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POLL: What is your 401(k) balance right now

...
spectacular set
  06/27/25
A tiny pink 500k
offensive selfie
  06/27/25
that's not that bad
spectacular set
  06/27/25
I guess not but the thought of grinding out another 20 years...
offensive selfie
  06/27/25
age?
Primrose forum
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
turquoise dashing twinkling uncleanness senate
  06/27/25
Yep, I’m early 40s lol
offensive selfie
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
cream rehab legend
  06/27/25
It depend on if that's his primary retirement or if he has ...
Cyan slippery stage laser beams
  06/27/25
$130k
marvelous menage
  06/27/25
that's horrendous
spectacular set
  06/27/25
i'm in between these two guys
Self-absorbed locus
  06/27/25
Same, I'm in between two guys
Snowy Razzle National Security Agency Parlor
  06/27/25
The sum total of all my retirement and brokerage accounts is...
marvelous menage
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Primrose forum
  06/27/25
My mom says I'm special.
marvelous menage
  06/27/25
even that's not true
Primrose forum
  06/27/25
LOL
Primrose forum
  06/27/25
$3.4 million in combined marital plans.
Bull headed cuckold
  06/27/25
damn
Self-absorbed locus
  06/27/25
Age?
turquoise dashing twinkling uncleanness senate
  06/27/25
Such a waste of capital.
Talented Lemon Field
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Glassy Bawdyhouse
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Primrose forum
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Glassy Bawdyhouse
  06/27/25
...
Talented Lemon Field
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Impertinent abode
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Motley Unholy Ticket Booth
  06/27/25
.
marvelous menage
  06/27/25
Something like $800-900k for wife and I.
Hairless queen of the night patrolman
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Talented Lemon Field
  06/27/25
If you work in-house matching makes it a no-brainer.
Hairless queen of the night patrolman
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Talented Lemon Field
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Hairless queen of the night patrolman
  06/27/25
I want my yacht now.
Talented Lemon Field
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Hairless queen of the night patrolman
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Talented Lemon Field
  06/27/25
If that's your perspective then sure, stop contributing into...
Hairless queen of the night patrolman
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Razzmatazz public bath
  06/27/25
Why not put it in a Roth?
red lay
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Glassy Bawdyhouse
  06/27/25
180
Talented Lemon Field
  06/27/25
Did you know you're not required to contribute to a 401K?
Glassy Bawdyhouse
  06/27/25
(guy who is not a biglaw partner)
Talented Lemon Field
  06/27/25
$700k Wife - $600k
low-t brunch persian
  06/27/25
43yo, $900k
thriller useless heaven famous landscape painting
  06/27/25
Early 40s. ~$2.1mm
Chest-beating Casino
  06/27/25
Late 20s, 250k
red lay
  06/27/25
Good job , young gun
Copper Hall
  06/27/25
lol at these responses
cream rehab legend
  06/27/25
go on...
Primrose forum
  06/27/25
30000k
Umber Slap-happy Whorehouse
  06/27/25
$399,443.16
sable razzle-dazzle space immigrant
  06/27/25
Monday is likely to be a big day for you friend
Glassy Bawdyhouse
  06/27/25
🤞🏻
sable razzle-dazzle space immigrant
  06/27/25
IDK $150Kish. But I haven't been working long.
yapping bronze gay wizard
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
vivacious clear kitchen partner
  06/27/25
Same.
brilliant address french chef
  06/27/25
350,000 Kinda sad
Translucent Overrated Corn Cake
  06/27/25
all stock/bond investments are like 750k.
supple cobalt striped hyena
  06/27/25
$386k total. $324k in trad, $62k in Roth
Heady drab station
  06/27/25
Zero
Sapphire becky telephone
  06/27/25
Crrrrrrrrrrrrrr
Talented Lemon Field
  06/27/25
For Benzo reasons or RSF reasons?
Chest-beating Casino
  06/27/25
$6 million or so. I checked in January.
brilliant address french chef
  06/27/25
...
Glassy Bawdyhouse
  06/27/25
I mean undoubtedly there is a balance but $6 million?
stirring soggy useless brakes
  06/27/25
$0. I don’t have a 401(k).
Violent silver windowlicker
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: spectacular set



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: offensive selfie

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: spectacular set

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: offensive selfie

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Primrose forum

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: turquoise dashing twinkling uncleanness senate

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: offensive selfie

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: cream rehab legend

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Cyan slippery stage laser beams

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: marvelous menage

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: spectacular set

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Self-absorbed locus

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Snowy Razzle National Security Agency Parlor

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: marvelous menage

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Primrose forum

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: marvelous menage

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Primrose forum

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Primrose forum

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Bull headed cuckold

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Self-absorbed locus

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: turquoise dashing twinkling uncleanness senate

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Talented Lemon Field

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Glassy Bawdyhouse

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Primrose forum

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Glassy Bawdyhouse

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Talented Lemon Field



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Impertinent abode

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Motley Unholy Ticket Booth

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: marvelous menage

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Hairless queen of the night patrolman

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Talented Lemon Field

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Hairless queen of the night patrolman

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Talented Lemon Field

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Hairless queen of the night patrolman

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Talented Lemon Field

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Hairless queen of the night patrolman

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Talented Lemon Field

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Hairless queen of the night patrolman

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Razzmatazz public bath

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: red lay

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Glassy Bawdyhouse

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Talented Lemon Field

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Glassy Bawdyhouse

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Talented Lemon Field

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: low-t brunch persian

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: thriller useless heaven famous landscape painting

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Chest-beating Casino

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: red lay

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Copper Hall

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: cream rehab legend

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Primrose forum

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Umber Slap-happy Whorehouse

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: sable razzle-dazzle space immigrant

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Glassy Bawdyhouse

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: sable razzle-dazzle space immigrant

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: yapping bronze gay wizard

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: vivacious clear kitchen partner

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: brilliant address french chef

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Translucent Overrated Corn Cake

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: supple cobalt striped hyena

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Heady drab station

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Sapphire becky telephone

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Talented Lemon Field

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Chest-beating Casino

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: brilliant address french chef

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Glassy Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: stirring soggy useless brakes

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Violent silver windowlicker

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055414)