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HYPO: $10 million a year but you must pay for everything in US coins
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Date: January 12th, 2026 11:12 AM Author: Pearly spot Pennies, dimes, nickels, quarters, half dollars, and dollars only. If you have a $120 restaurant tab, you are pulling out some combination of coins to pay for it. If an establishment requires a card to open a tab/hold a reservation, you can do that, but you must settle the tab with coins. You may not pay anything in any other way. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49582974) |
Date: January 12th, 2026 12:25 PM Author: Fragrant meetinghouse May I retain a Coin Boy to follow me around? (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583204) |
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Date: January 12th, 2026 12:37 PM Author: Razzle legend center (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583235) |
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Date: January 12th, 2026 1:24 PM Author: Pearly spot Only if you pay him in coins (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583420) |
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Date: March 7th, 2026 1:08 AM Author: Emotionally + Physically Abusive Ex-Husband (oppose bitchbois) (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722788) |
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Date: March 7th, 2026 4:55 AM Author: Juan Eighty (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722891) |
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Date: January 12th, 2026 12:37 PM Author: Passionate Friendly Grandma Laser Beams for reference, $2,500 in dollar coins weighs about 45 pounds. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583232) |
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Date: January 12th, 2026 1:25 PM Author: Pearly spot Good thing everybody on XO played a little bit of college ball and is still in great shape. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583423) |
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Date: January 12th, 2026 2:37 PM Author: vivacious ebony dilemma electric furnace (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583756) |
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Date: March 7th, 2026 12:30 AM Author: things from the 90s/00s so ethereal and dreamlike: (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722750) |
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Date: January 12th, 2026 12:41 PM Author: mahogany ungodly internal respiration pocket flask Rent/mortgage make this difficult. Other than that, I could go a year not buying much.
Can you just do it for one year? Or is this a for-life situation? It would be well worth it for one year. |
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Date: January 12th, 2026 1:25 PM Author: Pearly spot You would just make a bunch of trips to the bank with buckets of dollar coins until your mortgage is paid off. They have to take them.
Once you become a coincuck, you never go back. No stockpiling the coins for a year and then going back to normal. If you want the optionality of just going for a year, the amount drops to $100K. |
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Date: January 12th, 2026 2:03 PM Author: hairless coral stag film So, what happens if my mortgage is sold to a Rocket Mortgage-type place and I can only pay my mortgage electronically or via a check? Am I allowed to deposit coins at the branch of my local bank and tell them to send a check to Rocket Mortgage? Or am I fucked and have to refinance? (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583633) |
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Date: January 12th, 2026 2:05 PM Author: Pearly spot I suggest you pay off your mortgage in coins before that can happen. You cannot launder your coins through the bank and have them cut a check to rocket mortgage. If you get foreclosed on, though, you could always just buy another house using your coins. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583638) |
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Date: January 12th, 2026 4:13 PM Author: hairless coral stag film So, my only option is to drive to Rocket Mortgage HQ with a bulldozer full of coins and pay off my mortgage that way? I guess I could try their 800 number. "Hi. I have a strange situation. I can afford to pay my mortgage, but I need to give you a huge stack of quarters. How can I make that happen?" Now that I say that, I'm tempted to call my lender and ask them that outside of the hypo just to see what they say.
Taxes are another potential issue. I remember reading an article about a dude who tried to pay his taxes in cash. They finally let him, but he had to drive to warehouse in some distant city or something crazy like that. |
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Date: January 12th, 2026 1:02 PM Author: Arousing Theatre Famous Landscape Painting hire an assistant or middleman who will handle your procurement needs and will accept reimbursement in the form of Sacajawea coins (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583333) |
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Date: January 12th, 2026 1:26 PM Author: Pearly spot No. The actual vendor must take coins. So you can stay at the Hilton if they'll take your cash, but you can't have some fag put it on their credit card and then pay him in coins. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583425) |
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Date: January 12th, 2026 2:00 PM Author: hairless coral stag film When I was a teenager in the 90's, my friends and I thought it would be funny to pay a $2.50 bus fare using only pennies. The bus driver and everyone on the bus were fucking pissed. I'm not sure I would want to live my life that way. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583624) |
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Date: January 12th, 2026 2:38 PM Author: vivacious ebony dilemma electric furnace Sign me up (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583760) |
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Date: March 7th, 2026 12:11 AM (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722718) |
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Date: March 7th, 2026 12:26 AM Author: Pope Leo XXX I dont think this is possible realistically. Places would refuse to accept payment in coins over $10
Places get pissed at paying for something with even 10 coins. A lot of people dont even think $1 coins are real
I'd have to resort to being a drifter, living on ~$50 a day
OR
I would launder the coins by paying someone I know in coins beforehand and having them buy things for me after they deposit the coins in the bank |
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Date: March 7th, 2026 12:27 AM Author: Pope Leo XXX Private businesses in the US are generally not legally required to accept cash or coins for purchases, according to the Federal Reserve Board. While cash is "legal tender for all debts," this does not mean a store must accept it for every transaction, allowing them to set their own policies.
