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POLL: What is your 401(k) balance right now

...
Pale travel guidebook parlor
  06/27/25
A tiny pink 500k
chrome bat shit crazy office
  06/27/25
that's not that bad
Pale travel guidebook parlor
  06/27/25
I guess not but the thought of grinding out another 20 years...
chrome bat shit crazy office
  06/27/25
age?
Splenetic mediation cuckold
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
razzmatazz crawly bawdyhouse
  06/27/25
Yep, I’m early 40s lol
chrome bat shit crazy office
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
peach marketing idea spot
  06/27/25
It depend on if that's his primary retirement or if he has ...
marvelous mad cow disease forum
  06/27/25
$130k
stirring background story meetinghouse
  06/27/25
that's horrendous
Pale travel guidebook parlor
  06/27/25
i'm in between these two guys
Bonkers pea-brained boistinker son of senegal
  06/27/25
Same, I'm in between two guys
Awkward Property Wagecucks
  06/27/25
The sum total of all my retirement and brokerage accounts is...
stirring background story meetinghouse
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Splenetic mediation cuckold
  06/27/25
My mom says I'm special.
stirring background story meetinghouse
  06/27/25
even that's not true
Splenetic mediation cuckold
  06/27/25
LOL
Splenetic mediation cuckold
  06/27/25
$3.4 million in combined marital plans.
arousing frum area wrinkle
  06/27/25
damn
Bonkers pea-brained boistinker son of senegal
  06/27/25
Age?
razzmatazz crawly bawdyhouse
  06/27/25
Such a waste of capital.
Silver half-breed
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Histrionic cumskin institution
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Splenetic mediation cuckold
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Histrionic cumskin institution
  06/27/25
...
Silver half-breed
  06/27/25
The max is $70K per year including your own $23,500 contribu...
opaque disrespectful trust fund range
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
swollen site
  06/27/25
.
stirring background story meetinghouse
  06/27/25
Something like $800-900k for wife and I.
Vibrant corner
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Silver half-breed
  06/27/25
If you work in-house matching makes it a no-brainer.
Vibrant corner
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Silver half-breed
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Vibrant corner
  06/27/25
I want my yacht now.
Silver half-breed
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Vibrant corner
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Silver half-breed
  06/27/25
If that's your perspective then sure, stop contributing into...
Vibrant corner
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
violent school cafeteria internal respiration
  06/27/25
Why not put it in a Roth?
sexy pungent step-uncle's house
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Histrionic cumskin institution
  06/27/25
180
Silver half-breed
  06/27/25
Did you know you're not required to contribute to a 401K?
Histrionic cumskin institution
  06/27/25
(guy who is not a biglaw partner)
Silver half-breed
  06/27/25
$700k Wife - $600k
Free-loading friendly grandma
  06/27/25
43yo, $900k
Supple National
  06/27/25
Early 40s. ~$2.1mm
lake space
  06/27/25
Late 20s, 250k
sexy pungent step-uncle's house
  06/27/25
Good job , young gun
Fantasy-prone sanctuary generalized bond
  06/27/25
lol at these responses
peach marketing idea spot
  06/27/25
go on...
Splenetic mediation cuckold
  06/27/25
30000k
Confused home
  06/27/25
$399,443.16
multi-colored philosopher-king set
  06/27/25
Monday is likely to be a big day for you friend
Histrionic cumskin institution
  06/27/25
🤞🏻
multi-colored philosopher-king set
  06/27/25
IDK $150Kish. But I haven't been working long.
excitant yellow school
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Aromatic puppy
  06/27/25
Same.
Stimulating Lilac Theater
  06/27/25
350,000 Kinda sad
twinkling address scourge upon the earth
  06/27/25
all stock/bond investments are like 750k.
scarlet curious kitchen
  06/27/25
$386k total. $324k in trad, $62k in Roth
Wonderful french chef partner
  06/27/25
Zero
milky selfie
  06/27/25
Crrrrrrrrrrrrrr
Silver half-breed
  06/27/25
For Benzo reasons or RSF reasons?
lake space
  06/27/25
$6 million or so. I checked in January.
Stimulating Lilac Theater
  06/27/25
...
Histrionic cumskin institution
  06/27/25
I mean undoubtedly there is a balance but $6 million?
black charismatic state
  06/27/25
$0. I don’t have a 401(k).
Cerebral Theater Stage
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Pale travel guidebook parlor



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: chrome bat shit crazy office

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Pale travel guidebook parlor

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: chrome bat shit crazy office

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Splenetic mediation cuckold

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: razzmatazz crawly bawdyhouse

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: chrome bat shit crazy office

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: peach marketing idea spot

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: marvelous mad cow disease forum

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: stirring background story meetinghouse

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Pale travel guidebook parlor

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Bonkers pea-brained boistinker son of senegal

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Awkward Property Wagecucks

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: stirring background story meetinghouse

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Splenetic mediation cuckold

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: stirring background story meetinghouse

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Splenetic mediation cuckold

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Splenetic mediation cuckold

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: arousing frum area wrinkle

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Bonkers pea-brained boistinker son of senegal

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: razzmatazz crawly bawdyhouse

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Silver half-breed

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Histrionic cumskin institution

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Splenetic mediation cuckold

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Histrionic cumskin institution

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Silver half-breed



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: opaque disrespectful trust fund range

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: swollen site

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: stirring background story meetinghouse

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Vibrant corner

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Silver half-breed

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Vibrant corner

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Silver half-breed

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Vibrant corner

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Silver half-breed

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Vibrant corner

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Silver half-breed

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Vibrant corner

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: violent school cafeteria internal respiration

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: sexy pungent step-uncle's house

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Histrionic cumskin institution

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Silver half-breed

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Histrionic cumskin institution

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Silver half-breed

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Free-loading friendly grandma

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Supple National

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: lake space

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: sexy pungent step-uncle's house

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Fantasy-prone sanctuary generalized bond

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: peach marketing idea spot

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Splenetic mediation cuckold

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Confused home

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: multi-colored philosopher-king set

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Histrionic cumskin institution

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: multi-colored philosopher-king set

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: excitant yellow school

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Aromatic puppy

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Stimulating Lilac Theater

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: twinkling address scourge upon the earth

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: scarlet curious kitchen

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Wonderful french chef partner

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: milky selfie

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Silver half-breed

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: lake space

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Stimulating Lilac Theater

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Histrionic cumskin institution



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: black charismatic state

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Cerebral Theater Stage

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)