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4th Year BIGLAW Associate with $225,000 saved. I WANT TO QUIT..
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Date: July 7th, 2009 12:56 AM Author: Motley area I want to quit but I'm too pussy to do so without another job and I can't find any other job. I'm just a wuss ass.
I go into work every day wondering wtf I'm doing. My first year or so it was actually somewhat interesting because I liked my practice area and had to learn so much since law school is useless.
Now it's just repetitive bullshit over and over. Draft an answer. Answer discovery. Argue over one bullshit document. Write summary judgment motions on the same fucking issues. Prepare all sorts of pre-trial paperwork only to have the case fucking settle two days before trial.
I work for asshole partners who are nice (because they have to be politically correct these days) but who are also anal and only care about money. I swear I've never meet a rainmaker who wasn't just a money hungry beast and/or a socially retarded fucktard who had to justify their existence by billing 3,000 hours a year.
I've saved over 225k so if I wanted to I could easily run away for a year or two somewhere and volunteer. If I was a man I'd do it but I'm just a BIGLAW tool now working for the paycheck. I'm just a troll like all the other BIGLAW associates. The only way I'd ever leave is if I get fired/laid off or if it became so fucking unbearable that partners were yelling at me eight hours a day. Neither is likely to happen so I'll probably be a BIGLAW troll for a long time.
At least I enjoy looking at my net worth statement on Yodlee every fucking day. That is the only redeeming thing about my fucking job. |
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Date: July 7th, 2009 12:57 AM Author: boyish twinkling uncleanness You'll only be happy if you give me your money. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176308) |
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Date: July 7th, 2009 12:57 AM Author: Glittery Mauve Parlour Jap stfu (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176309) |
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Date: January 21st, 2011 1:23 AM Author: Tan personal credit line tcr (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17104852) |
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Date: July 7th, 2009 12:58 AM Author: aqua liquid oxygen you are a gigantic pussy if you're sitting on that much cash and cant plan an exit strategy. suck it up, faggot. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176315) |
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Date: July 7th, 2009 1:00 AM Author: Motley area We all have exist plans. I think of shit all the time. I apply to federal government lawyer jobs everyday. I think of volunteering in Asia. I think of trying to become an FBI agent or State Dept foreign service. I'd love to just cuss out a partner and go travel the world for a year.
But you know what it's easier said than done. It is hard to walk away from a high paying job unless it is totally abusive even if you find it boring and mind numbing and can't imagine doing it for life. |
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Date: July 7th, 2009 1:02 AM Author: aqua liquid oxygen You have enough cash to spend a few years figuring shit out. Start a firm. Start a business. Buy a camera and travel the world. Write a novel. Go out west and bum around. Shit, I can think of a million things I would do if I was in your situation. You only live once, dood. Stop being a pussy and go live your life instead of wasting it in an office sitting on a pile of cash. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176341) |
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Date: July 7th, 2009 1:08 AM Author: Motley area I've already traveled a ton abroad and I've lived abroad. I'd love to do it again but it doesn't ahve the appeal it does to someone who hasn't done it before.
Same iwth living in different US cities. I've lived in NYC, LA, etc. Done that all.
If I'm going to do something I want to do something cool and unusual and different that will really change my perspective of the world. I don't know what. |
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Date: July 7th, 2009 1:21 AM Author: outnumbered puce cruise ship mother Somebody get Gross Old Man in here. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176480) |
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Date: September 16th, 2009 5:39 PM Author: snowy masturbator outstanding moniker. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12761361) |
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Date: October 7th, 2011 1:23 PM Author: mentally impaired preventive strike Greetings,
Just do GC of a startup, bro. I can vouch for it being extremely rewarding. If Jobs had died before I was doing this, I would have been depressed about not having a job where I make stuff and contribute to society. But being GC of a tech startup, I get to participate actively in improving the world one electron at a time. OR some faggo tshit like that. |
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Date: October 7th, 2011 2:44 PM Author: Elite whorehouse french chef What is this about? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19120975) |
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Date: October 7th, 2011 1:04 PM Author: disgusting startled trailer park "you are a gigantic pussy if you're sitting on that much cash and cant plan an exit strategy. suck it up, faggot." lol still in the 99% |
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Date: July 7th, 2009 1:03 AM Author: Frisky Wagecucks Lodge thread (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176349) |
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Date: July 7th, 2009 1:16 AM Author: Odious House start a business. CASH IS KING (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176437) |
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Date: July 7th, 2009 1:20 AM Author: Mischievous titillating hissy fit theater stage this is the first and hardest problem with nouveau riche -- u just don't have the consumption habits formed yet that keep ur nose to the grindstone, and all this pointless, asinine self-reflection at bay. poors have it easy here, b/c they can struggle and scrape just to get an extra tub of fried chicken on friday night or tickets to the monster truck show. so they can live paycheck to paycheck without hardly lifting a bloated, diabetic finger.
the key here is that u have to learn to live beyond the TTT middle-class striver life in which u were raised, and re-learn how to steadily accumulate shit that you don't need but that u can still not really afford on ur current income. this is a problem for u, b/c things that ppl who are actually wealthy consider necessary seem like "luxuries" to u, and not needed for existence or happiness. once u get over this mental block, things will go much smoother for u, and ur life will make much more sense. u will also be happy, b/c u will lose all this excess leisure time that winds up being spent "examining" and basically just agonizing over everything that ur life is not, rather than blissfully appreciating the meager and fleeting bits of goodness that it is.
to start with, u need to sink ur savings into a down-payment on some hideously overpriced luxury condo in a major metro (or a ridic house in the burbs if ur in some dogshit southern state). next, get a lease on a car that costs at least $80k, and get a massive -- like at least $20k -- wardrobe makeover. also, make sure ur next vacation will run u $20k minimum. and start having some motherfucking fun in ur precious few off hours (if u can't figure out how to do this, then just hook up with a model or two -- they'll help u burn through cash and live on the edge with NO fucking problem). acquiring a manageable but expensive drug habit will also help here. weed is too cheap. cocaine is ok. stay away from heroin though -- just trust me on that one.
once u have done this, u will have two things: (1) tangible, shiny, material things and decadent chemical pleasures that will make ur "meaningless" work something of real presence and value in ur life; and (2) the start of an endless incentive to work ur ass off and rise to the top of the troll heap in ur firm. when ur mind becomes consumed with making more money b/c u need it just to make ends meet, u will be AMAZED how u no longer give a shit what the work is -- just a long as it gets u paid. and when u get used to living like u own the place, then u will find a lot more ambition to do whatever it takes to ensure that u actually do someday.
