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Is it even worth consolidating 401k accounts etc every time you get new jerb?
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Date: July 26th, 2025 4:24 PM Author: mint macaca church what a pain in the ass (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133078) |
Date: July 26th, 2025 4:26 PM Author: Cordovan fear-inspiring circlehead Its a pain in the ass to have a bunch of different 401k account across different providers, and they all charge fees. It's better to roll them all into an IRA at a regular brokerage. (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133082) |
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Date: July 26th, 2025 4:47 PM Author: mint macaca church Aren’t the fees percentage-based, though? Also, can I have my new employer’s matching contributions go into a regular brokerage account of my choosing instead of their default platform? Or is it better to roll all my old 401(k)s into an IRA with a brokerage I like, and just let the current employer’s 401(k) stay with whatever provider they use? (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133120) |
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Date: July 26th, 2025 4:55 PM Author: startled resort Current employer contributions will only go into their 401kkk
Advantage of rolling prior stuff into IRA instead of new jerb 401k is IRA has broader investment options |
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Date: July 26th, 2025 4:57 PM Author: Cordovan fear-inspiring circlehead My current 401k provider has no QQQ equivalent, it's complete shit. (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133142) |
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Date: July 26th, 2025 5:04 PM Author: soul-stirring persian lol like you have a job that offers a 401k, ur a fucking lunatic. (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133163) |
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Date: July 26th, 2025 5:06 PM Author: Cordovan fear-inspiring circlehead I'm a structural Engineer, pretty sure that's considered a 'professional' job that offers 'benefits' 🧐 (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133173) |
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Date: July 26th, 2025 4:56 PM Author: Cordovan fear-inspiring circlehead Percentage based fees are terrible if you have any real money in the account. You are stuck with using whatever 401k provider your company uses until you are no longer with the company. (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133138) |
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Date: July 26th, 2025 5:14 PM Author: mint macaca church which broker do your recommend for wrapping up my past employer accounts? Fidelity? (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133186) |
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Date: July 26th, 2025 6:23 PM Author: Cordovan fear-inspiring circlehead If you are just passively investing in index ETF's all the big names (fidelity, vanguard, etrade, schwab etc.) are going to be the same. (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133270) |
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Date: July 26th, 2025 5:07 PM Author: rambunctious roast beef This is why we have periodic stories about the shockingly low average retirement account balance. (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133174) |
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Date: July 26th, 2025 5:08 PM Author: Cordovan fear-inspiring circlehead proles don't know you need to put your 401k money into 'stocks', they just keep it in the default money market fund. (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133177) |
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Date: July 26th, 2025 5:14 PM Author: rambunctious roast beef I’m doing this too but I’m probably a prole (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133187) |
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Date: July 26th, 2025 6:23 PM Author: Orchid plaza No (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133272) |
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Date: July 26th, 2025 6:32 PM Author: Diverse stain Probably easier to roll old 401ks into an IRA and then put all $$$ in TSLA, PLTR (http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2#49133282) |