\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
Startled lodge
  06/27/25
A tiny pink 500k
Disturbing Supple Temple Masturbator
  06/27/25
that's not that bad
Startled lodge
  06/27/25
I guess not but the thought of grinding out another 20 years...
Disturbing Supple Temple Masturbator
  06/27/25
age?
Snowy Indian Lodge
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Nighttime Appetizing Boiling Water Mood
  06/27/25
Yep, I’m early 40s lol
Disturbing Supple Temple Masturbator
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Umber Tanning Salon Sneaky Criminal
  06/27/25
It depend on if that's his primary retirement or if he has ...
sapphire jew
  06/27/25
$130k
Yapping crotch
  06/27/25
that's horrendous
Startled lodge
  06/27/25
i'm in between these two guys
mind-boggling cheese-eating corner
  06/27/25
Same, I'm in between two guys
Vibrant Blue Death Wish Lay
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Yapping crotch
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Snowy Indian Lodge
  06/27/25
My mom says I'm special.
Yapping crotch
  06/27/25
even that's not true
Snowy Indian Lodge
  06/27/25
LOL
Snowy Indian Lodge
  06/27/25
$3.4 million in combined marital plans.
Diverse field ape
  06/27/25
damn
mind-boggling cheese-eating corner
  06/27/25
Age?
Nighttime Appetizing Boiling Water Mood
  06/27/25
Such a waste of capital.
Racy ceo new version
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Chest-beating trip nursing home friendly grandma
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Snowy Indian Lodge
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Chest-beating trip nursing home friendly grandma
  06/27/25
...
Racy ceo new version
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Stirring library
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
spruce odious hall ladyboy
  06/27/25
.
Yapping crotch
  06/27/25
Something like $800-900k for wife and I.
vivacious legend
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Racy ceo new version
  06/27/25
If you work in-house matching makes it a no-brainer.
vivacious legend
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Racy ceo new version
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
vivacious legend
  06/27/25
I want my yacht now.
Racy ceo new version
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
vivacious legend
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Racy ceo new version
  06/27/25
If that's your perspective then sure, stop contributing into...
vivacious legend
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
provocative heaven
  06/27/25
Why not put it in a Roth?
Exhilarant Abode Multi-billionaire
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Chest-beating trip nursing home friendly grandma
  06/27/25
180
Racy ceo new version
  06/27/25
Did you know you're not required to contribute to a 401K?
Chest-beating trip nursing home friendly grandma
  06/27/25
(guy who is not a biglaw partner)
Racy ceo new version
  06/27/25
$700k Wife - $600k
Rusted pea-brained theater
  06/27/25
43yo, $900k
Hairless brethren
  06/27/25
Early 40s. ~$2.1mm
razzle theater stage foreskin
  06/27/25
Late 20s, 250k
Exhilarant Abode Multi-billionaire
  06/27/25
Good job , young gun
slimy purple rehab
  06/27/25
lol at these responses
Umber Tanning Salon Sneaky Criminal
  06/27/25
go on...
Snowy Indian Lodge
  06/27/25
30000k
dashing area haunted graveyard
  06/27/25
$399,443.16
Duck-like gay wizard fat ankles
  06/27/25
Monday is likely to be a big day for you friend
Chest-beating trip nursing home friendly grandma
  06/27/25
🤞🏻
Duck-like gay wizard fat ankles
  06/27/25
IDK $150Kish. But I haven't been working long.
Violet stage double fault
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Out-of-control crackhouse
  06/27/25
Same.
Laughsome apoplectic mad-dog skullcap love of her life
  06/27/25
350,000 Kinda sad
180 faggot firefighter skinny woman
  06/27/25
all stock/bond investments are like 750k.
cobalt spectacular center
  06/27/25
$386k total. $324k in trad, $62k in Roth
Bespoke space
  06/27/25
Zero
naked juggernaut
  06/27/25
Crrrrrrrrrrrrrr
Racy ceo new version
  06/27/25
For Benzo reasons or RSF reasons?
razzle theater stage foreskin
  06/27/25
$6 million or so. I checked in January.
Laughsome apoplectic mad-dog skullcap love of her life
  06/27/25
...
Chest-beating trip nursing home friendly grandma
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Boyish frozen whorehouse
  06/27/25
$0. I don’t have a 401(k).
titillating zippy puppy
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Startled lodge



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Disturbing Supple Temple Masturbator

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Startled lodge

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Disturbing Supple Temple Masturbator

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Snowy Indian Lodge

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Nighttime Appetizing Boiling Water Mood

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Disturbing Supple Temple Masturbator

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Umber Tanning Salon Sneaky Criminal

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: sapphire jew

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Yapping crotch

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Startled lodge

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: mind-boggling cheese-eating corner

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Vibrant Blue Death Wish Lay

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Yapping crotch

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Snowy Indian Lodge

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Yapping crotch

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Snowy Indian Lodge

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Snowy Indian Lodge

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Diverse field ape

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: mind-boggling cheese-eating corner

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Nighttime Appetizing Boiling Water Mood

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Racy ceo new version

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Chest-beating trip nursing home friendly grandma

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Snowy Indian Lodge

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Chest-beating trip nursing home friendly grandma

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Racy ceo new version



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Stirring library

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: spruce odious hall ladyboy

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Yapping crotch

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: vivacious legend

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Racy ceo new version

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: vivacious legend

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Racy ceo new version

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: vivacious legend

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Racy ceo new version

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: vivacious legend

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Racy ceo new version

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: vivacious legend

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: provocative heaven

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Exhilarant Abode Multi-billionaire

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Chest-beating trip nursing home friendly grandma

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Racy ceo new version

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Chest-beating trip nursing home friendly grandma

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Racy ceo new version

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Rusted pea-brained theater

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Hairless brethren

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: razzle theater stage foreskin

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Exhilarant Abode Multi-billionaire

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: slimy purple rehab

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Umber Tanning Salon Sneaky Criminal

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Snowy Indian Lodge

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: dashing area haunted graveyard

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Duck-like gay wizard fat ankles

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Chest-beating trip nursing home friendly grandma

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Duck-like gay wizard fat ankles

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Violet stage double fault

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Out-of-control crackhouse

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Laughsome apoplectic mad-dog skullcap love of her life

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: 180 faggot firefighter skinny woman

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: cobalt spectacular center

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Bespoke space

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: naked juggernaut

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Racy ceo new version

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: razzle theater stage foreskin

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Laughsome apoplectic mad-dog skullcap love of her life

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Chest-beating trip nursing home friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Boyish frozen whorehouse

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: titillating zippy puppy

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055414)