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Just cut up all of my credit cards.
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Date: May 3rd, 2013 9:28 PM Author: concupiscible trust fund I have 2K on one card, 14K on the other that I already don't use, and I realized I'll only pay all of that shit down if I can't use them anymore and get used to spending what I make instead of using credit as an unnecessary buffer for extravagant shopping, expensive food and useless goodies.
Feels good. |
Date: May 3rd, 2013 9:29 PM Author: concupiscible trust fund I make like 4.5K after taxes a month, which after 1,750 on rent and utilities, leaves me more than enough to enjoy life within reason if i'm just smart, and still spend 1k a month on paying this all off. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129788) |
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Date: May 3rd, 2013 9:35 PM Author: Cracking jade toaster me2 i pay teh cc off every month, cc companys hate me |
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Date: May 3rd, 2013 9:42 PM Author: concupiscible trust fund im usually good about my one with a 4.5k limit on, always paying off fully until the past couple weeks.
the other has a 17.5k limit but i haven't been paying it down much (0% interest until August), still have 14 on it so now i have to take it seriously. |
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Date: May 3rd, 2013 9:44 PM Author: Cracking jade toaster or you could do what my cousin did: rack up/max out every cc known to man, then die
not flame |
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Date: May 3rd, 2013 9:45 PM Author: concupiscible trust fund i bet your cousin didn't have kids
or self respect
sorry i don't mean to be mean. but i want the former and have the latter. so i can't play that max cards->die game |
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Date: May 3rd, 2013 9:48 PM Author: wine vigorous casino liquid oxygen LOL (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129887) |
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Date: May 3rd, 2013 9:49 PM Author: Cracking jade toaster your right, no kids
self respect is flame, i was proud she had fun before she died, fuck that 30% interest bullshit; cc companies should die |
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Date: May 3rd, 2013 9:55 PM Author: learning disabled queen of the night one weird trick (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129925) |
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Date: May 3rd, 2013 9:35 PM Author: concupiscible trust fund (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129813) |
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Date: May 3rd, 2013 9:46 PM Author: wine vigorous casino liquid oxygen JFC man you rack DISCRIPRINE. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129870) |
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Date: May 3rd, 2013 9:46 PM Author: Contagious domesticated church Feels good to have 16k in what is likely 20% interest consumer debt? Well alright man. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129872) |
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Date: May 3rd, 2013 9:47 PM Author: wine vigorous casino liquid oxygen (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129884) |
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Date: May 3rd, 2013 10:01 PM Author: concupiscible trust fund 0% interest and feels good to CUT UP THE CARDS AND GET ON DAT PERSONAL AUSTERITY TIP
(0% for now, the other starts hitting me in august, which is why i'm getting serious) |
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Date: May 3rd, 2013 9:46 PM Author: zombie-like codepig foreskin your balances are now erased! (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129873) |
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Date: May 3rd, 2013 9:47 PM Author: wine vigorous casino liquid oxygen (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129879) |
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Date: May 3rd, 2013 9:47 PM Author: Gay plaza wrinkle wouldnt it be great if life worked like that? (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129882) |
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Date: May 3rd, 2013 10:02 PM Author: concupiscible trust fund you lied! (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129952) |
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Date: May 3rd, 2013 9:53 PM Author: brilliant selfie cuck I stopped paying my cc bills about two years ago. The collection agencies stopped calling last fall. I'm debt free as far as I'm concerned. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129916) |
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Date: May 3rd, 2013 9:55 PM Author: zombie-like codepig foreskin you know that no one will hire a deadbeat, right? (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129923) |
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Date: May 3rd, 2013 9:56 PM Author: brilliant selfie cuck It's illegal to check a job applicant's credit score in Washington and Oregon. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129931) |
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Date: May 4th, 2013 4:59 PM Author: Indigo Jewess he only has to wait 5 more years before his credit is clear (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23134009) |
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Date: May 3rd, 2013 9:55 PM Author: Diverse fanboi Prole | As | Fuck (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129926) |
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Date: May 3rd, 2013 10:03 PM Author: concupiscible trust fund everyone on xo is PROLE on some level
true non-proles never ask about or think about what is "prole"
they just don't really consider it |
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Date: May 3rd, 2013 10:16 PM Author: Diverse fanboi What you do is get a 0% card. Then 8 months in, stop using that card. Get a new 0% card and use that. Pay off the old card. Rinse and repeat. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23130027) |
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Date: May 3rd, 2013 10:00 PM Author: talking tank I use a credit card for all purchases, but pay it off every month. This isn't what everyone does? (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129945) |
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Date: May 3rd, 2013 10:06 PM Author: concupiscible trust fund that's what i do with my 4.5k card.
the other one i used in a bind a lot last spring/summer/fall (most people in my family are unemployed and i had to get on my feet and keep up appearances and it required money. used it for deposits on my apartment, for suits for my job, for emergencies, for pretty important things most people expect family to do but that i had to find ways to do myself). now i am stable and can pay it down. credit helped me when i needed it, and no shame, so there. |
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Date: May 3rd, 2013 10:05 PM Author: Sooty lodge i have literally never used a credit card (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129968) |