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POLL: What is your 401(k) balance right now

...
curious offensive stag film organic girlfriend
  06/27/25
A tiny pink 500k
Misanthropic disturbing corner mediation
  06/27/25
that's not that bad
curious offensive stag film organic girlfriend
  06/27/25
I guess not but the thought of grinding out another 20 years...
Misanthropic disturbing corner mediation
  06/27/25
age?
appetizing mood orchestra pit
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
dun address persian
  06/27/25
Yep, I’m early 40s lol
Misanthropic disturbing corner mediation
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
ultramarine learning disabled wrinkle affirmative action
  06/27/25
It depend on if that's his primary retirement or if he has ...
Fishy maniacal skinny woman ceo
  06/27/25
$130k
House-broken Carmine Library Immigrant
  06/27/25
that's horrendous
curious offensive stag film organic girlfriend
  06/27/25
i'm in between these two guys
impressive angry rigor
  06/27/25
Same, I'm in between two guys
Milky lodge
  06/27/25
The sum total of all my retirement and brokerage accounts is...
House-broken Carmine Library Immigrant
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
appetizing mood orchestra pit
  06/27/25
My mom says I'm special.
House-broken Carmine Library Immigrant
  06/27/25
even that's not true
appetizing mood orchestra pit
  06/27/25
LOL
appetizing mood orchestra pit
  06/27/25
$3.4 million in combined marital plans.
Aphrodisiac clear school psychic
  06/27/25
damn
impressive angry rigor
  06/27/25
Age?
dun address persian
  06/27/25
Such a waste of capital.
stimulating plaza
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Magical amber people who are hurt set
  06/27/25
this discussion happens every 401k thread. partners in bigl...
appetizing mood orchestra pit
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Magical amber people who are hurt set
  06/27/25
...
stimulating plaza
  06/27/25
The max is $70K per year including your own $23,500 contribu...
lime laughsome locus roommate
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
mischievous genital piercing
  06/27/25
.
House-broken Carmine Library Immigrant
  06/27/25
Something like $800-900k for wife and I.
azure market
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
stimulating plaza
  06/27/25
If you work in-house matching makes it a no-brainer.
azure market
  06/27/25
just do take a lot of my money and shove it up the ass of so...
stimulating plaza
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
azure market
  06/27/25
I want my yacht now.
stimulating plaza
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
azure market
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
stimulating plaza
  06/27/25
If that's your perspective then sure, stop contributing into...
azure market
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
razzle sepia rigpig
  06/27/25
Why not put it in a Roth?
balding stage
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Magical amber people who are hurt set
  06/27/25
180
stimulating plaza
  06/27/25
Did you know you're not required to contribute to a 401K?
Magical amber people who are hurt set
  06/27/25
(guy who is not a biglaw partner)
stimulating plaza
  06/27/25
$700k Wife - $600k
cocky bistre coffee pot becky
  06/27/25
43yo, $900k
Rose lascivious police squad corn cake
  06/27/25
Early 40s. ~$2.1mm
supple irate stead
  06/27/25
Late 20s, 250k
balding stage
  06/27/25
Good job , young gun
well-lubricated red whorehouse
  06/27/25
lol at these responses
ultramarine learning disabled wrinkle affirmative action
  06/27/25
go on...
appetizing mood orchestra pit
  06/27/25
30000k
Vigorous bespoke theater multi-billionaire
  06/27/25
$399,443.16
Twisted cerebral principal's office
  06/27/25
Monday is likely to be a big day for you friend
Magical amber people who are hurt set
  06/27/25
🤞🏻
Twisted cerebral principal's office
  06/27/25
IDK $150Kish. But I haven't been working long.
Histrionic macaca space
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
indecent therapy alpha
  06/27/25
Same.
Buff electric cuckold base
  06/27/25
350,000 Kinda sad
Opaque know-it-all ape
  06/27/25
all stock/bond investments are like 750k.
internet-worthy tanning salon
  06/27/25
$386k total. $324k in trad, $62k in Roth
adulterous church building main people
  06/27/25
Zero
Trip Hilarious Gaming Laptop Sanctuary
  06/27/25
Crrrrrrrrrrrrrr
stimulating plaza
  06/27/25
For Benzo reasons or RSF reasons?
supple irate stead
  06/27/25
$6 million or so. I checked in January.
Buff electric cuckold base
  06/27/25
...
Magical amber people who are hurt set
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Concupiscible ruby mexican
  06/27/25
$0. I don’t have a 401(k).
Fantasy-prone puppy
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: curious offensive stag film organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Misanthropic disturbing corner mediation

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: curious offensive stag film organic girlfriend

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Misanthropic disturbing corner mediation

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: appetizing mood orchestra pit

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: dun address persian

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Misanthropic disturbing corner mediation

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: ultramarine learning disabled wrinkle affirmative action

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Fishy maniacal skinny woman ceo

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: House-broken Carmine Library Immigrant

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: curious offensive stag film organic girlfriend

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: impressive angry rigor

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Milky lodge

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: House-broken Carmine Library Immigrant

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: appetizing mood orchestra pit

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: House-broken Carmine Library Immigrant

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: appetizing mood orchestra pit

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: appetizing mood orchestra pit

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Aphrodisiac clear school psychic

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: impressive angry rigor

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: dun address persian

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: stimulating plaza

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Magical amber people who are hurt set

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: appetizing mood orchestra pit

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Magical amber people who are hurt set

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: stimulating plaza



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: lime laughsome locus roommate

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: mischievous genital piercing

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: House-broken Carmine Library Immigrant

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: azure market

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: stimulating plaza

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: azure market

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: stimulating plaza

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: azure market

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: stimulating plaza

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: azure market

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: stimulating plaza

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: azure market

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: razzle sepia rigpig

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: balding stage

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Magical amber people who are hurt set

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: stimulating plaza

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Magical amber people who are hurt set

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: stimulating plaza

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: cocky bistre coffee pot becky

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Rose lascivious police squad corn cake

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: supple irate stead

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: balding stage

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: well-lubricated red whorehouse

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: ultramarine learning disabled wrinkle affirmative action

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: appetizing mood orchestra pit

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Vigorous bespoke theater multi-billionaire

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Twisted cerebral principal's office

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Magical amber people who are hurt set

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Twisted cerebral principal's office

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Histrionic macaca space

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: indecent therapy alpha

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Buff electric cuckold base

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Opaque know-it-all ape

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: internet-worthy tanning salon

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: adulterous church building main people

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Trip Hilarious Gaming Laptop Sanctuary

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: stimulating plaza

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: supple irate stead

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Buff electric cuckold base

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Magical amber people who are hurt set



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Concupiscible ruby mexican

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Fantasy-prone puppy

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2Reputation#49055414)