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LIFELONG RENTER here. Convince me of the benefits of home ownership ITT.
Poast new message in this thread
Date: August 17th, 2023 9:12 PM Author: mind-boggling metal national Home ownership literally seems like j00 flame. I live in the most expensive housing market in the entire country but thanks to 180 cheap rents, I barely spend anything on housing.
Can easily allocate a larger % of my income to rent for a bigger house (2-3 bdr) later when I need more space without taking on $5,000,000 in debt.
Do your best to convince me that renting isn't 180 as fuck. |
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Date: August 18th, 2023 12:38 AM Author: Excitant yapping digit ratio puppy being a grown adult and not having some 75 iq "property manager" breaking into your home every 3 months and sending demand notices is perhaps the best reason to own. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684238) |
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Date: August 18th, 2023 12:40 AM Author: mind-boggling metal national have never had my landlord "break into" my house. did this become a common thing in america since i left or something? (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684244) |
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Date: August 18th, 2023 12:41 AM Author: Excitant yapping digit ratio puppy who does inspections (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684246) |
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Date: August 18th, 2023 12:43 AM Author: mind-boggling metal national theres only two types of inspections where i live - gas + fumigation. neither is allowed to enter the premises unless the tenant is present, the landlord him/herself doesn't actually conduct any inspections, and said inspections do not occur every 3 months. you just live in a place with TTT real estate codes (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684253) |
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Date: August 18th, 2023 12:44 AM Author: Excitant yapping digit ratio puppy yeah the us is garbage (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684256) |
Date: August 17th, 2023 9:21 PM Author: vibrant parlor toaster I've owned my house for 3 years. My mortgage is $2,500. Neighbors next to me rent for $2600.
3 years later, my mortgage is still $2600 and change. My neighbors are being told to move and will have to pay $5,500 for a similar setup.
I could now sell my house and pocket $250,000. My neighbors will get $0 when forced to move. |
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Date: August 17th, 2023 9:24 PM Author: mind-boggling metal national Been living in my current home for 10 years without a single rent increase.
Home prices increasing indefinitely is obviously complete bullshit lol. |
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Date: August 17th, 2023 9:24 PM Author: blue stag film ur landlord is just lazy (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683579) |
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Date: August 17th, 2023 9:26 PM Author: mind-boggling metal national My landlord is chilled as fuck. I negotiated my rent down during contracting and while average rents have increased, I pay my juiced-in rate.
It's absolutely 180. |
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Date: August 17th, 2023 9:56 PM Author: Swashbuckling Boiling Water you happen to live in a nation where the population is declining and immigration is negligible. the situation in the US is very different. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683709) |
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Date: August 17th, 2023 10:29 PM Author: Rose University seems like just another reason to leave the US (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683837) |
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Date: August 17th, 2023 10:32 PM Author: mind-boggling metal national American homes come with hidden costs of nigs spics and cumskins in the neighborhood. Very TTT to have any of these groups as your neighbors.
I basically live in a gated community. |
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Date: August 17th, 2023 9:41 PM Author: Fragrant dysfunction This is very cr. The other aspects of homeownership are meh. But inflation is on our side. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683655) |
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Date: August 17th, 2023 9:46 PM Author: vibrant parlor toaster Yes - also, buying a house is incredible forced savings if you mostly stay put.
At retirement age my housing costs will hopefully be close to zero. I could even downside and use the proceeds to fund retirement lifestyle.
Contrast that with renting where (a) you're probably not saving that extra money and (b) god knows what your housing cost will be in 2050. |
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Date: April 5th, 2024 12:07 AM Author: Titillating Juggernaut Senate Did the renters property tax stay the same? (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47556958) |
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Date: August 17th, 2023 9:21 PM Author: blue stag film If you are in a high tax bracket the mortgage interest deduction is a huge benefit. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683567) |
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Date: August 17th, 2023 9:25 PM Author: mind-boggling metal national I pay very little in taxes: less than 5% income tax and that's it. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683582) |
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Date: August 17th, 2023 9:26 PM Author: blue stag film if what you said is true above, then it doesn't make sense for you to buy NOW, but obviously over the long run, assuming you don't move constantly, you will almost certainly end up ahead financially buy buying instead of renting. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683585) |
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Date: August 17th, 2023 9:27 PM Author: mind-boggling metal national Exactly. Economics of home ownership don't make sense for most UMC doods. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683591) |
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Date: August 17th, 2023 9:46 PM Author: vibrant parlor toaster UMC people pay 5% in taxes? (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683675) |
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Date: August 17th, 2023 9:58 PM Author: mind-boggling metal national Tax system is simple and 180 here: choose between 1) a straight 3.3% income tax and forgo all benefits, or 2) regressive scheme that charges MUCH higher, but includes benefits.
