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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
cheese-eating hospital
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Nubile address mental disorder
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
cheese-eating hospital
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
dull abode death wish
  12/15/25
u sound mad
odious jade kitty theater
  12/14/25
go to grad school
floppy philosopher-king
  12/14/25
...
insanely creepy canary laser beams resort
  12/14/25
Post bacc MD cr?
cheese-eating hospital
  12/15/25
yeah you gotta be careful though. some are better than other...
floppy philosopher-king
  12/15/25
time for you to pay off mine
Spectacular striped hyena
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Smoky sick skinny woman
  12/15/25
...
odious jade kitty theater
  12/15/25
...
Irradiated parlor useless brakes
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
floppy philosopher-king
  12/15/25
I have zero debt, I love my freedom.
Smoky sick skinny woman
  12/15/25
...
Electric balding twinkling uncleanness casino
  12/15/25
you won this gen
Big-titted Masturbator Stage
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
ultramarine vibrant menage
  12/15/25
current weight?
adventurous useless marketing idea quadroon
  12/15/25
372 or so. It's been a rough holiday season.
ultramarine vibrant menage
  12/15/25
what are some things that have happened to you that forced y...
stimulating glassy hall sweet tailpipe
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
ultramarine vibrant menage
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Aphrodisiac judgmental pisswyrm
  12/15/25
how much was the original loan balance and how much (((inter...
Aphrodisiac judgmental pisswyrm
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
cheese-eating hospital
  12/15/25
I want to stab you
Blathering Pit
  12/15/25
Being echo gen x has its privileges
cheese-eating hospital
  12/15/25
hookers and blow? pretty much whatever you want
beady-eyed liquid oxygen depressive
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Drab location
  12/15/25
Where the fuck did you get 2.75% interest student loans?
chocolate house-broken half-breed orchestra pit
  12/15/25
Around 2007 and 2008, there were some great rates.
self-absorbed dark dilemma
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
cheese-eating hospital
  12/15/25
Undergrad?
self-absorbed dark dilemma
  12/16/25
...
Smoky sick skinny woman
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
self-absorbed dark dilemma
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
chocolate house-broken half-breed orchestra pit
  12/15/25
two girls, same time
Greedy Bearded Hell Karate
  12/15/25
borrow more money from jews asap
Fragrant idiot
  12/15/25
Uncle Sam is a goy, shitlib
cheese-eating hospital
  12/15/25
who benefits? COHEN BENEFITS!
Fragrant idiot
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: cheese-eating hospital

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Nubile address mental disorder

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: cheese-eating hospital

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: dull abode death wish

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: odious jade kitty theater

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: floppy philosopher-king

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: insanely creepy canary laser beams resort



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: cheese-eating hospital

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: floppy philosopher-king

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Spectacular striped hyena

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Smoky sick skinny woman

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: odious jade kitty theater



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Irradiated parlor useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: floppy philosopher-king

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Smoky sick skinny woman

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Electric balding twinkling uncleanness casino



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Big-titted Masturbator Stage

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: ultramarine vibrant menage

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: adventurous useless marketing idea quadroon

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: ultramarine vibrant menage

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: stimulating glassy hall sweet tailpipe

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: ultramarine vibrant menage

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Aphrodisiac judgmental pisswyrm

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Aphrodisiac judgmental pisswyrm

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: cheese-eating hospital

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Blathering Pit

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: cheese-eating hospital

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: beady-eyed liquid oxygen depressive

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Drab location

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: chocolate house-broken half-breed orchestra pit

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: self-absorbed dark dilemma

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: cheese-eating hospital

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: self-absorbed dark dilemma

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Smoky sick skinny woman



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: self-absorbed dark dilemma

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: chocolate house-broken half-breed orchestra pit

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Greedy Bearded Hell Karate

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Fragrant idiot

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: cheese-eating hospital

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Fragrant idiot

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)