\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Saw thread celebrating AOC credit card app. We’re too stupid for democracy

I’m not even going to dignify this retarded shit with ...
self-absorbed lemon useless brakes
  05/10/19
By “app” I meant “cap”
self-absorbed lemon useless brakes
  05/10/19
simmer down, Goldblatt.
ruddy field
  05/10/19
Nooooo I just want to insult people for liking dumb things ...
self-absorbed lemon useless brakes
  05/10/19
...
Maniacal know-it-all space
  05/10/19
...
Histrionic theatre
  05/10/19
...
cheese-eating brindle gay wizard
  05/10/19
...
laughsome point
  05/10/19
...
Arousing Institution
  05/10/19
...
cordovan chad gas station
  05/10/19
...
Plum half-breed
  05/10/19
...
adulterous base coldplay fan
  05/11/19
are you an anti-semitic pumo who is trying to provoke a jew-...
clear jap nowag
  05/10/19
...
Maniacal know-it-all space
  05/10/19
No I want to call idiots idiots with a few moves of my thumb
self-absorbed lemon useless brakes
  05/10/19
yeah people who want to prevent sociopathic kikes from trick...
clear jap nowag
  05/10/19
walk me through how someone can be made better off by reduci...
self-absorbed lemon useless brakes
  05/10/19
yeah i agree, we should get rid of all laws and rules that l...
clear jap nowag
  05/10/19
what the fuck are you talking about? answer my question.
self-absorbed lemon useless brakes
  05/10/19
"walk me through how someone can be made better off by ...
clear jap nowag
  05/10/19
...
adulterous base coldplay fan
  05/11/19
...
Infuriating chapel pisswyrm
  05/10/19
The idea that xoxo thinks it’s smarter than me is kind...
self-absorbed lemon useless brakes
  05/10/19
*OP dressed in war paint* You make take our lives, but yo...
Maniacal know-it-all space
  05/10/19
...
Floppy heaven mental disorder
  05/10/19
...
adulterous base coldplay fan
  05/11/19
high-risk borrowers should consume less, not more. under th...
180 magical house genital piercing
  05/10/19
...
fuchsia unholy orchestra pit
  05/10/19
cr. it'd be awesome if the Rent a Center's of the world f...
Diverse Primrose Tanning Salon
  05/10/19
and so drastically reducing their access to credit would be....
self-absorbed lemon useless brakes
  05/10/19
Yes it would be. The same way limiting easy access to col...
Diverse Primrose Tanning Salon
  05/10/19
Or crack to a crack addict
pearly nursing home
  05/10/19
i'm going to let you stare at your own post for a while befo...
self-absorbed lemon useless brakes
  05/10/19
he's correct though you deranged retard. you really think Br...
cheese-eating brindle gay wizard
  05/10/19
Or that the consequences of this poor decision will be suffe...
Cyan rigpig national security agency
  05/10/19
if brayden cant pay pack more than what he borrowed, everyon...
blathering seedy private investor ticket booth
  05/10/19
This is high quality flame you're running here. Well done.
Carnelian Kitty Cat
  05/10/19
Leftists in 1980 loans for all 2019 loans for only some t...
Cerebral brunch
  05/10/19
...
Narrow-minded Violet Range Nibblets
  05/10/19
what is this 85 iq argument? any service being offered to po...
Maniacal know-it-all space
  05/10/19
holy fucking shit. options are options - they dont have to b...
self-absorbed lemon useless brakes
  05/10/19
Personal decisions can have negative externalities, especial...
Cyan rigpig national security agency
  05/10/19
youre not saying something smart because youve used the term...
self-absorbed lemon useless brakes
  05/10/19
"If theyre not good, you wont exercise them" Lmao
cheese-eating brindle gay wizard
  05/10/19
"I'm still better off for having them" This is ...
Naked newt
  05/10/19
If heroin's not good for you, people won't buy it. Duh.
Carnelian Kitty Cat
  05/10/19
...
adulterous base coldplay fan
  05/11/19
...
cheese-eating brindle gay wizard
  05/17/19
Absolutely. They would have less debt and their actual mone...
blathering seedy private investor ticket booth
  05/10/19
jfc you are dumb man
