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Is a more "luxurious" house worth it
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Date: April 30th, 2025 5:00 PM Author: Slimy french chef Assume you already have a paid off, middle class home worth about 500-600k in flyover (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894433) |
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Date: April 30th, 2025 8:09 PM Author: Mint pozpig No. After 6 months you'll be used to it and it will be just as if you never moved.
That said, it makes sense to pay more change location to somewhere with better schools (ie. more White) and/or with a better commute or otherwise more convenient location. |
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Date: April 30th, 2025 8:45 PM Author: Slimy french chef hmmmmmmmmmm hedonic adaptation
my kid is going to private school and i work remotely so i guess i should just stay here |
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Date: May 1st, 2025 6:48 PM Author: Mint pozpig Still depends. If you have $10MM sitting in the bank, go for the upgrade. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48897309) |
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Date: May 2nd, 2025 12:57 AM Author: Slimy french chef no im not rich
what percent of your net worth should be home equity? 20%? |
Date: April 30th, 2025 5:02 PM Author: jade casino legend My buddy has a $1.5-1.75mm house in a decently nice part of Atlanta. Not the nicest in the area by a long shot, but definitely solid. He says that a couple times a year shit goes wrong that costs $5-10k, and recently one that he was quoted 50k to fix (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894439) |
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Date: April 30th, 2025 5:12 PM Author: soul-stirring native living where you own is stupid unless you’re truly wealthy (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894476) |
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Date: April 30th, 2025 6:45 PM Author: Crusty comical address doctorate why is that. you have to live somewhere. what does it matter if you own or rent. you have to pay every month to live somewhere. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894747) |
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Date: April 30th, 2025 10:22 PM Author: soul-stirring native you can buy investment real estate that is lower maintenance and with higher returns but you’re not tied to it. after all, over 30 years your needs are gonna vary wildly so you usually end up with too much house or not enough
meanwhile you can rent what you want and maintenance and all that is someone else’s problem |
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Date: May 5th, 2025 2:46 PM Author: Misunderstood big hissy fit lol at raising kids in a fucking rental you weird fag (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48905793) |
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Date: May 5th, 2025 5:06 PM Author: rusted aromatic knife locus lol @ calling yourself a Man when you have a landlord. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48906230) |
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Date: May 5th, 2025 2:44 PM Author: Misunderstood big hissy fit you are retarded (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48905787) |
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Date: April 30th, 2025 6:35 PM Author: Slimy french chef 50k is insane, especially since that house won't appreciate much in atlanta (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894688) |
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Date: April 30th, 2025 6:58 PM Author: Plum dingle berry That can cover a huge range of houses, from 3000 sq ft in the most desirable areas to an 8000 sq ft aging mansion.
But assuming he bought something reasonable, either the house is a complete piece of shit or the contractors see him as an easy mark or you're exagerrating.
The only shit he is going to spend that much on is AC units, plumbing, and foundation, so what is he spending so much on in later years after all that is fixed? Flooding the house and replacing the floor on an annual basis? |
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Date: April 30th, 2025 8:51 PM Author: Slimy french chef im going to guess a roof replacement (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48895062) |
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Date: May 1st, 2025 12:21 AM Author: Plum dingle berry oh yeah that's the other big ticket item. but LOL @ buying some shitty shingled roof where replacement is an issue. only metal roofs or spanish tile so it can be someone else's problem when ur long dead. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48895483) |
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Date: May 1st, 2025 7:10 PM Author: Razzle saffron trailer park We have a second story wrap around wood deck that's falling apart. I could easily see repairs going into 50-100K. Sucks. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48897361) |
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Date: April 30th, 2025 5:04 PM Author: Flesh Abode if you have needs like a second bedroom or bathroom it is lmao. yards are total flame, garages are total flame unless theyre structurally necessary. only real convenience is commute but honestly its easier to just cut the commute by quitting than deal with trying to buy a house that has a non-retarded commute today. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894446) |
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Date: April 30th, 2025 5:06 PM Author: swashbuckling chestnut kitty cat hospital garages are nto flame at all. i have never understood anyone who owns a garage and just fills it with garbage and parks their car in the driveway. its complete insanity to me.
