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Saturday morning NW Check-in: $1,752,415 - down $70k in last month
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Date: March 15th, 2025 10:34 AM Author: cheese-eating kitty I think my first salaried job paid a base salary of $32,000 before incentives. I would have to get dressed every morning, put on these awful Cole Haan pennies loafer, drive to this office in my old jalopy, and do this terrible work for this company moving shit all over the world. $70k is more than 2 years at that place. Just vanished in a month. Crazy. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749711) |
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Date: March 15th, 2025 3:08 PM Author: unholy school cafeteria https://x.com/karaylo/status/1900914029884821584 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750203) |
Date: March 15th, 2025 10:36 AM Author: Impertinent Messiness Dilemma why don't you get off your couch and try make something of yourself (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749715) |
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Date: March 15th, 2025 10:36 AM Author: topaz zombie-like legend menage no point in checking NW often unless you're planning to retire soon or financially fucked somehow (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749716) |
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Date: March 15th, 2025 10:41 AM Author: cheese-eating kitty I don't have a ton of cash and I have to manage cash flow somewhat actively. In other words, I can't afford to just let $100,000 sit in my checking account and not worry about drawing it down. The other reason I check is because I monitor my asset allocation and when it gets more than 4% out of my parameters, I have to think about re-balancing. Right now, my ex-US allocation has soared to about 1.07% above it's benchmark, so I need to invest some more into US. |
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Date: March 15th, 2025 10:45 AM Author: topaz zombie-like legend menage you should reallocate only once a year unless there's a severe deviation for an extended period.
why do you need cash? my bank account balance is typically under $5. i buy everything on credit, pay off the full balance with each paycheck, and put the rest of my pay in VTI. |
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Date: March 15th, 2025 10:49 AM Author: cheese-eating kitty I'm nowhere near that efficient. I need cash because my family consumes an enormous amount and there are lumpy expenses. Examples: Next week is spring break - Daughter has a gymnastics camp which is an extra $300. April - Taxes are due, another $4200 gone. May - Insurance premiums are due. That's $2,200 for autos and $6,500 for homeowners. Planned trip to California. June - Probably some vacation related expense or day care or something; electricity bills will go from $200/mo. to about $650-700/mo starting June July - Planned trip to NY. Aug - Back to school expense, an extra $3,000 easily.
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Date: March 15th, 2025 10:52 AM Author: topaz zombie-like legend menage sounds stressful tbh. i'm glad i have few responsibilities outside of work. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749753) |
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Date: March 15th, 2025 10:55 AM Author: cheese-eating kitty Yeah, I spend almost everything I make. We actually save and invest very little. I think we've saved/invested $13,730 of incoming new money + whatever our dividends have been so far this year. So like $16,230 for the quarter (assuming we get about $10,000/yr in dividends, which is roughly correct). I am a complete poor down on the balls of my ass. |
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Date: March 15th, 2025 10:36 AM Author: Hairraiser gas station be grateful you can afford to eat yourself to death at Chilis (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749718) |
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Date: March 15th, 2025 10:43 AM Author: cheese-eating kitty I typically don't go to restaurants, but yesterday I did try one after hearing about the Starbuck's case. I couldn't do anything else. I was trying to work, but I couldn't focus. So I went to this place called Portillo's. They're supposedly a hotdog shop. It was some of the grossest shit I've ever had. Totally soured my experience on restaurants. The only restuarant I think I like is a chain of family restaurants out in SoCal called Islands. |
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Date: March 15th, 2025 11:01 AM Author: Hairraiser gas station Portillos used to be good but they got a change in management or something and became corporate Sysco slop (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749764) |
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Date: March 15th, 2025 11:04 AM Author: cheese-eating kitty I cannot begin to describe how bad it was. Greasy as can be, terrible quality food, just gross. Left there feeling like I was going to die. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749770) |
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Date: March 15th, 2025 4:10 PM Author: Hairraiser gas station What did you order? (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750364) |
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Date: March 15th, 2025 4:49 PM Author: cheese-eating kitty Italian Beef Sandwich, side of au jus Polish dog, drag it through the garden Double bacon cheeseburger with pickled peppers |
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Date: March 15th, 2025 5:17 PM Author: Gold razzle-dazzle halford Holy shit dude lmao what the fuck (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750531) |
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Date: March 15th, 2025 5:28 PM Author: out-of-control glassy field (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750561) |
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Date: March 15th, 2025 6:38 PM Author: Hilarious nursing home gee, I wonder why you felt like shit!
