Date: June 30th, 2026 6:29 PM
Author: message board of ill repute
Jerry: What's with all the paperwork?
Kramer: I'm refinancing.
Jerry: Refinancing what?
Kramer: That's the part I'm working on.
Jerry: You don't even own a house.
Kramer: Exactly. My overhead is practically nonexistent.
Jerry: I don't think you know what "refinancing" means.
Kramer: Do you?
Jerry: It's... you know... you refinance.
Kramer: See? Nobody knows. It's one of those words everybody pretends to understand.
Jerry: So what happens if you go through with it?
Kramer: I don't know, Jerry... but my rate could be phenomenal.
(http://www.autoadmit.com/thread.php?thread_id=5136602&forum_id=2Elisa#49971990)