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POLL: What is your 401(k) balance right now

...
Plum library
  06/27/25
A tiny pink 500k
Stimulating indirect expression circlehead
  06/27/25
that's not that bad
Plum library
  06/27/25
I guess not but the thought of grinding out another 20 years...
Stimulating indirect expression circlehead
  06/27/25
age?
High-end curious property
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
exciting mahogany voyeur area
  06/27/25
Yep, I’m early 40s lol
Stimulating indirect expression circlehead
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
indecent twisted gas station
  06/27/25
It depend on if that's his primary retirement or if he has ...
up-to-no-good dun quadroon rehab
  06/27/25
$130k
mint hairless degenerate
  06/27/25
that's horrendous
Plum library
  06/27/25
i'm in between these two guys
blue vibrant friendly grandma trailer park
  06/27/25
Same, I'm in between two guys
frum azure plaza
  06/27/25
The sum total of all my retirement and brokerage accounts is...
mint hairless degenerate
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
High-end curious property
  06/27/25
My mom says I'm special.
mint hairless degenerate
  06/27/25
even that's not true
High-end curious property
  06/27/25
LOL
High-end curious property
  06/27/25
$3.4 million in combined marital plans.
out-of-control stage main people
  06/27/25
damn
blue vibrant friendly grandma trailer park
  06/27/25
Age?
exciting mahogany voyeur area
  06/27/25
Such a waste of capital.
Mentally Impaired Amethyst Stead
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
vigorous narrow-minded cumskin really tough guy
  06/27/25
this discussion happens every 401k thread. partners in bigl...
High-end curious property
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
vigorous narrow-minded cumskin really tough guy
  06/27/25
...
Mentally Impaired Amethyst Stead
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Swashbuckling space
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
bespoke puce casino hairy legs
  06/27/25
.
mint hairless degenerate
  06/27/25
Something like $800-900k for wife and I.
Ultramarine Maniacal Candlestick Maker Center
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Mentally Impaired Amethyst Stead
  06/27/25
If you work in-house matching makes it a no-brainer.
Ultramarine Maniacal Candlestick Maker Center
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Mentally Impaired Amethyst Stead
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Ultramarine Maniacal Candlestick Maker Center
  06/27/25
I want my yacht now.
Mentally Impaired Amethyst Stead
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Ultramarine Maniacal Candlestick Maker Center
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Mentally Impaired Amethyst Stead
  06/27/25
If that's your perspective then sure, stop contributing into...
Ultramarine Maniacal Candlestick Maker Center
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
dull market
  06/27/25
Why not put it in a Roth?
frisky athletic conference nibblets
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
vigorous narrow-minded cumskin really tough guy
  06/27/25
180
Mentally Impaired Amethyst Stead
  06/27/25
Did you know you're not required to contribute to a 401K?
vigorous narrow-minded cumskin really tough guy
  06/27/25
(guy who is not a biglaw partner)
Mentally Impaired Amethyst Stead
  06/27/25
$700k Wife - $600k
at-the-ready razzle principal's office dopamine
  06/27/25
43yo, $900k
Cerebral stain
  06/27/25
Early 40s. ~$2.1mm
Bronze Histrionic Milk
  06/27/25
Late 20s, 250k
frisky athletic conference nibblets
  06/27/25
Good job , young gun
Thriller Rusted Twinkling Uncleanness Shitlib
  06/27/25
lol at these responses
indecent twisted gas station
  06/27/25
go on...
High-end curious property
  06/27/25
30000k
orange dragon hell
  06/27/25
$399,443.16
Zippy Temple
  06/27/25
Monday is likely to be a big day for you friend
vigorous narrow-minded cumskin really tough guy
  06/27/25
🤞🏻
Zippy Temple
  06/27/25
IDK $150Kish. But I haven't been working long.
Bonkers Trump Supporter
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Razzle-dazzle bearded therapy
  06/27/25
Same.
hilarious maize mood
  06/27/25
350,000 Kinda sad
Talented deranged wagecucks school
  06/27/25
all stock/bond investments are like 750k.
brindle exhilarant spot national security agency
  06/27/25
$386k total. $324k in trad, $62k in Roth
marvelous roommate
  06/27/25
Zero
ruddy lay crotch
  06/27/25
Crrrrrrrrrrrrrr
Mentally Impaired Amethyst Stead
  06/27/25
For Benzo reasons or RSF reasons?
Bronze Histrionic Milk
  06/27/25
$6 million or so. I checked in January.
hilarious maize mood
  06/27/25
...
vigorous narrow-minded cumskin really tough guy
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Ruby electric mother
  06/27/25
$0. I don’t have a 401(k).
Cowardly windowlicker community account
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Plum library



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Stimulating indirect expression circlehead

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Plum library

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Stimulating indirect expression circlehead

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: High-end curious property

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: exciting mahogany voyeur area

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Stimulating indirect expression circlehead

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: indecent twisted gas station

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: up-to-no-good dun quadroon rehab

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: mint hairless degenerate

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Plum library

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: blue vibrant friendly grandma trailer park

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: frum azure plaza

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: mint hairless degenerate

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: High-end curious property

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: mint hairless degenerate

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: High-end curious property

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: High-end curious property

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: out-of-control stage main people

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: blue vibrant friendly grandma trailer park

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: exciting mahogany voyeur area

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Mentally Impaired Amethyst Stead

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: vigorous narrow-minded cumskin really tough guy

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: High-end curious property

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: vigorous narrow-minded cumskin really tough guy

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Mentally Impaired Amethyst Stead



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Swashbuckling space

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: bespoke puce casino hairy legs

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: mint hairless degenerate

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Ultramarine Maniacal Candlestick Maker Center

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Mentally Impaired Amethyst Stead

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Ultramarine Maniacal Candlestick Maker Center

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Mentally Impaired Amethyst Stead

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Ultramarine Maniacal Candlestick Maker Center

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Mentally Impaired Amethyst Stead

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Ultramarine Maniacal Candlestick Maker Center

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Mentally Impaired Amethyst Stead

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Ultramarine Maniacal Candlestick Maker Center

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: dull market

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: frisky athletic conference nibblets

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: vigorous narrow-minded cumskin really tough guy

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Mentally Impaired Amethyst Stead

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: vigorous narrow-minded cumskin really tough guy

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Mentally Impaired Amethyst Stead

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: at-the-ready razzle principal's office dopamine

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Cerebral stain

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Bronze Histrionic Milk

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: frisky athletic conference nibblets

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Thriller Rusted Twinkling Uncleanness Shitlib

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: indecent twisted gas station

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: High-end curious property

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: orange dragon hell

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Zippy Temple

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: vigorous narrow-minded cumskin really tough guy

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Zippy Temple

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Bonkers Trump Supporter

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Razzle-dazzle bearded therapy

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: hilarious maize mood

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Talented deranged wagecucks school

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: brindle exhilarant spot national security agency

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: marvelous roommate

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: ruddy lay crotch

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Mentally Impaired Amethyst Stead

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Bronze Histrionic Milk

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: hilarious maize mood

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: vigorous narrow-minded cumskin really tough guy



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Ruby electric mother

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Cowardly windowlicker community account

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055414)