Italian beef sandwiches are supposed to be greasy. 690 calories,
Polish dog is 570 calories
Bacon double cheeseburger is 1040 calories
That's 2,300 calories easily. |
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Date: March 15th, 2025 11:03 AM Author: misunderstood big half-breed bawdyhouse $3.23M
Was briefly up to $3.3 for awhile a few weeks back but that’s ok. |
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Date: March 15th, 2025 11:04 AM Author: cheese-eating kitty Congrats, brother. You've got about 2x what me and my family have. Keep up the good work! (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749768) |
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Date: March 15th, 2025 5:38 PM Author: misunderstood big half-breed bawdyhouse If it helps the point at which I began to feel “yeah we are actually pretty secure” was about $2.5M. Hopefully that happens for you too. You’re not too far from it. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750605) |
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Date: March 15th, 2025 11:07 AM Author: Low-t Sound Barrier French Chef it didnt vanish. it was never there. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749774) |
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Date: March 15th, 2025 12:37 PM Author: cheese-eating kitty (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749928) |
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Date: March 15th, 2025 12:40 PM Author: Bright mexican i'm at like 1.09m, down from 1.246
count urself lucky, birdshit |
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Date: March 15th, 2025 12:45 PM Author: cheese-eating kitty How are you down 12.5% when I’m down less than 4%? You need to work on your portfolio, brother. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749939) |
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Date: March 15th, 2025 3:07 PM Author: Bright mexican rofl im 95% in equities and its almost all in tech and had 80k in SOXL and 15k in calls yes im retarded |
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Date: March 15th, 2025 12:48 PM Author: aqua doctorate idiot 750k @ 41 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749941) |
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Date: March 15th, 2025 12:50 PM Author: cheese-eating kitty 8 figs after 4 more doubles. Not bad, brother! (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48749943) |
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Date: March 15th, 2025 3:01 PM Author: Startled factory reset button 235k at 36 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750187) |
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Date: March 15th, 2025 3:02 PM Author: cheese-eating kitty 7 more doubles to 8-figs! You can do it! (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750190) |
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Date: March 15th, 2025 4:50 PM Author: crawly bearded antidepressant drug I'm worth 30000k (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750464) |
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Date: March 15th, 2025 4:52 PM Author: racy crimson idea he suggested 4.3 down from 5 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750468) |
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Date: March 15th, 2025 4:56 PM Author: cheese-eating kitty Whoa! High NW! Serious plunge! It’ll come back though! I believe in you! (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750483) |
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Date: March 15th, 2025 5:02 PM Author: racy crimson idea he suggested i've been down 55% off peak before so a dip like this registers as a mild annoyance. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750492) |
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Date: March 15th, 2025 5:16 PM Author: cheese-eating kitty Yikes! 55% down off of $5milly would have me shitting my pants. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750528) |
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Date: March 15th, 2025 11:44 PM Author: racy crimson idea he suggested it wasnt that much at the time. it was like 55 off from a peak of 2.5.
from bottom in early 2023 to peak earlier this year, i 4xed |
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Date: March 15th, 2025 4:57 PM Author: Chrome Arrogant Coldplay Fan This crook is sucking cocks and kvetching itt (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750485) |
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Date: March 15th, 2025 5:00 PM Author: wine spot 4% down is nothing. How is that allocated?
I think you need to prepare for 30% drawdowns at some point in your life (assuming you are fully invested). |
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Date: March 15th, 2025 5:03 PM Author: racy crimson idea he suggested being fully invested is the opposite of being prepared for a 30% drawdown (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750493) |
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Date: March 15th, 2025 5:06 PM Author: wine spot What does that mean? (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750499) |
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Date: March 15th, 2025 5:12 PM Author: cheese-eating kitty 66.84% in general investments (pre-tax, post-tax, taxable brokerage, etc.). Of this, it's 92.61% in equities and 7.38% in bonds. Of equities, 73.93% is domestic and 26.07% is ex-us. 9.61% in educational investments for my kids (529s, cash accounts) 0.53% is in cash 8.66% is in home equity 5.87% is in other assets that are hard to value (cash value of wife's pension, cars, other personal property, life insurance) 8.50% is in alternatives |
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Date: March 15th, 2025 6:01 PM Author: Soul-stirring church You're missing a line item for your numismatic portfolio, unless that's what you classify as Alternatives. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750647) |
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Date: March 15th, 2025 7:55 PM Author: cheese-eating kitty Haven’t even thought of that. These are probably worth something to someone: https://imgur.com/a/2RkSHLB |
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Date: March 15th, 2025 9:24 PM Author: Soul-stirring church Looks like around $1.5k retail (I don't know high MS well).
You have a lot more than those, too.
With your detailed financial metrics, I figured you'd have everything inventoried & valued. |
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Date: March 15th, 2025 9:29 PM Author: cheese-eating kitty I spent around $3k on these 8 nickels (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48751089) |
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Date: March 16th, 2025 3:49 PM Author: misunderstood big half-breed bawdyhouse Why nickels? (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48752916) |
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Date: March 16th, 2025 3:53 PM Author: Soul-stirring church Buffalo nickels are considered attractive coins & have always been a popular series to collect in the US.
As a general rule, larger coins are more expensive, so collecting quarters or half dollars in the same "slab grade" would be significantly moar expensive. |
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Date: March 15th, 2025 5:12 PM Author: unholy school cafeteria https://x.com/karaylo/status/1900914029884821584 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750515) |
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Date: March 15th, 2025 6:07 PM Author: Bat shit crazy domesticated institution philosopher-king Down like $150k in last month or so. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48750659) |
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Date: March 16th, 2025 3:50 PM Author: crawly bearded antidepressant drug nutella hasn't posted itt. has anyone checked in on her recently? fear we could have a gene hackman scenario on our hands since she hasn't responded to the bat signal (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48752919) |
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Date: March 16th, 2025 4:32 PM Author: cheese-eating kitty My heart goes out to them. Was her house okay? (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2#48753022) |