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Anyone else think your Mom's 401k losing 50% is 180?

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multi-colored doctorate
  04/05/25
to be honest, i am getting a bit concerned that the two anno...
Mustard hairraiser giraffe home
  04/05/25
Dementia mom was actually incredibly shrewd in this regard. ...
copper demanding stock car juggernaut
  04/05/25
rofl i shld hire ur birdshit mom as my money manager
multi-colored doctorate
  04/05/25
That bitch let this country be overflowed w turd skins like ...
diverse ladyboy
  04/05/25
TBF, anyone looking to retire soon shouldn’t have been...
mahogany 180 wrinkle party of the first part
  04/05/25
...
fragrant fluffy house messiness
  04/05/25
Advisors all put them heavy as fuck in equities. People like...
Naked Know-it-all Halford Yarmulke
  04/05/25
This is egregious flame. "You should be in bonds if yo...
fragrant fluffy house messiness
  04/05/25
...
mahogany 180 wrinkle party of the first part
  04/05/25
Ok now actually talk irl to any financial advisor. The Vangu...
Naked Know-it-all Halford Yarmulke
  04/05/25
If you’re at 50% equities then you’re completely...
mahogany 180 wrinkle party of the first part
  04/05/25
So somebody using this target date fund and retiring "n...
fragrant fluffy house messiness
  04/05/25
lol so its basically go furk urself? is this what trumpmos a...
multi-colored doctorate
  04/05/25
even if they are only 50% equities they are still losing a t...
multi-colored doctorate
  04/05/25
I've been trying to get her to liquidate and put it all in a...
fragrant fluffy house messiness
  04/05/25
You know a lot of these people have pensions and similar ben...
Out-of-control Mediation
  04/05/25
stfu u retard, u can easily look up percent who have pension...
multi-colored doctorate
  04/05/25
No it isn't you ignorant spammer
Out-of-control Mediation
  04/05/25
I only want the worst for Boomers.
Stirring kitchen goal in life
  04/05/25
...
diverse ladyboy
  04/05/25
You mean your other dad's 401k
Dark chapel
  04/05/25
...
Beady-eyed pontificating liquid oxygen
  04/05/25
...
Tan ungodly sound barrier azn
  04/05/25
Boomers have $4m houses in Socal that they bought in the 80s...
Spectacular lime mental disorder
  04/05/25
...
Out-of-control Mediation
  04/05/25
IME boomers are the most sensitive to any attack on their NW...
multi-colored doctorate
  04/05/25
I thought you hated your parents?
Indigo Bateful Rigpig Elastic Band
  04/05/25
He has to beg them for money occasionally
Out-of-control Mediation
  04/05/25
I do, i made this thread as a reply to the one called "...
multi-colored doctorate
  04/05/25
Let's see here-- you washed out of the law within a few year...
fragrant fluffy house messiness
  04/05/25
yep, pretty much
multi-colored doctorate
  04/05/25
lol at my mom having the impulse control to invest in a 401k
Swashbuckling orange church building dingle berry
  04/05/25
My mom died
Motley mexican native
  04/05/25
Boomers have pensions. Whatever 401k they have is just extra...
vigorous stag film
  04/05/25
...
vigorous stag film
  08/18/25


Poast new message in this thread



Reply Favorite

Date: April 5th, 2025 9:37 AM
Author: multi-colored doctorate



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817699)



Reply Favorite

Date: April 5th, 2025 9:37 AM
Author: Mustard hairraiser giraffe home

to be honest, i am getting a bit concerned that the two annoyingly retarded lazy boomers at my work who were gonna retire in a few months might not now. i recently accepted a management position largely based on my expectation that i wouldnt have to deal with them. if theyre back, i'll need to reassess or see if they can be moved to another department

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817702)



Reply Favorite

Date: April 5th, 2025 9:40 AM
Author: copper demanding stock car juggernaut

Dementia mom was actually incredibly shrewd in this regard. She withdrew all of her IRA from equities and has been in money market since mid-March.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817709)



Reply Favorite

Date: April 5th, 2025 10:08 AM
Author: multi-colored doctorate

rofl i shld hire ur birdshit mom as my money manager

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817804)



Reply Favorite

Date: April 5th, 2025 9:43 AM
Author: diverse ladyboy

That bitch let this country be overflowed w turd skins like u. Fuck her.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817718)



Reply Favorite

Date: April 5th, 2025 9:50 AM
Author: mahogany 180 wrinkle party of the first part

TBF, anyone looking to retire soon shouldn’t have been heavy on equities anyway. If they had decent exposure to the bond market then they’re doing okay

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817736)



Reply Favorite

Date: April 5th, 2025 9:50 AM
Author: fragrant fluffy house messiness



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817737)



Reply Favorite

Date: April 5th, 2025 9:51 AM
Author: Naked Know-it-all Halford Yarmulke

Advisors all put them heavy as fuck in equities. People like you always Hide when the market is at ATH because they'd get Flamed, lose Karma, or become a Joke.