clear jap nowag
  05/10/19
...
Cyan rigpig national security agency
  05/10/19
...
cheese-eating brindle gay wizard
  05/10/19
...
splenetic shrine azn
  05/10/19
...
Narrow-minded Violet Range Nibblets
  05/10/19
...
cordovan chad gas station
  05/10/19
of course it's good for them dip shit
Infuriating chapel pisswyrm
  05/10/19
im a giant surrounded by midgets attacking my shins
self-absorbed lemon useless brakes
  05/10/19
Jfc
Cyan rigpig national security agency
  05/10/19
At least you're willing to admit you're fat and asian.
Chrome Stead
  05/10/19
In revealing himself to be an enormous retard, I suspect thi...
Cyan rigpig national security agency
  05/10/19
no xoxo is for retarded people. i love how this is going
self-absorbed lemon useless brakes
  05/10/19
ok im going to have to do way too much explaining of microec...
self-absorbed lemon useless brakes
  05/10/19
Yea man what is going on here is you are way smarter than ev...
Cyan rigpig national security agency
  05/10/19
yes. not because im a genius but rather because youre object...
self-absorbed lemon useless brakes
  05/10/19
go back to reddit
Maniacal know-it-all space
  05/10/19
lmao "economics"
laughsome point
  05/10/19
Finance pumo you haven't responded to several decent points ...
Naked newt
  05/10/19
You realize AOC is always right, right? If you ignore her l...
Chrome Stead
  05/10/19
That thread outed most of the ppl in it as obama voting redd...
Confused ungodly ape office
  05/10/19
Why don't companies eat into their profits before taking awa...
Diverse Primrose Tanning Salon
  05/10/19
because they aren't stupid and we aren't a socialist shithol...
Confused ungodly ape office
  05/10/19
"because they aren't stupid" Apparently consume...
Diverse Primrose Tanning Salon
  05/10/19
this is america. if they want to be morons that's their rig...
Confused ungodly ape office
  05/10/19
We also have the right to change the laws if we want to prev...
Diverse Primrose Tanning Salon
  05/10/19
doesn't mean you should
Confused ungodly ape office
  05/10/19
And banks shouldn't charge usurious interest rates.
Diverse Primrose Tanning Salon
  05/10/19
no one is holding a gun to anyone's head forcing them to tak...
Confused ungodly ape office
  05/10/19
God himself disagrees with you.
Chrome Stead
  05/10/19
poast smells like baby foreskin
cheese-eating brindle gay wizard
  05/10/19
...
contagious step-uncle's house friendly grandma
  05/10/19
OP is an economic retard. Probably half the people in the U....
Peach persian doctorate
  05/10/19
the stupid part is that even if the rates do get lowered, pe...
Confused ungodly ape office
  05/10/19
Well at least the people will have more stuff then
Peach persian doctorate
  05/10/19
"OP is an economic retard. Probably half the people in ...
greedy khaki locale
  05/10/19
Yeah I mean I don't think that AOC is saying a construction ...
Peach persian doctorate
  05/10/19
...
adulterous base coldplay fan
  05/11/19
OP is an idiot. But also very surprised at white supremac...
Arousing Institution
  05/10/19
Sorry I lack the patience to explain price theory and welfar...
self-absorbed lemon useless brakes
  05/10/19
OH WHAT AN ECONOMIC MASTERMIND http://www.xoxohth.com/th...
Peach persian doctorate
  05/10/19
You dumb motherfucker lol. This was hardly a robust week for...
self-absorbed lemon useless brakes
  05/10/19
"no one can predict short term market moves" An...
Peach persian doctorate
  05/10/19
Lol you know what their motivations are?
Cerebral brunch
  05/10/19
The pro cap people are missing a few important factors here....
poppy multi-billionaire
  05/17/19
Second, usury is so built into our system that you quite fra...
poppy multi-billionaire
  05/17/19


Poast new message in this thread



Reply Favorite

Date: May 10th, 2019 1:45 PM
Author: self-absorbed lemon useless brakes

I’m not even going to dignify this retarded shit with a serious analysis. Logic/economics 101 says this shit is retarded.