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Date: July 7th, 2009 2:26 AM Author: Jet harsh coffee pot lol, I can't tell how seriously to take this post (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176961) |
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Date: January 21st, 2011 4:56 PM Author: Disrespectful laughsome hall becky To be fair,
You should be sorrier that you'll be missing it for the rest of you life |
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Date: October 7th, 2011 2:18 AM Author: Bright Histrionic Theatre Wait I'm confused as to why he's better off developing a drug addiction that will force him into doing the job he doesn't enjoy. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119036) |
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Date: October 7th, 2011 7:32 AM Author: Concupiscible Church is this one of those "douchefuck who obviously is greedy and miserly bitches about others' love of money" kind of thing? cos it kinda seems like that.... (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119271) |
Date: July 7th, 2009 12:59 AM Author: ungodly diverse internal respiration Partnership prospects? Do you own a home? Any interest in starting your own firm? Any interest in starting a non-legal business, if so, what kind? Any outstanding debt? |
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Date: July 7th, 2009 1:03 AM Author: Motley area It is not that hard to make partner at my firm compared to ther places but you start as a non-equity partner of course and you don't make all that much and it's only worth it if you can eventually bring in business to make equity. Otherwise ytou are just a glorified senior associate who likely will get pushed out after a few years unless you kiss major ass.
I don't own a home. That is the best decision I ever made- not buying a condo two years ago at the peak of the market. I'd have lost 100k in a year.
I think about starting my own firm and doing plaintiffs side work but that's easier said than done. I'd start with no clients. I don't know how to get clients really. I'd love to steal some clients from my firm and bill them hourly doing defense side work but I'm not in a position to do it. And if I start my own firm I need to get fired from my current firm so I can collect unemployment for a year since I probably wouldn't make anything for several months as a solo.
I'd never start a non-legal business. This is all I've ever done. I wouldnt' mind owning a bar but no idae how to make money doing that.
I have 60k left of student loans at 1.5% interest. I pay about 300 a month. |
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Date: July 7th, 2009 1:04 AM Author: aqua liquid oxygen 1.5% INTEREST???? LOLWUT? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176365) |
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Date: July 7th, 2009 1:05 AM Author: beady-eyed chestnut piazza fucking bullshit. GOVT NEEDS TO LOWER THE 8.5% INTEREST RATE (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176374) |
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Date: July 7th, 2009 1:06 AM Author: Motley area I consolidated in 2005. All my loans were federal. My rate then was 2.5%. After making 36 straight ontime payments it was lowed a percent to 1.5%.
In 2006 or something Bush raised interest rates (made them fixed) and everyone got fucked. I got really lucky. |
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Date: July 7th, 2009 1:07 AM Author: aqua liquid oxygen fuck me. It would be retarded to pay off your principal at that rate. What a fucking lucky break, you free-money-having asshole. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176389) |
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Date: July 7th, 2009 1:09 AM Author: Motley area Yeah, it's pretty sweet, but that said. Student loans still suck. I wish I could just pay it off (i.e. I wish my parents ere loaded and would pay it off) (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176397) |
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Date: July 7th, 2009 1:11 AM Author: aqua liquid oxygen shit, put 60K in a savings account and have it debited for the loan payments, you'll come out way ahead. fuck man, it basically free money (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176411) |
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Date: July 7th, 2009 1:12 AM Author: Motley area Well I see your point. If I had put 60k in a long term CD about two years ago paying 5.5% then I'd have made enough each year to pay most of my loan payments.
But now rates suck and I could only get 2% which won't cover everything. But I see your point. |
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Date: July 7th, 2009 12:59 AM Author: Excitant menage background story boutique, in house, govt is the obvious answer. I'd kill to be where you are. good luck (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176327) |
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Date: July 7th, 2009 1:01 AM Author: aquamarine dead filthpig just be happy that you are making $$$$$$. Nothing else matters, friend (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176333) |
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Date: July 7th, 2009 1:11 AM Author: Motley area Trust me, I was the most money hungry greedy bastard when I finished LS. I just wanted to make money. That was the sole reason I went to LS. But after a few years in BIGLAW you realize that you can't work solely for money. You have to be a tool, hypercompetitive or socially retarded to stay in BIGLAW for life. That is just a fact. You can't sustain it if you have any other interests in life.
Eventually you wake up everyday realizing you are just working to collect a paycheck adn you have no other motivation.
And when you make BIGLAW money you end up spending it like you wouldn't otherwise. You hang out with other BIGLAW associates. You drop your CC at a bar and pick up the entire tab. You eat at the niciest restaurant. You do stupid shit for chicks. Some months I can't believe how much I've spent on stupid shit, drinking and eating at restaurants. It's just fucking ridiculous. If I was making 90k instead I'd watch my money and not do such stupid shit. |
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Date: October 7th, 2011 7:39 AM Author: Concupiscible Church oh shit....i just figured it out - this is one of those "criticize the associates smart enough and cool enough to make partner as socially retarded" threads.
here's a tip - those who succeed in any service field are not socially retarded. they just don't give a fuck about saying good morning or making chit chat with a shit fucking, soon to be pushed out junior associates. the stench of your impending failure is what makes the successful so uncomfortable around you.