"Your age in bonds" would put a 60 year old 40% in equities lol

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817739)



Reply Favorite

Date: April 5th, 2025 9:52 AM
Author: fragrant fluffy house messiness

This is egregious flame. "You should be in bonds if you're close to/at retirement" is bog standard advice regardless of market conditions.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817744)



Reply Favorite

Date: April 5th, 2025 9:53 AM
Author: mahogany 180 wrinkle party of the first part



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817748)



Reply Favorite

Date: April 5th, 2025 10:29 AM
Author: Naked Know-it-all Halford Yarmulke

Ok now actually talk irl to any financial advisor. The Vanguard 2025 fund is 50% equities: https://investor.vanguard.com/investment-products/mutual-funds/profile/vttvx#portfolio-composition

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817874)



Reply Favorite

Date: April 5th, 2025 11:19 AM
Author: mahogany 180 wrinkle party of the first part

If you’re at 50% equities then you’re completely fine. Someone looking to retire right now still probably has 20-30 Years left to live, so you need some long term upside still.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48818014)



Reply Favorite

Date: April 5th, 2025 11:34 AM
Author: fragrant fluffy house messiness

So somebody using this target date fund and retiring "now" is already 40% in bonds and completely fine. Did you even read your own link. If so, how did you not understand it

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48818051)



Reply Favorite

Date: April 5th, 2025 10:09 AM
Author: multi-colored doctorate

lol so its basically go furk urself? is this what trumpmos are saying to retirees, most of whom are fellow BIRDSHITS? why is trump 2.0 so mean to birdshits?

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817807)



Reply Favorite

Date: April 5th, 2025 10:09 AM
Author: multi-colored doctorate

even if they are only 50% equities they are still losing a ton

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817808)



Reply Favorite

Date: April 5th, 2025 9:51 AM
Author: fragrant fluffy house messiness

I've been trying to get her to liquidate and put it all in a SPIA for a while now, then just live "paycheck to paycheck" basically. Failing that, I wanted to look over her portfolio and make sure things were appropriately conservative, but she never had time. If she just got market crash pwned, my conscience is clear, I tried.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817741)



Reply Favorite

Date: April 5th, 2025 10:04 AM
Author: Out-of-control Mediation

You know a lot of these people have pensions and similar benefits that younger people don't right? And most boomer women didn't work and will get their husbands pension and social security when they die

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817788)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: multi-colored doctorate

stfu u retard, u can easily look up percent who have pensions and its very low just scammy ex-miliary and govt workers maybe not even 20% tops, and anyway how do u think pensions are paid out? the pension funds are the BIGGEST investors in the stock market, when they have mass declines it becomes increasingly difficult to pay out pensions

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817810)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: Out-of-control Mediation

No it isn't you ignorant spammer

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817816)



Reply Favorite

Date: April 5th, 2025 10:06 AM
Author: Stirring kitchen goal in life

I only want the worst for Boomers.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817798)



Reply Favorite

Date: April 5th, 2025 10:06 AM
Author: diverse ladyboy



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817800)



Reply Favorite

Date: April 5th, 2025 10:07 AM
Author: Dark chapel

You mean your other dad's 401k

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817802)



Reply Favorite

Date: April 5th, 2025 10:10 AM
Author: Beady-eyed pontificating liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817809)



Reply Favorite

Date: April 5th, 2025 1:47 PM
Author: Tan ungodly sound barrier azn



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48818473)



Reply Favorite

Date: April 5th, 2025 10:16 AM
Author: Spectacular lime mental disorder

Boomers have $4m houses in Socal that they bought in the 80s for $250k, and pay $3k a year in property tax.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817840)



Reply Favorite

Date: April 5th, 2025 10:18 AM
Author: Out-of-control Mediation



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817848)



Reply Favorite

Date: April 5th, 2025 10:25 AM
Author: multi-colored doctorate

IME boomers are the most sensitive to any attack on their NW which was totally created by 100% HARD WORK, they are so use to just being given everything, a stable economic environment for decades that even a 15-20% correction will drive them insane esp when they see no geopolitical reason for it

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817866)



Reply Favorite

Date: April 5th, 2025 10:27 AM
Author: Indigo Bateful Rigpig Elastic Band

I thought you hated your parents?

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817871)



Reply Favorite

Date: April 5th, 2025 10:35 AM
Author: Out-of-control Mediation

He has to beg them for money occasionally

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817891)



Reply Favorite

Date: April 5th, 2025 10:38 AM
Author: multi-colored doctorate

I do, i made this thread as a reply to the one called "Anyone else think Tariffs are 180?" but somehow ppl took it seriously it seems to hit home for some reason

i hoap my bitch mom's 401k goes to hell she surely wont leave a cent for me even though being the most deprived bitch influence ever she owes me the stupid furking bitch all indians shld furking die

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817901)



Reply Favorite

Date: April 5th, 2025 10:40 AM
Author: fragrant fluffy house messiness

Let's see here-- you washed out of the law within a few years, you always engage in logical fallacies then double-triple/quadruple down on them, you're a crazed loner who hates everywhere he goes, you fail at everything you do, and the only thing you find solace in is the imagined achievements of non-white people from five centuries ago. Yeah, I'm sure the problem is on your mother's end. JFC, you're the strongest argument against parenthood I've ever seen, imagine creating life and then what you get is Tommy.

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817903)



Reply Favorite

Date: April 5th, 2025 10:41 AM
Author: multi-colored doctorate

yep, pretty much

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817905)



Reply Favorite

Date: April 5th, 2025 10:37 AM
Author: Swashbuckling orange church building dingle berry

lol at my mom having the impulse control to invest in a 401k

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48817895)



Reply Favorite

Date: April 5th, 2025 11:22 AM
Author: Motley mexican native

My mom died

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48818021)



Reply Favorite

Date: April 5th, 2025 1:46 PM
Author: vigorous stag film

Boomers have pensions. Whatever 401k they have is just extra gravy

(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#48818466)



Reply Favorite

Date: August 18th, 2025 2:18 PM
Author: vigorous stag film



(http://www.autoadmit.com/thread.php?thread_id=5705703&forum_id=2Elisa#49194596)