We’re too dumb to vote on things. China might have it right after all. Holy shit

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38215987)



Reply Favorite

Date: May 10th, 2019 1:45 PM
Author: self-absorbed lemon useless brakes

By “app” I meant “cap”

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38215989)



Reply Favorite

Date: May 10th, 2019 1:46 PM
Author: ruddy field

simmer down, Goldblatt.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38215991)



Reply Favorite

Date: May 10th, 2019 1:48 PM
Author: self-absorbed lemon useless brakes

Nooooo I just want to insult people for liking dumb things

The issue with imposing an arbitrary price ceiling on unsecured consumer credit is obvious to everyone though right?

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216002)



Reply Favorite

Date: May 10th, 2019 1:48 PM
Author: Maniacal know-it-all space



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216004)



Reply Favorite

Date: May 10th, 2019 2:06 PM
Author: Histrionic theatre



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216103)



Reply Favorite

Date: May 10th, 2019 2:15 PM
Author: cheese-eating brindle gay wizard



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216148)



Reply Favorite

Date: May 10th, 2019 2:34 PM
Author: laughsome point



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216227)



Reply Favorite

Date: May 10th, 2019 5:51 PM
Author: Arousing Institution



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217237)



Reply Favorite

Date: May 10th, 2019 8:59 PM
Author: cordovan chad gas station



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38218041)



Reply Favorite

Date: May 10th, 2019 9:00 PM
Author: Plum half-breed



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38218048)



Reply Favorite

Date: May 11th, 2019 3:16 AM
Author: adulterous base coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38219065)



Reply Favorite

Date: May 10th, 2019 1:48 PM
Author: clear jap nowag

are you an anti-semitic pumo who is trying to provoke a jew-bashing thread or something?

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216003)



Reply Favorite

Date: May 10th, 2019 1:48 PM
Author: Maniacal know-it-all space



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216007)



Reply Favorite

Date: May 10th, 2019 1:49 PM
Author: self-absorbed lemon useless brakes

No I want to call idiots idiots with a few moves of my thumb

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216010)



Reply Favorite

Date: May 10th, 2019 1:52 PM
Author: clear jap nowag

yeah people who want to prevent sociopathic kikes from tricking double digit IQmos into exorbitantly exploitative debt peonage are pretty stupid, i agree

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216034)



Reply Favorite

Date: May 10th, 2019 1:53 PM
Author: self-absorbed lemon useless brakes

walk me through how someone can be made better off by reducing their options (in this case, their access to high interest credit).

this would be *great* for the payday loan industry. mcconnell should actually put this retarded shit up for a vote ASAP like he did for green new deal.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216045)



Reply Favorite

Date: May 10th, 2019 1:54 PM
Author: clear jap nowag

yeah i agree, we should get rid of all laws and rules that limit human behavior in any way

fuck off retard lmao

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216048)



Reply Favorite

Date: May 10th, 2019 1:55 PM
Author: self-absorbed lemon useless brakes

what the fuck are you talking about? answer my question.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216051)



Reply Favorite

Date: May 10th, 2019 2:01 PM
Author: clear jap nowag

"walk me through how someone can be made better off by reducing their options"

the existence of any laws and rules whatsoever that govern human behavior seem to suggest that reducing people's options is a frequently utilized and useful tactic to improve people's well-being

if you're some kind of anarchist who doesn't believe that is true, then fair enough. but i think you're actually just someone who is not very bright and doesn't understand wtf he's talking about

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216076)



Reply Favorite

Date: May 11th, 2019 3:17 AM
Author: adulterous base coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38219066)



Reply Favorite

Date: May 10th, 2019 1:49 PM
Author: Infuriating chapel pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216012)



Reply Favorite

Date: May 10th, 2019 1:50 PM
Author: self-absorbed lemon useless brakes

The idea that xoxo thinks it’s smarter than me is kind of funny. I’d be smarter than you dumb honkeys after a lobotomy