JUST JOKING WITH YOU! Of course guys who attract millions in legal work in a hyper competitive market are socially retarded - that has to be it. |
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Date: October 7th, 2011 12:12 PM Author: Filthy impertinent shrine " JUST JOKING WITH YOU! Of course guys who attract millions in legal work in a hyper competitive market are socially retarded - that has to be it"
This was the only meaningful part of your post |
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Date: October 7th, 2011 8:05 PM Author: Red anal brunch to be a biglaw partner requires a drive and personal/social sacrifices and the only real benefit is money--it's not like you are steve jobs or someone changing the world.
so there is a dysfunction but its just greed i guess. but not always expressed as awkwardness. though sometimes is. |
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Date: July 7th, 2009 1:02 AM Author: Iridescent Zippy Market Half-breed How the fuck did you save that much money in four years? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176339) |
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Date: July 7th, 2009 1:05 AM Author: Motley area I was calculating it the other day. Basically since I started working in late 2005 I've made about 400k POST-tax. So I've saved a little over 50% of that, and spent the rest to live. When you think of it that way is not too hard. I don't understand why other BIGLAW associates don't save as much but I realiz its harder when you have a 2.8k NYC apartment, or a 600 car payment or a 3.5k mortgage in LA, or a wife/GF who you need to blow a ton of money on, or 1.5k a month student loan payments, or if you blow 15k on a European vacation every year. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176371) |
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Date: July 7th, 2009 1:10 AM Author: Scarlet Provocative Pit Faggotry so no loans? how? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176406) |
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Date: July 7th, 2009 1:13 AM Author: Motley area See about I still ahve 60k in loans but at 1.5% interest, 280 a month payment so it's not that bad. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176418) |
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Date: July 7th, 2009 1:20 AM Author: Iridescent Zippy Market Half-breed "but I realiz its harder when you have a 2.8k NYC apartment, or a 600 car payment or a 3.5k mortgage in LA, or a wife/GF who you need to blow a ton of money on, or 1.5k a month student loan payments, or if you blow 15k on a European vacation every year."
Aside from the $15k on the European vacation every year, all of those expenses (rent/mortgage, car, loans, girls/partying, vacations) seem pretty reasonable. I know people in NYC who are at your class year who saved about half of what you have saved and they're not overly wasteful spenders. They probably live in the $2800/square foot apartment but don't waste tons of cash on booze, drugs, clothes, trips and girls although they do have fun and splurge every so often. |
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Date: July 7th, 2009 1:23 AM Author: Motley area I'm not in NYC. I pay like 1.5k for an apartment. I have a used car. I don't blow clothes or electronics. When I go on vacations I go cheap. My only problem is blowing money on drinking and dating That kills me. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176500) |
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Date: July 7th, 2009 1:06 AM Author: boyish twinkling uncleanness It can't be that hard. I make $110,000/year, and I've saved about $40,000 in the last year. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176378) |
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Date: October 7th, 2011 9:37 PM Author: exciting twinkling son of senegal indian lodge Do you have loans? Loans change everything. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19123646) |
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Date: July 7th, 2009 1:04 AM Author: Multi-colored Learning Disabled Patrolman You'd be dumb to quit now. At least wait and try to get a sweet severance package or a bonus. Really. Jobs and shit will be better next year, hopefully. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176361) |
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Date: July 7th, 2009 1:07 AM Author: Motley area I know if I'm going to leave I might as well make a big deal out of it and get a few months severance instead of going out quietly.
I'm just hoping for a fed gov job to come through. I apply everyday. But not even one call back yet even though I'm t14, almost four years BIGLAW experience. |
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Date: July 7th, 2009 1:32 AM Author: Multi-colored Learning Disabled Patrolman Job markets are going to be shit until next year, at the least. I don't think anyone revises their job hiring needs that frequently. Just keep your head down, and take the time to pad your savings and try to build your network for when you go job searching in full force next year. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176602) |
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Date: July 7th, 2009 1:09 AM Author: rose institution After I read the OP I was convinced I posted it. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176398) |
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Date: September 16th, 2009 3:29 PM Author: Sable cuckoldry stage but don't you enjoy the pain? and the status? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12760646) |
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Date: July 7th, 2009 1:09 AM Author: Red anal brunch wait till you have $300k and then quit (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176401) |
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Date: July 7th, 2009 1:14 AM Author: Motley area If the market picks up I should have 300k saved by early 2010.
Fuck I have 230k right now today, but I've lost at least 15k in the market so I should be closer to 250k already. Fucking stock market. |
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Date: July 7th, 2009 1:18 AM Author: Slap-happy Lemon Windowlicker Pistol is the 225 with 401k or without (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176452) |
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Date: July 7th, 2009 1:20 AM Author: Motley area Including 401k. I have about 35k in my 401k. The rest, about 195k, is in stocks, bonds, CD's, savings and checking. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176477) |
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Date: July 7th, 2009 1:27 AM Author: Violent zombie-like meetinghouse Were you under the impression they paid polisci shitheads $250K+ to work a 9-5 with interesting work? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176544) |
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Date: July 7th, 2009 1:28 AM Author: Motley area No. No job is interesting. All work is involuntary. Even if people liek the work they do they wouldn't work the hours they do.
Point is that BIGLAW is just unsustainable unless you are a fucktard. Honest truth.
I'd rather work for the fed government making 90k to 110k which is what attorneys with four years expereince pull in big cities for the feds. |
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Date: July 7th, 2009 1:48 AM Author: Irradiated Step-uncle's House "No. No job is interesting. All work is involuntary"
What a terrible mindset. |
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Date: July 7th, 2009 1:58 AM Author: Motley area it is the truth. anyone who says they really like their job doesnt understand the human condition or the real world. ppl work for money. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176850) |
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Date: July 7th, 2009 2:00 AM Author: Irradiated Step-uncle's House Are you seriously saying it is not possible to make money and enjoy your work? I'm calling flame. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176855) |
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Date: July 7th, 2009 2:05 AM Author: Motley area For the most part you can't be a "normal" functioning human being and make money.
