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irl goy here, what's the reason *not* to use Klarna?
| thriller arrogant round eye giraffe | 12/04/25 |
| disturbing kink-friendly death wish | 12/04/25 |
| thriller arrogant round eye giraffe | 12/04/25 |
| big spruce national hominid | 12/04/25 |
| Walnut titillating selfie liquid oxygen | 12/04/25 |
| Fuchsia market | 12/04/25 |
| ruby offensive ape church building | 12/04/25 |
| Fuchsia market | 12/04/25 |
| talented unhinged lettuce | 12/04/25 |
| Scarlet Halford Theatre | 12/04/25 |
| Indigo garrison | 12/04/25 |
| apoplectic kitchen | 12/04/25 |
| Vigorous shrine | 12/04/25 |
| Autistic Iridescent Coldplay Fan | 12/04/25 |
| tripping 180 electric furnace | 12/04/25 |
| Startling site | 12/04/25 |
| tripping 180 electric furnace | 12/04/25 |
| french state candlestick maker | 12/04/25 |
| Know-it-all business firm fortuitous meteor | 12/04/25 |
| Racy mexican senate | 12/04/25 |
| Ungodly curious partner | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| sinister aqua friendly grandma | 12/04/25 |
| thriller arrogant round eye giraffe | 12/04/25 |
| sinister aqua friendly grandma | 12/04/25 |
| Appetizing Volcanic Crater | 12/04/25 |
| thriller arrogant round eye giraffe | 12/04/25 |
| sinister aqua friendly grandma | 12/04/25 |
| Boyish Glassy Base Mediation | 12/04/25 |
| Walnut titillating selfie liquid oxygen | 12/04/25 |
| Olive native associate | 12/04/25 |
| Scarlet Halford Theatre | 12/04/25 |
| passionate bearded legal warrant son of senegal | 12/04/25 |
| Maniacal hall | 12/04/25 |
| Cerebral Wagecucks | 12/04/25 |
| thriller arrogant round eye giraffe | 12/04/25 |
| Heady immigrant idea he suggested | 12/04/25 |
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| Walnut titillating selfie liquid oxygen | 12/04/25 |
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| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: thriller arrogant round eye giraffe I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: disturbing kink-friendly death wish there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49482999) |
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Date: December 4th, 2025 11:00 AM Author: thriller arrogant round eye giraffe is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483005) |
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Date: December 4th, 2025 11:01 AM Author: big spruce national hominid https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Walnut titillating selfie liquid oxygen (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483228) |
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Date: December 4th, 2025 11:00 AM Author: Fuchsia market they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: ruby offensive ape church building What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483081) |
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Date: December 4th, 2025 11:33 AM Author: Fuchsia market ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483109) |
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Date: December 4th, 2025 11:10 AM Author: talented unhinged lettuce A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483020) |
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Date: December 4th, 2025 11:34 AM Author: Scarlet Halford Theatre you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Indigo garrison My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483996) |
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Date: December 4th, 2025 11:30 AM Author: apoplectic kitchen This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483100) |
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Date: December 4th, 2025 11:44 AM Author: Vigorous shrine (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Autistic Iridescent Coldplay Fan (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483184) |
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Date: December 4th, 2025 12:04 PM Author: tripping 180 electric furnace (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483229) |
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Date: December 4th, 2025 12:23 PM Author: Startling site The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: tripping 180 electric furnace I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483292) |
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Date: December 4th, 2025 2:21 PM Author: french state candlestick maker this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: Know-it-all business firm fortuitous meteor (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Racy mexican senate This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Ungodly curious partner You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49792116) |
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Date: December 4th, 2025 11:36 AM Author: sinister aqua friendly grandma the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: thriller arrogant round eye giraffe nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483120) |
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Date: December 4th, 2025 11:38 AM Author: sinister aqua friendly grandma i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483125) |
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Date: December 4th, 2025 11:55 AM Author: Appetizing Volcanic Crater let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483194) |
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Date: December 4th, 2025 12:02 PM Author: thriller arrogant round eye giraffe dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483220) |
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Date: December 4th, 2025 12:04 PM Author: sinister aqua friendly grandma rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Boyish Glassy Base Mediation Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Walnut titillating selfie liquid oxygen (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483221) |
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Date: December 4th, 2025 11:43 AM Author: Olive native associate How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483140) |
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Date: December 4th, 2025 11:46 AM Author: Scarlet Halford Theatre (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483156) |
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Date: December 4th, 2025 11:47 AM Author: passionate bearded legal warrant son of senegal Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483159) |
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Date: December 4th, 2025 11:48 AM Author: Maniacal hall (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483165) |
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Date: December 4th, 2025 11:51 AM Author: Cerebral Wagecucks https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483180) |
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Date: December 4th, 2025 11:56 AM Author: thriller arrogant round eye giraffe we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Heady immigrant idea he suggested (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Yapping drunken stag film (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Walnut titillating selfie liquid oxygen Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483222) |
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Date: December 4th, 2025 2:14 PM Author: charcoal dragon brunch Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49792117) |