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POLL: What is your 401(k) balance right now

...
Cerebral house-broken electric furnace mediation
  06/27/25
A tiny pink 500k
mind-boggling rigpig french chef
  06/27/25
that's not that bad
Cerebral house-broken electric furnace mediation
  06/27/25
I guess not but the thought of grinding out another 20 years...
mind-boggling rigpig french chef
  06/27/25
age?
Big-titted vermilion university
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Indigo Mewling Wrinkle
  06/27/25
Yep, I’m early 40s lol
mind-boggling rigpig french chef
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
rusted stirring associate coffee pot
  06/27/25
It depend on if that's his primary retirement or if he has ...
Buff Underhanded Hospital Friendly Grandma
  06/27/25
$130k
crystalline marvelous national volcanic crater
  06/27/25
that's horrendous
Cerebral house-broken electric furnace mediation
  06/27/25
i'm in between these two guys
Trip lodge
  06/27/25
Same, I'm in between two guys
Milky roast beef depressive
  06/27/25
The sum total of all my retirement and brokerage accounts is...
crystalline marvelous national volcanic crater
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Big-titted vermilion university
  06/27/25
My mom says I'm special.
crystalline marvelous national volcanic crater
  06/27/25
even that's not true
Big-titted vermilion university
  06/27/25
LOL
Big-titted vermilion university
  06/27/25
$3.4 million in combined marital plans.
stimulating trump supporter dilemma
  06/27/25
damn
Trip lodge
  06/27/25
Age?
Indigo Mewling Wrinkle
  06/27/25
Such a waste of capital.
maize boyish hell becky
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
laughsome disturbing theater stage mad-dog skullcap
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Big-titted vermilion university
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
laughsome disturbing theater stage mad-dog skullcap
  06/27/25
...
maize boyish hell becky
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Duck-like police squad
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Frozen honey-headed death wish spot
  06/27/25
.
crystalline marvelous national volcanic crater
  06/27/25
Something like $800-900k for wife and I.
Motley ceo garrison
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
maize boyish hell becky
  06/27/25
If you work in-house matching makes it a no-brainer.
Motley ceo garrison
  06/27/25
just do take a lot of my money and shove it up the ass of so...
maize boyish hell becky
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Motley ceo garrison
  06/27/25
I want my yacht now.
maize boyish hell becky
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Motley ceo garrison
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
maize boyish hell becky
  06/27/25
If that's your perspective then sure, stop contributing into...
Motley ceo garrison
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
iridescent locus skinny woman
  06/27/25
Why not put it in a Roth?
Aphrodisiac Bipolar Center
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
laughsome disturbing theater stage mad-dog skullcap
  06/27/25
180
maize boyish hell becky
  06/27/25
Did you know you're not required to contribute to a 401K?
laughsome disturbing theater stage mad-dog skullcap
  06/27/25
(guy who is not a biglaw partner)
maize boyish hell becky
  06/27/25
$700k Wife - $600k
racy keepsake machete heaven
  06/27/25
43yo, $900k
thirsty vivacious alpha
  06/27/25
Early 40s. ~$2.1mm
cruel-hearted legend
  06/27/25
Late 20s, 250k
Aphrodisiac Bipolar Center
  06/27/25
Good job , young gun
rose old irish cottage regret
  06/27/25
lol at these responses
rusted stirring associate coffee pot
  06/27/25
go on...
Big-titted vermilion university
  06/27/25
30000k
carnelian kitty cat faggotry
  06/27/25
$399,443.16
Pearly Erotic Boiling Water
  06/27/25
Monday is likely to be a big day for you friend
laughsome disturbing theater stage mad-dog skullcap
  06/27/25
🤞🏻
Pearly Erotic Boiling Water
  06/27/25
IDK $150Kish. But I haven't been working long.
avocado double fault
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Spruce gas station
  06/27/25
Same.
maroon adventurous foreskin
  06/27/25
350,000 Kinda sad
odious office
  06/27/25
all stock/bond investments are like 750k.
Orchid public bath
  06/27/25
$386k total. $324k in trad, $62k in Roth
charismatic locale
  06/27/25
Zero
spectacular fuchsia sandwich plaza
  06/27/25
Crrrrrrrrrrrrrr
maize boyish hell becky
  06/27/25
For Benzo reasons or RSF reasons?
cruel-hearted legend
  06/27/25
$6 million or so. I checked in January.
maroon adventurous foreskin
  06/27/25
...
laughsome disturbing theater stage mad-dog skullcap
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Excitant cuck
  06/27/25
$0. I don’t have a 401(k).
Razzmatazz fanboi
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Cerebral house-broken electric furnace mediation



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: mind-boggling rigpig french chef

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Cerebral house-broken electric furnace mediation

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: mind-boggling rigpig french chef

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Big-titted vermilion university

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Indigo Mewling Wrinkle

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: mind-boggling rigpig french chef

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: rusted stirring associate coffee pot

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Buff Underhanded Hospital Friendly Grandma

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: crystalline marvelous national volcanic crater

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Cerebral house-broken electric furnace mediation

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Trip lodge

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Milky roast beef depressive

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: crystalline marvelous national volcanic crater

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Big-titted vermilion university

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: crystalline marvelous national volcanic crater

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Big-titted vermilion university

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Big-titted vermilion university

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: stimulating trump supporter dilemma

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Trip lodge

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Indigo Mewling Wrinkle

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: maize boyish hell becky

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: laughsome disturbing theater stage mad-dog skullcap

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Big-titted vermilion university

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: laughsome disturbing theater stage mad-dog skullcap

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: maize boyish hell becky



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Duck-like police squad

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Frozen honey-headed death wish spot

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: crystalline marvelous national volcanic crater

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Motley ceo garrison

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: maize boyish hell becky

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Motley ceo garrison

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: maize boyish hell becky

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Motley ceo garrison

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: maize boyish hell becky

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Motley ceo garrison

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: maize boyish hell becky

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Motley ceo garrison

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: iridescent locus skinny woman

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Aphrodisiac Bipolar Center

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: laughsome disturbing theater stage mad-dog skullcap

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: maize boyish hell becky

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: laughsome disturbing theater stage mad-dog skullcap

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: maize boyish hell becky

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: racy keepsake machete heaven

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: thirsty vivacious alpha

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: cruel-hearted legend

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Aphrodisiac Bipolar Center

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: rose old irish cottage regret

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: rusted stirring associate coffee pot

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Big-titted vermilion university

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: carnelian kitty cat faggotry

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Pearly Erotic Boiling Water

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: laughsome disturbing theater stage mad-dog skullcap

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Pearly Erotic Boiling Water

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: avocado double fault

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Spruce gas station

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: maroon adventurous foreskin

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: odious office

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Orchid public bath

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: charismatic locale

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: spectacular fuchsia sandwich plaza

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: maize boyish hell becky

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: cruel-hearted legend

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: maroon adventurous foreskin

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: laughsome disturbing theater stage mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Excitant cuck

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Razzmatazz fanboi

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Elisa#49055414)