And this system applies to all income levels, yes.
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Date: August 17th, 2023 11:08 PM Author: deranged address not really for us with 2% interest rates (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683976) |
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Date: August 17th, 2023 9:27 PM Author: mint therapy generalized bond Here I am paying a mortgage like a dope when I could have moved into a rent-frozen apartment and started taking home 95% of my income. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683597) |
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Date: August 17th, 2023 9:30 PM Author: mind-boggling metal national 1800000 (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683608) |
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Date: August 17th, 2023 9:29 PM Author: Painfully Honest Violet Antidepressant Drug You live in a studio and barely make $60k (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683603) |
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Date: August 17th, 2023 9:31 PM Author: mind-boggling metal national shrewd AND decadent. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683610) |
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Date: August 17th, 2023 9:37 PM Author: mind-boggling metal national the 7.4% thread inspired this thread, btw. some LULZY ass niggas in there bragging about their multi-million debt because interest is "only" 4 or 5 percent or some shit LMAO
https://www.xoxohth.com/thread.php?thread_id=5389853&mc=119&forum_id=2 |
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Date: August 17th, 2023 9:41 PM Author: Bat shit crazy milky faggot firefighter dilemma There aren't any nice 5-6 bedroom houses for rent where I want to live. I don't want to live in some hellish city or cookie cutter suburb either. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683658) |
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Date: August 17th, 2023 9:43 PM Author: mind-boggling metal national lol@ wanting to live in a fucking 4 bdr as a single male. a complete waste of money. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683662) |
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Date: August 17th, 2023 9:48 PM Author: ruddy kitty cat abode can you please reconcile the contradictions in this sentence:
I live in the most expensive housing market in the entire country but thanks to 180 cheap rents, I barely spend anything on housing. |
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Date: August 17th, 2023 10:00 PM Author: mind-boggling metal national bifurcated market. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683717) |
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Date: August 17th, 2023 10:01 PM Author: ruddy kitty cat abode Are you saying you live in a hovel?
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Date: August 17th, 2023 10:02 PM Author: mind-boggling metal national i live in a very average studio apartment that is the most common type of housing among yuppies. funnily enough, officetels, as studio apartments are known here, have been DECREASING in size while rents have only gone up in the past decade ive been renting
i basically have 180 as fuck housing locked down.
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Date: August 17th, 2023 10:04 PM Author: ruddy kitty cat abode why would yuppies live in a studio apartment in 1st world country (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683736) |
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Date: August 17th, 2023 10:06 PM Author: mind-boggling metal national it may be hard for you to believe but studios are the most common housing type for the vast majority of independent yuppiedoods.
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Date: August 17th, 2023 10:06 PM Author: ruddy kitty cat abode sure in 3rd world countries but i am talking about 1st world countries (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683744) |
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Date: August 17th, 2023 10:09 PM Author: mind-boggling metal national America is a good example of a third world housing market. NYC studios were completely insane last time I checked: $2,500+ and 1bdrs were even higher. Gangnam rents are a fraction of that.
If yuppies can't afford rents then you probably live in a shitty country.
EDIT - manhattan studios apparently start at $3,200 LOLLERCAUST:
https://newyork.craigslist.org/search/apa?housing_type=2&housing_type=8&query=wall%20street&sort=priceasc#search=1~gallery~0~0 |
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Date: August 17th, 2023 10:25 PM Author: ruddy kitty cat abode amazing but why cant you own a place like a real yuppie (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683827) |
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Date: August 17th, 2023 10:30 PM Author: mind-boggling metal national Lol@ buying, instead of renting, a studio apartment.
If you want to buy an actual apartment, you'll need $5,000,000 minimum. So while it's easy as fuck to find 180 rentals, outright purchasing a home is basically impossible for anyone not in the top .01%.