You CAN be a money hungry, toolish, hyper competitive socially retard who makes tons of money in banking or law or business and works so much you never have time to enjoy.
Other than that I'd imagine the only people who enjoy their money who make bank are professional athletes and some musicians, actors, etc. Basically people in the arts.
But for real jobs most people are miserable. |
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Date: July 7th, 2009 1:27 AM Author: Shaky Razzle-dazzle Corn Cake join peace corps, figure shit out while doing that (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176550) |
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Date: July 7th, 2009 1:29 AM Author: Motley area I don't want to get sent to some Nigerian village. I'd hate that shit.
I'd rather just do shit on my own. Get a masters in some Asian country and fuckign Asian chicks for a year. |
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Date: July 7th, 2009 2:17 AM Author: trip orange puppy plaza i ran here (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176924) |
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Date: July 7th, 2009 1:32 AM Author: Bisexual appetizing incel bullshit, unless you're superman, you have probably lost at least 1/3rd of your money in stocks bonds etc over hte past year
that means you're putting away 80k a year from your job, in at least two years where big bonuses were simply not happening |
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Date: July 7th, 2009 1:32 AM Author: contagious nofapping ticket booth OP is probably indcredibly risk averse (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176605) |
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Date: July 7th, 2009 1:34 AM Author: Bisexual appetizing incel tons of "safe" investments still plunged, dude (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176628) |
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Date: July 7th, 2009 1:35 AM Author: contagious nofapping ticket booth not if he had CDs and savings accounts (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176638) |
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Date: July 7th, 2009 1:36 AM Author: Bisexual appetizing incel he said above he had stocks and bonds, and i doubt his 401k is sitting in a money market (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176653) |
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Date: July 7th, 2009 1:44 AM Author: Motley area Fortunately in 2005, 2006, and 2007 I didn't max out in my 401k because I thought I was going to buy a condo so I wanted to save for a downpayment. That SAVED me TONS of money because my 401k was all invested in stocks and they all went to shit. I lost over 35% though I've made a fraction back this year.
I only have 35k in my 401k. So now even 20% of my portfolio is in 401k.
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Date: July 7th, 2009 1:55 AM Author: Bisexual appetizing incel and the rest of your cash was in a mattress? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176827) |
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Date: September 16th, 2009 1:07 PM Author: kink-friendly tank if you are saving to buy a condo, it's totally reasonable to put your cash in muni bonds or something liquid. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12759721) |
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Date: July 7th, 2009 1:42 AM Author: Motley area At one point I had lost one-third of my stock portfolio value but luckly I'd hadn't invested all my money in stocks. I maybe had 40% in stocks and some didnt' get hit as bad as others. Ther est oft he money was in savings adn CD's and bond funds.
I was saving about 65k a year at least the last two years. |
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Date: July 7th, 2009 1:34 AM Author: spectacular pea-brained principal's office Well shit, if we are counting 401K and IRA money and not counting loans as liabilities, I have $175K saved and dont even have a shitty job to hate.
Living the dream. |
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Date: July 7th, 2009 1:35 AM Author: Slap-happy Lemon Windowlicker Pistol if you've really saved this much, your lifestyle can easily be supported for several years even without a job. why not quit and pursue some hobbies. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176642) |
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Date: July 7th, 2009 1:38 AM Author: Iridescent Zippy Market Half-breed That's a very good point. He says his biggest expense is drinking and dating, and those can easily be curtailed. He only spends $1500 on an apartment, takes "cheap" vacations, and doesn't blow money on clothes, electronics or other goods.
With his savings he can easily float until the economy improves and he finds something that he's happy doing. |
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Date: July 7th, 2009 1:39 AM Author: Bisexual appetizing incel since he's apparently getting double digit returns on his investment during the worst market in a lifetime, he shoudl probably just day trade (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176692) |
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Date: July 7th, 2009 1:43 AM Author: spectacular pea-brained principal's office he better check to see his Madoff Growth Fund is still doing as well. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176723) |
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Date: July 7th, 2009 1:46 AM Author: Motley area I never said I've made double digits returns. I've lost a shitload. I'm down at least 15k in my non-401k plus probably over 10k in my 401k. And that is NOW. Three months ago before the market started to recover I was down 30k in my non-401k at one point.
My luck was not investing ALL my money in stocks. I only had max 40% probably less. That was key. |
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Date: July 7th, 2009 1:39 AM Author: Violent zombie-like meetinghouse LOL. Bird in the hand worth 2 in the bush. Do no quit a job until you find an equivalent replacement. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176693) |
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Date: July 7th, 2009 1:40 AM Author: Bisexual appetizing incel i wish i could quit you... (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176696) |
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Date: July 7th, 2009 1:49 AM Author: Motley area I could easily survive for probably four years in the high cost city I live in, using my current life style which isn't bad at all. I eat well. Party a lot. Date a good amount. Drink way too much. Take plenty of vacations. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176777) |
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Date: July 7th, 2009 1:51 AM Author: Iridescent Zippy Market Half-breed If you're only paying $1,500/month for an apartment, that's not high cost. HTH. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176800) |
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Date: July 7th, 2009 1:57 AM Author: Motley area I got a good deal. Most of the associates in my office pay over 2k for their apartments. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176844) |
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Date: July 7th, 2009 1:40 AM Author: sick theater halford you should get an MBA (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176705) |
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Date: July 7th, 2009 1:52 AM Author: Irradiated Step-uncle's House Join the military. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176805) |
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Date: July 7th, 2009 2:06 AM Author: Passionate school cafeteria 225k isnt much money at all. Don't be stupid. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12176889) |
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Date: July 7th, 2009 2:52 AM Author: Motley area yayaya (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177098) |
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Date: July 7th, 2009 8:19 AM Author: carnelian territorial base biglaw peeps---how typical is this guy's experience/feeling? this is what I dread. please tell me there are partners who are cool people, not tools, etc..., and that one can find biglaw exciting and enjoy going to work most days. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177635) |
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Date: July 7th, 2009 8:57 AM Author: Judgmental High-end Heaven I could have written the thread, except I like my job a little more and avoided stock market losses by shorting. Doing the same type of thing for 4 years invariably gets old, and it's hard to maintain the same level of zeal or really turn it on for all-nighters etc. Most lawyers feel like this at some point. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177683) |
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Date: October 7th, 2011 8:51 PM Author: mentally impaired preventive strike Greetings, I am personally friends with a shitload of partners who are cool and have tons of free time. Now, I am in TX so our experiences are not the same as those in the primary markets of NY/LA or SF/Chi/DC.