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216016)



Reply Favorite

Date: May 10th, 2019 1:50 PM
Author: Maniacal know-it-all space

*OP dressed in war paint*

You make take our lives, but you may never take OUR FRAUD JEW BANK PROFITS

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216017)



Reply Favorite

Date: May 10th, 2019 7:01 PM
Author: Floppy heaven mental disorder



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217495)



Reply Favorite

Date: May 11th, 2019 3:18 AM
Author: adulterous base coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38219067)



Reply Favorite

Date: May 10th, 2019 1:51 PM
Author: 180 magical house genital piercing

high-risk borrowers should consume less, not more.

under the current system, their profligacy - and walmart's bottom line - is ultimately subsidized by taxpayers

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216026)



Reply Favorite

Date: May 10th, 2019 1:53 PM
Author: fuchsia unholy orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216041)



Reply Favorite

Date: May 10th, 2019 1:56 PM
Author: Diverse Primrose Tanning Salon

cr.

it'd be awesome if the Rent a Center's of the world folded.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216057)



Reply Favorite

Date: May 10th, 2019 1:56 PM
Author: self-absorbed lemon useless brakes

and so drastically reducing their access to credit would be...good for them?

i guess its easy to win an argument if you just stop giving a fuck about trying to make sense.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216059)



Reply Favorite

Date: May 10th, 2019 1:57 PM
Author: Diverse Primrose Tanning Salon

Yes it would be.

The same way limiting easy access to college loans would be good for young people.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216062)



Reply Favorite

Date: May 10th, 2019 1:59 PM
Author: pearly nursing home

Or crack to a crack addict

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216068)



Reply Favorite

Date: May 10th, 2019 2:05 PM
Author: self-absorbed lemon useless brakes

i'm going to let you stare at your own post for a while before i respond

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216093)



Reply Favorite

Date: May 10th, 2019 2:12 PM
Author: cheese-eating brindle gay wizard

he's correct though you deranged retard. you really think Brayden taking out nearly $100k in non-dischargeable debt to study interpretive dance at Middle Tennessee State is a good financial decision?

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216140)



Reply Favorite

Date: May 10th, 2019 2:19 PM
Author: Cyan rigpig national security agency

Or that the consequences of this poor decision will be suffered solely by Brayden and not bleed out to society while global capital profits

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216163)



Reply Favorite

Date: May 10th, 2019 8:59 PM
Author: blathering seedy private investor ticket booth

if brayden cant pay pack more than what he borrowed, everyone suffers. why is this hard?

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38218042)



Reply Favorite

Date: May 10th, 2019 8:13 PM
Author: Carnelian Kitty Cat

This is high quality flame you're running here. Well done.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217868)



Reply Favorite

Date: May 10th, 2019 7:40 PM
Author: Cerebral brunch

Leftists in 1980 loans for all

2019 loans for only some that I choose!

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217693)



Reply Favorite

Date: May 10th, 2019 8:36 PM
Author: Narrow-minded Violet Range Nibblets



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217950)



Reply Favorite

Date: May 10th, 2019 1:59 PM
Author: Maniacal know-it-all space

what is this 85 iq argument? any service being offered to poors is necessarily good? predatory payday lenders should be seen as performing a public service? yes, if the only available credit is at extortionate rates, it prob would be better not to offer it at all

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216069)



Reply Favorite

Date: May 10th, 2019 2:04 PM
Author: self-absorbed lemon useless brakes

holy fucking shit. options are options - they dont have to be optimal for everyone at all times. If theyre not good, you wont exercise them. but im still better off for having them - who knows what the future holds

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216090)



Reply Favorite

Date: May 10th, 2019 2:06 PM
Author: Cyan rigpig national security agency

Personal decisions can have negative externalities, especially in societies that are committed to providing some baseline standard of living to citizens. This isnt hard to understand man

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216099)