No complaints here tho I'm a singledood just enjoying dat Gangnam lifestyle. |
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Date: August 17th, 2023 10:46 PM Author: ruddy kitty cat abode sounds very third world in a first world country people can own a home (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683897) |
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Date: August 17th, 2023 10:59 PM Author: mind-boggling metal national it's a 180 well-designed and flexible system that matches skilled workers to professional industries. seoul is basically a city of officetels.
you are right in that it's kind of a "kicking the can down further" kind of problem bc the govt is scared as fuck of the huge cohort of prime 30s and 40s workers eventually aging out of the workforce without having homes to live in. gonna be lulzy and 180 when this happens
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Date: August 17th, 2023 10:50 PM Author: soul-stirring gay wizard trust fund So for all the shit you talk, you can't even afford to buy a studio apartment, you rent one? Okay bro, clearly I'm doing it wrong from my three bedroom house that I own outright. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683907) |
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Date: August 17th, 2023 11:01 PM Author: mind-boggling metal national there are literally zero benefits of owning a studio apartment vis a vis renting. you can at least argue that owning a real gangnam apartment comes with the benefit of insulation against downturns but no one in their right mind outright buys studios lol
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Date: August 17th, 2023 11:04 PM Author: ruddy kitty cat abode lol @ confining the universe of discourse to studio apartments
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Date: August 17th, 2023 11:11 PM Author: mind-boggling metal national you can think of it like this: there are two types of people - those who own vs non-owners
the % of people who own a house (without attached debts) is probably less than 10% of the population. and im excluding jeonsae from this cohort, as they aren't actual owners of their homes.
of the 90% of people who do not own a house, maybe 10% of this group are independent, meaning they are single and live alone apart from their family. rest are nuclear/extended families, etc.
this relatively small % of the population, i.e. independent, non-homeowners are what drive rents, and in all likelihood a far larger market than the 10% of the national homeowning population (stats back this up, btw: https://koreajoongangdaily.joins.com/2022/05/17/business/economy/Korea-Real-estate-prices-jeonse/20220517184838337.html ) |
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Date: August 17th, 2023 11:21 PM Author: ruddy kitty cat abode yeah very first world (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684037) |
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Date: August 17th, 2023 11:15 PM Author: soul-stirring gay wizard trust fund I think your perspective is severely fucked up by dealing with the Seoul rental market. I get that it's really dense because South Korea is a poor nation with one major city, two minor ones, and some farmland, but things work differently in first world countries. Enjoy renting your studio apartment, I guess, it must be really fun to cook your rice dinner ten feet from where you sleep. At least you don't have a wife or children to worry about, that would make such living conditions intolerable. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684010) |
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Date: August 17th, 2023 11:30 PM Author: mind-boggling metal national (literal third worlder who lives amongst nigs spics and cumskins claiming he lives in a "first world" country) (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684072) |
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Date: August 17th, 2023 11:31 PM Author: soul-stirring gay wizard trust fund (third world guy smugly poasting from his rented studio apartment) (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684075) |
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Date: August 17th, 2023 11:35 PM Author: mind-boggling metal national idk, what's the price of being able to live in a homogeneous and safe neighborhood without nigs spics and cumskins? we clearly differ on this metric, my friend (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684091) |
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Date: August 17th, 2023 11:51 PM Author: soul-stirring gay wizard trust fund I actually live in my three bedroom house, with my wife and children, that I own in an entirely white community that's not under constant threat of annihilation by North Korea. But you enjoy renting your studio in the third world, given your incel status you don't need more space and if you die in the opening moments of WW3, you will not be missed. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684138) |
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Date: August 17th, 2023 11:57 PM Author: mind-boggling metal national last time i checked america is like 60% non-white bro (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684154) |
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Date: August 18th, 2023 12:00 AM Author: soul-stirring gay wizard trust fund Last I checked, the entirety of Seoul is in artillery range of North Korea and you rent a studio apartment. By contrast, there are American white enclaves that are 180. I'm sorry you missed out brother, in the next life may you be born white and in the first world (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684166) |
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Date: August 18th, 2023 12:05 AM Author: mind-boggling metal national lol you sound pretty triggered bro (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684178) |
