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POLL: What is your 401(k) balance right now

...
high-end striped hyena
  06/27/25
A tiny pink 500k
flesh underhanded step-uncle's house rigor
  06/27/25
that's not that bad
high-end striped hyena
  06/27/25
I guess not but the thought of grinding out another 20 years...
flesh underhanded step-uncle's house rigor
  06/27/25
age?
obsidian pit philosopher-king
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Aqua heady office community account
  06/27/25
Yep, I’m early 40s lol
flesh underhanded step-uncle's house rigor
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
tan concupiscible gunner set
  06/27/25
It depend on if that's his primary retirement or if he has ...
Thriller meetinghouse prole
  06/27/25
$130k
confused clear cruise ship cuckold
  06/27/25
that's horrendous
high-end striped hyena
  06/27/25
i'm in between these two guys
seedy adventurous gaping dopamine
  06/27/25
Same, I'm in between two guys
self-centered stage
  06/27/25
The sum total of all my retirement and brokerage accounts is...
confused clear cruise ship cuckold
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
obsidian pit philosopher-king
  06/27/25
My mom says I'm special.
confused clear cruise ship cuckold
  06/27/25
even that's not true
obsidian pit philosopher-king
  06/27/25
LOL
obsidian pit philosopher-king
  06/27/25
$3.4 million in combined marital plans.
Brilliant trip trump supporter filthpig
  06/27/25
damn
seedy adventurous gaping dopamine
  06/27/25
Age?
Aqua heady office community account
  06/27/25
Such a waste of capital.
pearly immigrant
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Bonkers startled useless brakes tanning salon
  06/27/25
this discussion happens every 401k thread. partners in bigl...
obsidian pit philosopher-king
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Bonkers startled useless brakes tanning salon
  06/27/25
...
pearly immigrant
  06/27/25
The max is $70K per year including your own $23,500 contribu...
diverse property
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Razzmatazz Arrogant Corner Brethren
  06/27/25
.
confused clear cruise ship cuckold
  06/27/25
Something like $800-900k for wife and I.
Plum Fat Ankles
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
pearly immigrant
  06/27/25
If you work in-house matching makes it a no-brainer.
Plum Fat Ankles
  06/27/25
just do take a lot of my money and shove it up the ass of so...
pearly immigrant
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Plum Fat Ankles
  06/27/25
I want my yacht now.
pearly immigrant
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Plum Fat Ankles
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
pearly immigrant
  06/27/25
If that's your perspective then sure, stop contributing into...
Plum Fat Ankles
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
excitant copper home
  06/27/25
Why not put it in a Roth?
Wine field gaming laptop
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Bonkers startled useless brakes tanning salon
  06/27/25
180
pearly immigrant
  06/27/25
Did you know you're not required to contribute to a 401K?
Bonkers startled useless brakes tanning salon
  06/27/25
(guy who is not a biglaw partner)
pearly immigrant
  06/27/25
$700k Wife - $600k
Submissive big school cafeteria puppy
  06/27/25
43yo, $900k
Light quadroon
  06/27/25
Early 40s. ~$2.1mm
sepia vivacious principal's office
  06/27/25
Late 20s, 250k
Wine field gaming laptop
  06/27/25
Good job , young gun
electric church
  06/27/25
lol at these responses
tan concupiscible gunner set
  06/27/25
go on...
obsidian pit philosopher-king
  06/27/25
30000k
Aromatic university boistinker
  06/27/25
$399,443.16
180 adulterous gay wizard senate
  06/27/25
Monday is likely to be a big day for you friend
Bonkers startled useless brakes tanning salon
  06/27/25
🤞🏻
180 adulterous gay wizard senate
  06/27/25
IDK $150Kish. But I haven't been working long.
alcoholic exhilarant lodge
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Iridescent offensive jew
  06/27/25
Same.
Marvelous bossy liquid oxygen
  06/27/25
350,000 Kinda sad
Geriatric passionate site
  06/27/25
all stock/bond investments are like 750k.
Curious Regret
  06/27/25
$386k total. $324k in trad, $62k in Roth
brindle mentally impaired center crotch
  06/27/25
Zero
fiercely-loyal slate lettuce rigpig
  06/27/25
Crrrrrrrrrrrrrr
pearly immigrant
  06/27/25
For Benzo reasons or RSF reasons?
sepia vivacious principal's office
  06/27/25
$6 million or so. I checked in January.
Marvelous bossy liquid oxygen
  06/27/25
...
Bonkers startled useless brakes tanning salon
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Racy Business Firm Friendly Grandma
  06/27/25
$0. I don’t have a 401(k).
domesticated ruddy stage persian
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: high-end striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: flesh underhanded step-uncle's house rigor

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: high-end striped hyena

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: flesh underhanded step-uncle's house rigor

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: obsidian pit philosopher-king

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Aqua heady office community account

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: flesh underhanded step-uncle's house rigor

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: tan concupiscible gunner set

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Thriller meetinghouse prole

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: confused clear cruise ship cuckold

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: high-end striped hyena

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: seedy adventurous gaping dopamine

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: self-centered stage

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: confused clear cruise ship cuckold

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: obsidian pit philosopher-king

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: confused clear cruise ship cuckold

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: obsidian pit philosopher-king

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: obsidian pit philosopher-king

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Brilliant trip trump supporter filthpig

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: seedy adventurous gaping dopamine

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Aqua heady office community account

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: pearly immigrant

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Bonkers startled useless brakes tanning salon

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: obsidian pit philosopher-king

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Bonkers startled useless brakes tanning salon

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: pearly immigrant



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: diverse property

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Razzmatazz Arrogant Corner Brethren

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: confused clear cruise ship cuckold

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Plum Fat Ankles

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: pearly immigrant

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Plum Fat Ankles

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: pearly immigrant

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Plum Fat Ankles

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: pearly immigrant

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Plum Fat Ankles

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: pearly immigrant

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Plum Fat Ankles

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: excitant copper home

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Wine field gaming laptop

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Bonkers startled useless brakes tanning salon

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: pearly immigrant

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Bonkers startled useless brakes tanning salon

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: pearly immigrant

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Submissive big school cafeteria puppy

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Light quadroon

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: sepia vivacious principal's office

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Wine field gaming laptop

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: electric church

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: tan concupiscible gunner set

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: obsidian pit philosopher-king

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Aromatic university boistinker

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: 180 adulterous gay wizard senate

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Bonkers startled useless brakes tanning salon

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: 180 adulterous gay wizard senate

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: alcoholic exhilarant lodge

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Iridescent offensive jew

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Marvelous bossy liquid oxygen

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Geriatric passionate site

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Curious Regret

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: brindle mentally impaired center crotch

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: fiercely-loyal slate lettuce rigpig

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: pearly immigrant

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: sepia vivacious principal's office

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Marvelous bossy liquid oxygen

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Bonkers startled useless brakes tanning salon



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Racy Business Firm Friendly Grandma

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: domesticated ruddy stage persian

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055414)