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POLL: What is your 401(k) balance right now

...
charismatic factory reset button lay
  06/27/25
A tiny pink 500k
Chest-beating lavender pozpig generalized bond
  06/27/25
that's not that bad
charismatic factory reset button lay
  06/27/25
I guess not but the thought of grinding out another 20 years...
Chest-beating lavender pozpig generalized bond
  06/27/25
age?
Mildly Autistic Dragon
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
heady honey-headed crackhouse azn
  06/27/25
Yep, I’m early 40s lol
Chest-beating lavender pozpig generalized bond
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
bonkers grizzly locus circlehead
  06/27/25
It depend on if that's his primary retirement or if he has ...
Cerebral theater psychic
  06/27/25
$130k
Boyish Personal Credit Line
  06/27/25
that's horrendous
charismatic factory reset button lay
  06/27/25
i'm in between these two guys
diverse umber legal warrant
  06/27/25
Same, I'm in between two guys
Cruel-hearted unhinged antidepressant drug
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Boyish Personal Credit Line
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Mildly Autistic Dragon
  06/27/25
My mom says I'm special.
Boyish Personal Credit Line
  06/27/25
even that's not true
Mildly Autistic Dragon
  06/27/25
LOL
Mildly Autistic Dragon
  06/27/25
$3.4 million in combined marital plans.
mint mind-boggling state
  06/27/25
damn
diverse umber legal warrant
  06/27/25
Age?
heady honey-headed crackhouse azn
  06/27/25
Such a waste of capital.
fuchsia slimy piazza persian
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Disturbing kitty cat theatre
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Mildly Autistic Dragon
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Disturbing kitty cat theatre
  06/27/25
...
fuchsia slimy piazza persian
  06/27/25
The max is $70K per year including your own $23,500 contribu...
gay property mother
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
frum ticket booth doctorate
  06/27/25
.
Boyish Personal Credit Line
  06/27/25
Something like $800-900k for wife and I.
Flesh anal stock car
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
fuchsia slimy piazza persian
  06/27/25
If you work in-house matching makes it a no-brainer.
Flesh anal stock car
  06/27/25
just do take a lot of my money and shove it up the ass of so...
fuchsia slimy piazza persian
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Flesh anal stock car
  06/27/25
I want my yacht now.
fuchsia slimy piazza persian
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Flesh anal stock car
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
fuchsia slimy piazza persian
  06/27/25
If that's your perspective then sure, stop contributing into...
Flesh anal stock car
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
opaque friendly grandma school cafeteria
  06/27/25
Why not put it in a Roth?
Supple Effete Boiling Water Tanning Salon
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Disturbing kitty cat theatre
  06/27/25
180
fuchsia slimy piazza persian
  06/27/25
Did you know you're not required to contribute to a 401K?
Disturbing kitty cat theatre
  06/27/25
(guy who is not a biglaw partner)
fuchsia slimy piazza persian
  06/27/25
$700k Wife - $600k
Beady-eyed garrison scourge upon the earth
  06/27/25
43yo, $900k
vibrant translucent center mexican
  06/27/25
Early 40s. ~$2.1mm
dashing coral den
  06/27/25
Late 20s, 250k
Supple Effete Boiling Water Tanning Salon
  06/27/25
Good job , young gun
Contagious Internal Respiration
  06/27/25
lol at these responses
bonkers grizzly locus circlehead
  06/27/25
go on...
Mildly Autistic Dragon
  06/27/25
30000k
hideous pink address gunner
  06/27/25
$399,443.16
Hot glittery new version
  06/27/25
Monday is likely to be a big day for you friend
Disturbing kitty cat theatre
  06/27/25
🤞🏻
Hot glittery new version
  06/27/25
IDK $150Kish. But I haven't been working long.
Soul-stirring Geriatric Stag Film Athletic Conference
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Bearded windowlicker nursing home
  06/27/25
Same.
Abusive sanctuary
  06/27/25
350,000 Kinda sad
histrionic double fault boltzmann
  06/27/25
all stock/bond investments are like 750k.
Swollen Demanding Menage Haunted Graveyard
  06/27/25
$386k total. $324k in trad, $62k in Roth
laughsome indian lodge puppy
  06/27/25
Zero
talented hissy fit
  06/27/25
Crrrrrrrrrrrrrr
fuchsia slimy piazza persian
  06/27/25
For Benzo reasons or RSF reasons?
dashing coral den
  06/27/25
$6 million or so. I checked in January.
Abusive sanctuary
  06/27/25
...
Disturbing kitty cat theatre
  06/27/25
I mean undoubtedly there is a balance but $6 million?
walnut shrine macaca
  06/27/25
$0. I don’t have a 401(k).
Trip aggressive gas station background story
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: charismatic factory reset button lay



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Chest-beating lavender pozpig generalized bond

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: charismatic factory reset button lay

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Chest-beating lavender pozpig generalized bond

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Mildly Autistic Dragon

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: heady honey-headed crackhouse azn

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Chest-beating lavender pozpig generalized bond

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: bonkers grizzly locus circlehead

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Cerebral theater psychic

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Boyish Personal Credit Line

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: charismatic factory reset button lay

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: diverse umber legal warrant

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Cruel-hearted unhinged antidepressant drug

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Boyish Personal Credit Line

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Mildly Autistic Dragon

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Boyish Personal Credit Line

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Mildly Autistic Dragon

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Mildly Autistic Dragon

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: mint mind-boggling state

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: diverse umber legal warrant

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: heady honey-headed crackhouse azn

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: fuchsia slimy piazza persian

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Disturbing kitty cat theatre

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Mildly Autistic Dragon

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Disturbing kitty cat theatre

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: fuchsia slimy piazza persian



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: gay property mother

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: frum ticket booth doctorate

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Boyish Personal Credit Line

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Flesh anal stock car

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: fuchsia slimy piazza persian

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Flesh anal stock car

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: fuchsia slimy piazza persian

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Flesh anal stock car

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: fuchsia slimy piazza persian

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Flesh anal stock car

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: fuchsia slimy piazza persian

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Flesh anal stock car

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: opaque friendly grandma school cafeteria

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Supple Effete Boiling Water Tanning Salon

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Disturbing kitty cat theatre

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: fuchsia slimy piazza persian

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Disturbing kitty cat theatre

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: fuchsia slimy piazza persian

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Beady-eyed garrison scourge upon the earth

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: vibrant translucent center mexican

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: dashing coral den

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Supple Effete Boiling Water Tanning Salon

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Contagious Internal Respiration

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: bonkers grizzly locus circlehead

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Mildly Autistic Dragon

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: hideous pink address gunner

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Hot glittery new version

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Disturbing kitty cat theatre

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Hot glittery new version

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Soul-stirring Geriatric Stag Film Athletic Conference

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Bearded windowlicker nursing home

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Abusive sanctuary

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: histrionic double fault boltzmann

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Swollen Demanding Menage Haunted Graveyard

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: laughsome indian lodge puppy

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: talented hissy fit

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: fuchsia slimy piazza persian

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: dashing coral den

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Abusive sanctuary

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Disturbing kitty cat theatre



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: walnut shrine macaca

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Trip aggressive gas station background story

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)