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Date: August 18th, 2023 1:50 PM Author: soul-stirring gay wizard trust fund You sound extremely poor and I discovered downthread you don't just sound that way, you are poor. Sorry about your poverty bro. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46685753) |
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Date: August 17th, 2023 9:48 PM Author: disturbing cumskin property it's for adults, nyuug (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683686) |
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Date: August 17th, 2023 9:58 PM Author: Frisky sepia locus wrinkle op lives in a homogenous high-trust society. LLs dont fuck you over like they do in the US (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683711) |
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Date: August 17th, 2023 10:00 PM Author: mind-boggling metal national 18000000000000 (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683719) |
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Date: August 17th, 2023 9:58 PM Author: thriller topaz selfie cuckoldry It only works if you Buy Low and Sell High imo |
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Date: August 17th, 2023 10:03 PM Author: mind-boggling metal national TITCR (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683730) |
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Date: August 17th, 2023 10:48 PM Author: Big transparent telephone don't take this the wrong way my dude
did someone hit you in the head with a bat a bunch of times as a kid or something |
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Date: August 17th, 2023 11:03 PM Author: arousing brilliant associate cuck None, outside exceptional circumstances of increasing property value or major need to stay in the same home. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46683948) |
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Date: August 17th, 2023 11:31 PM Author: cordovan area isnt the us basically the only conuntry where homeownership is normal/common (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684077) |
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Date: August 17th, 2023 11:33 PM Author: thriller topaz selfie cuckoldry https://en.m.wikipedia.org/wiki/List_of_countries_by_home_ownership_rate (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684084) |
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Date: August 17th, 2023 11:42 PM Author: Rose University dont bring your shitty "facts" into this discussion (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684114) |
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Date: August 17th, 2023 11:45 PM Author: mind-boggling metal national owning a McMansion in suburbia is def. an American peculiarity. few countries on earth where this is even geographically possible (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684124) |
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Date: August 18th, 2023 12:02 AM Author: soul-stirring gay wizard trust fund So nyuug is claiming that everybody in South Korea rents a studio apartment, but there's only an eight point difference between USA and South Korea home ownership. nyuug, if 57%ish of South Koreans own their own place, why are you renting a studio apartment? (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684172) |
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Date: August 18th, 2023 12:07 AM Author: mind-boggling metal national sorry about your tiny pink RC skills bro. i exclude all "owners" paying off mortgages from actual owners (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684186) |
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Date: August 18th, 2023 12:29 AM Author: soul-stirring gay wizard trust fund Okay, then you're just wrong about what counts as an owner. An owner of property that has a lien on it is still an owner. This is a law bort, we're operating based on legal principles, not the homespun definitions of what counts as an "owner" from an incel who rents a studio apartment. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684227) |
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Date: August 18th, 2023 12:39 AM Author: mind-boggling metal national sorry bro the jew who you pay every month owns your house, hence the OP "j00 flame". i dont make up the rules. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684242) |
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Date: August 18th, 2023 9:14 AM Author: soul-stirring gay wizard trust fund You are in fact making up the rules. Ownership with a lien is ownership. I'm sorry you don't understand basic legal principles. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684907) |
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Date: August 17th, 2023 11:35 PM Author: mind-boggling metal national something like that, yeah (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684096) |
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Date: August 17th, 2023 11:57 PM Author: Lilac concupiscible school cafeteria reading party overextending to iNvEsT in a big house is flame esp when the nasdaq has done so much better over time. It's more of a lifestyle thing and living without being subject to some gay landlord is much better (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684156) |
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Date: August 18th, 2023 2:47 AM Author: Indigo space You don’t have any never will have the option to buy NOWAG. No one chooses to live in a 150 sqft studio. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684404) |
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Date: August 18th, 2023 2:53 AM Author: Lilac concupiscible school cafeteria reading party Did you forget your Pumo Login? (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684410) |
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Date: August 18th, 2023 2:56 AM Author: mind-boggling metal national RSF is upset he literally had to stay in an ethnic ghetto while he was in seoul and couldnt afford a real gangnam hotel, i can't even blame him for trying to "zing" me for two decades (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684416) |
