes up in our high COL city).

(http://www.autoadmit.com/thread.php?thread_id=5756449&forum_id=2#49143810)



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Date: July 30th, 2025 6:51 PM
Author: Talk to your kids about time dilation. (🧐)

1M Gold

1M Bitcoin

1M Land

1M Dildos

it's that easy

(http://www.autoadmit.com/thread.php?thread_id=5756449&forum_id=2#49143817)



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Date: July 30th, 2025 6:52 PM
Author: Real Estate

$1mm in high yield corporate bonds (e.g. SPDR POrtfolio HY Bond ETF, which is like a ~7.x% 5 year duration ETF, you can do iShares or Vanguard as well for similar yield & duration)

$1mm in EM bonds (e.g. iShares JPMorgan EM Corporate Bond ETF for 7-8% of corporate debt or VanEck JP Morgan EM Local Currency Bond ETF for 7.5-8% sovereign bonds in emerging markets)

$1mm in preferred stocks (Nuveen Preferred Securities Income Fund - 7% actively managed closed-end fund, iShares has a similar fund)

$1mm in agency MBS (iShares, Vanguard and SPDR all have ~5.5% low risk, low vol agency MBS)

Weighted portfolio yield is 6.75 - 7%

Total annual income: $270k (~$22.5k/month)



(http://www.autoadmit.com/thread.php?thread_id=5756449&forum_id=2#49143820)