Reply Favorite

Date: May 10th, 2019 2:11 PM
Author: self-absorbed lemon useless brakes

youre not saying something smart because youve used the term "externalities"

so youre saying an arbitrary price ceiling on consumer credit is good because...externalities?

whatever. we can drastically cut access to consumer credit. black markets and suboptimal alternatives will grow because we're too stupid to learn from centuries of experience. and the poor will be much worse off. yipee.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216128)



Reply Favorite

Date: May 10th, 2019 2:31 PM
Author: cheese-eating brindle gay wizard

"If theyre not good, you wont exercise them"

Lmao

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216216)



Reply Favorite

Date: May 10th, 2019 2:41 PM
Author: Naked newt

"I'm still better off for having them"

This is not true for people with low IQs. They aren't better off for having access to destructive choices, whether it's heroin, unhealthy food, or loans they can never pay back.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216247)



Reply Favorite

Date: May 10th, 2019 8:14 PM
Author: Carnelian Kitty Cat

If heroin's not good for you, people won't buy it. Duh.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217876)



Reply Favorite

Date: May 11th, 2019 3:19 AM
Author: adulterous base coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38219068)



Reply Favorite

Date: May 17th, 2019 1:40 PM
Author: cheese-eating brindle gay wizard



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38249372)



Reply Favorite

Date: May 10th, 2019 1:59 PM
Author: blathering seedy private investor ticket booth

Absolutely. They would have less debt and their actual money would be better used. Leeches would not get rich off them.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216071)



Reply Favorite

Date: May 10th, 2019 2:01 PM
Author: clear jap nowag

jfc you are dumb man

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216079)



Reply Favorite

Date: May 10th, 2019 2:03 PM
Author: Cyan rigpig national security agency



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216089)



Reply Favorite

Date: May 10th, 2019 2:04 PM
Author: cheese-eating brindle gay wizard



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216091)



Reply Favorite

Date: May 10th, 2019 2:22 PM
Author: splenetic shrine azn



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216168)



Reply Favorite

Date: May 10th, 2019 8:36 PM
Author: Narrow-minded Violet Range Nibblets



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217952)



Reply Favorite

Date: May 10th, 2019 8:59 PM
Author: cordovan chad gas station



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38218043)



Reply Favorite

Date: May 10th, 2019 2:01 PM
Author: Infuriating chapel pisswyrm

of course it's good for them dip shit

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216080)



Reply Favorite

Date: May 10th, 2019 2:05 PM
Author: self-absorbed lemon useless brakes

im a giant surrounded by midgets attacking my shins

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216098)



Reply Favorite

Date: May 10th, 2019 2:08 PM
Author: Cyan rigpig national security agency

Jfc

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216113)



Reply Favorite

Date: May 10th, 2019 2:47 PM
Author: Chrome Stead

At least you're willing to admit you're fat and asian.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216275)



Reply Favorite

Date: May 10th, 2019 2:03 PM
Author: Cyan rigpig national security agency

In revealing himself to be an enormous retard, I suspect this thread did go as he planned

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216088)



Reply Favorite

Date: May 10th, 2019 2:06 PM
Author: self-absorbed lemon useless brakes

no xoxo is for retarded people. i love how this is going

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216102)



Reply Favorite

Date: May 10th, 2019 2:08 PM
Author: self-absorbed lemon useless brakes

ok im going to have to do way too much explaining of microeconomics 101 and credit risk to maybe get people to begin to see where im coming from.

fuck that. god bless you.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216112)



Reply Favorite

Date: May 10th, 2019 2:09 PM
Author: Cyan rigpig national security agency

Yea man what is going on here is you are way smarter than everyone

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216119)



Reply Favorite

Date: May 10th, 2019 2:12 PM
Author: self-absorbed lemon useless brakes

yes. not because im a genius but rather because youre objectively retarded

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216132)



Reply Favorite

Date: May 10th, 2019 2:14 PM
Author: Maniacal know-it-all space

go back to reddit

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216142)



Reply Favorite

Date: May 10th, 2019 2:36 PM
Author: laughsome point

lmao "economics"

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216229)



Reply Favorite

Date: May 10th, 2019 2:38 PM
Author: Naked newt

Finance pumo you haven't responded to several decent points itt. You can choose to deride others but it's not hard to see why you might be doing that. GG has made some good points, why not address them.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216238)



Reply Favorite

Date: May 10th, 2019 2:48 PM
Author: Chrome Stead

You realize AOC is always right, right? If you ignore her logic, her proposals are always correct.