Key Takeaways regarding Coin Refusal: Legal Standing: No federal statute mandates that private businesses must accept currency or coins for payments. Business Policy: Businesses can set their own policies, such as refusing cash, refusing large amounts of coins, or requiring exact change.
Exceptions: Some state or local laws may require businesses to accept cash, but there is no universal federal requirement. |
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Date: March 7th, 2026 12:29 AM Author: Pope Leo XXX Black guy getting told off and refused for trying to pay with 50,000 pennies at Walmart:
https://www.facebook.com/ItsGoneViralOfficial/videos/cashier-refuses-to-take-payment-in-coins/705828228960364/ |
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Date: March 7th, 2026 1:13 AM Author: Emotionally + Physically Abusive Ex-Husband (oppose bitchbois) Unless there's an end date when you can cash out, this doesn't seem feasible logistically. Only possibility would be if the hypo includes you receiving $10M in dollar coins delivered to your garage each year. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722789) |
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Date: March 7th, 2026 2:17 AM Author: ...,.,,.....,,.,...,......,...,....,.. I worked with a dumb prole cashier who insisted that we were required legally to accept any form of payment including buckets of pennies or nickels. "It's legal tender," he said. "We have to take it!" (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722856) |
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Date: March 7th, 2026 2:28 AM Author: Emotionally + Physically Abusive Ex-Husband (oppose bitchbois) Did you then ask a summer to prepare a quick research memo on the question? (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722862) |
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Date: March 7th, 2026 6:58 AM Author: lsd Hdy (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722919) |
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Date: March 7th, 2026 1:02 PM Author: things from the 90s/00s so ethereal and dreamlike: (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723453) |
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Date: March 7th, 2026 7:38 PM Author: ...,.,,.....,,.,...,......,...,....,.. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49724727) |
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Date: March 7th, 2026 2:24 AM Author: peeface yes.
i'd be a modern day John D. Rockfeller. kids would follow me around and i'd throw dollar coins at them, to their delight.
except occasionally i'd murder one of the children.
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Date: March 7th, 2026 4:59 AM Author: Juan Eighty Live in Las Vegas for a year, the tip capital of the world
Hotels and restaurants would be tripping over themselves to take your business if you tipped them 30% in coins |
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Date: March 7th, 2026 8:32 AM Author: samoth Accepted. I'll use US gold dollars, which weigh around 1.6g and have a melt value of around $250.
(No ex-post revisions to the hypo are allowed.) |
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Date: March 7th, 2026 8:55 AM Author: '"'''''''''''''"' They're useless to you after you melt them down, as you couldn't pay for anything in gold bars. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722987) |
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Date: March 7th, 2026 10:37 AM Author: samoth I'm not going to melt them. I'll live a life of barter, where I acquire things via $10M per year (in perpetuity) in gold dollar coins. Those who accept the dollar coins can do with them as they please.
It'll require some changes in life, but I can make it happen for what'll end up being hundreds of millions of dollars. |
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Date: March 7th, 2026 8:54 AM Author: '"'''''''''''''"' This is why the economics of the ancient world sucked. At least they had slaves though. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722986) |
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Date: March 7th, 2026 9:46 AM Author: tancredi marchiolo I'm not even sure if I can pay any of my bills in person (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723037) |
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Date: March 7th, 2026 10:38 AM Author: samoth You can easily pay your bills through an intermediary who will pay in current legal tender. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723138) |
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Date: March 7th, 2026 10:42 AM At some point places would know you and not even count the money (assuming you give a bit of a premium). I imagine walking around with two buff dudes carrying suitcases of Susan B. Anthonys. Seems like a no brainer. (http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723142) |
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Date: March 7th, 2026 11:05 AM Author: Pope Leo XXX Sacagaweas now, bigot
If you told your situation to a few merchants and gave them a 10% premium they'd prob be happy to do this. I'd prob have a van full of bags of dollar coins following me everywhere |