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NY Federal Reserve Chief: Take out a HELOC or 2nd mortgage to consume more! Hehe
| Iridescent Public Bath | 05/21/19 |
| Razzle-dazzle rehab | 05/21/19 |
| Iridescent Public Bath | 05/21/19 |
| Ivory station | 05/21/19 |
| Iridescent Public Bath | 05/21/19 |
| Massive Soul-stirring Crotch | 05/22/19 |
| Nudist milk theater | 05/23/19 |
| Umber vigorous lay masturbator | 06/10/19 |
| Ivory station | 06/10/19 |
| clear ungodly people who are hurt cruise ship | 05/22/19 |
| Massive Soul-stirring Crotch | 05/22/19 |
| Purple church | 05/22/19 |
| Frum sandwich candlestick maker | 05/22/19 |
| Iridescent Public Bath | 05/22/19 |
| galvanic site juggernaut | 05/22/19 |
| Iridescent Public Bath | 05/22/19 |
| shimmering very tactful love of her life | 05/22/19 |
| Massive Soul-stirring Crotch | 05/22/19 |
| Iridescent Public Bath | 05/22/19 |
| Boyish really tough guy circlehead | 05/27/19 |
| sable mind-boggling chad | 05/22/19 |
| dun self-absorbed mother base | 05/22/19 |
| Hairraiser Copper Hunting Ground | 05/22/19 |
| Iridescent Public Bath | 05/22/19 |
| shimmering very tactful love of her life | 05/22/19 |
| Iridescent Public Bath | 05/22/19 |
| dun self-absorbed mother base | 05/22/19 |
| shimmering very tactful love of her life | 05/22/19 |
| Iridescent Public Bath | 05/22/19 |
| shimmering very tactful love of her life | 05/22/19 |
| ruby gas station | 05/22/19 |
| Iridescent Public Bath | 05/23/19 |
| Cerebral pea-brained set toaster | 05/22/19 |
| Iridescent Public Bath | 06/10/19 |
| Laughsome Point Water Buffalo | 05/22/19 |
| Mentally Impaired Puppy | 05/23/19 |
| Iridescent Public Bath | 05/27/19 |
| ruby gas station | 05/28/19 |
| Arousing Ape | 05/28/19 |
| ruby gas station | 06/10/19 |
| Iridescent Public Bath | 06/10/19 |
| Spectacular Fanboi Yarmulke | 06/10/19 |
| magical slippery meetinghouse regret | 06/10/19 |
| Umber vigorous lay masturbator | 09/18/20 |
Poast new message in this thread
Date: May 21st, 2019 9:29 PM Author: Iridescent Public Bath Global Capitalism in a fucking nutshell
https://www.marketwatch.com/amp/story/guid/48948286-DCBE-11E6-AB45-A19C54550C01
New York Fed President William Dudley on Tuesday encouraged homeowners to find “prudent” ways to tap into the equity that has built up in the homes, saying the boost in consumption would be a welcome shot-in-the-arm to the economy.
The shape of household finances was a hidden strength of the economy, he said.
“The good news is that, while the current expansion is quite old in chronological terms, it is still relatively young in terms of the health of household finances,” Dudley said in a speech to the National Retail Federation.
“Whatever the timing, a return to a reasonable pattern of home equity extraction would be a positive development for retailers, and would provide a boost to economic growth,” Dudley said.
Homeowners may have overlearned the lessons from the housing boom and bust, the New York Fed [resident said.
Even though home values have risen over 40% since 2012, housing debt has stayed virtually flat, he said.
“The previous behavior of using housing debt to finance other kinds of consumption seems to have completely disappeared,” and people are leaving the wealth generated by rising home prices “locked up” in their homes, he said. |
Date: May 21st, 2019 9:37 PM Author: Razzle-dazzle rehab (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38269228) |
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Date: May 21st, 2019 9:56 PM Author: Iridescent Public Bath (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38269395) |
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Date: May 21st, 2019 9:58 PM Author: Ivory station For someone in his position to say this... It should be a capital offense. (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38269406) |
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Date: May 21st, 2019 9:58 PM Author: Iridescent Public Bath Guy should be fucking strung up
But the issue is everyone on the Fed thinks this |
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Date: May 22nd, 2019 6:51 AM Author: Massive Soul-stirring Crotch (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38270586) |
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Date: May 23rd, 2019 8:12 AM Author: Nudist milk theater (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38276125) |
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Date: June 10th, 2019 3:59 PM Author: Umber vigorous lay masturbator (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38368477) |
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Date: June 10th, 2019 6:22 PM Author: Ivory station I stand by this poast. (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38369187) |
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Date: May 22nd, 2019 6:50 AM Author: clear ungodly people who are hurt cruise ship unreal (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38270585) |
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Date: May 22nd, 2019 6:51 AM Author: Massive Soul-stirring Crotch (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38270587) |
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Date: May 22nd, 2019 6:52 AM Author: Purple church (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38270590) |
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Date: May 22nd, 2019 7:03 AM Author: Frum sandwich candlestick maker The equity should be leveraged to finance taco trucks and second homes -- not retail sales. That's his only mistake. Proles should be using home equity for investment properties or small business development. (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38270597) |
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Date: May 22nd, 2019 9:54 AM Author: Iridescent Public Bath (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38271034) |
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Date: May 22nd, 2019 10:10 AM Author: galvanic site juggernaut H E H E E H E |
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Date: May 22nd, 2019 11:18 AM Author: Iridescent Public Bath (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38271399) |
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Date: May 22nd, 2019 11:43 AM Author: shimmering very tactful love of her life "a return to a reasonable pattern of home equity extraction"
"a return to a reasonable pattern of home equity extraction"