I mean the Bible agrees with her.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216278)



Reply Favorite

Date: May 10th, 2019 3:42 PM
Author: Confused ungodly ape office

That thread outed most of the ppl in it as obama voting reddit faggots who probably got "red pilled" at some point, like you had to pick the gayest phrase possible to just say that your temporarily not voting like a retarded faggot.

millions of responsible people get hundreds if not thousands of dollars every year in CC rewards, in addition to not having to worry about their card being hacked, stolen, skimmed, whatever because the companies will just eat it. let's just go and potentially fuck all that up so dumb assholes can get slightly less ripped off on their bills that they are too stupid to not pay. I fucking hate the "XO 20XX" meme but jfc this shit is XO 2019.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216553)



Reply Favorite

Date: May 10th, 2019 3:46 PM
Author: Diverse Primrose Tanning Salon

Why don't companies eat into their profits before taking away your perks?

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216583)



Reply Favorite

Date: May 10th, 2019 3:49 PM
Author: Confused ungodly ape office

because they aren't stupid and we aren't a socialist shithole as much as "aoc" wants us to be.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216597)



Reply Favorite

Date: May 10th, 2019 3:51 PM
Author: Diverse Primrose Tanning Salon

"because they aren't stupid"

Apparently consumers are though.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216604)



Reply Favorite

Date: May 10th, 2019 3:52 PM
Author: Confused ungodly ape office

this is america. if they want to be morons that's their right. we have enough of a safety net they're not going to die or starve to death.

fuck libs who think they can regulate away every stupid decision proles make.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216606)



Reply Favorite

Date: May 10th, 2019 3:59 PM
Author: Diverse Primrose Tanning Salon

We also have the right to change the laws if we want to prevent stuff like this.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216642)



Reply Favorite

Date: May 10th, 2019 4:00 PM
Author: Confused ungodly ape office

doesn't mean you should

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216650)



Reply Favorite

Date: May 10th, 2019 4:01 PM
Author: Diverse Primrose Tanning Salon

And banks shouldn't charge usurious interest rates.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216652)



Reply Favorite

Date: May 10th, 2019 4:06 PM
Author: Confused ungodly ape office

no one is holding a gun to anyone's head forcing them to take out a credit card and not pay the bill on time. if the rate is too high then find another credit source or pay with a debit card. of course we need to regulate away those nasty overdraft fees and ensure that more fees just get passed on to regular users who don't overdraw their accounts!

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216680)



Reply Favorite

Date: May 10th, 2019 4:13 PM
Author: Chrome Stead

God himself disagrees with you.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216708)



Reply Favorite

Date: May 10th, 2019 4:27 PM
Author: cheese-eating brindle gay wizard

poast smells like baby foreskin

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216789)



Reply Favorite

Date: May 10th, 2019 11:20 PM
Author: contagious step-uncle's house friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38218595)



Reply Favorite

Date: May 10th, 2019 3:56 PM
Author: Peach persian doctorate

OP is an economic retard. Probably half the people in the U.S. don't really understand their CC terms or even the concept of 25% interest.

This is like the min wage argument. Yeah, a $50 min wage would probably kill a lot of jobs - but that doesn't mean an $8 min wage is bad no matter how much dumbasses who took Econ 101 like to pontificate that it is. In fact, the research seems to suggest that a $15 min wage is good.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216628)



Reply Favorite

Date: May 10th, 2019 4:09 PM
Author: Confused ungodly ape office

the stupid part is that even if the rates do get lowered, people will just buy more shit to give them the same "minimum payment" they always had, since that probably is all they ever look at.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216694)



Reply Favorite

Date: May 10th, 2019 4:14 PM
Author: Peach persian doctorate

Well at least the people will have more stuff then

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216720)



Reply Favorite

Date: May 10th, 2019 4:37 PM
Author: greedy khaki locale

"OP is an economic retard. Probably half the people in the U.S. don't really understand their CC terms or even the concept of 25% interest."

