he is cursed(http://www.autoadmit.com/thread.php?thread_id=5527220&forum_id=2Reputation#47651515)
I would begin derisking at 300ish
Feel free to come back to this in 6 months and see if this was good advice, but that's what I'm going to do(http://www.autoadmit.com/thread.php?thread_id=5527220&forum_id=2Reputation#47651521)