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Date: July 7th, 2009 8:40 AM Author: Shimmering toaster marketing idea Do you think you'd be happier at a small/midlaw firm, or would it have the same "only working for money" kind of feel?
I can see myself having the same reaction to biglaw as you, but I think I'd be a little more OK with the prospect of doing something for the money given that I want to have a family. It's probably easier to think "I'm doing this boring job so my kids can go to college" than it is "I'm doing this boring job so that I can boost my savings from $200K to $300K." |
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Date: July 7th, 2009 9:05 AM Author: Galvanic Stag Film Trust Fund Thread doesn't make much sense. $225K isn't that much, and what will you do when the $ runs out?
You need a couple of bucks for this strategy to make sense.
And while your costs are low right now, at some point, costs will increase (wife and kids). Your most expensive years are well ahead of you. |
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Date: July 7th, 2009 9:06 AM Author: curious alcoholic location rigor wise man is wise (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177701) |
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Date: July 7th, 2009 9:15 AM Author: Misunderstood sneaky criminal Blatant mafoofan trolling. Commission a few dozen Rubinacci sportcoats and see how you feel about money then, hth. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177713) |
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Date: July 7th, 2009 9:19 AM Author: burgundy misanthropic corner boiling water What pensive would say is that you should spend a year in a Third World country on the cheap, figure out what you want to do with your life, and find a way to move into that career path.
Or, you can stay in New York and spend 2-3 years socializing with the right crowd while working a low-hours, low-stress job that pays at maintenance level. Become well-connected, and make your big move out of those connections.
If you get married and have kids before sorting this shit out, that Biglaw job will become inescapable. |
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Date: July 7th, 2009 9:52 AM Author: Effete walnut multi-billionaire Move to BsAs or even better Montevideo. The real estate is cheap and still appreciating and you can buy a few properties and make money while hanging out on the beach most days. The women are hot, the weather is perfect, the food is great, and with your net worth you would be legitimately wealthy. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177796) |
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Date: July 7th, 2009 9:56 AM Author: Sexy Bearded Pisswyrm how old are you? you've got enough saved to not have to spend the rest of your youth as a slave. at least consider it. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177810) |
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Date: July 7th, 2009 9:57 AM Author: Galvanic Stag Film Trust Fund Assuming he entered biglaw at 25, so he is 29 now and will run out of money at 34 with few career prospects and future wife/children/family expenses. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177816) |
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Date: July 7th, 2009 9:59 AM Author: Sexy Bearded Pisswyrm I don't think anybody is suggesting not working for Five Years. Just take a break, enjoy your life a little while you still can, then come back and find a more reasonable job. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177820) |
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Date: July 7th, 2009 10:01 AM Author: Galvanic Stag Film Trust Fund So take a 1 year break and find a lower paying job? Ok, that seems to be an OK strategy if he can ensure a job in a year. However, his costs are going to increase as he gets older, so he should be aware of that. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12177827) |
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Date: July 7th, 2009 10:02 AM Author: Magenta University First, don't quit your fucking job just to be a ttt homeless roaming faggot for a few years. I know several retards who did this, and guess what, after 2 years they all went back to law firms. Different ones, but firms none the less. ITE you can't afford to walk out because the assurance that you will get rehired once you return just is not there.
I'm glad to see you already have traveled so hopefully this TTT impulse is not present in you.
You have two options, both within the current firm: float or rise. Use ITE as an excuse to squeak by with billable hours and use your extra time to make the right connections and interview for jobs. You can easily "figure out what you want to do with your life" while you are collecting your $200K salary. It's just as likely you will figure it out now as it would be if you were drinking and smoking a lot of weed in some Calcutta slum. The second option is gun hard and stand out ITE at your firm. Since you don't appear to have any notable interests anyway, why not dedicate your life to something where you have a chance of success? If nothing else, it will help you in 4 years when you finally figure shit out.
I definitely think you should take the second option and get over your striver malaise.
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Date: July 7th, 2009 10:46 AM Author: Milky sound barrier skinny woman I don't have anything like that much, and I'd think about quitting if I could figure out something else to do with my life. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12178066) |
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Date: July 7th, 2009 11:26 AM Author: lascivious jet-lagged nursing home Do you actually want a wife and children?
Most of the advice here is wrong. You should keep working biglaw and downshift into a 9-5 in-house type job just when you get married and start having children. The biglaw savings will let you take a good bite out of a house, which is the most important thing you'll do in this second third of life. The 9-5 job will support the fam. at middle class level and let you spend time with your children. You'll rise through the hierarchy at the company for fifteen years, not even realizing, when it happens after five or so, that you've passed your biglaw salary by. And through it all you will have a better schedule, perhaps more meaningful work, and you will be able to see your family. You also won't be working among 40-year-old adolescent coke-sniffers, but among other family people. |
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Date: July 8th, 2009 1:26 AM Author: Motley area I don't want a wife and kids really. I can't imagine supporting others when it's so stressful and hard just to survive on my own. Sure I save a lot of money but work blows ass and I have no pressure to stay. Imagine if I had pressure to keep my job in order to pay a mortgage, pay for a bitch wife, save for kids education and all that shit. That would just ruin me.