Yeah, my opinion doesn't easily fit into either side of this debate. I am perfectly fine with lenders charging whatever interest rate they prefer. However, I am strongly in favor of regulating the terms of consumer loans to avoid confusion, surprise and other nefarious practices. In other words, I am fine with the kikes extracting as much flesh as the goy are willing to serve to them, just as long as the goy are perfectly aware how much flesh they will be required to give up.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38216854)



Reply Favorite

Date: May 10th, 2019 7:09 PM
Author: Peach persian doctorate

Yeah I mean I don't think that AOC is saying a construction lender shouln't be allowed to charge 20% interest on a deal where sophisticated principals are putting up 5% of real equity.

She's talking about a mom who was broke and put the school lunches on her credit card that she couldn't pay off. I think the OP's argument is that she is in a better spot because without charging her 25% interest they would never have extended her the money, but this is untrue because my guess is that practically Visa still would have done it and also its not a loan to get her out of a bad spot (unlike the developer above she's not going to exit the deal and make a ton of money), its a loan to put her in an even worse spot next month.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217519)



Reply Favorite

Date: May 11th, 2019 3:23 AM
Author: adulterous base coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38219071)



Reply Favorite

Date: May 10th, 2019 6:59 PM
Author: Arousing Institution

OP is an idiot.

But also very surprised at white supremacists like GOY SUPERSTAR angling for more regulation in THIS case. Usually when it comes to poors, the assumption is they are minorities and therefore deserve no regulation of capitalist vultures.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217492)



Reply Favorite

Date: May 10th, 2019 7:05 PM
Author: self-absorbed lemon useless brakes

Sorry I lack the patience to explain price theory and welfare economics to a bunch of anonymous morons. I started thread assuming issues were self evident. Turned out I bit off more than I can chew

Everyone don’t mistake my laziness/disinterest for a tacit concession that you’re right. We’re basically not speaking the same language itt

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217506)



Reply Favorite

Date: May 10th, 2019 7:10 PM
Author: Peach persian doctorate

OH WHAT AN ECONOMIC MASTERMIND

http://www.xoxohth.com/thread.php?thread_id=4255735&mc=100&forum_id=2#38191843

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217528)



Reply Favorite

Date: May 10th, 2019 7:18 PM
Author: self-absorbed lemon useless brakes

You dumb motherfucker lol. This was hardly a robust week for US equity markets.

I’d stand behind that post even if markets were UP this week - no one can predict short term market moves. But you posting this when the market declined and VIX spiked??

Lol I’m proud that you’ve managed to post on the Internet despite your mental disability

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217565)



Reply Favorite

Date: May 10th, 2019 11:09 PM
Author: Peach persian doctorate

"no one can predict short term market moves"

And yet you predicted a "bloodbath opening"

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38218529)



Reply Favorite

Date: May 10th, 2019 7:49 PM
Author: Cerebral brunch

Lol you know what their motivations are?

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38217758)



Reply Favorite

Date: May 17th, 2019 1:25 PM
Author: poppy multi-billionaire

The pro cap people are missing a few important factors here.

First, nothing gets done about payday lenders and sub prime installment loans. All a cap would do is drive the banks to be more picky at the bottom end of the credit spectrum and force people who would otherwise pay 30% interest now pay 50% - 2,000%

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38249268)



Reply Favorite

Date: May 17th, 2019 1:27 PM
Author: poppy multi-billionaire

Second, usury is so built into our system that you quite frankly can't extract it that easily anymore. Even if you attack all sub prime lending, you will just get loan sharks popping up. They already exist in poor areas and would just multiple.

So basically you are going to massively interfere in the market with the result being that things will end up worse.

(http://www.autoadmit.com/thread.php?thread_id=4258820&forum_id=2#38249300)