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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
vivacious startling pistol
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Curious narrow-minded voyeur
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
vivacious startling pistol
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
burgundy reading party state
  12/15/25
u sound mad
internet-worthy quadroon
  12/14/25
go to grad school
provocative boiling water center
  12/14/25
...
odious kitchen circlehead
  12/14/25
Post bacc MD cr?
vivacious startling pistol
  12/15/25
yeah you gotta be careful though. some are better than other...
provocative boiling water center
  12/15/25
time for you to pay off mine
Big ultramarine deer antler
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
cordovan talented pisswyrm spot
  12/15/25
...
internet-worthy quadroon
  12/15/25
...
Twisted cuckoldry
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
provocative boiling water center
  12/15/25
I have zero debt, I love my freedom.
cordovan talented pisswyrm spot
  12/15/25
...
dead orange wagecucks
  12/15/25
you won this gen
white idea he suggested school
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Chrome filthy location
  12/15/25
current weight?
dashing black orchestra pit associate
  12/15/25
372 or so. It's been a rough holiday season.
Chrome filthy location
  12/15/25
what are some things that have happened to you that forced y...
crimson laughsome tattoo
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Chrome filthy location
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Costumed Stock Car Dilemma
  12/15/25
how much was the original loan balance and how much (((inter...
Costumed Stock Car Dilemma
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
vivacious startling pistol
  12/15/25
I want to stab you
Stirring bearded feces
  12/15/25
Being echo gen x has its privileges
vivacious startling pistol
  12/15/25
hookers and blow? pretty much whatever you want
french station private investor
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
lascivious confused international law enforcement agency
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Angry Rigpig
  12/15/25
Around 2007 and 2008, there were some great rates.
chocolate titillating volcanic crater native
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
vivacious startling pistol
  12/15/25
Undergrad?
chocolate titillating volcanic crater native
  12/16/25
...
cordovan talented pisswyrm spot
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
chocolate titillating volcanic crater native
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Angry Rigpig
  12/15/25
two girls, same time
Plum concupiscible friendly grandma church
  12/15/25
borrow more money from jews asap
Vibrant Chest-beating Stain
  12/15/25
Uncle Sam is a goy, shitlib
vivacious startling pistol
  12/15/25
who benefits? COHEN BENEFITS!
Vibrant Chest-beating Stain
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: vivacious startling pistol

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Curious narrow-minded voyeur

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: vivacious startling pistol

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: burgundy reading party state

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: internet-worthy quadroon

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: provocative boiling water center

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: odious kitchen circlehead



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: vivacious startling pistol

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: provocative boiling water center

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Big ultramarine deer antler

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: cordovan talented pisswyrm spot

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: internet-worthy quadroon



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Twisted cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: provocative boiling water center

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: cordovan talented pisswyrm spot

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: dead orange wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: white idea he suggested school

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Chrome filthy location

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: dashing black orchestra pit associate

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Chrome filthy location

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: crimson laughsome tattoo

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Chrome filthy location

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Costumed Stock Car Dilemma

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Costumed Stock Car Dilemma

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: vivacious startling pistol

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Stirring bearded feces

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: vivacious startling pistol

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: french station private investor

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: lascivious confused international law enforcement agency

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Angry Rigpig

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: chocolate titillating volcanic crater native

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: vivacious startling pistol

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: chocolate titillating volcanic crater native

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: cordovan talented pisswyrm spot



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: chocolate titillating volcanic crater native

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Angry Rigpig

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Plum concupiscible friendly grandma church

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Vibrant Chest-beating Stain

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: vivacious startling pistol

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Vibrant Chest-beating Stain

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512587)