I'd rather try to survive in BIGLAW or in-house until I'm 35. I'll have saved about 1 million by then. |
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Date: January 20th, 2011 9:35 PM Author: canary hairraiser chapel I feel this way also, sadly. I put myself through college and law school and I have a good bit of savings. The idea of saving just to "blow" it on other people is really scary, as perverse as that probably sounds. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17102978) |
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Date: July 7th, 2009 11:42 AM Author: Erotic Cobalt Address you should buy a modest home and work to pay if off; so you'll have something to show for our years misery. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12178409) |
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Date: July 7th, 2009 11:59 AM Author: Green cracking fat ankles lettuce Haven't you started this thread like 3 or 4 other times with varying amount you have saved? Wasn't it 300k last time? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12178596) |
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Date: July 8th, 2009 1:28 AM Author: carnelian territorial base yoda55, how much trial experience do you have at this stage? how many times have you argued in court (anything at all)? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12185946) |
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Date: July 8th, 2009 1:44 AM Author: Motley area It depends on what you mean by "trial experience" About three times I've helped a case go to trial by doing most of the pre trial paperwork (motions in limine, helping with the trial brief, jury instructions etc.) However I never actually was in the courtroom since the partner and junior partner/senior associate does that shit.
I've gone to court a lot to do ex parte application "hearings" but those are horseshit. Usually the judge isn't even there, you just talk to his clerk.
A couple times I've actually been able to "argue" something in administrative type hearings.
And so basically I have very little real courtroom experience but I don't care. Litigation isn't about going to trial. 99% of our cases settle or are thrown out before trial. I'd much rather become good at brief writing and taking depositions than cross-examining witnesses.
Very few associates ever get real trial experience. |
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Date: July 8th, 2009 1:45 AM Author: carnelian territorial base Who are those "very few" associates? Those who express interest? Those who are good at speaking in court? If I'm really interested in getting courtroom experience, how strongly would you recommend not going to biglaw? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12186116) |
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Date: July 8th, 2009 1:48 AM Author: Motley area The only ones I know who got trial experience (and by that I mean actually putting on witnesses at trial) work for this one partner who is notorious for giving associates hand-ons work. Other than this one partner, no one in my office would ever in a million years let an associate put on a witness at trial because it is basically malpractice per se.
If you want to be in court, work as a public defender or ADA. No question. No associate in BIGLAW goes to trial and actually does anything other than the pre-trial paperwork and watching the document binders during trial. Friends who have gone to DA's office have done trials within a month of starting. All they do is trials. |
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Date: September 16th, 2009 3:16 PM Author: Cordovan Marvelous Place Of Business "put on a witness at trial because it is basically malpractice per se"
lolwut?
1 partner commits malpractice and the others are like: "whateva he does what he wants." |
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Date: January 20th, 2011 9:53 PM Author: Soul-stirring swollen newt "If you want to be in court, work as a public defender or ADA. No question. No associate in BIGLAW goes to trial and actually does anything other than the pre-trial paperwork and watching the document binders during trial. Friends who have gone to DA's office have done trials within a month of starting. All they do is trials."
Senior associates at certain elite boutiques and even places that are known for prepping for trial like Quinn, Boies, and Kirkland do do actual shit at trial |
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Date: October 7th, 2011 7:13 AM Author: Chrome wonderful giraffe crackhouse lol brother you said "do do"
edit: you said "do do actual shit" lol |
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Date: July 8th, 2009 2:18 AM Author: Excitant menage background story the goal in BIGLAW is *not* to go to trial; go prosecution/public defense if you want immediate trial work
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Date: July 8th, 2009 1:52 AM Author: Seedy digit ratio quit and come globetrot with me. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12186159) |
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Date: July 8th, 2009 2:01 AM Author: Motley area ok (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12186198) |
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Date: July 8th, 2009 2:05 AM Author: Seedy digit ratio i was thinking indonesia for a few weeks and an extreme trek into the interior of borneo. afterward a decadent romp in paris with parisian girls i've befriended through the years. how about it? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12186218) |
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Date: July 8th, 2009 2:07 AM Author: Motley area That sounds nice. I've been to Bali but not elsewhere in Indonesia. I've always wanted to trek it. It's an interesting country.
I went to Paris in undergrad. The food was nice but Europe isn't my thing. Too expensive. For one week in western Europe you can live like a king in Asia for a month. My nice hotel in Bali cost $20 a night.