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Date: August 18th, 2023 2:58 AM Author: Lilac concupiscible school cafeteria reading party I thought he was the conscription copypasta pumo but it's a different pumo. Wonder how you got that pumo so insanely mad at you (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684420) |
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Date: August 18th, 2023 3:03 AM Author: mind-boggling metal national lmao (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684426) |
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Date: August 18th, 2023 3:02 AM Author: Indigo space The Four Seasons is in an “ethnic ghetto?” (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684424) |
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Date: August 18th, 2023 9:32 AM Author: appetizing jewess rental market for houses you'd actually want to live in/raise a family is absurdly limited and expensive compared to buying. renting makes more sense for apartment ppl vs buying a condo/co-op in many cases. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684956) |
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Date: August 18th, 2023 9:34 AM Author: soul-stirring gay wizard trust fund OP is an incel who lives alone and will die alone, so this is non-responsive. He should rent a studio apartment rather than take an actual house off the market. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684963) |
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Date: August 18th, 2023 9:40 AM Author: balding mental disorder home Reminder that OP = NYUUG is a 40-yo "man" who rents a studio apartment because that is all he can afford. At the age of 40 he can only afford a rented studio apartment - think about that. He was busted about this a few days ago and he is now trying to re-package this humiliating fact as somehow being his "choice" that he could be "persuaded" out of. But he has no choice about it and this thread is just a ruse to pretend otherwise. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684974) |
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Date: August 18th, 2023 9:42 AM Author: soul-stirring gay wizard trust fund I missed that, suddenly this thread makes a lot more sense. Link to the original thread if you have it? (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46684980) |
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Date: August 18th, 2023 9:58 AM Author: balding mental disorder home http://www.xoxohth.com/thread.php?thread_id=5385469&mc=121&forum_id=2
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Date: August 18th, 2023 1:22 PM Author: soul-stirring gay wizard trust fund Jesus christ so he has a salary no higher than 100K and a net worth no higher than 100K, when money has been flying off the printers. I didn't know it was possible to become 40 and still be so poor. Bort, when you argue with nyuug, you're arguing with a pauper. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46685619) |
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Date: August 19th, 2023 12:25 AM Author: balding mental disorder home salary just over 50K (he first gave his salary range as 50k-70k and then when he got laughed at about this he changed it to 50k-100k -> so we know it's just over 50k) my guess is he counts his beat-up old car as his main asset at an inflated price too, so that 100k in assets is about as real as benzo's photoshopped 93k tldr he's even poorer than you think and don't forget he lives in a studio apartment at 40 years of age (he admits to this) |
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Date: September 4th, 2023 1:39 AM Author: balding mental disorder home (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46752112) |
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Date: October 27th, 2023 12:27 AM Author: chartreuse station hissy fit Jesus Christ (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46988959) |
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Date: October 27th, 2023 12:35 AM Author: mind-boggling metal national absolutely HILARIOUS how you guys still act like you know my salary. you guys have ZERO idea what my actual salary is (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46988971) |
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Date: November 2nd, 2023 6:26 AM Author: chartreuse station hissy fit You posted it in the other thread. You’re very poor lol. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47010500) |
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Date: September 4th, 2023 1:39 AM Author: balding mental disorder home (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46752110) |
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Date: August 18th, 2023 10:15 AM Author: beady-eyed aquamarine codepig To be fair, in USA the Fed's primary job is making sure asset prices increase during recessions and during non-recessions, booming economic factors increase asset prices. Therefore, you have the Fed backing your highly leveraged investment.
Furthermore, you can obtain very high leverage from the government (most debt provided by "Banks" is actually federal funds). Also, has a homeowner, you are important and thus the government will decrease the amount of taxes that you owe because you used federal funds to buy that house (barely used any of your own money-- its always better to use other people's money!).
Also, a slight majority of American householders are homeowners, thus by being part of the majority, the laws will favor you and you can restrict the building of new housing to create an artificial supply shortage and thus increasing your net worth relative to other Americans.
Most importantly, the above factors help describe why the "Free market" of home ownership keeps increasing in value and thus the best thing you can do is hedge against these government backed price increases by hedging by becoming a member of their group.
