My New employer offers after tax roth. That means I can fill...	Yapping Hissy Fit Resort	01/05/26
Yeah you can roll it over into a normal Roth IRA.	sickened prole lodge	01/05/26
So right now I can do about 30k/yr megaroth which basically ...	Yapping Hissy Fit Resort	01/05/26
MBR is an absolute no brainer. Literally zero reason not to ...	sickened prole lodge	01/05/26
Yeah but it's not any better than regular 401k. I.e. that pr...	Yapping Hissy Fit Resort	01/05/26
No tax at all versus taxes at ordinary income rate is obviou...	sickened prole lodge	01/05/26
How to grow after tax contributions cheaply?	Maroon Sex Offender Center	01/05/26
What do you think of this. My new 401k plan allows schwab pc...	Yapping Hissy Fit Resort	01/05/26
Eh. The key is to buy early and not sell. That seems fine. I...	sickened prole lodge	01/05/26
Selling is not a taxable event in ira	Yapping Hissy Fit Resort	01/05/26

Date: January 5th, 2026 7:10 PM Author: Yapping Hissy Fit Resort My New employer offers after tax roth. That means I can fill up pretax401k+5% match. And 70k-(23k+17k) I can put in as after tax with immediate roth conversion. Does it mean I can covert that into regular roth without any additional tax after I leave my job? (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565167)

Date: January 5th, 2026 7:23 PM Author: sickened prole lodge Yeah you can roll it over into a normal Roth IRA. (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565205)

Date: January 5th, 2026 7:35 PM Author: Yapping Hissy Fit Resort So right now I can do about 30k/yr megaroth which basically saves me 20% capital gains tax longterm compared to putting that money in regular brokerage (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565236)

Date: January 5th, 2026 7:39 PM Author: sickened prole lodge MBR is an absolute no brainer. Literally zero reason not to do it. (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565242)

Date: January 5th, 2026 8:14 PM Author: Yapping Hissy Fit Resort Yeah but it's not any better than regular 401k. I.e. that pretax 40k also saves on capital gains plus will be tax at lower tax rate in the future. Roth only saves me on capital gains. (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565324)

Date: January 5th, 2026 8:18 PM Author: sickened prole lodge No tax at all versus taxes at ordinary income rate is obviously way better. (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565343)

Date: January 5th, 2026 9:16 PM Author: Maroon Sex Offender Center How to grow after tax contributions cheaply? (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565520)

Date: January 5th, 2026 8:39 PM Author: Yapping Hissy Fit Resort What do you think of this. My new 401k plan allows schwab pcra accounts so I can basically do my own investments. I'll just do qqqi, spmo, and bitcoin(if it drops below 85k again) (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565398)

Date: January 5th, 2026 9:14 PM Author: sickened prole lodge Eh. The key is to buy early and not sell. That seems fine. I’m much heavier on international and think you’d be way under diversified and have a ton of overlap with those two funds but ultimately if you buy and never sell you’re fine. (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565513)

Date: January 5th, 2026 10:10 PM Author: Yapping Hissy Fit Resort Selling is not a taxable event in ira (http://www.autoadmit.com/thread.php?thread_id=5817735&forum_id=2Reputation#49565667)