And I'd rather fuck Asian girls than hairy cocky French women. |
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Date: July 8th, 2009 2:09 AM Author: Seedy digit ratio lol tyft last line. to each their own, but you'll have to man up and tolerate the parisian girls au naturale for a few days at least. then to teh romania... (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12186236) |
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Date: September 16th, 2009 12:56 PM Author: Tantric garrison main people Move to home town, open a bar with $225k + small biz loan. Hire a brain dead beauty school drop out CGWBT who will occasionally suck your cock to bar tend. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12759669) |
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Date: September 16th, 2009 1:06 PM Author: contagious nofapping ticket booth This plan doesn't really require opening a bar at all (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12759716) |
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Date: September 16th, 2009 2:26 PM Author: Sable cuckoldry stage hey do you think your 225k is safe from inflation/currency crises? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12760224) |
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Date: September 16th, 2009 5:28 PM Author: Lake Bearded Library give it to me so I can pay off 75% of my educational debt (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#12761301) |
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Date: January 20th, 2011 9:52 PM Author: Soul-stirring swollen newt How do you not have exit options? V-range/practice/market? My impression is midlevels are in high demand right now with work picking back up and firms having already made deep cuts during ITE. If you're a 4th year, your phone should be ringing off the hook with recruiter calls. Am I totally misinformed? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17103084) |
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Date: January 21st, 2011 4:54 PM Author: Offensive Aromatic Range There weren't a lot of exit ops in mid 09. I'd be interested to see if the OP is still in biglaw. He probably jumped ship when people started hiring again last year. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17108425) |
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Date: January 21st, 2011 5:03 PM Author: Soul-stirring swollen newt oops, didn't notice the OP was mid-09. Explains a few of the responses saying things like "only bankruptcy is hiring now" (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17108471) |
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Date: January 22nd, 2011 4:40 PM Author: arousing wrinkle goal in life Lots of other biglaw firm opportunities. Not a lot of non-law firm options. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17114737) |
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Date: January 20th, 2011 9:57 PM Author: Aphrodisiac magical ladyboy community account there is no way you can save 230g in 4 years (unless this is your half year) (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17103140) |
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Date: January 20th, 2011 10:20 PM Author: Shivering point foreskin It is unlikely, but certainly not impossible. Especially if he lived in Chicago. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17103328) |
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Date: January 21st, 2011 12:39 AM Author: Red anal brunch i live in NYC and save almost $60k/yr in biglaw (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17104596) |
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Date: October 6th, 2011 11:46 PM Author: floppy umber ratface gay wizard Seems really easy. Save 50k first year (half your after tax), and move up slightly each year after that (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19118158) |
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Date: October 6th, 2011 11:49 PM Author: Elite whorehouse french chef Yeah if little/no debt, it's not too tough. A quarter mill is a good target to hit before exiting biglaw. Should give you some financial stability going forward. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19118179) |
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Date: January 21st, 2011 12:37 PM Author: Buff Talented Antidepressant Drug Unless you have no real desire to work in biglaw or in a high level again soon, don't quit. It is pretty hard to find a good job without a job. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17106562) |
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Date: January 22nd, 2011 4:49 PM Author: arousing wrinkle goal in life I think the irony is that it is hard to find a not good job because recruiters aren't going to be targetting people at biglaw for jobs that don't pay that well. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17114805) |
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Date: January 22nd, 2011 5:10 PM Author: spectacular pea-brained principal's office want to come work for me? same hours for less pay? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#17114898) |
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Date: October 6th, 2011 11:41 PM Author: Elite whorehouse french chef What happened to this guy? He seemed like he was about to crack. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19118099) |
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Date: October 7th, 2011 6:56 AM Author: unholy onyx cumskin Holy shit, can't believe I am reading this shit. I am the OP.
About six months after posting this I finally got fired. I got a nice severance package and left to travel immediately. I had about 325k in net worth.
I'm actually still travelling (it's been over 18 months) and it's been fucking awesome. I've gone to over 30 countries (been to 80 in my life now). I go to developing countries so it is cheap, it costs only about $20k a year for everything. So even after the recent market crash I still have 316k net worth. If the market just picks up a little I should end up paying for two years travelling.
I've banged a shitload of chicks, from all over the world. French, Swedish, Korean, etc. It is pretty fucking amazing. America seems boring and pathetic by comparison.
You can say this is flame, but whatever. It's not. Taking Q's if anyone is awake (no idea what time it is in the States)
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Date: October 7th, 2011 7:37 AM Author: vigorous kitchen blood rage What do you plan to do 5-10 years down the line when you burn through your savings? Still hoping for BIGFED? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119272) |
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Date: October 7th, 2011 7:46 AM Author: unholy onyx cumskin Dood man, I'm expecting to get at least one fucking job in the net 5-10 years. I am not going to travel forever. I am stopping after 2y traveling and will go back to the US to try to find a job, even a shitjob. I dont care about money anymore. I can live very cheaply.
Not sure about being a fucking lawyer anymore. Oh and one other thing, if I can make a stable fucking like 4-5% return a year then the savings can last a lot longer than 5-10 years. Its a safety net anyway, not something i am depending on forever |
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Date: October 7th, 2011 8:35 AM Author: frozen dull stock car dragon You are living my dream.... Age? |
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Date: October 7th, 2011 8:45 AM Author: unholy onyx cumskin early 30's bro
its pretty awesome this shit happened, madea ll the hell and stress i went through worth it
dood, once u bang foriegn chicks u wont want feminazi american pussy no more.. tis amazing |
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Date: October 7th, 2011 8:46 AM Author: frozen dull stock car dragon I'm in the same boat with fam and mortgage so that ship has sailed (very similar place financially and professionally to where you were when you OPd). But it's fun to fantasize about saying fuck this and heading to Vietnam (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119312) |
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Date: October 7th, 2011 8:56 AM Author: unholy onyx cumskin dood, sorry bro. sounds like ur life sucks. im glad i did not go down ur path... my parents, etc wanted me to do that, but thank god i could think for myself
well, u just have like 30 or so more years, then u can ditch the bitch wife, ur kids will forget u, and u can move to thailand living off social security and banging 20 year old whores.. then ull understand what real life is like bro |
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Date: October 7th, 2011 9:09 AM Author: frozen dull stock car dragon thanks for the inspiration.... My plan is to get rich quick, buy a country like Thailand, and live like a king. Which will really happen. Really, it will. |
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Date: October 7th, 2011 12:35 AM Author: Cruel-hearted quadroon hell the responses in this thread are so telling-"keep yo job, stay the course." this board is filled with risk averse faggots (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19118412) |
