The most prestigious law school admissions discussion board in the world.
|
 |
 
|
irl goy here, what's the reason *not* to use Klarna?
| fishy irradiated mother clown | 12/04/25 |
| Cracking Umber Mad Cow Disease | 12/04/25 |
| fishy irradiated mother clown | 12/04/25 |
| Unholy Sanctuary Milk | 12/04/25 |
| Turquoise Nibblets Menage | 12/04/25 |
| titillating splenetic abode | 12/04/25 |
| poppy telephone | 12/04/25 |
| titillating splenetic abode | 12/04/25 |
| Abnormal Nudist Principal's Office | 12/04/25 |
| vibrant keepsake machete | 12/04/25 |
| sadistic sandwich psychic | 12/04/25 |
| very tactful flushed forum depressive | 12/04/25 |
| awkward fiercely-loyal incel | 12/04/25 |
| copper laughsome school cafeteria | 12/04/25 |
| sickened casino | 12/04/25 |
| olive flatulent resort | 12/04/25 |
| sickened casino | 12/04/25 |
| Navy internal respiration | 12/04/25 |
| Soul-stirring carnelian friendly grandma school | 12/04/25 |
| zombie-like codepig locus | 12/04/25 |
| at-the-ready meetinghouse fortuitous meteor | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| stirring nursing home | 12/04/25 |
| fishy irradiated mother clown | 12/04/25 |
| stirring nursing home | 12/04/25 |
| Magical library trust fund | 12/04/25 |
| fishy irradiated mother clown | 12/04/25 |
| stirring nursing home | 12/04/25 |
| Misanthropic Twinkling Tanning Salon | 12/04/25 |
| Turquoise Nibblets Menage | 12/04/25 |
| Electric stag film legal warrant | 12/04/25 |
| vibrant keepsake machete | 12/04/25 |
| cordovan self-absorbed native | 12/04/25 |
| out-of-control stimulating corner cuckoldry | 12/04/25 |
| puce offensive university haunted graveyard | 12/04/25 |
| fishy irradiated mother clown | 12/04/25 |
| Pearl shaky athletic conference skinny woman | 12/04/25 |
| Elite disturbing antidepressant drug hell | 12/04/25 |
| Turquoise Nibblets Menage | 12/04/25 |
| Dashing filthy brethren point | 12/04/25 |
| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: fishy irradiated mother clown I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Cracking Umber Mad Cow Disease there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49482999) |
 |
Date: December 4th, 2025 11:00 AM Author: fishy irradiated mother clown is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483005) |
|
Date: December 4th, 2025 11:01 AM Author: Unholy Sanctuary Milk https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483007) |
|
Date: December 4th, 2025 12:03 PM Author: Turquoise Nibblets Menage (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483228) |
|
Date: December 4th, 2025 11:00 AM Author: titillating splenetic abode they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
|
Date: December 4th, 2025 11:26 AM Author: poppy telephone What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483081) |
|
Date: December 4th, 2025 11:33 AM Author: titillating splenetic abode ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483109) |
|
Date: December 4th, 2025 11:10 AM Author: Abnormal Nudist Principal's Office A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483020) |
|
Date: December 4th, 2025 11:34 AM Author: vibrant keepsake machete you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483113) |
|
Date: December 4th, 2025 3:54 PM Author: sadistic sandwich psychic My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483996) |
|
Date: December 4th, 2025 11:30 AM Author: very tactful flushed forum depressive This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483100) |
|
Date: December 4th, 2025 11:44 AM Author: awkward fiercely-loyal incel (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483150) |
|
Date: December 4th, 2025 11:52 AM Author: copper laughsome school cafeteria (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483184) |
|
Date: December 4th, 2025 12:04 PM Author: sickened casino (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483229) |
|
Date: December 4th, 2025 12:23 PM Author: olive flatulent resort The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
|
Date: December 4th, 2025 12:24 PM Author: sickened casino I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483292) |
|
Date: December 4th, 2025 2:21 PM Author: Navy internal respiration this is yet another layer of jewish debt magic underneath your credit card debt
|
|
Date: December 4th, 2025 2:15 PM Author: Soul-stirring carnelian friendly grandma school (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483648) |
|
Date: December 4th, 2025 2:19 PM Author: zombie-like codepig locus This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
|
Date: December 4th, 2025 2:45 PM Author: at-the-ready meetinghouse fortuitous meteor You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483719) |
|
Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49792116) |
|
Date: December 4th, 2025 11:36 AM Author: stirring nursing home the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
|
Date: December 4th, 2025 11:37 AM Author: fishy irradiated mother clown nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483120) |
|
Date: December 4th, 2025 11:38 AM Author: stirring nursing home i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483125) |
|
Date: December 4th, 2025 11:55 AM Author: Magical library trust fund let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483194) |
|
Date: December 4th, 2025 12:02 PM Author: fishy irradiated mother clown dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483220) |
|
Date: December 4th, 2025 12:04 PM Author: stirring nursing home rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483232) |
|
Date: December 4th, 2025 11:38 AM Author: Misanthropic Twinkling Tanning Salon Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483123) |
|
Date: December 4th, 2025 12:02 PM Author: Turquoise Nibblets Menage (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483221) |
|
Date: December 4th, 2025 11:43 AM Author: Electric stag film legal warrant How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483140) |
|
Date: December 4th, 2025 11:46 AM Author: vibrant keepsake machete (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483156) |
|
Date: December 4th, 2025 11:47 AM Author: cordovan self-absorbed native Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483159) |
|
Date: December 4th, 2025 11:48 AM Author: out-of-control stimulating corner cuckoldry (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483165) |
|
Date: December 4th, 2025 11:51 AM Author: puce offensive university haunted graveyard https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483180) |
|
Date: December 4th, 2025 11:56 AM Author: fishy irradiated mother clown we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483198) |
|
Date: December 4th, 2025 11:58 AM Author: Pearl shaky athletic conference skinny woman (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483205) |
|
Date: December 4th, 2025 3:47 PM Author: Elite disturbing antidepressant drug hell (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483977) |
|
Date: December 4th, 2025 12:02 PM Author: Turquoise Nibblets Menage Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483222) |
|
Date: December 4th, 2025 2:14 PM Author: Dashing filthy brethren point Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49483643) |
|
Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2Reputation#49792117) |