The other option is to be unhedged against shelter costs which will rise due to extensive government financial support and restrictive laws due to the majority. |
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Date: September 4th, 2023 1:54 AM Author: mind-boggling metal national consensus ITT w/r/t the market being propped up indefinitely is laughably incorrect (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46752134) |
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Date: October 27th, 2023 12:23 AM Author: mind-boggling metal national (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#46988951) |
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Date: November 2nd, 2023 1:41 AM Author: mind-boggling metal national (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47010315) |
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Date: January 2nd, 2024 7:28 PM Author: mind-boggling metal national (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47241973) |
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Date: January 11th, 2024 12:33 AM Author: mind-boggling metal national (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47274395) |
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Date: February 20th, 2024 1:13 AM Author: soul-stirring gay wizard trust fund REMINDER: nyuug is very poor and outright admitted it in this thread. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47419253) |
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Date: March 26th, 2024 11:05 PM Author: mind-boggling metal national Renting is now cheaper than owning in all of America’s 50 biggest metro areas
Published: March 26, 2024 at 6:00 a.m. ET
Thanks to rising home prices and elevated mortgage rates, it’s now cheaper to rent than it is to buy a home in all of America’s biggest metropolitan areas, according to a new report by Realtor.com.
In its February monthly rent report, the company found that it’s more affordable to rent than to buy a home in all of the top 50 metro areas in the U.S.
While it was already cheaper to rent than to buy in 90% of metro areas as of last year, a hot real-estate market has pushed that to 100%.
And it’s the first time that has happened since Realtor.com began tracking renting versus buying in 2021.
https://www.marketwatch.com/story/renting-is-now-cheaper-than-owning-in-all-of-americas-50-biggest-metro-areas-8cd4cd03 |
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Date: April 1st, 2024 6:53 PM Author: mind-boggling metal national fucktarded "superior anglo culture" of paying real estate agents for doing nothing LMAO:
https://xoxohth.com/thread.php?thread_id=5504680&mc=23&forum_id=2 |
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Date: April 1st, 2024 6:59 PM Author: Irradiated Green Kitty Residential real estate is the only asset guaranteed to always appreciate much faster than inflation (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47546025) |
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Date: April 1st, 2024 6:59 PM Author: chestnut bateful stead crotch Lol (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47546027) |
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Date: April 1st, 2024 7:02 PM Author: mind-boggling metal national *leans into mic* (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47546034) |
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Date: April 1st, 2024 7:00 PM Author: Wonderful Startling Volcanic Crater I sold my house for 1M more than I paid for it 10 years earlier. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47546029) |
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Date: April 4th, 2024 11:50 PM Author: soul-stirring gay wizard trust fund REMINDER: nyuug is a pauper that rents a studio. When he spams XO bumping every thread that ever mentioned him, he is doing so from the 500 square feet he rents. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47556916) |
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Date: April 5th, 2024 12:05 AM Author: Magical piazza Paid off house early so practically living rent free. Basic rentals in the area have far surpassed what our mortgage was. Not to mention home equity up abt 1.2 mil if ever decide to sell. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47556953) |
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Date: April 30th, 2024 5:50 PM Author: mind-boggling metal national (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47622516) |
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Date: May 29th, 2024 7:45 PM Author: mind-boggling metal national (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47702037) |
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Date: May 30th, 2024 8:21 PM Author: mind-boggling metal national (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#47705606) |
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Date: May 14th, 2025 5:20 AM Author: mind-boggling metal national LMAO HOUSING MARKET CRASH NOT FLAME:
https://www.chosun.com/english/national-en/2025/05/14/HHWALNCW5JFTNAXRC4YB2JR3EY/ |
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Date: May 14th, 2025 5:59 AM Author: Wine Curious Becky National Security Agency I saw statistics that cities like Seoul and Taipei have higher price per sqm than nyc.. they're super expensive even if there was indeed a crash.. I'd rather buy in turkey or montenegro but prices are 3x what they were 3 years ago. They're still 5x cheaper than those cities above. (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#48929156) |
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Date: May 14th, 2025 9:02 AM Author: soul-stirring gay wizard trust fund Wow. Guy from a first world country here, 'sup? So you're poor even by the standards of your third world shithole? (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#48929333) |
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Date: May 14th, 2025 6:44 AM Author: aromatic nighttime place of business Greatest tax subsidy / wealth transfer vehicle in history (http://www.autoadmit.com/thread.php?thread_id=5390060&forum_id=2#48929186) |
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Date: May 14th, 2025 11:14 PM Author: mind-boggling metal national NYUUG for SURE paid JEONSAE for his apartment DURR DURR
http://www.autoadmit.com/thread.php?thread_id=2326944&forum_id=2#48929010 |