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Date: October 7th, 2011 7:01 AM Author: unholy onyx cumskin Yeah, lawyers are fucking god damn tools. That is why so many stay in BIGLAW for so long evne though they hate it. Thank god I got fired and found another life. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119265) |
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Date: October 7th, 2011 7:05 AM Author: unholy onyx cumskin I'm taking questions faggots. Ask away. Right now I am in eastern Europe. It sucks, but heading to better places next. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119267) |
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Date: October 7th, 2011 7:08 AM Author: unholy onyx cumskin ccum on cunts (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119268) |
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Date: October 7th, 2011 7:38 AM Author: vigorous kitchen blood rage Aren't u worried about having a resume gap? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119273) |
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Date: October 7th, 2011 7:47 AM Author: unholy onyx cumskin Obviously not. It will be a problem but I don't give a fuck. that's the price you pay for actually doing something with your life instead of being a pathetic BIGLAW tool
and anyone who is concerned and gives a fuck about my resume gap can go fuck it. i dont want to work at a place like that anyway. |
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Date: October 7th, 2011 8:03 AM Author: vigorous kitchen blood rage Man you seem pretty tcr. I wish I got biglaw so I could save like that my first few years. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119279) |
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Date: October 7th, 2011 8:21 AM Author: unholy onyx cumskin BIGLAW is all a lie. We are all brainwashed before LS to think that if we go to BIGLAW then life is set. We will have bank. Everyone will love us. It's a fucking lie. You won't be happy doing BIGLAW unless you are some demented socially retarded risk adverse bitch. You need to experience shit in life, and traveling is one of the best ways to do that shit. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119288) |
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Date: October 7th, 2011 9:13 AM Author: vibrant sex offender Post removed by moderator for violating The Law of The Land. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119362) |
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Date: October 7th, 2011 9:14 AM Author: frozen dull stock car dragon Post removed by moderator for violating The Law of The Land. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119363) |
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Date: October 7th, 2011 9:19 AM Author: Autistic Massive Lay Old Irish Cottage buy a fast food franchise (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119371) |
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Date: October 7th, 2011 9:45 AM Author: Elite whorehouse french chef I admire that you did this, but I don't understand why you seem so angry and are always swearing in all your posts. Also, you've been to over 80 countries and it seems like all you talk about is banging chicks. That seems like a lot of effort to bang chicks. Isn't there anything else interesting in all these places? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119404) |
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Date: October 7th, 2011 10:19 AM Author: Elite whorehouse french chef Also, why does OP keep calculating his net worth by including retirement funds and excluding student loans? Is there any rational justification for that? (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119488) |
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Date: October 7th, 2011 10:22 AM Author: bull headed church building macaca Generally the term net worth takes into account liabilities. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119502) |
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Date: October 7th, 2011 10:33 AM Author: Elite whorehouse french chef So, explain OP's calculation of Savings + Retirement, ignoring Student Loans. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19119545) |
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Date: October 7th, 2011 12:05 PM Author: bull headed church building macaca I didn't read OP i Just wanted to start shit (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19120011) |
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Date: October 7th, 2011 12:08 PM Author: unholy onyx cumskin I ignore student loans because I dont want to think of them, and because of the low interest rate. I dont consider them as big a liability because its only 2% and also while Im abroad i ahve deferred them and the gov pays part of the interest. Also, i may be able to get into ICBR adn then after like 20 more years the gov forgives the balance, or if i get 10 years of gov service i think it may be forgiven
of course president rick perry would fuck up ICBR and make us pay 100 percent interest so i could get fucked by the GOP
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Date: October 7th, 2011 12:02 PM Author: unholy onyx cumskin Dood, I have always been angry. My whole life. I am working on it. I am trying to become Buddhism. It works, but it takes dedication. But for the time being, my anger keeps me going in a strange way.
And traveling abroad to bang chicks is a credited lifestyle dood. Ppl dont realize but just dating Americans chicks is boring as fuck. Girls traveling act like sluts too. It is really diff and fun. Its like Vegas every wknd in some places.
And yeah, tehre is TONS of stuff in these places i just didnt mention it. But lots of normal tourist stuff as well as amazing nightlife and other shit from just walking around. Lots of outdoor shit and beaches and all sorts of crap I cant even explain. America is very limiting fools, u dont realize it because America is a bubble and ppl are very insular. |
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Date: October 7th, 2011 2:51 PM Author: Elite whorehouse french chef I'd be more interested in hearing what you like about these 80 countries than what you hate about America and why we are all fools for staying in America. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19121024) |
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Date: October 7th, 2011 12:09 PM Author: Costumed Hospital Alpha And in another decade you might be able to quit, but 225k aint shit. That would be enough to run my practice on for 3 months -- maybe. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19120036) |
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Date: October 7th, 2011 12:59 PM Author: unholy onyx cumskin Dood, I'm not trying to run a fuckin practice or live in America even. I am MORE than fucking happy to travel in developing countries and possibl eventually settle down in one. I love that shit. So for like max 30k a year I can live like a fucking God. So I just need to figure out how to make some income, and then also perhaps patially depend no my investments. Just relax and bang chicks and have no responsibilities and enjoy life instead of being a tool (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19120353) |
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Date: October 7th, 2011 2:48 PM Author: Elite whorehouse french chef Do you have any income at all right now? Maybe do something online (buying and selling stuff, tutoring over skype, playing poker)?
Also, I was thinking you should convert your 401k to a roth ira while you don't have any other income. |
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Date: October 7th, 2011 6:14 PM Author: Heady Gay Organic Girlfriend Brethren (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19122443) |
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Date: October 7th, 2011 8:07 PM Author: stimulating locus Just walk. If I had that much, I would buy a condo, work at starbucks 2 days a week. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19123030) |
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Date: October 7th, 2011 8:27 PM Author: Elite whorehouse french chef Is $200,000 (counting 401k and excluding student loans for some reason) really that much? If you get 5% real returns, that is like $10k a year. You can't live off that without eating into your principle pretty fast. I think you need more like $500k to start thinking about living off investment returns. (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19123145) |
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Date: October 7th, 2011 8:32 PM Author: nubile native credited. you need at least $1m to have any illusion of safety and comfort (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19123183) |
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Date: October 7th, 2011 8:39 PM Author: stimulating locus lol, not where i'm from (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19123222) |
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Date: October 7th, 2011 9:39 PM Author: big site god litigators are depressing (http://www.autoadmit.com/thread.php?thread_id=1035585&forum_id=2#19123666) |