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How much does the typically American have in liquid assets?

TT's thread really got me thinking. The Fed's Surveybof Con...
ivory concupiscible persian garrison
  02/22/26
...
ivory concupiscible persian garrison
  02/22/26
HatGPT says $8k per household median
ruby school cafeteria
  02/22/26
close to zero
Dull Hominid Home
  02/22/26
...
Buy your next house instantly with Zellow!
  02/24/26


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Date: February 22nd, 2026 2:52 PM
Author: ivory concupiscible persian garrison

TT's thread really got me thinking. The Fed's Surveybof Consumer Finances is unreliable and shoots high, I don't trust those numbers.

So what are the real stats? How much does the typical American have in cash, savings, taxable brokerage account, whatever. Obviously excluding home equity, retirement accounts, or anything else not readily accessible.

I have a sneaking suspicion the numbers are mind bogglingly low.

(http://www.autoadmit.com/thread.php?thread_id=5837262&forum_id=2#49687244)



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Date: February 22nd, 2026 3:16 PM
Author: ivory concupiscible persian garrison



(http://www.autoadmit.com/thread.php?thread_id=5837262&forum_id=2#49687301)



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Date: February 22nd, 2026 4:25 PM
Author: ruby school cafeteria

HatGPT says $8k per household median

(http://www.autoadmit.com/thread.php?thread_id=5837262&forum_id=2#49687445)



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Date: February 22nd, 2026 4:31 PM
Author: Dull Hominid Home

close to zero

(http://www.autoadmit.com/thread.php?thread_id=5837262&forum_id=2#49687447)



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Date: February 24th, 2026 10:38 PM
Author: Buy your next house instantly with Zellow!



(http://www.autoadmit.com/thread.php?thread_id=5837262&forum_id=2#49693286)