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POLL: What is your 401(k) balance right now

...
Tan nubile site
  06/27/25
A tiny pink 500k
Offensive famous landscape painting antidepressant drug
  06/27/25
that's not that bad
Tan nubile site
  06/27/25
I guess not but the thought of grinding out another 20 years...
Offensive famous landscape painting antidepressant drug
  06/27/25
age?
know-it-all state black woman
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
ebony space regret
  06/27/25
Yep, I’m early 40s lol
Offensive famous landscape painting antidepressant drug
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Concupiscible Lilac Address
  06/27/25
It depend on if that's his primary retirement or if he has ...
abnormal cyan base pozpig
  06/27/25
$130k
swollen school mediation
  06/27/25
that's horrendous
Tan nubile site
  06/27/25
i'm in between these two guys
Wonderful lemon generalized bond
  06/27/25
Same, I'm in between two guys
lavender mind-boggling mother resort
  06/27/25
The sum total of all my retirement and brokerage accounts is...
swollen school mediation
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
know-it-all state black woman
  06/27/25
My mom says I'm special.
swollen school mediation
  06/27/25
even that's not true
know-it-all state black woman
  06/27/25
LOL
know-it-all state black woman
  06/27/25
$3.4 million in combined marital plans.
confused shimmering orchestra pit
  06/27/25
damn
Wonderful lemon generalized bond
  06/27/25
Age?
ebony space regret
  06/27/25
Such a waste of capital.
thirsty pisswyrm heaven
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Blathering glittery brethren
  06/27/25
this discussion happens every 401k thread. partners in bigl...
know-it-all state black woman
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Blathering glittery brethren
  06/27/25
...
thirsty pisswyrm heaven
  06/27/25
The max is $70K per year including your own $23,500 contribu...
iridescent dilemma kitty cat
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
laughsome bearded station
  06/27/25
.
swollen school mediation
  06/27/25
Something like $800-900k for wife and I.
Frisky lascivious dragon
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
thirsty pisswyrm heaven
  06/27/25
If you work in-house matching makes it a no-brainer.
Frisky lascivious dragon
  06/27/25
just do take a lot of my money and shove it up the ass of so...
thirsty pisswyrm heaven
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Frisky lascivious dragon
  06/27/25
I want my yacht now.
thirsty pisswyrm heaven
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Frisky lascivious dragon
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
thirsty pisswyrm heaven
  06/27/25
If that's your perspective then sure, stop contributing into...
Frisky lascivious dragon
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Cocky Sanctuary Wrinkle
  06/27/25
Why not put it in a Roth?
multi-colored double fault
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Blathering glittery brethren
  06/27/25
180
thirsty pisswyrm heaven
  06/27/25
Did you know you're not required to contribute to a 401K?
Blathering glittery brethren
  06/27/25
(guy who is not a biglaw partner)
thirsty pisswyrm heaven
  06/27/25
$700k Wife - $600k
Gaped Quadroon Newt
  06/27/25
43yo, $900k
excitant rambunctious reading party
  06/27/25
Early 40s. ~$2.1mm
Bat-shit-crazy cowardly theatre affirmative action
  06/27/25
Late 20s, 250k
multi-colored double fault
  06/27/25
Good job , young gun
Domesticated school cafeteria
  06/27/25
lol at these responses
Concupiscible Lilac Address
  06/27/25
go on...
know-it-all state black woman
  06/27/25
30000k
Glassy impressive theater friendly grandma
  06/27/25
$399,443.16
charcoal whorehouse coffee pot
  06/27/25
Monday is likely to be a big day for you friend
Blathering glittery brethren
  06/27/25
🤞🏻
charcoal whorehouse coffee pot
  06/27/25
IDK $150Kish. But I haven't been working long.
fear-inspiring preventive strike
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
violent twisted corner
  06/27/25
Same.
dashing jade stage foreskin
  06/27/25
350,000 Kinda sad
motley ladyboy
  06/27/25
all stock/bond investments are like 750k.
vigorous mildly autistic degenerate den
  06/27/25
$386k total. $324k in trad, $62k in Roth
Umber kitty stage
  06/27/25
Zero
Coiffed Bawdyhouse
  06/27/25
Crrrrrrrrrrrrrr
thirsty pisswyrm heaven
  06/27/25
For Benzo reasons or RSF reasons?
Bat-shit-crazy cowardly theatre affirmative action
  06/27/25
$6 million or so. I checked in January.
dashing jade stage foreskin
  06/27/25
...
Blathering glittery brethren
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Dark Office Lettuce
  06/27/25
$0. I don’t have a 401(k).
talented chapel gaming laptop
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Tan nubile site



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Offensive famous landscape painting antidepressant drug

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Tan nubile site

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Offensive famous landscape painting antidepressant drug

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: know-it-all state black woman

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: ebony space regret

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Offensive famous landscape painting antidepressant drug

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Concupiscible Lilac Address

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: abnormal cyan base pozpig

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: swollen school mediation

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Tan nubile site

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Wonderful lemon generalized bond

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: lavender mind-boggling mother resort

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: swollen school mediation

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: know-it-all state black woman

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: swollen school mediation

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: know-it-all state black woman

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: know-it-all state black woman

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: confused shimmering orchestra pit

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Wonderful lemon generalized bond

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: ebony space regret

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: thirsty pisswyrm heaven

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Blathering glittery brethren

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: know-it-all state black woman

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Blathering glittery brethren

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: thirsty pisswyrm heaven



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: iridescent dilemma kitty cat

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: laughsome bearded station

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: swollen school mediation

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Frisky lascivious dragon

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: thirsty pisswyrm heaven

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Frisky lascivious dragon

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: thirsty pisswyrm heaven

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Frisky lascivious dragon

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: thirsty pisswyrm heaven

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Frisky lascivious dragon

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: thirsty pisswyrm heaven

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Frisky lascivious dragon

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Cocky Sanctuary Wrinkle

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: multi-colored double fault

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Blathering glittery brethren

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: thirsty pisswyrm heaven

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Blathering glittery brethren

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: thirsty pisswyrm heaven

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Gaped Quadroon Newt

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: excitant rambunctious reading party

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Bat-shit-crazy cowardly theatre affirmative action

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: multi-colored double fault

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Domesticated school cafeteria

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Concupiscible Lilac Address

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: know-it-all state black woman

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Glassy impressive theater friendly grandma

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: charcoal whorehouse coffee pot

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Blathering glittery brethren

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: charcoal whorehouse coffee pot

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: fear-inspiring preventive strike

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: violent twisted corner

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: dashing jade stage foreskin

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: motley ladyboy

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: vigorous mildly autistic degenerate den

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Umber kitty stage

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Coiffed Bawdyhouse

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: thirsty pisswyrm heaven

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Bat-shit-crazy cowardly theatre affirmative action

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: dashing jade stage foreskin

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Blathering glittery brethren



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Dark Office Lettuce

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: talented chapel gaming laptop

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055414)