Current house has a non-connected garage. this sucks dick but still better in crazy heat or cold to have a place to store the thing protected from the elements |
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Date: April 30th, 2025 5:09 PM Author: Flesh Abode you dont need to protect the fucking thing from the elements its not a person lmao. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894458) |
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Date: April 30th, 2025 5:24 PM Author: Hairless Corner CR. You can park a modern car outside for 10+ years no problem. But retards need a huge expensive and ugly garage stuck to the front of their house so they can squeeze a few grand of use or trade value out of some old shitty car. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894503) |
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Date: April 30th, 2025 5:24 PM Author: Slimy french chef my garage is filled with junk from my childhood - don't even park cars in there (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894506) |
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Date: April 30th, 2025 5:26 PM Author: swashbuckling chestnut kitty cat hospital lol you people here are fucking insane acting stunned at the point of a garage lmao i can leave my shoes out in the snow over night and survive as well but it would be fucking retarded gto do so |
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Date: April 30th, 2025 6:38 PM Author: Flesh Abode you dont even get a few grand of trade value theres no value whatsoever lol. i meant to respond to the guy above but obviously dont build a garage for your shoes either. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894705) |
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Date: April 30th, 2025 5:22 PM Author: Slimy french chef one of the main reasons i'd move is to get a larger yard tbh
i have a young kid though, but would be nice to get an acre or more
i work remotely, so commute doesn't matter as much, but i work out of the master bedroom (no separate office) |
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Date: April 30th, 2025 8:16 PM Author: Mint pozpig Your kid will never use a larger yard unless you have at least 3 acres and/or abut up against proper open-space / wilderness. Anything less than 3 acres, you're better off having no yard at all. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894964) |
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Date: May 5th, 2025 7:06 PM Author: Sexy House-broken Piazza Jew yeah just put them in front of screens (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48906579) |
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Date: April 30th, 2025 5:07 PM Author: swashbuckling chestnut kitty cat hospital no idea what this question means (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894454) |
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Date: April 30th, 2025 5:10 PM Author: khaki brunch if you have kids then put the money into the backyard. pool, outdoor kitchen, inground trampoline. you'll get more out of that then a 2 story great room and a lawyer-foyer. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894466) |
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Date: April 30th, 2025 5:11 PM Author: Flesh Abode lmao wtf (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894469) |
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Date: April 30th, 2025 5:24 PM Author: Slimy french chef yah that's one reason why i'd move - to get an acre or more
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Date: April 30th, 2025 7:13 PM Author: Plum dingle berry I did that and maintaining an acre as a pain in the ass. If you don't want to get scammed by kike "arborists," it's a lot of tree trimming and then further chopping said limbs down to fit in a firepit. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894800) |
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Date: April 30th, 2025 7:15 PM Author: Slimy french chef can't i just let it run wild though and not do any of that - i don't plan on having grass for most of it - just trees, wildflowers, and let do (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894805) |
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Date: April 30th, 2025 10:20 PM Author: Hairless Corner Enjoy your overgrown yard of weeds and fallen trees, full of ticks, mosquitos and snakes. Occasionally it will catch fire and burn down your house. Should be awesome!
If you live very far north in a mature forest then I retract. But in 95% of America you cannot let your property go and expect good results. |
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Date: May 1st, 2025 12:31 AM Author: Plum dingle berry No that's not a good idea. You will get snakes, centipedes, and scorpions all over the place.
There is a back section of my yard that is behind some hedges and I left it alone for a little over a year after I bought the house (it was in good shape when I bought). Lots of fallen tree limbs, weeds and vines growing into the fallen tree limbs making them difficult to get rid of, places with weeds 3-4 feet high. A complete shitshow. Things can get out of hand very quickly in springtime. |
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Date: May 2nd, 2025 8:32 PM Author: Slimy french chef what's wrong with little snake bros?