"a return to a reasonable pattern of home equity extraction"
"a return to a reasonable pattern of home equity extraction"
"a return to a reasonable pattern of home equity extraction" |
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Date: May 22nd, 2019 11:54 AM Author: Massive Soul-stirring Crotch (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38271568) |
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Date: May 22nd, 2019 1:26 PM Author: Iridescent Public Bath (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38272098) |
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Date: May 27th, 2019 2:58 PM Author: Boyish really tough guy circlehead (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38296519) |
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Date: May 22nd, 2019 11:46 AM Author: sable mind-boggling chad "It's an investment in your self! And those get those best returns." (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38271541) |
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Date: May 22nd, 2019 11:52 AM Author: dun self-absorbed mother base holy shit evan ur crazy (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38271561) |
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Date: May 22nd, 2019 12:00 PM Author: Hairraiser Copper Hunting Ground (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38271597) |
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Date: May 22nd, 2019 12:28 PM Author: Iridescent Public Bath (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38271747) |
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Date: May 22nd, 2019 3:16 PM Author: shimmering very tactful love of her life On the HELOCs though, in all seriousness it’s not a bad idea to tap those, just not for consumer spending. Once you’ve got a decent LTV ratio on a piece of real estate (through appreciation or paying it down), it can be a good strategy to pull out enough for a down payment on a second, income-producing property. (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38272766) |
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Date: May 22nd, 2019 3:31 PM Author: Iridescent Public Bath (Bankrupt guy in 2009) (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38272840) |
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Date: May 22nd, 2019 4:18 PM Author: dun self-absorbed mother base (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38273095) |
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Date: May 22nd, 2019 6:10 PM Author: shimmering very tactful love of her life I bought up a couple of cheap properties in 2010 and 2011. Wish I’d done more.
All from owner-occupiers, though. Non-luxury rental properties that cash flow are not that vulnerable to recession because rental demand tends to go up, not down, in a recession. Buying expecting appreciation is risky, though. |
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Date: May 22nd, 2019 6:11 PM Author: Iridescent Public Bath That's a far cry from owning two properties with mortgages in 2007/2008 (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38273662) |
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Date: May 22nd, 2019 6:13 PM Author: shimmering very tactful love of her life My overall LTV is like 60%. I’m not overleveraged. (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38273675) |
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Date: May 22nd, 2019 6:16 PM Author: ruby gas station "Even though home values have risen over 40% since 2012, housing debt has stayed virtually flat, he said."
Outrageous! |
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Date: May 23rd, 2019 8:10 AM Author: Iridescent Public Bath Note how they choose 2012, not 2008 (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38276123) |
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Date: May 22nd, 2019 6:51 PM Author: Cerebral pea-brained set toaster LOL. The people who run our economy are so desperate to see growth continue at unsustainable rates that they'll resort to shit like this. (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38273829) |
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Date: June 10th, 2019 4:00 PM Author: Iridescent Public Bath (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38368486) |
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Date: May 22nd, 2019 6:52 PM Author: Laughsome Point Water Buffalo “Homeowners may have overlearned the lessons from the housing boom and bust, the New York Fed president said.”
*GC sends you to a consumer re-education camp* |
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Date: May 23rd, 2019 8:17 AM Author: Mentally Impaired Puppy I admire this level of shamelessness (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38276135) |
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Date: May 27th, 2019 2:56 PM Author: Iridescent Public Bath (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38296512) |
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Date: May 28th, 2019 4:20 AM Author: ruby gas station 💰 (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38300030) |
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Date: May 28th, 2019 4:49 AM Author: Arousing Ape hope he gets raped by a pack of niggers (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38300043) |
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Date: June 10th, 2019 3:51 PM Author: ruby gas station Report: Americans in DEBT up to eyeballs. Econ Crash = Mad Max scenario
http://xoxohth.com/thread.php?thread_id=4279848&forum_id=2 |
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Date: June 10th, 2019 6:11 PM Author: Iridescent Public Bath (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38369160) |
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Date: June 10th, 2019 7:15 PM Author: Spectacular Fanboi Yarmulke Truly absurd. (http://www.autoadmit.com/thread.php?thread_id=4266518&forum_id=2#38369378) |
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Date: June 10th, 2019 7:45 PM Author: magical slippery meetinghouse regret Obviously irresponsible to advocate this for average American.
Personally looking to do this though and do a cash out refi at 2.8%. That’s basically free money and looking to invest in another property. |
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Date: September 18th, 2020 2:45 PM Author: Umber vigorous lay masturbator is this smart?
help |