yeah that sounds like way too much work. we have a gardener right now and my yard isn't that big |
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Date: April 30th, 2025 5:13 PM Author: Frum meetinghouse ruxulious (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894483) |
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Date: April 30th, 2025 5:37 PM Author: salmon old irish cottage Does it help you avoid niggaz? (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894530) |
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Date: April 30th, 2025 6:30 PM Author: Slimy french chef we have none in this area, a decent amouhtn of mexicans though (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894662) |
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Date: April 30th, 2025 7:14 PM Author: Up-to-no-good primrose personal credit line I have heard of Boomers buying up luxurious properties, doing full renos, full landscaping upgrades, full decorating jobs, etc. and then selling for a profit in really booming luxury markets like Palm Beach. Perhaps those deals are worth it, but you've gotta have a lot of money to play and you're constantly spending cash and there's tons of risk. For basically everyone else, purchasing a single family home and going all in on luxury is not going to be a great decision financially. It could work out, but it probably will not. So if you go for luxury, you better damn love where you live, what features you have in your big house, and tons of money to pay for it. The safest option is always to buy and live in the least amount of house that you need. The things that are important are: safety, enough space, good location. Like someone else said, the best convenience is ease of commute to your work/school/life activities/etc. That's true. With bigger houses come bigger expenses and often times the "luxury" of having a house isn't worth it. With the proliferation of all of these private clubs, for $400/mo you can get a pool/spa/gym/sports courts/etc. that someone else maintains for you and just live somewhere convenient. So, there's a cheaper way to LUXEMAX if that's what you're into. Now, if you have so much money that you don't know what to do with it, then why not go all out on some luxuries. I mean, what else are you going to do with the money? But unless you feel rich, you should watch this expense because if it gets out of hand, you can wind up poor and broke and miserable at the drop of a hat. |
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Date: April 30th, 2025 7:16 PM Author: Slimy french chef i'm not rich - prob 1.3 million net worth outside of my house (mainly liquid)
but i guess i could theoretically buy a 800k-1 million house
i'm leaning towards staying in my house because it's paid off and i don't have to worry about it, but it's not lux. |
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Date: April 30th, 2025 7:57 PM Author: Up-to-no-good primrose personal credit line I moved to a bigger house for a variety of reasons—mainly it was a better neighborhood, my wife got a new job close by, kids’ schools, more space, little bit newer construction. The house is massively more expensive and causes me tons of stress though. It wouldn’t have been worth it at all if I was just considering the finances of it—and I absolutely hated my old house. |
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Date: April 30th, 2025 8:48 PM Author: Slimy french chef my house is fine, just a bit small and a little far from the downtown area
i work from home and have to work out of the master bedroom - would be nice to get an office
but i also hate stress and would rather not have to worry about stuff |
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Date: April 30th, 2025 7:34 PM Author: trip emerald state Depends on what you mean by “luxurious.”
If it means more gizmos and automated crap, then no it’s absolutely not worth it.
If it means a more sound structure, bigger rooms, bigger windows, and nice views, then it’s definitely worth it (depending on the premium you pay). |
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Date: April 30th, 2025 8:06 PM Author: bipolar dilemma It’s definitely worth it — that’s where you spend most of your time (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894928) |
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Date: April 30th, 2025 8:27 PM Author: Up-to-no-good primrose personal credit line Not everyone is worth $20m. (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48894997) |
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Date: April 30th, 2025 8:47 PM Author: Slimy french chef (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48895042) |
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Date: May 1st, 2025 12:33 AM Author: slap-happy mustard international law enforcement agency brethren Which house has the interior courtyard (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48895499) |
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Date: May 2nd, 2025 3:44 PM Author: salmon old irish cottage Just decided against doing exactly this because I don't want to pay off a 3% loan to take out a bigger 7% loan, just seems retarded.
Current place meets all needs. It would be nice to have a bigger, fancier place and I could afford it but I just can't justify basically wasting money. |
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Date: May 2nd, 2025 8:33 PM Author: Slimy french chef yeah this is sort of my though process too
although i could rent my current house out and buy another one...but seems risky |
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Date: May 5th, 2025 2:41 PM Author: Arousing avocado lay this is why I am stuck in my current home FOREVER (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48905781) |
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Date: May 5th, 2025 7:00 PM Author: Slimy french chef (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48906556) |
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Date: May 5th, 2025 2:39 PM Author: Razzle saffron trailer park The only thing that matters is location and maybe the view. Living on a park and walking there every day instead of a suburb where you need to drive, matters. Shorter commute, better neighbors, all that matters. Moving to FL was the best move we ever made. Well worth it.
More interior space - probably not worth it. Unless yoh're super cramped, likely won't matter. Bigger rooms are epically stupid.
Luxe finishes - you can get that for an existing home, and do it your way, and not double or triple your interest rates.
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Date: May 5th, 2025 7:02 PM Author: Slimy french chef how much do lux finishes cost for 1800 square foot home though - sounds like a lot of work and money (http://www.autoadmit.com/thread.php?thread_id=5718850&forum_id=2Elisa#48906567) |